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Are my SIL's divorce expectations unrealistic?

271 replies

GoAdvertFree · 04/09/2026 09:58

In short, my brother and SIL intend to divorce but she wishes to continue being a SAHM. Their children are 19 (away at uni), 14 and 13.

They separated 4 years ago and were cohabiting until SIL started dating a new man. My brother has quite a well paid job and managed to buy a 4 bed flat in the nearby city. It needed a lot of work but is finished now. He WFH a fair bit so has the kids there when needed. He does at times have to travel overseas for work.

My brother has also recently started seeing someone new. So, brother and SIL have started to discuss selling their marital home (SIL is still living there with the children).

SIL has been a SAHM since the children were born and this had been the source of a lot of friction in the marriage as the children got older. My brother had no problem with SIL not being in paid work, but she is a big spender. I have been at their house many times when numerous boxes of stuff arrived from Amazon. My brother eventually set a budget that SIL was not delighted about. She also has some debt of her own, my brother has paid some of it off.

SIL went back to work 3.5 days a week when they separated. This job suits her perfectly and she can sometimes work from home. However, a few weeks ago she started talking about 'burn out' and has now resigned from the job. She has no intention of finding a new job but is saying that she wants to sell the house, that her share should be 70% because she has the children living with her, and needs to buy a 4 bed house in the town we live in (which is expensive). She wants a sum of money to put into a savings account and she wants her new mortgage to be paid by my brother.

They are amicable (at the moment). My brother told me last night that she is now asking him to go to financial mediation because she thinks he is hiding funds. He has told me that he isn't, and has 2 savings accounts and his pension - which she knows about.

AIBU to feel that I've never really heard anything like this? When my exH and I separated, I immediately upped my hours at work to full time and my children were also teens.

OP posts:
Lallybrochyaken · 04/09/2026 18:09

OonaStubbs · 04/09/2026 14:16

Why do so many women think they are entitled not to have to work just because they married a rich husband?

I think it’s reasonable if a married couple decide that one will become a SAHP if the other person is earning huge amounts more.

What’s unreasonable is expecting to still be funded in this way after separation.

Notbuiltforheat · 04/09/2026 18:47

But this scenario is exactly what mediation is for! And a skilled mediator will help put something together which they both agree on and which reflects their personal circumstances. So the SIL is perfectly in order to suggest it. In fact what would the OP suggest she should do otherwise? Just take what’s offered??

Greyhound98 · 04/09/2026 19:20

Personally, I’d stay out of it. Tell your brother to discuss with his solicitor.

LeftBoobGoneRogue · 04/09/2026 19:24

BestZebbie · 04/09/2026 13:54

So atm they each have a 4-bed house? Sounds as if that divides neatly into one each tbh.

It is a 4 bed flat and a 4 bed house. I suspect the house is worth more than the flat.

justcallmemarywhitehouse · 05/09/2026 11:59

The aim with any financial settlement is to enable both parties an equitable lifestyle going forward with certain adjustments eg if one person having children. There's no punishment for affairs. There's no reward for being a stay at home mum. The financial form will lay it all out side by side - pensions, property, savings etc. Of course there are certain unfair things in individual cases. This is why it is important to get cracking with these things asap as opposed to leaving it to drift on for years.

Holeymoley28 · 05/09/2026 12:24

If we are being cynical. Ops stated the soon to be ex wife has also mentioned benefits. So she’s quit work due to “burn out”.

So she’s going to unable to work due to health for Uc putting her self as unemployable to the courts for the divorce.

Smart or stupid who knows yet.

Hankunamatata · 05/09/2026 12:35

I wouldnt engage in conversation with them

They need to go to financial medication and split assets 50/50. If it means giving her more of the house money to ring fence pension I would do that.

I would be insisting on a clean financial break so wouldnt be paying her mortgage

Does rewind me of someone I know who sperated from well off husband, managed to ger a housing executive house by claiming homeless then was utterly shocked that UC stopped as she got half the money from family home being sold. She was so indignant

MsSquiz · 05/09/2026 14:32

littlemousebigcheese · 04/09/2026 15:49

god I hate how this thread has instantly descended into attacking stay at home mums. If he can afford two four bed houses I am guessing his job is well paying. He also willingly had three children who attended multiple extra curricular activities. I’m not saying the ONLY way he achieved was because he had a partner at home bearing the domestic and emotional load BUT I’m guessing it played a huge role. Devaluing sahp is so depressing

Oddly, I feel like this woman is the one devaluing SAHMs.
she asked him to leave the family home they were sharing whilst separated because she found a new partner.
she wants him to continue funding her lifestyle in the same way despite being separated and having a new partner - that is not realistic.

and I say that as a SAHM. If DH and I were to separate, of course assets should and would be split accordingly, but I would not expect my exH to fund my lifestyle in the same post separation/divorce.
I would also need to get a job to financially support myself.

it’s wildly unrealistic to expect your lifestyle to be the same post divorce, whether you’re a SAHP or not!

Loulou4022 · 05/09/2026 14:44

He needs to get legal advice. When DH divorced, his daughter was 13, his ex only worked part time and she got 60% of everything.

