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To think we can't afford the triple lock

1000 replies

paddleboardingmum · 15/09/2026 08:47

Things seem very weighted against young people right now in terms of tax, student loans, and then there's the cost of mortgages and childcare. I know there are some older people struggling and I do feel sorry for them. But plenty are not and I think we just can't afford the triple lock at the moment. AIBU

OP posts:
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7
Badbadbunny · 17/09/2026 11:04

YourAmplePlumPoster · 17/09/2026 10:42

Most of the better off pensioners are paying tax anyway.

But at a lower rate than workers on the same level of income.

Batsratscatsgnats · 17/09/2026 10:51

Katypp · 17/09/2026 07:10

Every age group skews their sympathy/empathy towards itself.
Do you think the pps robustly arguing that pensions should be means tested/downgraded and pensioners should be forced to sell their homes will keep their views as they approach their 60s?

That isnt true actually. Im 49 so significantly older than the age group im most concerned about which is the youngsters. Those under 25. My kids are 12. Im way more worried about the future of thos tgat are currently kids / young adults than I am about my own age group (and WAY more than I am about the pensioners who are the richest demographic AS A WHOLE)

YourAmplePlumPoster · 17/09/2026 10:42

Most of the better off pensioners are paying tax anyway.

Badbadbunny · 17/09/2026 07:51

GaIadriel · 16/09/2026 23:07

The irony now though is that they'd likely make more as a self employed tradesperson.

Yes, but on,y if they could get an apprenticeship and college place, both of which are like gold dust. Far easier to get a uni place than, say, a heating engineer apprenticeship.

Badbadbunny · 17/09/2026 07:48

YourAmplePlumPoster · 16/09/2026 19:49

Are "boomers" responsible for successive Governments who have made cuts, not built social housing, introduced crippling university fees, reduced apprentiship schemes and locked up young people during Covid whom we know now had very little chance of dying?

They voted for governments that did it.

Katypp · 17/09/2026 07:10

thepariscrimefiles · 17/09/2026 07:00

I think that there is less sympathy for pensioners on low incomes because pensioners as a demographic tend to vote for more right-wing parties and oppose benefits for working age people and children.

When the Winter Fuel Allowance was removed from all pensioners apart from those in receipt of Pension Credit, there were interviews with pensioners who were obviously well off, who were outraged at the loss of this benefit. One guy who was interviewed was wearing a gold Rolex. There were posts on here from the adult children of affluent pensioners who said that their parents were incandescent with rage at the loss of this £200 per year that they put towards a holiday or going out for a meal.

Every age group skews their sympathy/empathy towards itself.
Do you think the pps robustly arguing that pensions should be means tested/downgraded and pensioners should be forced to sell their homes will keep their views as they approach their 60s?

thepariscrimefiles · 17/09/2026 07:00

Differentforgirls · 16/09/2026 14:21

Try to look at pensioners as human beings. Fellow ones. I despair sometimes on here at these threads and ones about benefits where people are viewed as "lesser" or "other".

We all should know how that's gone in the past.

There are threads like this raging at pensioners "getting" £12k a year and people "getting" benefits then other threads where apparently £100k a year doesn't go that far.

I have never had a "benefit" in my life. Family Allowance wasn't considered a "benefit". In fact nothing was. It was called "social security" which was the proper term.

But I don't judge fellow human beings for being less fortunate than me.

We seem to have imported greed and a "man mind thyself" mentality from the US.

It's depressing.

I think that there is less sympathy for pensioners on low incomes because pensioners as a demographic tend to vote for more right-wing parties and oppose benefits for working age people and children.

When the Winter Fuel Allowance was removed from all pensioners apart from those in receipt of Pension Credit, there were interviews with pensioners who were obviously well off, who were outraged at the loss of this benefit. One guy who was interviewed was wearing a gold Rolex. There were posts on here from the adult children of affluent pensioners who said that their parents were incandescent with rage at the loss of this £200 per year that they put towards a holiday or going out for a meal.

RadiantTurnip · 17/09/2026 00:51

frozendaisy · 16/09/2026 20:29

A bit yes

You missed out Brexit, which was overwhelmingly the boomer vote - which obviously makes international investment less attractive in UK and many research centres and EU administration offices moving you know another EU country.

