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AIBU?

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AIBU to worry CMS deductions could push my son into crisis?

387 replies

Wokeuptired · 25/09/2026 10:56

My son split from his ex almost 2 years ago, they have 2 children together and 1 child that my son brought up as his own, their was lots of drama in the relationship and his ex was very demanding, my son paid her maintenence every month and paid for other things for her like the sky bill and some h/p goods, at the end of last year my son took a very serious attempt at taking his own life and he got sectioned, he obviously couldn't work but his ex was still demanding money from him, In March he got his old job back but he had to save for a deposit and furniture as well as pay for prescriptions food fuel to get to work, he was around £200 short each month and we helped him out with that, during this time his ex refused to let him see the children and he has not seen them since January, he had an upcoming court case to get to see them, as the eldest isn't his biologically he had to get a lawyer to help him as he wants her included.
Now the CMS are involved and they have taken £1700 out of his wages this is £700 for the month and £1000 in back pay as they calculated this from December last year, this leaves my son with around £500 after tax, he can't live on £500 as he can't even cover his rent with that, he has just got himself sorted financially but still owes money.
He doesn't know what he can do as he has phoned CMS and they said it has to be that amount and he explained the situation.
He has been to his boss to see what can be done and if he leaves this job he will break his contract with them and they won't employ him again, he can't go part time and then do work on the side to make the money up.
He just can't afford to work, it's ridiculous as he doesn't want to go on benefits as he also pointed out that it won't help his mental health.
What can he do?
I'm just so worried that he is going to try and end his life again as this seems like a no win situation.

OP posts:
ThreadGuardDog · 25/09/2026 17:50

aliceyyyy2654 · 25/09/2026 17:44

In order to get arrears he will have not paid when he should have. Arrears do not build when unemployed or not earning. Therefore, he has dodged his responsibilities. That’s a fact.

No it isn’t. He was in hospital for three months - no income, no obligation to pay. The CMS took six months to work out what he needed to pay - they are the only reasons he is in arrears. Six months arrears. Paid off at £300 a month. The ignorance is staggering.

ThreadGuardDog · 25/09/2026 17:48

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ThreadGuardDog · 25/09/2026 17:45

Sunshine1500 · 25/09/2026 17:37

that’s irrelevant. the cms are for once doing their job. It’s hardly like they are leaving a man financially ruined it’s around £100 a week he’s contributing to 2 or 3 children.

What’s irrelevant ? The facts ? He’s not trying to sidestep his responsibility. If you read the updates he misread his payslip and panicked. If anything his ex has made her kids poorer - he was paying £600 before she went to CMS, now it’s £450. And if you think the CMS have no powers to make life difficult, think again. They can empty your bank account in one hit to pay back arrears as long as they leave £55 in the account. And they don’t need a court order to do it. They’ve already put this man six months in arrears simply because of the time they took to work out what he needed to pay.

Taytosambo · 25/09/2026 17:44

Sunshine1500 · 25/09/2026 17:37

that’s irrelevant. the cms are for once doing their job. It’s hardly like they are leaving a man financially ruined it’s around £100 a week he’s contributing to 2 or 3 children.

Irrelevant that he was sectioned? How on earth is it irrelevant? He had no income.

aliceyyyy2654 · 25/09/2026 17:44

Taytosambo · 25/09/2026 17:43

But you've stated out and out lies, that's not an 'opinion', it's just lies.

Exactly another ‘dad’ trying to dodge paying for the kids he chose to have

The OP is an enabler who is enabling her lazy son

In order to get arrears he will have not paid when he should have. Arrears do not build when unemployed or not earning. Therefore, he has dodged his responsibilities. That’s a fact.

Taytosambo · 25/09/2026 17:43

aliceyyyy2654 · 25/09/2026 17:36

That’s what I’m doing but unfortunately you are trying to police peoples opinions and tell them what they can and can’t write. The ‘facts’ do not change my opinion and you need to accept that and stop harassing everyone who posts something you don’t agree with on every thread

But you've stated out and out lies, that's not an 'opinion', it's just lies.

