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AIBU to be surprised someone on £34,000 receives Universal Credit?

364 replies

Balicious · 25/09/2026 14:37

I was listening to BBC Radio 5 Live at work yesterday morning. They were discussing the Conservatives’ proposal to stop people spending benefits on alcohol, cigarettes, etc.—but that isn’t what my question is about.
One caller said she earns £34,000 a year as a trainee social worker and receives an additional £500 a month in Universal Credit. She didn’t mention having children, paying rent or having a disability—she simply said she struggles to live on £34,000 and needs Universal Credit to top up her wages.
What is going on? That’s more than I earn! Could I apply for a top-up too? Has anyone else heard of someone working full-time and earning well above minimum wage having their salary topped up by Universal Credit? I just couldn't get over what I was hearing!

OP posts:
pokewomans · 25/09/2026 16:29

IdaGlossop · 25/09/2026 16:27

More women working is one of a number of factors that have contributed to the increase in house prices, not the only one. 'Blaming feminism' is a joke (and one that has misfired).

It’s a minor factor.

pokewomans · 25/09/2026 16:29

wishingonastar101 · 25/09/2026 16:25

I've mentioned this on here before. I have a friend who chooses to work part time, she does have a child and gets support and payments for Childs from ex. But she would rather work part time and get UC so she gets some time to herself.
I basically work full time because her relationship broke down and she like have 2 days a week off... how is this my problem? I would love a day off!

I know someone similar but why is your decision to work full or part time based on her circumstances?!

Binnyforthewin · 25/09/2026 16:29

ThisUmberSwan · 25/09/2026 16:27

You are uneducated. I was working earning £1700 per month and still got around £800 UC, I earn £800 now and get £1200. I also earned £1,400 at some point and probably got around £1000. But this was housing, my element, 1 child and childcare 85% entitlement. It doesn’t stop at £916 a month you just get more deducted over your work allowance

And people have the cheek to say UC isn't a gravy train.

nearlylovemyusername · 25/09/2026 16:29

JLou08 · 25/09/2026 14:42

I'd guess she is a parent. 34k doesn't go far with a family. She's working in the public sector, if they paid better people wouldn't need to be applying for benefits to top up their income.

They could pay better if they didn't sit on public sector pensions which private sector can't even dream about. We need to equalise pension provision and then salaries can grow as well.

IdaGlossop · 25/09/2026 16:27

FriendlyMedusa · 25/09/2026 16:24

In 1975, the proportion of households with two adults working was 49%. Today it's 74% - a 51% increase. And yet house prices have risen by 2500% since 1975.

I don't think I will be blaming feminism, no.

More women working is one of a number of factors that have contributed to the increase in house prices, not the only one. 'Blaming feminism' is a joke (and one that has misfired).

ThisUmberSwan · 25/09/2026 16:27

19lottie82 · 25/09/2026 14:39

She must have children or receive pip. A healthy single working adult without children wouldn’t receive any benefits if they earn over something like 11k

You are uneducated. I was working earning £1700 per month and still got around £800 UC, I earn £800 now and get £1200. I also earned £1,400 at some point and probably got around £1000. But this was housing, my element, 1 child and childcare 85% entitlement. It doesn’t stop at £916 a month you just get more deducted over your work allowance

Whattodo200 · 25/09/2026 16:26

34k isn’t a lot in terms of salary but so many jobs are in and around then even grads jobs that demand high quality graduates. So surely we need to rethink the UC boundaries and maybe make it strictly income based. Or not increase it depending on location

Thisposthasbeendeleted · 25/09/2026 16:26

Balicious · 25/09/2026 14:51

Why the need to be rude? I said I was working, so yes, I obviously missed that detail. It’s easy to be unpleasant from behind a keyboard.

It's also easy to be reactionary from behind a keyboard.

Plsfindattached · 25/09/2026 16:26

wishingonastar101 · 25/09/2026 16:25

I've mentioned this on here before. I have a friend who chooses to work part time, she does have a child and gets support and payments for Childs from ex. But she would rather work part time and get UC so she gets some time to herself.
I basically work full time because her relationship broke down and she like have 2 days a week off... how is this my problem? I would love a day off!

“Friend”? My arse

wishingonastar101 · 25/09/2026 16:25

I've mentioned this on here before. I have a friend who chooses to work part time, she does have a child and gets support and payments for Childs from ex. But she would rather work part time and get UC so she gets some time to herself.
I basically work full time because her relationship broke down and she like have 2 days a week off... how is this my problem? I would love a day off!

FriendlyMedusa · 25/09/2026 16:24

IdaGlossop · 25/09/2026 16:00

What has also changed since the 1980s is that most women now work so housing costs have risen steeply because households have two salaries. Blame feminism!

In 1975, the proportion of households with two adults working was 49%. Today it's 74% - a 51% increase. And yet house prices have risen by 2500% since 1975.

I don't think I will be blaming feminism, no.

pokewomans · 25/09/2026 16:17

dustabsorber · 25/09/2026 16:13

It never has, back in the day many people did several jobs and worked overtime to get by. IE 50 plus hours work a week.

