Help protect children from gaming harms.

Take our survey

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to want spending cuts rather than more tax rises?

1000 replies

PinkFruitbat · 05/09/2026 10:07

The foundations are being laid for more tax rises in the October Budget.

https://www.ft.com/content/6d43b599-3d7c-471c-88c2-0f056475a840?syn-25a6b1a6=1

AIBU to ask for savings in spending to help balance the budget rather than more taxes.

With welfare spending at nearly £1bn each day, when is enough, enough?

OP posts:
Thread gallery
23
strawberrybubblegum · Yesterday 08:55

Cel77 · Yesterday 08:47

If you cut all foreign aid, it'll impact negatively on already unstable parts of the world, and foster conflict and its resulting consequences ( displaced populations, famine ,war etc...) . It might not be something you care about because you're all nice and comfy in your first world country where you can live your life as you please and comment freely on social media BUT it will mean more refugees ( the horror!) , an impact on food imports and potentially a security issue for the UK. Ah, if only everything you laid out could be as simple as you think ...

Edited

I certainly agree that stopping accepting any refugees at all would be cost-effective - immediate deportation to a 3rd country, and no asylum ever given would very quickly stop the flow.

And using even a proportion of the £8billion we spend on asylum seekers annually to support people in their own countries would help far more people in a far more significant way.

We do need to be a bit more mindful of what it's spent on though: it's very hard to prevent money being siphoned off.

strawberrybubblegum · Yesterday 08:56

GoodkneeBadKnee · Yesterday 08:53

How much are we spending? You might be onto something...

£8billion a year.

strawberrybubblegum · Yesterday 08:58

For context, our entire defence budget (for the UK - a G7 nuclear power) is £62 billion

GoodkneeBadKnee · Yesterday 08:58

strawberrybubblegum · Yesterday 08:56

£8billion a year.

Not to be sniffed at. The annual benefit bill is over £300 billion a year. I reckon start there.

TangyChina · Yesterday 09:00

@Cel77 pakistan is a nuclear armed country why are we sending aid to them and how does it help us ?

Fluffypuppy1 · Yesterday 09:03

HappyHedgehog247 · 05/09/2026 22:21

They are earning it, but my DSis would love to earn it! There's plenty of people who earn hundreds of thousands and more because they were born into privilege and ended up in private equity etc. and they work hard but no harder than some people in minimum wage jobs. Plenty of people on Universal Credit are working.

Only 32% of people on Universal Credit are working, and many of them will only be working part time.

Cel77 · Yesterday 09:04

The triple lock for pensions is ridiculous now. It would save between £ 10 to £ 15 billion in less than 4 years.
It's not on your little list but shpuld be imo.

Cel77 · Yesterday 09:07

TangyChina · Yesterday 09:00

@Cel77 pakistan is a nuclear armed country why are we sending aid to them and how does it help us ?

Something called diplomacy and keeping the peace, especially because they have nuclear capacity. Diplomacy is a very fine art as it keeps this world resonably safe. Take the buffer away and it could all go terribly wrong. For all of us. Countries don't contribute foreign aid because of bleeding hearts, they do to keep their own people safe. Life you.

TangyChina · Yesterday 09:10

Wow so they may nuke us if we don't give them money ?

PinkFruitbat · Yesterday 09:12

Cel77 · Yesterday 08:47

If you cut all foreign aid, it'll impact negatively on already unstable parts of the world, and foster conflict and its resulting consequences ( displaced populations, famine ,war etc...) . It might not be something you care about because you're all nice and comfy in your first world country where you can live your life as you please and comment freely on social media BUT it will mean more refugees ( the horror!) , an impact on food imports and potentially a security issue for the UK. Ah, if only everything you laid out could be as simple as you think ...

Edited

I don’t think we should be paying foreign aid whilst running a fiscal deficit.

If you will join me in balancing the budget, I am happy to consider paying out some well targeted foreign aid.

OP posts:
Petrolitis · Yesterday 09:26

Vinvertebrate · 05/09/2026 11:00

Yes, and the reason the care is so expensive is because LA’s closed all the council-run facilities and now has to fund them in the private sector. See also: special schools.

The need doesn’t magically disappear if you take the provision away.

Exactly a huge amount of money poured into care goes into private profit.