Exactly another ‘dad’ trying to dodge paying for the kids he chose to have

The OP is an enabler who is enabling her lazy son

Owl55 · 25/09/2026 17:39

I find the child maintenance service baffling , my daughter was awarded 🤣£25 per week for each of her children , he stopped paying after a few years and like many women she gave up and struggled for years to provide for the children and would not have coped if we her parents had not funded a lot of expenses for her! So frustrating I think he just copped out of being a parent . Yet here is dad who wants to pay but still afford to live , the system needs overhauling!

ThreadGuardDog · 25/09/2026 17:39

aliceyyyy2654 · 25/09/2026 17:33

How do you know what is ‘fact’? Has no one told you not to believe everything you read online? Or are you just gullible?

If by gullible you mean I prefer to believe that OP’s have the right to be believed until the evidence presents itself that they’re not genuine, then yes absolutely. Otherwise what is the point of MN. If we don’t have faith in what the OP is telling us then we’re just shouting into the void. But here, because the OP hasn’t said things in exactly the way posters want and has updated to put things into perspective and a time line, the assumption is she must have been lying to start with. It’s batshit. MN used to be supportive. Not any more. Threads like these attract so many posters whose only intention is to put the boot in. Something very prevalent here if you care to look.

Toodarktooearly · 25/09/2026 17:39

Wokeuptired · 25/09/2026 11:09

He is under his G.P and the crisis team at the hospital, he is not wanting to pay for the children but while he only has £500 to live on a month his ex is bringing in over 3k a month, how is that fair?
If he loses his home he won't be able to have his children overnight. It's all so messy and their is only so much we can do that's why I have put it on here as I'm desperate to help him.

CMS are very fair, more so the the absent parent that the resident. If they take too much you can apply and they refund, he needs to be reassessed and they don't generally continue payments during periods out of work. Either he is lying or has not given them all the information and they are estimating. He needs to co.operative fully and pay for his children his ex wife's earnings are none of your business and are not relevant. Also she has probably been advised not to let him see the children if he is mentally unwell. If you want to help you could try to facilitate joint contact with you them and him then she will feel more assured of their safety. The CMS and his ex are prioritising the children you need to stop thinking they are out to get him tbh and start actually helping.

Taytosambo · 25/09/2026 17:37

Sunshine1500 · 25/09/2026 17:30

Well this is one of the very few times I’ve actually seen cms do their job.
im sorry your son is struggling but this is the result of him not financially supporting his children when he should have.

Once again, if you click 'see all' on OPs post you'll get all the information you need. You've somehow managed to post with the wrong information.

Sunshine1500 · 25/09/2026 17:37

ThreadGuardDog · 25/09/2026 17:32

Explain to me how he should have supported his children while sectioned and in hospital for three months. As soon as he got his job back he offered to pay his ex and she refused because she had gone to CMS in the meantime. It took six months for CMS to work out and advise his payments. Where is the refusal to support his children ?

that’s irrelevant. the cms are for once doing their job. It’s hardly like they are leaving a man financially ruined it’s around £100 a week he’s contributing to 2 or 3 children.

aliceyyyy2654 · 25/09/2026 17:36

ThreadGuardDog · 25/09/2026 17:35

I have absolutely no problem with your opinion or that of anyone else if it’s based on the facts that OP has given. It’s a public forum - have at it, express your opinion freely. Isn’t that what it’s for ? But please, read the updates and don’t make things up in place of facts.

That’s what I’m doing but unfortunately you are trying to police peoples opinions and tell them what they can and can’t write. The ‘facts’ do not change my opinion and you need to accept that and stop harassing everyone who posts something you don’t agree with on every thread

ThreadGuardDog · 25/09/2026 17:35

aliceyyyy2654 · 25/09/2026 17:32

What? My opinion? Apparently that’s something not allowed these days 🤣

I have absolutely no problem with your opinion or that of anyone else if it’s based on the facts that OP has given. It’s a public forum - have at it, express your opinion freely. Isn’t that what it’s for ? But please, read the updates and don’t make things up in place of facts.

aliceyyyy2654 · 25/09/2026 17:33

ThreadGuardDog · 25/09/2026 17:28

That’s really good considering your own contribution to this thread. You’ve described OP as an enabler to a ‘lazy’ son - a son whose MH problems led him to a serious suicide attempt and sectioning under the MH Act. At least I have a grasp of the facts.

