Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to want half of the pension after divorce?

1000 replies

DivorcingDebbie25 · 20/09/2026 21:46

Trying to avoid drip feed. Am sixty. Married 40 years. Kids are 40/38. I’ve never really worked. Husband had corporate career. I have been waiting for him to retire for years but it’s become clear that will never happen. He is rarely at home, constantly doing adventure stuff or pursuing his hobby. I’ve given up waiting and I want a divorce. He’s not fought me on it and clearly we are just done. I’ve moved out into rented and he’s paying my rent and expenses- clearing credit card etc.

We are reasonably civil but he says asking for half is ridiculous. He says that the only real assets are his massive pension fund, my smaller one and our house which we will sell. I think he should give me half the value of the pension fund but he says that’s not possible. He says half the house and then we combine the value of the pensions and I get the equivalent of half the income from it. Surely I can just ask for the value and then do what I want with it? It feels very controlling.

I will of course get a lawyer but wanted to check if I’m being unreasonable in asking for my half? What about future income / inheritance etc? Once I’m divorced do I lose all claim on that even though I’ve supported him to earn this money and to see the return on investments that won’t come through for a few years?

OP posts:
Thread gallery
6
NotAtMyAge · 21/09/2026 14:16

Spirallingdownwards · 21/09/2026 14:12

True but she will get at least half the marital assets so depending on how the split is made potentially a large % of pension will be transferred

We can only make assumptions. She needs a lawyer.

Fantomfartflinger · 21/09/2026 14:15

HostaCentral · 20/09/2026 22:37

I know loads, including me. We all gave up our careers in order to enable successful careers for our husbands. It's just what it is. DH worked away during the week while the kids were very young, so someone had to do everything else...... Me.

I own half of all our assets, so am in a good place financially.

Same I know lots of women that gave up work for 10-15 years. Many went back part or full time but a few did not. The 90s you could do that more easily than today. I see so many threads where women are unhappy working and juggling kids, it was once possible to be a sahm and not be on benefits. It was ones with a dh that earned more that could stay with the dc.

Problem is, state pension, so she ought to get a job to get more NI credits anyway.

Does he really want to split? He could travel and she can stay home. Plus no splitting finances and another woman swooping in, remarriage, getting it all when he pops off, dc screwed over.

Spirallingdownwards · 21/09/2026 14:12

NotAtMyAge · 21/09/2026 13:59

She won't get half his pension in addition to her own pension.The pensions will be added together and then split 50/50.

True but she will get at least half the marital assets so depending on how the split is made potentially a large % of pension will be transferred

walrushurricane · 21/09/2026 14:11

Sparklingtulip · 21/09/2026 13:59

I am prepping myself to get another job at 60. And no, they don’t necessarily need experience. Why would you need that for exam invigilation? Viewings agent? Meet and
greet for events? These are jobs college leavers do, even school kids get themselves work. Care work is training provided. Yes, it
is more tiring as you get older hence me looking for part time/casual to bridge the gap to when I can afford to draw on my pension. Plus the OP has transferable skills presumably from volunteer work. Is age prejudice a thing? Yes. But the biggest factor here is the OP and other posters dismissing the possibility of some, any, work, out of hand.
Not looking is definitely a good way to ensure you don’t ever work.

Exam invigilators don't need experience of that job obviously but they usually want professionals or retired ones.

NotAtMyAge · 21/09/2026 14:11

laura246810 · 21/09/2026 13:19

What people are forgetting, is that in the 1950s and 1960s most people didnt own washing machines. So washing was 2hrs of boiling, followed by using a mangle, repeatedly (as the stove was too small to do the whole family at once). It took a day or two a week.

Few owned fridges or freezers or cars. So meal prep meant a daily walk to buy the days food. And then prepare it from complete scratch.

Many grew veg or kept chickens or rabbits to keep food costs lower. Clothes were typically homemade.

So being a "housewife" with grown up kids was hard work and not at all comparable to today.

My working-class parents (SAHM mother) bought a twin-tub washing machine in the mid-1950s and they were far from alone. We had no fridge or freezer when I was small, but food was kept fresh in a meat safe in a cold corner in the scullery. Only those in the countryside or with a decent sized garden could grow veg or keep chickens. Most working class people in industrial east Lancashire where I grew up, only had a back yard, not a garden, behind their 2 up, 2 down terraced houses. However if families had grown-up kids still living at home, those kids would have been expected to hand over their wages and get pocket and clothes money back as long as they were living there. It was a different world as I well remember.