I know someone who owns care homes and boasts regularly how its made her a millionaire. Her staff are of course paid minimum wage.

strawberrybubblegum · Yesterday 09:41

PinkFruitbat · Yesterday 09:12

I don’t think we should be paying foreign aid whilst running a fiscal deficit.

If you will join me in balancing the budget, I am happy to consider paying out some well targeted foreign aid.

Well quite. It's pretty insane to be borrowing money each year - which we have to pay interest on, every single year in the future, until we bring our debt down to zero (roughly when hell freezes over) - in order to give it to other countries. Confused

daisyfallout · Yesterday 09:42

Bushmillsbabe · Yesterday 08:39

That sounds like a huge amount? Poverty line is over 3k per month after rent/mortgage and childcare? DH and my net income is around 5k per month. Nearly 2k is mortgage, childcare for 1 part-time place was nearly 1k. Leaving 2k for everything else, putting us way below the 3k poverty line, despite being told by another poster we were 'top 5%'?

Going back to the very fair point another poster made about the net redistribution effect, I think your situation is a prime example of it. A lot of welfare and inequality metrics are based on gross income and don't fully capture the fact that unavoidable living costs are heavily or almost entirely state-funded for lower-income households, while higher earners have to meet the same costs entirely out of their post tax income.

DontBuyAnotherBook · Yesterday 09:46

Bushmillsbabe · Yesterday 08:14

"The median annual salary for full-time employees in the UK is £39,039, according to official Office for National Statistics (ONS) data. 1]

Key Earnings Breakdown

  • Full-time median annual pay: £39,039 (approx. £2,635 per month after tax).
  • All employees median annual pay: £32,890 (includes part-time workers).
  • Mean (average) gross annual salary: £40,269 for all employees.

The latest HMRC top 5% income threshold is £93700"

Average salary (as above from ONS) is 40k. 2 adults each earning average salary is 80k, which is pretty close to 90k.
Possibly I should have written as middle earnings, rather than middle households income, to account for single income households, pensioners etc.

But if we are, according to your claim, top 5%, doesn't that make it even more ridiculous that we can't afford any luxuries.

Edited

There might be something wrong with your budgeting if you can't afford luxuries.

strawberrybubblegum · Yesterday 09:48

strawberrybubblegum · Yesterday 09:41

Well quite. It's pretty insane to be borrowing money each year - which we have to pay interest on, every single year in the future, until we bring our debt down to zero (roughly when hell freezes over) - in order to give it to other countries. Confused

We still hand out £13billion per year in aid every year, which surely needs to stop as our standard of living falls. We're at 22 currently, and dropping rapidly.

worldpopulationreview.com/country-rankings/standard-of-living-by-country

Croatia only hand out $50 million of foreign aid per year. Less than 0.5% of what we give away, despite Croatia being higher than the UK in the standard of living index.

The UK has out-of-date delusions of wealth and international responsibility.

strawberrybubblegum · Yesterday 09:49

DontBuyAnotherBook · Yesterday 09:46

There might be something wrong with your budgeting if you can't afford luxuries.

Nope, she's simply taxed more than lower earners and given fewer handouts.

DontBuyAnotherBook · Yesterday 09:51

strawberrybubblegum · Yesterday 09:49

Nope, she's simply taxed more than lower earners and given fewer handouts.

Obviously the more you earn the more you are taxed. Also if you earn a lot you don't need help. 🤷 You can have my kids DLA but imagine you don't want the disabled kid.

SomethingFun · Yesterday 09:51

Cutting public services to the bone and replacing them with the private sector has cost us an unimaginable amount of money. Look at the figures about water or rail or gas or electric. Look how much care homes for children or the elderly cost. It’s an absolute scandal. It doesn’t matter if the public sector costs a lot if it means millions of people are in stable work and public services are of high quality. If we can keep what little cash we have circulating in our own economy instead of being siphoned off at either end I think things would be better.

Every single person on mn who receives benefits or has a family member than gets them believes they are entitled to them and they couldn’t possibly change their circumstances in any way so that they could contribute back at all. It would be interesting to see what you would get from the state in Sweden or France or Germany in the same circumstances - I bet we would all be surprised.