But hey let’s not worry about growth. We have house prices yay!

Not that overwhelming - the ratio in the baby-boom generation was more than average towards leave but still not that far off 50:50 (something like 58:42). It's just there are more of them so that had a bigger effect.

That also means that by numbers there were I think more remain-voting boomers than there were remain-voting millennials.

The ratio was slightly higher in the silent generation, so I suppose they are more culpable? Or less culpable because there are fewer of them? Somehow they are not criticised as much as boomers. I wonder if they get let off because as a generation they contain more cuddly grandparents and fewer boring and irritating parents and in-laws?

GaIadriel · 16/09/2026 23:07

LakieLady · 15/09/2026 10:28

Huge numbers of jobs/careers that weren't previously "graduate" jobs now are. That means huge numbers of youngers do NEED to go to university.

I so agree with this. I'm a boomer, and I had friends who qualified as civil engineers, accountants, solicitors, surveyors etc without going to uni. You could train to be a nurse and get paid while you were doing it. You could train to be a teacher with 5 O-levels and get a grant to live on while training.

It was a big factor in social mobility, as bright kids from working class backgrounds could move into professional jobs with relative ease.

The irony now though is that they'd likely make more as a self employed tradesperson.

NorthXNorthWest · 16/09/2026 22:51

peakyblenders · 16/09/2026 22:29

IKWYM, but it worries me when people become hardened to that extent that they are tarring all unemployed people with the same brush and they work with unemployed people. I can just see people who are genuinely trying to find work and get back on their feet being treated like shit because of it. I know people who work for the DWP and this kind of cynicism does seem very widespread.

Unfortunately I think any hardening is a natural consequence of vilifying working people who earn more than 45k, anyone who has saved, anyone who owns one property etc

peakyblenders · 16/09/2026 22:29

nearlylovemyusername · 16/09/2026 20:16

A lot of people start these jobs with best intentions, but seeing the audience they are dealing with, generational lazyabouts, it's only natural to lose all respect.

Some poor people have very tragic circumstances, but a lot of poor people are poor as a direct result of their laziness, lack of drive and ambition and stupidity.

IKWYM, but it worries me when people become hardened to that extent that they are tarring all unemployed people with the same brush and they work with unemployed people. I can just see people who are genuinely trying to find work and get back on their feet being treated like shit because of it. I know people who work for the DWP and this kind of cynicism does seem very widespread.

Batsratscatsgnats · 16/09/2026 21:15

nearlylovemyusername · 16/09/2026 20:16

A lot of people start these jobs with best intentions, but seeing the audience they are dealing with, generational lazyabouts, it's only natural to lose all respect.

Some poor people have very tragic circumstances, but a lot of poor people are poor as a direct result of their laziness, lack of drive and ambition and stupidity.

To be fair you could say the exact same thing about pensioners who are living off the state oension though couldn't you?
Sure some of them weren't able to put any more away because of their circumstances but some will jabe been lazy or jist preferred to spend their money rather than save it.

frozendaisy · 16/09/2026 20:30

Beece · 16/09/2026 19:57

It’s not the lowest pension in Europe though. That’s nonsense.

It’s middle of the road state pension for middle of the road contributions.

frozendaisy · 16/09/2026 20:29

YourAmplePlumPoster · 16/09/2026 19:49

Are "boomers" responsible for successive Governments who have made cuts, not built social housing, introduced crippling university fees, reduced apprentiship schemes and locked up young people during Covid whom we know now had very little chance of dying?

A bit yes

You missed out Brexit, which was overwhelmingly the boomer vote - which obviously makes international investment less attractive in UK and many research centres and EU administration offices moving you know another EU country.

But hey let’s not worry about growth. We have house prices yay!

Mermaidmusing · 16/09/2026 20:24

peakyblenders · 16/09/2026 19:14

You don't sound like you had much respect for the people you were supposed to be trying to help in your 'various roles'.

I had respect for the ones who were genuinely looking for work. Not the scroungers who think the rest of us should support their lazy arses.

DdraigGoch · 16/09/2026 20:23

MissChanandlerBonng · 15/09/2026 09:12

Rather see the benefits bill cut first.

