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AIBU to be surprised someone on £34,000 receives Universal Credit?

364 replies

Balicious · 25/09/2026 14:37

I was listening to BBC Radio 5 Live at work yesterday morning. They were discussing the Conservatives’ proposal to stop people spending benefits on alcohol, cigarettes, etc.—but that isn’t what my question is about.
One caller said she earns £34,000 a year as a trainee social worker and receives an additional £500 a month in Universal Credit. She didn’t mention having children, paying rent or having a disability—she simply said she struggles to live on £34,000 and needs Universal Credit to top up her wages.
What is going on? That’s more than I earn! Could I apply for a top-up too? Has anyone else heard of someone working full-time and earning well above minimum wage having their salary topped up by Universal Credit? I just couldn't get over what I was hearing!

OP posts:
IdaGlossop · 25/09/2026 16:05

pokewomans · 25/09/2026 16:03

No it isn’t just because women work

I said 'also' ie women working is one factor among numerous.

ThreadGuardDog · 25/09/2026 16:04

IdaGlossop · 25/09/2026 16:00

What has also changed since the 1980s is that most women now work so housing costs have risen steeply because households have two salaries. Blame feminism!

Misogynistic claptrap.

pokewomans · 25/09/2026 16:03

IdaGlossop · 25/09/2026 16:00

What has also changed since the 1980s is that most women now work so housing costs have risen steeply because households have two salaries. Blame feminism!

No it isn’t just because women work

ThreadGuardDog · 25/09/2026 16:03

pokewomans · 25/09/2026 15:58

Exactly it’s housing. People forget in the 80s there was 5.5m council homes.

Yep, the lovely Mrs Thatcher fixed that. Along with encouraging unemployed people to claim sickness benefits for the flimsiest of reasons and decimating the manufacturing industry in favour of banking and services. The long arm of Conservative mismanagement stretches back a lot longer than fourteen years.

BridalFeastofBethChadruharazzeb · 25/09/2026 16:02

Balicious · 25/09/2026 14:51

Why the need to be rude? I said I was working, so yes, I obviously missed that detail. It’s easy to be unpleasant from behind a keyboard.

Because you heard what you wanted tk hear, not what was actually said.

And then you repeated it. Some idiot will walk away from this thinking she is a single woman swanning around on 34k plus uc

pokewomans · 25/09/2026 16:02

CeciliaMars · 25/09/2026 15:00

Going to get flamed here. But when someone on £34k gets topped up to the equivalent of a nearly £50k pre-tax salary, aren’t we admitting that £50k is the minimum amount needed to live on if you have kids? So what does that say to a teacher, nurse, midwife who works for 20 years and never earns more than £50k? Isn’t it crazy that someone who earns £34k actually earns the same as some on £50k? It feels like the world of salaries has gone mad.

I think it would be odd for a teacher after 20 yrs to not be on the upper pay scale

ThreadGuardDog · 25/09/2026 16:01

Balicious · 25/09/2026 14:51

Why the need to be rude? I said I was working, so yes, I obviously missed that detail. It’s easy to be unpleasant from behind a keyboard.

It’s also easy to start a thread you hope will be whipped up into benefit bashing. Do you not think there have been enough of those to date ? The fact is employers pay shit wages that no-one can make ends meet on. Coupled with greedy landlords who charge a fortune because there is no rent cap and who increase rents every year in line with benefit uprating why is it surprising that the state has to step in and top up ? In many parts of the country a single wage of £34000 wouldn’t be enough to run a home and support children.

BIossomtoes · 25/09/2026 16:00

LakieLady · 25/09/2026 15:58

The average rent where I live is £924 for a one-bed and £1,506 for a 3-bed. LHA rates are £920 and £1,450 respectively, so not a huge gap.

However, that's across the whole district council area. I live in the most expensive town in the district, so they're probably a fair bit higher here. I've seen a 1-bed flat in a letting agent's window at a rent of £1,100 a month.

I was actually quite surprised, as they've built a lot of flats here over the last couple of years, which I thought might have slowed the increase in rents a bit.

They’ve built loads here too. Unfortunately they’re all of the over 55 variety so gullible pensioners whose heirs will never be able to sell them can live in a geriatric ghetto.

IdaGlossop · 25/09/2026 16:00

Badbadbunny · 25/09/2026 15:54

It's housing costs that have gone mad, aided and abetted by government subsidies in the form of, firstly tax credits, and now universal credit. Basic economics of supply and demand and we've seen massive housing costs increase on the back of the government subsidising increasing rents - if the money is there, prices increase. At the same time, over the past few decades, we've had easy low cost mortgages, liar loans, low/zero deposits etc also increasing the supply of cash which fuels housing cost inflation.

What has also changed since the 1980s is that most women now work so housing costs have risen steeply because households have two salaries. Blame feminism!

sandwalk · 25/09/2026 16:00

SerendipityJane · 25/09/2026 15:46

When the whole idea of "tax credits" was introduced, some warned that it would turn huge chunks of the workforce into net benefit recipients.

Obviously they were ignored, because it was a great way to let companies avoid paying their staff. I mean why would you, if the government will ?

Not that it has much bearing here, where the only aim is to punch down, not up.

