DH is workaholic. Manual job Mon-Fr. And additional private work Sat (always) and Sunday (almost every). Think, plumber.
We had 1 property with small mortgage left, when 5 y ago we bought another property (with huge mortgage) to live and turned our first property into rental- which for 4y was very unsuccessful when my DH has let his distant family members rent it (against my wishes) and said family members did not pay rent. It took court proceedings to get them out in the end- by which time my DH was burrying his head in the sand and let me deal with the courts, as he didn’t know how to deal with the situation. All 4.5 years he was paying both mortgages. Rental only became profitable since April this year. In January both mortgages are coming to the end of cheap deal and will increase considerably.
And here comes my AIBU- I want us to sell the rental, pay off our mortgage (it will cover!) and live mortgage free with spare cash to save. We haven’t been to proper holiday for 5y, had to watch every penny and I am frankly fed up living my life like that! With the mortgages increased the rental will not cover the costs and we will be paying about £1.5k a months in mortgage payments additionally. I don’t see the point to keep the rental
property and live bellow acceptable level, where I have to make ends meet and think that I have to save for couple of months just to buy myself winter shoes!
Besides, our new house is not finished yet, there are some things we can not afford and will not be able to afford in the future.
I don’t know what to do. Sometimes I think it would be better to divorce, get half of everything and leave him to it! As he thinks life is for working and earning as much money as he can.
Both properties in both names. He is paying both mortgages, I pay for food, clothes and all the bills in our home. I have no personal savings.
What would you suggest I do?