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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not pay towards her rent?

144 replies

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:01

My sister has struggled with addiction for many years, she's lost her kids (they live with their dad's) and been in trouble with the police.

She got into a rehab and got kicked out for taking drugs in there so we have kind of gave up on her getting clean. She bounced around from homeless place to another bit eventually got herself a flat.

She has now been sent to prison and because her sentence is over a particular threshold she can't get housing benefit and so is looking at losing her flat.

She has asked me to chip in towards paying her rent, she is planning to ask me, her boyfriend, best friend and her daughter to all club together.

I can afford it, I have a child I am supporting through uni and two children at home so it's not like I won't miss it but I could afford it if I want to.

The reason I am tempted to say no is - it is asking a lot of 4 separate people, if any of them miss a month or change their mind, then the whole lot has been a waste. She can only keep the flat if everyone pays (or someone else picks up the slack). So I can see a situation where everyone feels sorry for her in month one and two, then Christmas comes up and her best friend who has four children can't afford it, so I then pick up that payment too, she has an argument with her boyfriend and he decides he's not paying and before I know it I either pay the lot or. She loses the flat anyway and it's all been a waste of money.

So YANBU - don't pay
YABU - this is your sister, she will be off drugs when she gets out and this is a real chance to change her life. You can afford it so pay.

OP posts:
DahliaDelights · 10/09/2026 15:01

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:40

Thanks @Ashmol,She will always be my sister, I can see how she has ended up where she did we had the worst kind of childhood in every way imaginable and I thank the lord that I didn't follow a similar path.

@DahliaDelightsyou are absolutely nailing it and my head agrees with everything you are saying. I just need to figure out how to not feel guilty about it.

So to come up with ideas to stop the guilt i re-read your post and realised you have multiple ways to look at it.

The daughter absolutely shouldn't be asked to fund the 4 way payment: It is deeply unfair and manipulative to ask the child (who was already removed from mothers care) to fund her mother’s rent while she is in prison. By refusing to participate, you protect the daughter from financial exploitation. This is the massive red flag for me, the sister is selfish and has no thought if consequencesfor anyone other than herself.

The flat is already lost: Her actions got her where she is, not amything you did. There is no guilt. Yoy've already touched on the pitfalls of a 4 way multi-month financial chain thats only as strong as its weakest link. Youre not saving a flat; you are just delaying the eviction at your own expense.

Propping up a flat doesn't cure her addiction: Having a flat waiting for her will not keep her clean. She was kicked out of rehab for using; the root issue is her addiction, not her housing status.

So when the guilt comes in, STOP ✋️(even say it out loud, its stronger in voice), theres no guilt.

If anything you can say you'll put some funds in her prison account for essentials, treats and niceties, you can also offer help you look for temporary housing or support services when her release date is near, thats supporting her.

Paying the rent isnt.

MintyBadgerPrincessCheese · 10/09/2026 15:00

I don't think you should pay - ultimately, as PPs have said, you're enabling her. I think you need to say no, very firmly but very kindly. "I'm sorry, Sis, I wish things were different, but this is how it is. I will still be coming to visit you whenever you ask, and will help you in any other way I can. But the answer is no, and will stay no."

ThreadGuardDog · 10/09/2026 15:00

I don’t think this is a sustainable situation OP, and for all the reasons you and other posters have mentioned. I don’t hold with the posters who are saying walk away - she’s your sister and that would be very difficult. But you can’t set yourself on fire to keep your sister warm, and that’s what this amounts to. She’ll lose her flat and life will be difficult for a while when she comes out of prison, but maybe it’s a lesson she needs to learn. Sorry you’re in this position, it must be so stressful.

MiceSpiders · 10/09/2026 15:00

OP there is resettlement support from custody she might be eligible for an approved premises (like a hostel) or CAS3 accommodation which will be a flat or room in a shared house with other women these are both 3 month placements and it will depend on her risks as to which she is eligible for. She will also have a duty to refer done before she is released to the local authority she has a local connection to. She will also be referred to housing support services to find move on accommodation during those twelve weeks. This can be supported living if she meets the threshold if not it will likely be a rent deposit scheme and benefit claim to cover the ongoing rent in a private rental, this may be an HMO.

