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To think we can't afford the triple lock

1000 replies

paddleboardingmum · 15/09/2026 08:47

Things seem very weighted against young people right now in terms of tax, student loans, and then there's the cost of mortgages and childcare. I know there are some older people struggling and I do feel sorry for them. But plenty are not and I think we just can't afford the triple lock at the moment. AIBU

OP posts:
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7
XenoBitch · 15/09/2026 22:48

nearlylovemyusername · 15/09/2026 22:16

I looked.

Benefit cap for a single adult household with no children is 14753.00 pa, or
16,967.00 in London. This includes housing support cost.

It's 15% higher than state pension. SP doesn't have London allowance either.

As to pensioners who didn't work - there is very little they can do now when they reached pension age. Those who are of working age now can and should. Unless truly and severely disabled.

State pension is not means tested. UC is.

11AndCounting · 15/09/2026 22:45

nearlylovemyusername · 15/09/2026 22:16

I looked.

Benefit cap for a single adult household with no children is 14753.00 pa, or
16,967.00 in London. This includes housing support cost.

It's 15% higher than state pension. SP doesn't have London allowance either.

As to pensioners who didn't work - there is very little they can do now when they reached pension age. Those who are of working age now can and should. Unless truly and severely disabled.

It's 15% higher than state pension
Yes but pensioners are entitled to more than the state pension.

A person who was entitled to the maximum benefits pre-pension would likely get a significant "raise" at pension age.

nearlylovemyusername · 15/09/2026 22:16

XenoBitch · 15/09/2026 21:56

£184 off people who are vulnerable and "paid in"? They could have been the people "too anxious" to work and have hit retirement age. Why do you assume all pensioners have worked from age 12?
My paternal grandmother had kids and never worked again due to being a carer for my disabled grandfather. Her only respite was after his death, and then dementia claimed her shortly after.

I have seen websites show how to navigate the PIP system.. because it is complicated. That is not the same as cheating. Whatever you put on the forms... you have to back up with evidence from professionals.

Long term unemployed people are those who are fit to work. Do you know how much they get in UC? Maybe look it up.

I looked.

Benefit cap for a single adult household with no children is 14753.00 pa, or
16,967.00 in London. This includes housing support cost.

It's 15% higher than state pension. SP doesn't have London allowance either.

As to pensioners who didn't work - there is very little they can do now when they reached pension age. Those who are of working age now can and should. Unless truly and severely disabled.

nearlylovemyusername · 15/09/2026 22:10

paddleboardingmum · 15/09/2026 21:58

About a quarter or more of pensioners live in households with combined wealth of £1 million or more according to the ONS.

Anyway nobody is saying pensions shouldn't be a thing or that they shouldn't be increased. The thread is about scrapping the triple lock.

Yes, in SE a very significant proportion of housing would be over 1m. Do they need to sell their family homes and move?

Why not to move unemployed households to the areas where housing is cheap instead? This would reduce benefits bill substantially. When I suggested this first I was told there are no jobs in these areas - but I'm talking about unemployed households, so shouldn't be an issue.

paddleboardingmum · 15/09/2026 21:58

About a quarter or more of pensioners live in households with combined wealth of £1 million or more according to the ONS.

Anyway nobody is saying pensions shouldn't be a thing or that they shouldn't be increased. The thread is about scrapping the triple lock.

OP posts:
XenoBitch · 15/09/2026 21:58

peakyblenders · 15/09/2026 21:53

You can't just throw any old Tom Dick or Harry into care work. Carers look after vulnerable people, and some people are not suitable candidates for the work. I get so tired of this assumption that any old mug can do care work, it's just wiping arses etc etc. I'm not a carer myself but a close relative has carers daily and we've been caused a lot of stress in the past by carers who weren't fit to do the job.

Edited

Yep, when people say anyone can do care work... all I see is that the most vulnerable in society don't deserve the best care.

XenoBitch · 15/09/2026 21:56

Petrolitis · 15/09/2026 21:48

I agree.

Let not take the 184 quid per week off the people who are elderly and vulnerable and who have actually paid in.

Article in the local paper just today. One suburb of Leeds (pudsey) has 10.7 percent of adults on PIP. Its no wonder when there are websites advising you how to cheat the system.

Start cutting benefits to the long term unemployed, if they can work but choose not to. Employ more people to catch benefits cheats, sometimes you have to spend to save and that would save billions per year

Youd have thought people would have learnt just how precarious many pensioners lives are after the winter fuel debacle but seemingly not.

£184 off people who are vulnerable and "paid in"? They could have been the people "too anxious" to work and have hit retirement age. Why do you assume all pensioners have worked from age 12?
My paternal grandmother had kids and never worked again due to being a carer for my disabled grandfather. Her only respite was after his death, and then dementia claimed her shortly after.

I have seen websites show how to navigate the PIP system.. because it is complicated. That is not the same as cheating. Whatever you put on the forms... you have to back up with evidence from professionals.

Long term unemployed people are those who are fit to work. Do you know how much they get in UC? Maybe look it up.

peakyblenders · 15/09/2026 21:53

MissChanandlerBonng · 15/09/2026 18:31

They should, yes. Anything rather than signing on.

You can't just throw any old Tom Dick or Harry into care work. Carers look after vulnerable people, and some people are not suitable candidates for the work. I get so tired of this assumption that any old mug can do care work, it's just wiping arses etc etc. I'm not a carer myself but a close relative has carers daily and we've been caused a lot of stress in the past by carers who weren't fit to do the job.

Petrolitis · 15/09/2026 21:48

Mermaidmusing · 15/09/2026 21:34

Well said. Always lots of bleating about the poor young people who won’t get a pension. But it’s those same young people who are rinsing the benefits system because they ‘can’t’ work due to ‘anxiety’. Let’s kick all those scroungers off benefits and leave pensioners alone.

I agree.

Let not take the 184 quid per week off the people who are elderly and vulnerable and who have actually paid in.

Article in the local paper just today. One suburb of Leeds (pudsey) has 10.7 percent of adults on PIP. Its no wonder when there are websites advising you how to cheat the system.

Start cutting benefits to the long term unemployed, if they can work but choose not to. Employ more people to catch benefits cheats, sometimes you have to spend to save and that would save billions per year

Youd have thought people would have learnt just how precarious many pensioners lives are after the winter fuel debacle but seemingly not.

XenoBitch · 15/09/2026 21:37

Mermaidmusing · 15/09/2026 21:34

Well said. Always lots of bleating about the poor young people who won’t get a pension. But it’s those same young people who are rinsing the benefits system because they ‘can’t’ work due to ‘anxiety’. Let’s kick all those scroungers off benefits and leave pensioners alone.

Where are your figures for the young people who can't work due to anxiety?
And whilst we are at it, look up the job vacancy to job seeker ratio.

Petrolitis · 15/09/2026 21:35

welshgirl2025 · 15/09/2026 09:15

Yes we can afford it. Stop giving billions of pounds in foreign aid each year. Why are we supporting countries like Pakistan? Stop spending millions of pounds on keeping illegal immigrants. We are not a poor country we just have repeated incompetent governments that give our money away to anyone except our own people.

Oh FFS we give money to Pakistan because we get important intelligence from them.

Foreign aid a really important tool.

Mermaidmusing · 15/09/2026 21:34

MissChanandlerBonng · 15/09/2026 09:12

Rather see the benefits bill cut first.

Well said. Always lots of bleating about the poor young people who won’t get a pension. But it’s those same young people who are rinsing the benefits system because they ‘can’t’ work due to ‘anxiety’. Let’s kick all those scroungers off benefits and leave pensioners alone.

XenoBitch · 15/09/2026 21:32

Theolittle · 15/09/2026 18:30

So all the current neets will fill the care worker vacancies?

Why are there so many care vacancies? Because the job is poorly paid and the workers exploited.

Papyrophile · 15/09/2026 21:31

I don't disagree with you fundamentally @11AndCounting . I am 70, and DH and I didn't hit replacement rate reproduction because we were 35 when we met and it took time to agree that we liked each other enough to have a child. And now we're past having kids, we're left with just one. We very much hope that they will find a soulmate and make a family. A blended relationship mismatch would be a disappointment.

Papyrophile · 15/09/2026 21:29

I don't disagree with you fundamentally @11AndCounting . I am 70, and DH and I didn't hit replacement rate reproduction because we were 35 when we met and it took time to agree that we liked each other enough to have a child. And now we're past having kids, we're left with just one. We very much hope that they will find a soulmate and make a family. Another blended relationship mismatch

11AndCounting · 15/09/2026 21:02

Incidentally, I don't think anyone thinks that pensioners "have it too easy" and so don't "deserve" a reasonale pension.