MrsVBS · 21/09/2026 14:10

If your children are approaching middle age what on earth have you been doing for the last twenty plus years that now makes you think your entitled to half a pension of a job you’ve never done?!? I would normally stick up for the rights of the woman but I think you are taking the mickey big time.

Collaborate · 21/09/2026 14:09

There are some armchair lawyers dispensing the most ignorant advice on this thread.

You are both approaching retirement. Pensions will be divided equally. All other assets are likely to be divided equally too unless one of you inherited assets during the marriage that did not become mixed with marital assets over time, and are now surplus to needs.

walrushurricane · 21/09/2026 14:06

SparklingTurquoiseOcean · 21/09/2026 13:22

50% sounds grabby to be honest, it's his and he worked for it. Nothing to stop you getting a job and building a pension, you made the choice.

So did her DH. OP might have done quite well out of being a SAHM but given it is usually the other way around, not sure why posters are so outraged by it.

alcovecupboards · 21/09/2026 14:04

laura246810 · 21/09/2026 13:19

What people are forgetting, is that in the 1950s and 1960s most people didnt own washing machines. So washing was 2hrs of boiling, followed by using a mangle, repeatedly (as the stove was too small to do the whole family at once). It took a day or two a week.

Few owned fridges or freezers or cars. So meal prep meant a daily walk to buy the days food. And then prepare it from complete scratch.

Many grew veg or kept chickens or rabbits to keep food costs lower. Clothes were typically homemade.

So being a "housewife" with grown up kids was hard work and not at all comparable to today.

How old do you think the OP is? She would need to be in her 90s to have experienced what you think she did.

RuneWhisperer · 21/09/2026 14:02

NoBoxesPlease · 21/09/2026 13:35

There are housewives and there are housewives.

Some just get paid to do their hobbies and naff all. Some do it as a proper job - they cook from scatch, they manage their husband's calendar and know each of his colleagues well enough to say thoughtful things and be a delight at company functions, they clean, they sew costumes for world book day, they organise gifts for relatives, etc.

It would be drastically unfair to treat all housewives the same. Some have coasted. Some have obviously supported their husbands' careers.

Edited

A proper job? Dear god. 🤣

SometimesTheIntrusiveThoughtsWin · 21/09/2026 14:01

You can have literally half the pension - it can be split.

It was probably the biggest asset so definitely have it included.

obviously anything future is nothing todo with you. But pensions should be included.

NotAtMyAge · 21/09/2026 13:59

Spirallingdownwards · 21/09/2026 13:51

They will transfer half the pension to her pension and then she has control of that amount within her own pension.

She won't get half his pension in addition to her own pension.The pensions will be added together and then split 50/50.

Sparklingtulip · 21/09/2026 13:59

walrushurricane · 21/09/2026 13:40

Have you tried getting a job at the age of 60? The jobs you mention would require relevant experience. If they don't need experience employers would take a young fit person over a 60 year old any day.

I am prepping myself to get another job at 60. And no, they don’t necessarily need experience. Why would you need that for exam invigilation? Viewings agent? Meet and
greet for events? These are jobs college leavers do, even school kids get themselves work. Care work is training provided. Yes, it
is more tiring as you get older hence me looking for part time/casual to bridge the gap to when I can afford to draw on my pension. Plus the OP has transferable skills presumably from volunteer work. Is age prejudice a thing? Yes. But the biggest factor here is the OP and other posters dismissing the possibility of some, any, work, out of hand.
Not looking is definitely a good way to ensure you don’t ever work.

RuneWhisperer · 21/09/2026 13:58

fashionqueen0123 · 20/09/2026 22:08

See a solicitor. Yes you’re entitled to some of his pension .

Entitled pretty much sums it up.

NotAtMyAge · 21/09/2026 13:57

DivorcingDebbie25 · 20/09/2026 22:15

Thanks to those being helpful. I don’t know the exact value of the pension. Our house is maybe 800k. London so hard to buy even a one bedroom flat locally with half once you pay stamp duty etc

Depends where you are in London. The further out you go the more you get for your money. Eldest grandson bought a 3 bedroom terraced house last year (ex-rental property in decent condition with a back garden) for £425,000, less than a mile from the east end of the Elizabeth line.

Elsvieta · 21/09/2026 13:54

I think you need to work on the assumption that if you divorce him, his relatives will be changing their wills.