Lallybrochyaken · 05/09/2026 19:26

MsSquiz · 05/09/2026 14:32

Oddly, I feel like this woman is the one devaluing SAHMs.
she asked him to leave the family home they were sharing whilst separated because she found a new partner.
she wants him to continue funding her lifestyle in the same way despite being separated and having a new partner - that is not realistic.

and I say that as a SAHM. If DH and I were to separate, of course assets should and would be split accordingly, but I would not expect my exH to fund my lifestyle in the same post separation/divorce.
I would also need to get a job to financially support myself.

it’s wildly unrealistic to expect your lifestyle to be the same post divorce, whether you’re a SAHP or not!

I agree but there are lots of ex wives who won’t.

My husband’s ex spends so much of her time ranting about how unfair it is that she can’t afford this and doesn’t have that whilst we have what we do.

Divorcing someone on a six figure salary when you’re on £20k and thinking you should still be kept in the same way is insane.

2catsandhappy · 05/09/2026 20:26

I must be dense. How can she get a mortgage if she doesn't work?
Maintenance and child benefit will drop off as the children age out.
She can't buy him out of the previously marital home without a job.
Financial mediation sounds like a great idea @GoAdvertFree

Jamlighter · 05/09/2026 20:32

there is nothing wrong with going to financial mediation it could be useful BUT make sure he has taken legal advice on everything before he goes so he knows what is realistic and what his red lines are

1coconut2coconut3coconut4 · 05/09/2026 20:41

Delatron · 04/09/2026 13:53

Nowadays!! Who do you think facilitated it when they were young? Do you think three kids can be left alone?? It doesn’t matter that they are older now. She did the brunt of the childcare when they were young and that will be taken in to account.

If she was working in a high paying role and travelling there would have been a battle as to who stays at home with the kids. Who is doing the pick up/illnessholidays/cooking/cleaning. He never had to think about ANY of this. You can’t keep dismissing and downplaying her role. A judge won’t either. Sorry.

Delatron what on earth are you talking about? Loads of people have to travel occasionally for work and their partner picks up the slack, in normal couples both parents would do it. The exW has obviously played a valuable role, which is why she would get at least 50% of assets. It doesn't mean she should always get to laze about! I also don't agree that having a SAHM means that everything is done for you - how do you know that? If she doesn't like working maybe she didn't like doing aspects of housework or childcare and didn't bother with that either. Maybe she did a perfect job. Either way, the idea that OP's DB would pay her mortgage forever more is outrageous. She's obviously entitled.

GoAdvertFree · 05/09/2026 22:22

MsSquiz · 05/09/2026 14:32

Oddly, I feel like this woman is the one devaluing SAHMs.
she asked him to leave the family home they were sharing whilst separated because she found a new partner.
she wants him to continue funding her lifestyle in the same way despite being separated and having a new partner - that is not realistic.

and I say that as a SAHM. If DH and I were to separate, of course assets should and would be split accordingly, but I would not expect my exH to fund my lifestyle in the same post separation/divorce.
I would also need to get a job to financially support myself.

it’s wildly unrealistic to expect your lifestyle to be the same post divorce, whether you’re a SAHP or not!

I absolutely agree. I think she was wrong to quit the job. I think she was not putting her dc first in doing so. The ideal job that fitted in with the dc.

It’s the expectation that her STBXH, new boyfriend or the taxpayer will fund her life after divorce. I cannot respect that , unfortunately which is irrelevant and just means I need to keep my distance from her a bit which is making me sad as I am very fond of her, she’s really fun to be around.

OP posts:
GoAdvertFree · 05/09/2026 22:25

2catsandhappy · 05/09/2026 20:26

I must be dense. How can she get a mortgage if she doesn't work?
Maintenance and child benefit will drop off as the children age out.
She can't buy him out of the previously marital home without a job.
Financial mediation sounds like a great idea @GoAdvertFree

You’re not. She expects my brother to pay her mortgage. New mortgage, new house.

I actually don’t think she really understands divorce is all about separating finances.

OP posts:
fundamentallyauthentic · 05/09/2026 22:56

You keep saying you like her, but do you, really? It’s OK to not like a relative, especially one who who has no work ethic and wants to leech off others. I can’t like someone I have no respect for, personally.

Wingingit73 · 06/09/2026 07:43

Politely, its not really your business. Women for have been sahms enabling husbands to drive successful careers have committed themselves to the role. They have taken on every household and child related responsibility. Sadly, this can make it impossible for them to regain their own careers when marriages end and their earning potential is not very good.
Stay out of their business.

ThatCyanCat · 06/09/2026 07:46

GoAdvertFree · 05/09/2026 22:25

You’re not. She expects my brother to pay her mortgage. New mortgage, new house.

I actually don’t think she really understands divorce is all about separating finances.

Well, she'll soon be crystal clear on it. You needn't worry.