We had tax credits because we had one child, family income was around £50k which was probably fairly average then and we got just over £40 a month IIRC.

pokewomans · 25/09/2026 15:58

Badbadbunny · 25/09/2026 15:54

It's housing costs that have gone mad, aided and abetted by government subsidies in the form of, firstly tax credits, and now universal credit. Basic economics of supply and demand and we've seen massive housing costs increase on the back of the government subsidising increasing rents - if the money is there, prices increase. At the same time, over the past few decades, we've had easy low cost mortgages, liar loans, low/zero deposits etc also increasing the supply of cash which fuels housing cost inflation.

Exactly it’s housing. People forget in the 80s there was 5.5m council homes.

Binnyforthewin · 25/09/2026 15:58

It's sweet that you were surprised...

LakieLady · 25/09/2026 15:58

TigerRag · 25/09/2026 15:44

There are people on Facebook groups for UC advice who are asked to post their statements when they ask a question. The amount of rent some pay is ridiculous

The average rent where I live is £924 for a one-bed and £1,506 for a 3-bed. LHA rates are £920 and £1,450 respectively, so not a huge gap.

However, that's across the whole district council area. I live in the most expensive town in the district, so they're probably a fair bit higher here. I've seen a 1-bed flat in a letting agent's window at a rent of £1,100 a month.

I was actually quite surprised, as they've built a lot of flats here over the last couple of years, which I thought might have slowed the increase in rents a bit.

Motnight · 25/09/2026 15:57

Balicious · 25/09/2026 14:51

Why the need to be rude? I said I was working, so yes, I obviously missed that detail. It’s easy to be unpleasant from behind a keyboard.

It really is, Op.

Badbadbunny · 25/09/2026 15:55

SerendipityJane · 25/09/2026 15:46

When the whole idea of "tax credits" was introduced, some warned that it would turn huge chunks of the workforce into net benefit recipients.

Obviously they were ignored, because it was a great way to let companies avoid paying their staff. I mean why would you, if the government will ?

Not that it has much bearing here, where the only aim is to punch down, not up.

It was also Brown's way of fuelling his artificial and unsustainable "boom" years - throw money into circulation via tax credits and it's inevitable that the economy will grow as people have money in their pockets. Trouble is, it's not sustainable.

Blinkett · 25/09/2026 15:54

Dweetfidilove · 25/09/2026 15:38

I read the OP and knew it was nonsense. Thank you for confirming ☺️.

it wasn’t nonsense though was it. She DOES earn £34k and she DOES get UC. Why? What does the children’s dad contribute?

Badbadbunny · 25/09/2026 15:54

CeciliaMars · 25/09/2026 15:00

Going to get flamed here. But when someone on £34k gets topped up to the equivalent of a nearly £50k pre-tax salary, aren’t we admitting that £50k is the minimum amount needed to live on if you have kids? So what does that say to a teacher, nurse, midwife who works for 20 years and never earns more than £50k? Isn’t it crazy that someone who earns £34k actually earns the same as some on £50k? It feels like the world of salaries has gone mad.

It's housing costs that have gone mad, aided and abetted by government subsidies in the form of, firstly tax credits, and now universal credit. Basic economics of supply and demand and we've seen massive housing costs increase on the back of the government subsidising increasing rents - if the money is there, prices increase. At the same time, over the past few decades, we've had easy low cost mortgages, liar loans, low/zero deposits etc also increasing the supply of cash which fuels housing cost inflation.

Dweetfidilove · 25/09/2026 15:53

IdaGlossop · 25/09/2026 15:49

Every public sector employer. I have always worked in the private sector generating wealth so I know this 🤥

😂😂

Smokeywater · 25/09/2026 15:53

IdaGlossop · 25/09/2026 15:42

The selling off of council houses by Margaret Thatcher is one of the neoliberal policies Burnham is attacking.

When did Margaret Thatcher step down- ah yes, 1990 - sadly absolutely no Gov in the last 36 years has managed to build homes (or control immigration)

But Blair started the immigration rise 300,000 a year when he was in power and it's never got below that, sometimes much higher but strangely AB isn't complaining about that

lookatmylife · 25/09/2026 15:50

Balicious · 25/09/2026 14:51

Why the need to be rude? I said I was working, so yes, I obviously missed that detail. It’s easy to be unpleasant from behind a keyboard.

You could have listened again before starting an ill-informed, benefit bashing thread.

IdaGlossop · 25/09/2026 15:49

Dweetfidilove · 25/09/2026 15:45

Where the hell is all this going on? I'll leave my council and come work there 😳.

Every public sector employer. I have always worked in the private sector generating wealth so I know this 🤥

GoodkneeBadKnee · 25/09/2026 15:48

It’s easy to be unpleasant from behind a keyboard. Which is why you started this thread...

SerendipityJane · 25/09/2026 15:46

When the whole idea of "tax credits" was introduced, some warned that it would turn huge chunks of the workforce into net benefit recipients.

Obviously they were ignored, because it was a great way to let companies avoid paying their staff. I mean why would you, if the government will ?

Not that it has much bearing here, where the only aim is to punch down, not up.

Smokeywater · 25/09/2026 15:46

TigerRag · 25/09/2026 15:44

There are people on Facebook groups for UC advice who are asked to post their statements when they ask a question. The amount of rent some pay is ridiculous

And the taxpayer is subsidising the Landlord's rent

Plsfindattached · 25/09/2026 15:45

Smokeywater · 25/09/2026 15:44

All the sarky comments - how dare the OP suggest this is unreasonable - but there is the minor detail that the UK can barely cover it's debt interest payments. Eventually the shit will hit the fan.

Someone hasn’t read the thread. You and the OP are cut from the same cloth!