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:56

@Toosadtonightthat is another sting point that is playing on my mind. Her daughter is 18 and on universal credit which is something like £300 a month I believe, how will she afford to contribute £100 a month. Yes she can stay in the flat while her mum is away but she wouldn't afford to eat and heat the flat on that.

OP posts:
Puzzledandpissedoff · 10/09/2026 14:54

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:10

That's the thing @FreddoEspresso, she lost her first child and then years later took exactly the same course in life and lost her second children.

Neither time helped wake her up.

I don't believe she will come out and stay clean.

Given the problem with drugs in prisons she almost certainly won't be clean when she comes out, but I can't understand why you'd think the 4 way split in funding her is the issue here

If it wasn't this it would be something else, and there's no point helping until she herself is ready to make changes - which clearly hasn't happened yet

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:54

She was sentenced to two years but will serve 9 months of that, so realistically she will be out in 8 months.

Housing benefit would pay for 3 months but only if your whole sentence is less than 6 months so on this case that doesn't apply. They have stopped paying now.

Her letter is a bit garbled but she says she can get into two months of arrears so needs help paying for two months. Well that doesn't add up, she needs a minimum of 6 months paid to avoid eviction proceedings?

OP posts:
Ponderingwindow · 10/09/2026 14:52

I would be more inclined to help her with a deposit if she comes out of prison clean than to desperately cling to an empty flat.

Toosadtonight · 10/09/2026 14:52

Say no, accept being the bad guy otherwise you agreeing to help will be used to put pressure on the others and it sounds like they can’t afford it.
” Bugonarug is helping why can’t you?”
if you have money to spare and want to help anyone in this situation help her children, they were/ are suffering for her addiction issues and definitely through no fault of their own.

Diamond7272 · 10/09/2026 14:49

I'd walk away.

Sometimes it's the end of the line. Prison 8 months is that time.

Sadius · 10/09/2026 14:49

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:46

I know she had checked out the housing benefit situation but I don't know if she has actually spoken to the housing to ask about alternative arrangements. Not sure they will speak to me on her behalf though.

They will allow her to get into arrears, realistically she will be out of prison before they can actually evict her.

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:48

noctilucentcloud · 10/09/2026 14:42

I think relying on four different people for 8 months isn't realistic. If her rent is £1000 pcm it's asking each person to find an extra £250 a month, if it's £500 it's still £125. You say her boyfriend is on a low income and I'm guessing her daughter is a young adult so will be tight on money too. I honestly can't see everyone agreeing or if they do being able to sustain it.

That's the reason I am reluctant. It's a lot to ask from too many people with their own stuff going on. It will all come tumbling down and then we have just wasted money keeping a flat empty for a few extra months. What would be the point.

OP posts:
AlwaysExtraHot · 10/09/2026 14:47

I don’t know how to answer here. I totally see that the money might all end up being wasted -it’s so easy for one person out of four to miss a payment - but I think she does need support.
And oh if only beating addiction were as easy as bucking your ideas up, as some people on here seem to think!

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:46

Jellybunny98 · 10/09/2026 14:41

Have you/her already spoke to housing association about any possible options? If you explain the situation they may be open to an alternate payment arrangement once her sentence is complete, it’s not unheard of and definitely an option to look into.

Honestly though I don’t know what I would do, it’s easy to say when you aren’t in that position. BIL is an addict and we have over the years thrown insane amounts of money at rehab, therapy, repaying debts which were supposed to get his head back above water as well as practical support in abundance, we are now no contact but it took us a long time to get here and looking back I think we were naive for a long time about what we could really do to help. You have to decide what you are prepared to do, and realistically what you’re prepared to lose.

I know she had checked out the housing benefit situation but I don't know if she has actually spoken to the housing to ask about alternative arrangements. Not sure they will speak to me on her behalf though.

OP posts:
alcovecupboards · 10/09/2026 14:46

Don't pay and cut her off completely. Why would you want someone like that around? If she wasn't your sister, would you really have a criminal drug addicted neglectful mother in your life?

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:45

sunandpeonies · 10/09/2026 14:41

Can’t she stay with him on release?

She doesn't want to be stuck relying on someone else, she has been homeless for a long time and they are very on and off so not a reliable home.