I guess if people genuinely don’t understand how much tax high earning paye employees pay and think it’s just 20% it makes some sense of why they think they should just keep paying more.

DontBuyAnotherBook · Yesterday 09:54

If I was earning as much as some of you lot do why would I be jealous of people stuck in a benefits trap when much of it ends when the children are adults? But weird really.

daisyfallout · Yesterday 09:55

Cel77 · Yesterday 09:04

The triple lock for pensions is ridiculous now. It would save between £ 10 to £ 15 billion in less than 4 years.
It's not on your little list but shpuld be imo.

I don't see how the state pension remains sustainable without eventually means-testing or tapering it. Scrapping the triple lock is tinkering around the edges of a much bigger demographic problem.

The alternative is to keep raising the pension age until we reach the fairly dystopian point where a significant proportion of people are physically incapable of working until they qualify.
Both solutions are shit.

strawberrybubblegum · Yesterday 09:56

DontBuyAnotherBook · Yesterday 09:51

Obviously the more you earn the more you are taxed. Also if you earn a lot you don't need help. 🤷 You can have my kids DLA but imagine you don't want the disabled kid.

You're getting huge amounts of hand outs. Given your DC's disability, you are incredibly lucky that you live in a country where you don't have to bear that cost yourself! Unlike every country (including the UK) in almost every other time in history. And unlike almost every other country still now.

You clearly have no idea of the cliff edges that mean that someone can end up with less money to spend, despite working and contributing more.

That's not fair, and it's not sustainable.

What will your disabled kid do when all the kids who can work decide that the UK holds no future for them?

Kitte321 · Yesterday 10:01

DontBuyAnotherBook · Yesterday 09:51

Obviously the more you earn the more you are taxed. Also if you earn a lot you don't need help. 🤷 You can have my kids DLA but imagine you don't want the disabled kid.

Honestly, I personally don’t begrudge you (or anyone else) benefits to help pay for disabled children. You have a hugely difficult job and I am in admiration of anyone dealing with the day to day realities.

However, don’t be so dismissive about the challenges currently facing middle earners, also trying to support their families (and other peoples through taxation).

DontBuyAnotherBook · Yesterday 10:03

strawberrybubblegum · Yesterday 09:56

You're getting huge amounts of hand outs. Given your DC's disability, you are incredibly lucky that you live in a country where you don't have to bear that cost yourself! Unlike every country (including the UK) in almost every other time in history. And unlike almost every other country still now.

You clearly have no idea of the cliff edges that mean that someone can end up with less money to spend, despite working and contributing more.

That's not fair, and it's not sustainable.

What will your disabled kid do when all the kids who can work decide that the UK holds no future for them?

Edited

Whoopee how lucky am I. 👍 Well I would hope that like any other caring country there will be support for him although it is not yet clear what lies ahead for him yet. How abeist you are btw. But for the grace of god you don't have a disabled child or be disabled yourself. Attitudes likes yours make me tempted to apply for PIP for my deafness.

daisyfallout · Yesterday 10:06

DontBuyAnotherBook · Yesterday 09:54

If I was earning as much as some of you lot do why would I be jealous of people stuck in a benefits trap when much of it ends when the children are adults? But weird really.

I'm genuinely curious about this mindset. I've been a British citizen for quite some decades now, but perhaps I've retained a more pragmatic attitude about these things from the culture I grew up in.

If your standard of living and the welfare state you rely on ultimately depend on a healthy economy and people paying large amounts of tax, wouldn't the logical response be to actually want the economy to prosper and high earners to do well, and for there to be more high earners, not fewer?

DontBuyAnotherBook · Yesterday 10:06

Kitte321 · Yesterday 10:01

Honestly, I personally don’t begrudge you (or anyone else) benefits to help pay for disabled children. You have a hugely difficult job and I am in admiration of anyone dealing with the day to day realities.

However, don’t be so dismissive about the challenges currently facing middle earners, also trying to support their families (and other peoples through taxation).

I am not dismissive and I have sympathy for you and all who are struggling as well as those on UC. I would quite like to work more now my child is about to start school but trying to get him in for a full day is going to be a battle. The extra help we have recently has been great to fix repairs to our house that he has destroyed like kitchen cupboards etc. I don't have as much sympathy for those who call themselves middle earners who aren't and who are ablest.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.