@dustabsorber are you saying one person working f/t has never been enough to support a family? Thats odd

pokewomans · 25/09/2026 16:16

IdaGlossop · 25/09/2026 16:10

I did say that, because the fact that many households have two earners has contributed to the upswing in housing costs. 'Blame feminism' is sarcasm.

Ok

Roger Falling GIF by American Dad
dustabsorber · 25/09/2026 16:15

Other societies are available, including ones where women can't go out without a male chaperone. Or you could go and be a day labourer in rural India. Or a tea picker in Sri Lanka.

Bjorkdidit · 25/09/2026 16:15

FriendlyMedusa · 25/09/2026 16:05

I wish people would talk about why on earth we live in a society where a full time salary does not cover the basics rather than being angry at people on benefits.

But even without high housing costs it remains that a person who is supporting a SAHP and two children needs to earn far more than a single person. So either you raise wages for everyone, which often just increases prices because businesses have higher costs and people earn more so can afford to spend more.

Or you have a discriminatory pay system and either 'bread winners' are paid more than a single person who only needs to feed and house themselves or businesses employ whoever can afford to work for the lowest wage.

Say what you like about UC, it does at least try to solve that issue without illegal pay discrimination or employers employing the cheapest workers.

On 'most women now work so housing costs have risen steeply because households have two salaries. Blame feminism' this is true. If banks had continued to only count one income, doesn't matter whose it is, when assessing mortgages, people would have been able to borrow less and house prices wouldn't have risen so much. Would also mean that people would have been able to buy on their own more easily as they wouldn't have been competing with two income households.

Boomer55 · 25/09/2026 16:15

Balicious · 25/09/2026 14:37

I was listening to BBC Radio 5 Live at work yesterday morning. They were discussing the Conservatives’ proposal to stop people spending benefits on alcohol, cigarettes, etc.—but that isn’t what my question is about.
One caller said she earns £34,000 a year as a trainee social worker and receives an additional £500 a month in Universal Credit. She didn’t mention having children, paying rent or having a disability—she simply said she struggles to live on £34,000 and needs Universal Credit to top up her wages.
What is going on? That’s more than I earn! Could I apply for a top-up too? Has anyone else heard of someone working full-time and earning well above minimum wage having their salary topped up by Universal Credit? I just couldn't get over what I was hearing!

It sounds nuts, but the whole thing is dictated by personal circumstances.

dustabsorber · 25/09/2026 16:13

FriendlyMedusa · 25/09/2026 16:05

I wish people would talk about why on earth we live in a society where a full time salary does not cover the basics rather than being angry at people on benefits.

It never has, back in the day many people did several jobs and worked overtime to get by. IE 50 plus hours work a week.

conun · 25/09/2026 16:12

Blinkett · 25/09/2026 15:54

it wasn’t nonsense though was it. She DOES earn £34k and she DOES get UC. Why? What does the children’s dad contribute?

I think OP implied it was problematic that this woman with no dependents and earning above NMW was getting a UC top up. But she has children, so the whole premise of her post falls apart.

From what i understand if she’s getting hundreds or even thousands in child support she still would get the same UC top up. This is because the government has basically given up trying to rely on men to pay for their children. So they see it as an unstable source of income and therefore separate it from whatever benefits she’s owed.

I actually agree the government should hold men/the non-resident parent to account and make them pay for their kids and they should face the risk of criminal convictions like they do in the U.S. when they fail to pay. Maybe if that was the case they would calculate child support as part of the parents income.

dustabsorber · 25/09/2026 16:11

And she can go to the Zoo for a quid.

IdaGlossop · 25/09/2026 16:10

pokewomans · 25/09/2026 16:06

most women now work so housing costs have risen steeply because households have two salaries. Blame feminism!

No, you said the above…

I did say that, because the fact that many households have two earners has contributed to the upswing in housing costs. 'Blame feminism' is sarcasm.

Urgentbiscuitrequired · 25/09/2026 16:09

tomblybooo · 25/09/2026 14:44

lol op this backfired didn’t it

It certainly did. Listening to a snippet on the radio seems to be enough to come to a conclusion these days.

BillieWiper · 25/09/2026 16:07

Its disgraceful we live in a society where honest hard work does not pay sufficiently and needs to be subsidized by the welfare state. That is not the fault of the individual benefits claimant.

AnnieMay55 · 25/09/2026 16:06

Ok I've not read the full thread but this is where I get annoyed with people thinking all those on benefits are scroungers including my late MIL. It is the housing problem in this country meaning young people can't afford to live. It should never have got like this. My daughter is well educated with a MSc in a full time career but it is not well paid. She was earning approximately £32,000 and as a single person the cheapest place she could find to rent, just a 1 bed only 37 sq m was £900 per month . This meant she was entitled to UC rent top up. She is not really young , but nearly 40. She has ended up getting a shared ownership flat with a lot of help from us as there is no top up for a mortgage, only for rent. Yes this is the expensive South East . She start out in the North but had to come where the jobs were in her field.

pokewomans · 25/09/2026 16:06

most women now work so housing costs have risen steeply because households have two salaries. Blame feminism!

No, you said the above…

FriendlyMedusa · 25/09/2026 16:05

I wish people would talk about why on earth we live in a society where a full time salary does not cover the basics rather than being angry at people on benefits.