OP posts:
noctilucentcloud · 10/09/2026 14:42

I think relying on four different people for 8 months isn't realistic. If her rent is £1000 pcm it's asking each person to find an extra £250 a month, if it's £500 it's still £125. You say her boyfriend is on a low income and I'm guessing her daughter is a young adult so will be tight on money too. I honestly can't see everyone agreeing or if they do being able to sustain it.

Jellybunny98 · 10/09/2026 14:41

Have you/her already spoke to housing association about any possible options? If you explain the situation they may be open to an alternate payment arrangement once her sentence is complete, it’s not unheard of and definitely an option to look into.

Honestly though I don’t know what I would do, it’s easy to say when you aren’t in that position. BIL is an addict and we have over the years thrown insane amounts of money at rehab, therapy, repaying debts which were supposed to get his head back above water as well as practical support in abundance, we are now no contact but it took us a long time to get here and looking back I think we were naive for a long time about what we could really do to help. You have to decide what you are prepared to do, and realistically what you’re prepared to lose.

sunandpeonies · 10/09/2026 14:41

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:21

The boyfriend has his own flat, he works in a low paid job. He doesn't take hard drugs and has tried to help her off them, they have been very on and off over the years.

Can’t she stay with him on release?

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:40

Thanks @Ashmol,She will always be my sister, I can see how she has ended up where she did we had the worst kind of childhood in every way imaginable and I thank the lord that I didn't follow a similar path.

@DahliaDelightsyou are absolutely nailing it and my head agrees with everything you are saying. I just need to figure out how to not feel guilty about it.

OP posts:
TinyCottageGirl · 10/09/2026 14:36

Once she is out she will be put into emergency husing and then on a housing list, she will be waiting a long time if she is privately renting as not deemed 'homeless'.
There is a chance when she is out she will go on a bender and you will be stuck paying her rent for a long time, best she gets out of it now..

DahliaDelights · 10/09/2026 14:35

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:14

I don't know how I would deal with the guilt knowing I could help her and don't. If she loses the flat she will be in a hostel on her release and will definitely end up back on drugs.
If she keeps the flat she will probably have a massive blow out to celebrate getting out and probably end up back on drugs.

knowing I could help her and don't.

Stop woth the guilt. You have nothing to be guilty for. You could say that always "helping" her has made her situation worse. She has always had a fallback, never faced up to the situations she has created.

She's going to prison. She did that, no one else.
She lost her kids because of her actions.
She is loosing her housing because of her actions.
Her actions have consequences.

Its not for lack of help and support that she has continued on the path she is on.

Her social housing accomodation should go back into the social housing pool for someone who is on the waiting list for that property. Its another of those situations where HER actions have a consequence.

If she keeps the flat she will probably have a massive blow out to celebrate getting out and probably end up back on drugs.

Stop rescuing her. She makes her own decisions, let her sit with the consequences.

You support her by supporting her, when she is making effort to change, when she is trying. When she isnt trying to help herself, you can't will her or make her live the life you want her to live.

Ashmol · 10/09/2026 14:32

BugOnARugDrinkingTeaFromAMug · 10/09/2026 14:25

My head totally agrees but the thought of not helping my sister makes me feel so guilty.

I know. It's very easy for us to say DON'T DO IT!, but the reality of your guilt about not helping, and the obvious love you have for sis, is evident.

I think you might need to discuss it with someone independent and get a steer as to how to approach the dilemma. What about contacting one of the drugs counsellors at the rehab maybe and see what they think? They might not guide you, but they might. Worth a phone call anyway, or to some similar service.

Tough one.

user1464187087 · 10/09/2026 14:31

Insecurepanda · 10/09/2026 14:11

What a tough and sad situation.

I would think about it not as paying her rent but as a vote in support of her. Maybe the other people will do the same and she will keep her flat. maybe they won’t and she will lose but that is out of your control. ( and I don’t think you should step in if they can’t contribute)

what I don’t know is, is it more helpful for her recovery if she believes you’ve always got her back? Or more helpful if she understands she doesn’t have any more chances and she has to sort herself out alone?

if she loses the flat, where will she go after prison?

Her probation officer will assist her with housing upon her release from prison.
Good post though, some good points there.

Robotcustard · 10/09/2026 14:29

She needs to speak to her housing officer at the council/housing association.