Zanatdy · 06/09/2026 08:02

My ex worked overseas from soon after we split 15yrs ago and still does. DC are young adults now but youngest was 3 when this started. This did not mean I had to be a SAHM as I had to do all the parenting. I’ve always worked and have a good career. This woman’s children are teens who look after themselves, so no, I don’t think she needs to stay at home as her ex works overseas one week every so often.

thepariscrimefiles · 06/09/2026 08:28

GoAdvertFree · 05/09/2026 22:25

You’re not. She expects my brother to pay her mortgage. New mortgage, new house.

I actually don’t think she really understands divorce is all about separating finances.

Surely it's up to her new partner to pay her mortgage if he lives there and she refuses to work, not your brother?

My understanding is that it is very rare in the UK for ex-wifes to be eligible for alimony from their ex-husbands. Your SIL is envisaging a new life with her new partner with no drop in her income but with your brother paying for it all. I think that her expectations are unreasonable.

Does her new partner work?

Trounlet · 06/09/2026 08:42

A think thst the three different elements of divorce finances are being confused.

  1. Split of marital assest:
She'll be entitled to 50% of all martial assets including the family home, the flat your DB lives in, any saving and pension, not just the family home.

Depending on values of all the marital assets, this may well result in her keeping the family home.

  1. Spousal Support
Spousal support is very rare now, but I don't think she's looking for that.
  1. Child Maintenence, your DB will be required to paid Child maintenance if he has them staying with him less than 50% of the time.

Eta clarify my ramblings

Delatron · 06/09/2026 09:03

MsSquiz · 05/09/2026 14:32

Oddly, I feel like this woman is the one devaluing SAHMs.
she asked him to leave the family home they were sharing whilst separated because she found a new partner.
she wants him to continue funding her lifestyle in the same way despite being separated and having a new partner - that is not realistic.

and I say that as a SAHM. If DH and I were to separate, of course assets should and would be split accordingly, but I would not expect my exH to fund my lifestyle in the same post separation/divorce.
I would also need to get a job to financially support myself.

it’s wildly unrealistic to expect your lifestyle to be the same post divorce, whether you’re a SAHP or not!

It depends on the assets though doesn’t it. If they have say 3 million pounds of assets the starting point for her is 1.5 million. So she buys a house for 800k and lives off the rest.

We don’t know how much money the DB has so there’s no point in speculating what she will end up with.

But many on here are acting like the husband with the 6 figure salary gets to swan off in to the distance with his huge salary and earning power and the lazy, good for nothing SAHM who has sat on her arse for 19 years must Iive in poverty and get a minimum wage job. Unfortunately for you lot who agree with that narrative it doesn’t work like that. As a starting point she’ll get 50 % of all marital assets probably more. She will have access to his pension. None of us know how much any of that is.

If they have a 19 year old I’m guessing they’re not that young. Maybe the mortgage has been paid off. Maybe he has a huge pension. She won’t get spousal maintenance but she might not need it. She might need to get a part time job. She must be nearing 50? That’s way different to getting divorced in your 30s. Plenty of time to build up assets and pensions….

Delatron · 06/09/2026 09:06

ThatCyanCat · 06/09/2026 07:46

Well, she'll soon be crystal clear on it. You needn't worry.

Yes she’ll get a nice starting point of at least 60% of all marital assets including property (his flat is part of this), shares, savings, pensions….

Somethinggg · 06/09/2026 09:21

GoAdvertFree · 05/09/2026 22:22

I absolutely agree. I think she was wrong to quit the job. I think she was not putting her dc first in doing so. The ideal job that fitted in with the dc.

It’s the expectation that her STBXH, new boyfriend or the taxpayer will fund her life after divorce. I cannot respect that , unfortunately which is irrelevant and just means I need to keep my distance from her a bit which is making me sad as I am very fond of her, she’s really fun to be around.

If you're struggling with sensible boundaries to the extent that even the way she and a new partner might manage their finances is bothering you, I agree keeping her at arms length will probably be of benefit.

GoAdvertFree · 07/09/2026 14:16

Wingingit73 · 06/09/2026 07:43

Politely, its not really your business. Women for have been sahms enabling husbands to drive successful careers have committed themselves to the role. They have taken on every household and child related responsibility. Sadly, this can make it impossible for them to regain their own careers when marriages end and their earning potential is not very good.
Stay out of their business.

'impossible for them to regain their own careers' if you actually read my posts, and I don't know how many times I have to write this...

She had a job - she resigned from it.

3.5 days per week.

Fitted in around school hours.

So many posters on here who are not properly reading anything I have written.

And what you have stated it also untrue in most cases. I went straight back into work where I left off after 3 years as a SAHM, most people I know did, too. It doesn't even matter if she does the career she did before being a SAHM, she just does not want to go out to work.

To @fundamentallyauthentic who has actually asked a sensible question (do I like her?). That is my problem, really. I really am very fond of her but yes, I am struggling to respect her now. She could work to help support their children but just refuses to. She is not 'burnt out', she's never wanted to work, she is lazy.

I shall not be posting again on this thread because people are not reading posts properly and I am having to go over things over and over again. Or posters are angry at me for judging another woman's work ethic.

As always, pretty sure those TERFS would have a lot to write if the sexes were revered in this instance! Can you imagine?

OP posts: