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AIBU?

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AIBU to tell my SIL not to comment on my finances?

192 replies

KKD09 · 13/09/2026 14:18

I could really appreciate an outside perspective on an exchange I had with my SIL, because I genuinely can’t work out whether I’m being unreasonable or whether she crossed a line.

We’ve known each other for seven years and I have never really called her out on anything before. She can be quite bitchy, argumentative and judgemental, so normally I let things go, but this one didn’t sit right with me. For years she’s been like this with comments, she’s 26, works in a gym and has had no real education and has no respect for anyone besides her husband and 19 month old, oh and her parents. Not her in-laws. I am 37, married and work in corporate and grateful for my role.

I went to visit my family yesterday and I tend to travel around on foot (I am London based, learning to drive). She essentially interrogated me on text about when I was going to pass my driving.

THEN..

She sent me a voice note yesterday randomly saying “I wanted to ask you, those Bad Bunny tickets weren’t cheap. My cousin told me how much you paid. That isn’t saving.” She also sent a load of shocked/laughing emojis and seemed genuinely surprised that I had spent £120 on the ticket.

My immediate reaction was basically, wait, did she actually just say that? I questioned why what I had spent was even being discussed between her and my cousin. Her response was, “I didn’t know it was a secret.” That completely missed my point. It wasn’t a secret as the ticket prices are online. What bothered me was that my spending had apparently been discussed and then she had taken that information and made the judgement, “That isn’t saving.”

I told her I would appreciate it if my finances weren’t discussed or commented on because ultimately they’re personal and don’t really have anything to do with her.

She replied: “I commented as a caring joke to you. Not to anyone else because I know you want to move. You do you. If you took offence to what I said, I’ll be careful in what we speak about in future.”

I then sent her a voice note because I genuinely didn’t want it to become an argument or create unnecessary drama. I explained that I wasn’t offended. I was simply saying that the comment didn’t make sense to me because she doesn’t actually know my financial situation. She doesn’t know my salary, what I save each month, what my husband and I save together or how we manage our money.

I also said that I respect her enough not to question what she earns, how much she saves, what she spends her money on or how she and her partner manage their finances, and I’d just like the same respect back.

I also mentioned that maybe part of it is where I am in life now. I am 36, married, work in a corporate environment and I have just become a lot more private about certain things as I have got older, especially finances. I work hard, I save, but I also enjoy my money when I choose to.

I wasn’t saying that being 36 somehow makes me superior to her because she’s 27. I was trying to explain that I am settled in what I consider a personal boundary. She’s private about certain areas of her own life too, which I’ve always respected. Her response was: “Don’t use the age line with me.” She then started saying things like: “I didn’t say that. I didn’t question how much you earn. I didn’t question this or that.” She seemed to reframe her original comment as though all she had jokingly said was, “Bitch, you should be saving.”

But that wasn’t really what I was responding to. Her original comment was specifically that she’d heard how much I’d spent on the tickets and that “that isn’t saving.” Throughout the conversation she also kept coming back to the idea that I was offended. She repeatedly said, “I didn’t mean to offend you,” and later, “You’re clearly offended.” That’s probably the part that has confused me most, because I don’t personally see being offended and setting a boundary as the same thing.

From my perspective, I wasn’t saying, “How dare you say that to me?” I was saying, “That assumption isn’t correct because you don’t know my finances, and I’d rather you didn’t comment on them.”

She also started explaining that what she’d said came from a place of caring and brought up personal things I’d previously confided in her about, including the stress of living with in-laws (me and husband are gearing towards a move) and difficulties I’ve had with my living situation.

That made me uncomfortable because I couldn’t really understand what those things had to do with whether spending £120 on a concert ticket means I am or am not saving money. Her face has changed a lot since I met her, and I know it’s all fillers and hair injections, but I don’t care! That is where her money goes, you do you 😂

I’m genuinely curious how this comes across to someone completely outside the situation. Was I reasonable to say I didn’t want comments made about my finances? And does correcting somebody or setting a boundary automatically mean you were “offended”?

She is unreal in the worse way. She also threw a dig to the fact she has a child sleeping and needed to sleep, they will be waking up in the night. Fully knowing me and my husband are childless (I don’t let in how much me and my husband wish to be parents). But I hope I offended her because she needs to be bought back down. I am constantly polite to her and she’s so lucky to have ME as a SIL.

OP posts:
Notsosweetcaroline · 13/09/2026 17:26

whippersnapper55 · 13/09/2026 17:13

Bloody hell, what a lot of drama 🙄 from her perspective, you're living with her parents, apparently saving to move out and yet spending £120 on concert tickets - I can see where she's coming from to be honest! It sounds like you've confided in her quite a lot so she probably didn't realise that your finances are off limits 🤷‍♀️

She’s not living with her parents. The two men are brothers, the sil is not her husbands sister.

MorganKitten · 13/09/2026 17:24

You opened your post being demeaning about her, you went on about her age yet seem to be the one who needs to grow up. You are living with your in laws too so have no grounds to slate her on that. As the older maybe be more mature and not get into these conversations.

QuantumLevelActions · 13/09/2026 17:23

YWBU to bother answering her at all. That voice note was ridiculous.

Ignore her.

whippersnapper55 · 13/09/2026 17:13

Bloody hell, what a lot of drama 🙄 from her perspective, you're living with her parents, apparently saving to move out and yet spending £120 on concert tickets - I can see where she's coming from to be honest! It sounds like you've confided in her quite a lot so she probably didn't realise that your finances are off limits 🤷‍♀️

beaglescurleduplikebagels · 13/09/2026 17:10

KKD09 · 13/09/2026 16:52

I don’t look down on others, just saying I don’t need her advise on saving tips and that ‘this isn’t saving’ is quite huge coming from someone on their parents money!

You clearly do need some advice if you're paying for concert tickets and IVF while living with your alcoholic in-laws 😂

MsPrufrockk · 13/09/2026 17:06

KKD09 · 13/09/2026 16:52

I don’t look down on others, just saying I don’t need her advise on saving tips and that ‘this isn’t saving’ is quite huge coming from someone on their parents money!

Says the person living with her in laws 😂

Azandme · 13/09/2026 17:03

Chilly80 · 13/09/2026 17:02

I wouldn't have replied. Don't feed the beast

Not sure the SIL is the beast in this situation though...

Chilly80 · 13/09/2026 17:02

I wouldn't have replied. Don't feed the beast

Simonjt · 13/09/2026 17:02

Unless you married a relative you have also married into the family.

I wouldn’t say anything, but if I knew a married 37 year old who wasn’t able to be independent I would have huge concerns about their finances and their ability to parent when they haven’t even be able to house themselves.

It looks like you do need professional advice regarding savings if you are unable to house yourself at 37 years old.

Azandme · 13/09/2026 17:00

KKD09 · 13/09/2026 16:52

I don’t look down on others, just saying I don’t need her advise on saving tips and that ‘this isn’t saving’ is quite huge coming from someone on their parents money!

YOU'RE on someone else's parents' money though...

Paying bills doesn't change the fact that you live in someone else's house.

Notsosweetcaroline · 13/09/2026 17:00

KKD09 · 13/09/2026 16:52

I don’t look down on others, just saying I don’t need her advise on saving tips and that ‘this isn’t saving’ is quite huge coming from someone on their parents money!

But you’re on your in-laws money, and are a decade older, you don’t have a home.

Notsosweetcaroline · 13/09/2026 16:58

KKD09 · 13/09/2026 16:45

Why would I need to tell a 26 year old I need to save? Venom? 😂

Bless you..

you clearly did tell her you had to save. And the venom was on her parenting skills. Her face full of fillers, her job and lack of eduction and all the other horrible abuse you’ve hurled at her.

Azandme · 13/09/2026 16:56

KKD09 · 13/09/2026 16:49

Telling someone to mind their business with their saving tips, isn’t grown up? And the other person reacting with ‘you do you’ .. that isn’t grown up lol. Sure.

Don't be obtuse, if it was just that then obviously not. On either side.

But it wasn't. It was texts and voice notes and unnecessary drama, followed by ridiculous bleating about how fabulous you are, and how awful she is on here.

If I was her I'd be laughing at you and your absolutely silly superiority complex. Neither of you are better or worse than the other, you're just different. And that's OK.

You may want to reflect on why you've gone to such pains to convince a group of strangers of your apparent superiority.

user1464187087 · 13/09/2026 16:52

KKD09 · 13/09/2026 16:45

Why would I need to tell a 26 year old I need to save? Venom? 😂

Bless you..

Do you know how you are coming across to people? I feel sorry for your poor sister in law.

KKD09 · 13/09/2026 16:52

user1464187087 · 13/09/2026 16:48

Why do you keep mentioning her age? It makes you sound patronising. That and mentioning you job is 'corporate' and she works in a gym.
What exactly is your job that you look down on other people?

I don’t look down on others, just saying I don’t need her advise on saving tips and that ‘this isn’t saving’ is quite huge coming from someone on their parents money!

OP posts:
pimplebum · 13/09/2026 16:52

You hate each other clearly so keep your distance

there are clearly v tender subject ie motherhood and money and jealousy of either of these is v powerful and destructive

even more reason to keep it light snd oolite snd time spent to together short snd sweet

KKD09 · 13/09/2026 16:49

Azandme · 13/09/2026 16:45

It's Sunday afternoon. I'm a teacher. I came here for a little interaction and ended up feeling like I'm at work with teenage girls.

Chronological age gap or not, you both sound petty and ridiculous, and need to grow up. Being 37 I would have expected you to be the more mature, but nope.

"Well SHE did this!" Meh, so what?

As for the child thing and needing to sleep because they get up. That's just life with a child - not everything is a dig at you (thinking it is is another teenage trait).

And now I'm tense. 🤦🏼‍♀️

Edited

Telling someone to mind their business with their saving tips, isn’t grown up? And the other person reacting with ‘you do you’ .. that isn’t grown up lol. Sure.

OP posts:
user1464187087 · 13/09/2026 16:48

KKD09 · 13/09/2026 16:00

She owes me nothing. It was more so that I have become reserved and don’t need to explain my finances to a 26 year old, that’s between me and husband if anything.

Why do you keep mentioning her age? It makes you sound patronising. That and mentioning you job is 'corporate' and she works in a gym.
What exactly is your job that you look down on other people?

Azandme · 13/09/2026 16:45

It's Sunday afternoon. I'm a teacher. I came here for a little interaction and ended up feeling like I'm at work with teenage girls.

Chronological age gap or not, you both sound petty and ridiculous, and need to grow up. Being 37 I would have expected you to be the more mature, but nope.

"Well SHE did this!" Meh, so what?

As for the child thing and needing to sleep because they get up. That's just life with a child - not everything is a dig at you (thinking it is is another teenage trait).

And now I'm tense. 🤦🏼‍♀️

KKD09 · 13/09/2026 16:45

Notsosweetcaroline · 13/09/2026 16:41

This the absolute venom the op has unleashed, about her job, her education, her appearance, her living situation, her parenting skills is shocking. And then to position her self as better, is mind blowing.

and the sil comment is clearly in response to a conversation the op had with her about needing to save. And in no way does it deserve the venomous bitchy abuse the op has unleashed

Why would I need to tell a 26 year old I need to save? Venom? 😂

Bless you..

OP posts:
Notsosweetcaroline · 13/09/2026 16:41

CremeDeMure · 13/09/2026 16:29

Christ.
Imagine thinking you are winning at life and somehow doing better than someone a decade younger, while still living with parents, whether they are yours or your husbands.

The sneering tone towards her for making a passing comment about how expensive these tickets were. Yet, I qm prepared to bet that this was not the first salvo in the battle. It very much reads as a response to a previous comment from you.

This the absolute venom the op has unleashed, about her job, her education, her appearance, her living situation, her parenting skills is shocking. And then to position her self as better, is mind blowing.

and the sil comment is clearly in response to a conversation the op had with her about needing to save. And in no way does it deserve the venomous bitchy abuse the op has unleashed

user1464187087 · 13/09/2026 16:39

KKD09 · 13/09/2026 14:18

I could really appreciate an outside perspective on an exchange I had with my SIL, because I genuinely can’t work out whether I’m being unreasonable or whether she crossed a line.

We’ve known each other for seven years and I have never really called her out on anything before. She can be quite bitchy, argumentative and judgemental, so normally I let things go, but this one didn’t sit right with me. For years she’s been like this with comments, she’s 26, works in a gym and has had no real education and has no respect for anyone besides her husband and 19 month old, oh and her parents. Not her in-laws. I am 37, married and work in corporate and grateful for my role.

I went to visit my family yesterday and I tend to travel around on foot (I am London based, learning to drive). She essentially interrogated me on text about when I was going to pass my driving.

THEN..

She sent me a voice note yesterday randomly saying “I wanted to ask you, those Bad Bunny tickets weren’t cheap. My cousin told me how much you paid. That isn’t saving.” She also sent a load of shocked/laughing emojis and seemed genuinely surprised that I had spent £120 on the ticket.

My immediate reaction was basically, wait, did she actually just say that? I questioned why what I had spent was even being discussed between her and my cousin. Her response was, “I didn’t know it was a secret.” That completely missed my point. It wasn’t a secret as the ticket prices are online. What bothered me was that my spending had apparently been discussed and then she had taken that information and made the judgement, “That isn’t saving.”

I told her I would appreciate it if my finances weren’t discussed or commented on because ultimately they’re personal and don’t really have anything to do with her.

She replied: “I commented as a caring joke to you. Not to anyone else because I know you want to move. You do you. If you took offence to what I said, I’ll be careful in what we speak about in future.”

I then sent her a voice note because I genuinely didn’t want it to become an argument or create unnecessary drama. I explained that I wasn’t offended. I was simply saying that the comment didn’t make sense to me because she doesn’t actually know my financial situation. She doesn’t know my salary, what I save each month, what my husband and I save together or how we manage our money.

I also said that I respect her enough not to question what she earns, how much she saves, what she spends her money on or how she and her partner manage their finances, and I’d just like the same respect back.

I also mentioned that maybe part of it is where I am in life now. I am 36, married, work in a corporate environment and I have just become a lot more private about certain things as I have got older, especially finances. I work hard, I save, but I also enjoy my money when I choose to.

I wasn’t saying that being 36 somehow makes me superior to her because she’s 27. I was trying to explain that I am settled in what I consider a personal boundary. She’s private about certain areas of her own life too, which I’ve always respected. Her response was: “Don’t use the age line with me.” She then started saying things like: “I didn’t say that. I didn’t question how much you earn. I didn’t question this or that.” She seemed to reframe her original comment as though all she had jokingly said was, “Bitch, you should be saving.”

But that wasn’t really what I was responding to. Her original comment was specifically that she’d heard how much I’d spent on the tickets and that “that isn’t saving.” Throughout the conversation she also kept coming back to the idea that I was offended. She repeatedly said, “I didn’t mean to offend you,” and later, “You’re clearly offended.” That’s probably the part that has confused me most, because I don’t personally see being offended and setting a boundary as the same thing.

From my perspective, I wasn’t saying, “How dare you say that to me?” I was saying, “That assumption isn’t correct because you don’t know my finances, and I’d rather you didn’t comment on them.”

She also started explaining that what she’d said came from a place of caring and brought up personal things I’d previously confided in her about, including the stress of living with in-laws (me and husband are gearing towards a move) and difficulties I’ve had with my living situation.

That made me uncomfortable because I couldn’t really understand what those things had to do with whether spending £120 on a concert ticket means I am or am not saving money. Her face has changed a lot since I met her, and I know it’s all fillers and hair injections, but I don’t care! That is where her money goes, you do you 😂

I’m genuinely curious how this comes across to someone completely outside the situation. Was I reasonable to say I didn’t want comments made about my finances? And does correcting somebody or setting a boundary automatically mean you were “offended”?

She is unreal in the worse way. She also threw a dig to the fact she has a child sleeping and needed to sleep, they will be waking up in the night. Fully knowing me and my husband are childless (I don’t let in how much me and my husband wish to be parents). But I hope I offended her because she needs to be bought back down. I am constantly polite to her and she’s so lucky to have ME as a SIL.

You do sound somewhat offended.

WoesFromAuntFlo · 13/09/2026 16:37

This whole thing is cringing me inside out. Why have you posted in AIBU if you don’t want to hear you’re probably being quite a bit unreasonable OP?

SoBoredOfSelfDoubtHowToGetOut · 13/09/2026 16:34

I would just to say to her, “What I spend and what I save is absolutely none of your business. Nor is it fodder to you to use in conversation with other people.”

And never ever discuss anything of personal importance ever again. Don’t even mention anything. Discuss the weather when you see her.

JLou08 · 13/09/2026 16:31

It does seem clear to me that you were offended. You wouldn't have responded how you did or written a lengthy post if not. Your reply about your age and your job was very patronising. The comment about her face being full of filler is mean and bitchy. You have confided in her so she would understandably think you have a close relationship where she can make light jokes about your spending. I'd rather have your SIL as a relative than you. You sound uptight and quite mean.