Spirallingdownwards · 21/09/2026 13:52

SparklingTurquoiseOcean · 21/09/2026 13:47

I'm aware of that. Doesn't change that essentially she has been voluntarily unemployment for many years.

Fortunately the court will see it as a family decision and she will likely get at least 50% of the marital assets.

Katypp · 21/09/2026 13:52

NullaEffugium · 20/09/2026 22:12

What? Fulfilling expectations of society 30 years ago? As in 1986? We were expected to get careers and work full time. We weren’t expected to be housewives then.

Agreed. Honestly, some posters talk about the 1980s as if they were the 1930s.
In the 1980s, the expectation was that women continued to work when they had children, although there were probably more part-time workers because there was a LOT less flexibility in the workplace than there is now.

Spirallingdownwards · 21/09/2026 13:51

MysticHalfWitch · 20/09/2026 21:52

Where’s he supposed to magic the money up from upfront though?

They will transfer half the pension to her pension and then she has control of that amount within her own pension.

Notasbigasithink · 21/09/2026 13:51

DivorcingDebbie25 · 20/09/2026 21:46

Trying to avoid drip feed. Am sixty. Married 40 years. Kids are 40/38. I’ve never really worked. Husband had corporate career. I have been waiting for him to retire for years but it’s become clear that will never happen. He is rarely at home, constantly doing adventure stuff or pursuing his hobby. I’ve given up waiting and I want a divorce. He’s not fought me on it and clearly we are just done. I’ve moved out into rented and he’s paying my rent and expenses- clearing credit card etc.

We are reasonably civil but he says asking for half is ridiculous. He says that the only real assets are his massive pension fund, my smaller one and our house which we will sell. I think he should give me half the value of the pension fund but he says that’s not possible. He says half the house and then we combine the value of the pensions and I get the equivalent of half the income from it. Surely I can just ask for the value and then do what I want with it? It feels very controlling.

I will of course get a lawyer but wanted to check if I’m being unreasonable in asking for my half? What about future income / inheritance etc? Once I’m divorced do I lose all claim on that even though I’ve supported him to earn this money and to see the return on investments that won’t come through for a few years?

Being married means you're BOTH entitled to the marital assets so I would agree with your husband. If you want half of his pension then he would be entiled to half of yours. Same with savings accounts. Half of his and half of yours etc.
Obviously 50% is the starting point in a divorce so there would be other reasons as to why this might be split say 60/40 such as children under the age of 18 etc
You need to get a divorce lawyer and start trying to divide assets fairly based on each person's needs

SparklingTurquoiseOcean · 21/09/2026 13:47

walrushurricane · 21/09/2026 13:43

She is looking after grandchildren.

Again, a choice

SparklingTurquoiseOcean · 21/09/2026 13:47

Constantrunner · 21/09/2026 13:36

So what? He was obviously happy with that since it's been such a long time. Not everyone has the same type of marriage you know?

I'm aware of that. Doesn't change that essentially she has been voluntarily unemployment for many years.

Sparklingtulip · 21/09/2026 13:46

NoBoxesPlease · 21/09/2026 13:35

There are housewives and there are housewives.

Some just get paid to do their hobbies and naff all. Some do it as a proper job - they cook from scatch, they manage their husband's calendar and know each of his colleagues well enough to say thoughtful things and be a delight at company functions, they clean, they sew costumes for world book day, they organise gifts for relatives, etc.

It would be drastically unfair to treat all housewives the same. Some have coasted. Some have obviously supported their husbands' careers.

Edited

I’m smiling a bit at your description of a high flying super housewife… I get your drift, but it’s such an unwise choice to manifest as Martha Stewart. I think the only partners I really have sympathy for are trailing spouses who find themselves moved often with their partner’s jobs and maybe not able to work at all due to laws in a particular country or due to shortish periods spent there. I guess an ambassador’s partner might have a working remit however, men (and women) who are single and/or divorced do manage careers so there are clearly workarounds; a housewife/husband isn’t a prerequisite for a job. Bottom line though the OP gets 50%. That’s a given. What isn’t a given is whether that’s enough never to work.

walrushurricane · 21/09/2026 13:43

malefields · 21/09/2026 13:41

Is she still looking after her 40 year old children?

She is looking after grandchildren.

laura246810 · 21/09/2026 13:42

Sparklingtulip · 21/09/2026 13:33

If I have this right, I think @laura246810 Laura’s point is that there isn’t enough to justify one person at home full time to run the house (if kids aren’t involved) in the present day and there hasn’t been for decades.

Yes exactly

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.