What do you think the triple lock is, apart from something that keeps increasing benefits?

nearlylovemyusername · 16/09/2026 20:16

peakyblenders · 16/09/2026 19:14

You don't sound like you had much respect for the people you were supposed to be trying to help in your 'various roles'.

A lot of people start these jobs with best intentions, but seeing the audience they are dealing with, generational lazyabouts, it's only natural to lose all respect.

Some poor people have very tragic circumstances, but a lot of poor people are poor as a direct result of their laziness, lack of drive and ambition and stupidity.

Pepperlee · 16/09/2026 20:01

Badbadbunny · 16/09/2026 19:04

Pointing out facts isn't blaming.

It's a good impression of it.

Beece · 16/09/2026 19:57

Teaandcoffecake · 16/09/2026 19:26

Well said! I would say it’s impossible to live on £13000 a year, especially now in a rural area if you’re dependant on oil for heating which many are.

It’s not the lowest pension in Europe though. That’s nonsense.

YourAmplePlumPoster · 16/09/2026 19:49

frozendaisy · 16/09/2026 19:35

I don’t hate them of course not but on the whole boomers are the worse generation. They just have no grace about them and are entitled bores as a group obviously there are exceptions some are lovely and some are even worse than the average.

I don’t think the state pension should be means tested or abolished, I do think the triple lock needs curbing, to even the average of the three values rather than the highest.

Everyone is going to have to take a financial hit that should include a small hit from the state pension increase. The number of workers per pensioner is dropping, it’s unsustainable.

Are "boomers" responsible for successive Governments who have made cuts, not built social housing, introduced crippling university fees, reduced apprentiship schemes and locked up young people during Covid whom we know now had very little chance of dying?

frozendaisy · 16/09/2026 19:35

I don’t hate them of course not but on the whole boomers are the worse generation. They just have no grace about them and are entitled bores as a group obviously there are exceptions some are lovely and some are even worse than the average.

I don’t think the state pension should be means tested or abolished, I do think the triple lock needs curbing, to even the average of the three values rather than the highest.

Everyone is going to have to take a financial hit that should include a small hit from the state pension increase. The number of workers per pensioner is dropping, it’s unsustainable.

Teaandcoffecake · 16/09/2026 19:26

Torchout · 16/09/2026 18:18

Our pension is the lowest in Europe despite being the 6th richest country. Try living on 13k that's less than UC and way under the minimum wage. I'd say we need to increase income from the top earners, for instance taxing dividends over say 200k and ensuring multinationals pay the full amount of tax on their UK earnings rather than penalising thecpoorest. We can't afford to lose the triple lock. Not every pensioner is sitting on a huge private pension with the state pension sitting as a nice little top.up.

Well said! I would say it’s impossible to live on £13000 a year, especially now in a rural area if you’re dependant on oil for heating which many are.

Imdunfer · 16/09/2026 19:26

frozendaisy · 16/09/2026 18:56

Pensioners are by far the biggest users of the NHS at any time.

COVID lockdown benefitted the pensioners most by far. And created a further chunk of debt.

There weren't plenty of younger people who were thrilled to be paid almost their whole salary without having to go to work.

It also created a working from home revolution that is benefiting millions of people today.

I was a pensioner (private at the time), I was blown apart mentally by lockdown and other older people felt the same. We did not want the country locked up to protect us and many of us did not agree with locking up healthy younger people.

I'm absolutely stumped how you think the lockdown benefited me and the very many older people who felt the way I did.

peakyblenders · 16/09/2026 19:14

Mermaidmusing · 15/09/2026 22:53

You literally only need to read MN every day to see post after post about perfectly healthy adult children who aren’t working due to ‘anxiety’ or various other spurious bs under the guise of mental health. I have worked with unemployed adults in various roles and it is practically an epidemic amongst the under 30s. Any party that will finally come down hard on benefits scroungers and the work-shy would get my vote.

You don't sound like you had much respect for the people you were supposed to be trying to help in your 'various roles'.

Pepperlee · 16/09/2026 19:13

Katypp · 16/09/2026 19:04

I'd watch out. I've just said similar and my post has been removed (presumably reported by a sensitive soul)

Possibly will be then. At least we still have a SOH. 😜

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