But the reality that we have to contend with is that of an aging population. People are living longer and having fewer kids.

It's one thing to have a demographic pyramid where there's 5 taxpayers to support every pensioner, it's another thing when that ratio becomes 2:1, or less.

Particularly given that forcing more and more working people into poverty is only likely to lead to more people foregoing having children.

Photobot · 15/09/2026 20:45

11AndCounting · 15/09/2026 19:35

Pensions are about 5% of GDP, predicted to rise to closer to 9% over the next 50 years. That's just pensions, you can top those numbers up by a few percent if you add other old-age benefits.

Foreign aid spending is 0.5% of GDP and, following recent cuts, will drop to 0.3% next year.

Cutting the remaining 0.3% wouldn't even touch the sides of the aging-population, pension-spend problem.

But the aid budget can pay for everything! All the defence costs, all the pensions costs, again and again. It's the hardest working 0.3% of GDP you'll ever see.

XenoBitch · 15/09/2026 20:43

Kotyss · 15/09/2026 09:42

Don't work low wage jobs your ENTIRE life then? Learn some skills? Go into an interesting profession that challenges you.

I used to work in hotel services in a hospital. Many of my collegues would absolutly fall under the umbrella of ND and mild learning disabilites, although not diagnosed as many were middle aged, and several still living with a parent.
They were poorly educated, if at all.
They were also doing a job that was vital such as cleaning the wards, or moving patients about.

Some people are simply not capable of more than low paid work. But the low paid work should pay enough to have more than a substinence life style.

nearlylovemyusername · 15/09/2026 20:27

SerendipityJane · 15/09/2026 18:45

You've failed Hitchens razor

Amazon UK Services Ltd: Visa Sponsorship Jobs, Salaries & Company Data | Hunt UK Visa Sponsors

In 2025 alone Amazon sponsored 1323 work visas, 450 out of which are in 20k-50k bracket, so not exactly high skilled. 162 of these visas were in storage and warehousing. I'm struggling to understand why these roles cannot be filled by unemployed Brits.

A few years back there was an attempt to unionise Amazon warehouses here in UK. It failed because Amazon offered those who reject unions to support their visas. This means that a lot of warehouse workers are on visas, even if not sponsored by Amazon. These aren't the most desirable jobs for sure, but why imported labour and not local NEETs?

nearlylovemyusername · 15/09/2026 20:16

hellesbells · 15/09/2026 17:26

They havent left because they are vilified they leave beause they are greedy bastards who dont want to pay tax

“I have never understood why it is ‘greed’ to want to keep the money you have earned but not greed to want to take somebody else’s money.”

30 Priceless Quotes from the Great Thomas Sowell

Papyrophile · 15/09/2026 20:08

My DC earns NMW, and lives in Guildford in a house share. On an apprenticeship wage. He manages because we subsidise his rent and utilities.

OneZanyPoet · 15/09/2026 20:07

MissChanandlerBonng · 15/09/2026 09:12

Rather see the benefits bill cut first.

State pensions are the benefits bill

Papyrophile · 15/09/2026 20:05

hellesbells · 15/09/2026 17:26

They havent left because they are vilified they leave beause they are greedy bastards who dont want to pay tax

You are clearly not a person who has ever earned enough to have anything to lose. It is very easy and cheap to claim that people are too greedy to pay their taxes. Most people who earn enough to be liable for higher rates of tax actually have a well-defined view of what is worth paying into (education and health, and now defence) and what they don't want to pay for. For me, I do not want to pay for dysfunctional idle anyone to stay home asleep all day and play videogames all night smoking weed. Call me conservative.

peakyblenders · 15/09/2026 19:37

Thesillysocks · 15/09/2026 13:15

Why not stop paying benefits to people on min wage? The definition of min wage is that it should be enough to live on.
People young enough to work can increase their income, it is not really possible for pensioners.

Tell me you've never had to try to live on minimum wage without telling me you've never had to try to live on minimum wage.

ElizaMulvil · 15/09/2026 19:37

AncientOlivetree · 15/09/2026 11:57

There are still people alive who fought & lived through World War 2.
Plus the difficult years that followed of rationing & rebuilding

Have some respect for your elders

I am all for pension increases

Quite

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