Edited

How do you know what is ‘fact’? Has no one told you not to believe everything you read online? Or are you just gullible?

ThreadGuardDog · 25/09/2026 17:32

Sunshine1500 · 25/09/2026 17:30

Well this is one of the very few times I’ve actually seen cms do their job.
im sorry your son is struggling but this is the result of him not financially supporting his children when he should have.

Explain to me how he should have supported his children while sectioned and in hospital for three months. As soon as he got his job back he offered to pay his ex and she refused because she had gone to CMS in the meantime. It took six months for CMS to work out and advise his payments. Where is the refusal to support his children ?

aliceyyyy2654 · 25/09/2026 17:32

ThreadGuardDog · 25/09/2026 17:28

That’s really good considering your own contribution to this thread. You’ve described OP as an enabler to a ‘lazy’ son - a son whose MH problems led him to a serious suicide attempt and sectioning under the MH Act. At least I have a grasp of the facts.

Edited

What? My opinion? Apparently that’s something not allowed these days 🤣

Sunshine1500 · 25/09/2026 17:30

Well this is one of the very few times I’ve actually seen cms do their job.
im sorry your son is struggling but this is the result of him not financially supporting his children when he should have.

ThreadGuardDog · 25/09/2026 17:28

aliceyyyy2654 · 25/09/2026 17:25

youre right, that poster is exhausting on all threads

That’s really good considering your own contribution to this thread. You’ve described OP as an enabler to a ‘lazy’ son - a son whose MH problems led him to a serious suicide attempt and sectioning under the MH Act. At least I have a grasp of the facts.

ThreadGuardDog · 25/09/2026 17:27

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Not my fault if you haven’t read the updates before posting. OP clearly stated that DS needs accommodation before he’s allowed overnights with his kids. That doesn’t mean access is completely denied. MN isn’t my ‘full time job’ thanks. I have an interest because many of the issues are directly related to my profession.

aliceyyyy2654 · 25/09/2026 17:25

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youre right, that poster is exhausting on all threads

aliceyyyy2654 · 25/09/2026 17:24

bigboykitty · 25/09/2026 14:17

Thanks, I've read the thread. I don't agree with your interpretation. That's still allowed, I presume.

Nah that poster seems to think they can police what we say on a forum. The OP is an enabler who is enabling her lazy son and for
some reason people are offended for her!

Plsfindattached · 25/09/2026 17:22

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Taytosambo · 25/09/2026 17:21

PJ98 · 25/09/2026 16:00

he couldn't pay January, February or March as he didn't get paid until April after he worked for some of March and April, he went to pay in the April and she told him not to bother as she had gone through the cms

Good job these kids didnt need feeding, clothing, heating or housing during those months then🙄

Why are you talking as if the other parent has no income? There are benefits for people who may need to feed, cloth, provide heat and housing for their children if they are not working.

ThreadGuardDog · 25/09/2026 17:21

Scalessayeek · 25/09/2026 17:15

I looked at cms payments for my ex and it was just over £700 but he’s over £65k a year before tax. The maths just isn’t adding up

It is if you’ve read the updates.

ThreadGuardDog · 25/09/2026 17:20

Plsfindattached · 25/09/2026 17:17

Bloody hell @ThreadGuardDog yoi really do blindly live up to your user name don’t you.

The Op conveniently failed to mention social worker involvement in the Op. oh no - it was the cruel nasty ex withholding access

and then… whoopsie - actually social workers are (thankfully!) involved and setting parameters before he is permitted access

Setting parameters before allowing overnight access. OP was clear. Unless he has his own accommodation he can’t have overnight access. That doesn’t mean he can’t have access at all. And once again, we have no idea why the ex withheld access. I’m trying to look at the facts as OP has presented them instead of doubting everything she says in favour of blind conjecture. The biggest problem on this thread is the fact that so many posters are commenting without reading the updates. It’s one of the most comprehensively derailed threads I’ve seen on MN. And it appears that the OP has been successfully chased from it. Happens a lot. Not exactly helpful.