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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to feel middle-class luxuries have become increasingly out of reach?

718 replies

cocobow · 03/09/2026 16:07

I had to go to the local shopping centre the other day to pick up a click and collect for my husband, new work shirts so nothing fancy! I thought why not make an afternoon of it as I rarely go shopping and I could maybe get a coffee and cake and even treat myself to a little something as my birthday is coming up.

I loved some of the clothes in places like monsoon and seasalt but it was all way too expensive dresses were £80 to £100 or more same with skirts which seemed to start at £65 and I know that isn't even considered expensive today but for me it is! I went for a look in the sephora as I love skincare but again it was all really expensive. The queue for the till was full of school girls buying things I wouldn't be able to buy for myself!

To be fair they were probably there spending birthday money and probably aren't spending money like that all the time. I suppose it just feels like the goal posts on these admittedly luxury items have been moved since I was in my teens and early 20's when I imagined that by my 40's I'd be able to at least buy some of these things or buy nice clothes now and then. My husband and I both degree and post graduate educated and work in professional jobs but we have to prioritise bills, the kids and food over luxuries. To be fair we have no debt at all and we will save for an buy large purchases cash mostly but I admit to feeling a bit personally deprived at times! When my mum was my age she worked in a call centre part time in the evenings and would go round the shops most weekend and buy herself a new top or other item of clothes and exclusively used clarins skincare, I use the ordinary, cerave or boots and superdrug own brand mostly and my clothes come from charity shops. My parents were working class made good but their disposable income seemed to go a lot further than mine does. We don't even have a large mortgage.

DH and I recently looked at taking a short trip to London as a joint birthday present to each other but the cost was so expensive we seem to have quietly shelved the idea.

In the end I had a look in waterstones but even that was expensive, since when are paperbacks routinely £14.99! I never even had a coffee or bit of cake as the selection of cakes looked dry and unappetizing but would still have cost £10 in total.

Am I being unreasonable to think the cost of a middle class lifestyle with a few luxuries has had the goalposts moved by quite some amount?

OP posts:
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BIossomtoes · 04/09/2026 12:44

walrushurricane · 04/09/2026 11:53

Why do you think I am not an academic and turn my nose up at those who are. Because I read kindle books and think those who say only hard copies "are beautiful" are pretentious? 😂

I’ve managed to get used to reading on a Kindle, despite being 72 and having two degrees. I still read dead tree books but not often.

walrushurricane · 04/09/2026 12:47

BIossomtoes · 04/09/2026 12:44

I’ve managed to get used to reading on a Kindle, despite being 72 and having two degrees. I still read dead tree books but not often.

Me too (although I am only 60)

Differentforgirls · 04/09/2026 12:55

BIossomtoes · 04/09/2026 12:44

I’ve managed to get used to reading on a Kindle, despite being 72 and having two degrees. I still read dead tree books but not often.

I love my kindle. I share my library with my son and DIL. We have over 1300 books! Imagine trying to house all those physically?

BeHeartyRedZebra · 04/09/2026 12:58

Dreameth · 04/09/2026 10:21

It’s just a basic, c. minimum wage family. No housing, no childcare.

Dont understand how no one knows this

This screenshot shows nothing. Post the breakdown of what that universal credit entitlement is made up of because it will be more than two adults and two children.

Echoing what PP have said, it’s definitely not impossible to get that much UC with that income coming in but there will be other elements on there. PP have already posted proof you just can’t get that amount otherwise.

latetothefisting · 04/09/2026 13:11

nomas · 03/09/2026 23:25

But upper class has a different meaning. The Middletons aren’t upper class. I agree middle class is a broader term now.

I didn't say the Middletons were upper class (although tbh if we were 200 years ago they probably would have been given a quick baronetcy before the marriage!).

Basically the whole class system is nonsense. For it to make any logical sense it would have to be split roughly into thirds. The middle would be exactly that - the middle third, covering the average (whether that's salary, income or overall lifestyle), then upper would be the third below, and working the third below that.

The situation we have now where upper class ONLY covers the 0.1% of people who have a title, working class is supposed to cover the lowest earning 10-20% while we all pretend to ignore the fact that the poorest levels of the population actually aren't working at all, and 'middle class' can cover, depending on who you ask, literally the other 80-90% of us, from the parents of the future queen to a single mother living in social housing and receiving UC, because despite earning less than £30k a year she works part time in what was traditionally a MC job like a solicitor, or went to private school or shops in M&S or whatever ridiculous definition people go by!

cocobow · 04/09/2026 13:12

Lesina · 03/09/2026 23:49

What did your short trip to London comprise off & where are you travelling from? I go to London frequently, never find it too expensive

We wanted to stay in London (maybe an airb&b type thing as hotels are so expensive then you need to pay for breakfast and lunches if we had out own basic kitchen we could have made some food ourselves), see a couple of plays, see some exhibitions. When we factored in the cost of travel to London, accommodation, tickets, food, travel in London it was going to be really pricey.

It's so difficult as what is expensive or not is very subjective and you might not find it too expensive because you have more money than us perhaps or maybe you know some great ways to make savings? I have previously lived in London as a student and I found it quite expensive then too but it really skyrocketed after I left.

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LimeShade · 04/09/2026 13:15

100%. I earn £80k and a few years ago I considered myself very comfortably off. Could buy most things (obv not luxury goods) without thinking. Now, I’m really feeling the cost of living issues. I spend very little outside of what’s needed.

I used to go out to eat non-stop. These days I’m just always shocked when I do go.

cocobow · 04/09/2026 13:18

MissMappsGardenProduce · 04/09/2026 08:53

Absolutely!

I think middle class is to do with education and how you behave yourself in public.

Lots of people with money who have never cracked open a book and behaving like oafs in the public square.

These, I would call part of the underclass-which is growing from the bottom up and is very close to causing an eruption.

It can be but typically or at least in the past those with an education and a professional level job would be making enough money perhaps not to be considered wealthy but to have enough disposable income to have the odd nice thing and a higher standard of living add to that the intergenerational wealth that many of those people had from having had parents that might have been home owners or savings that could be passed down which would have been rare for working class people than it is now.

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JJkate · 04/09/2026 13:19

@3luckystars hi, can you say more about how there is no class system in Ireland? I'm always fascinated when people from other places say this. Surely there must be evidence and reactions to people's education, politics, wealth, culture, etc etc? I find it hard to believe nobody notices or cares about those things.

Strawberryfruitstarburst · 04/09/2026 13:20

cocobow · 04/09/2026 13:18

It can be but typically or at least in the past those with an education and a professional level job would be making enough money perhaps not to be considered wealthy but to have enough disposable income to have the odd nice thing and a higher standard of living add to that the intergenerational wealth that many of those people had from having had parents that might have been home owners or savings that could be passed down which would have been rare for working class people than it is now.

OP, what are your wages and what is your mortgage? Or major outgoing e.g school fees/nursery?

Mangelwurzelfortea · 04/09/2026 13:27

Yep! I earn a decent living and get a reasonable amount of child support from ExH but am still skint. TBF I do like to go away with my two teens a couple of times a year - a weekend skiing in France and a week's summer holiday in Europe somewhere - but these aren't really wild extravagances are they? I don't eat out loads or spend tons on hair and clothes (although I'd love to). It just seems like the general level of lifestyle maintenance - by which I mean fixing bits of the house as they inevitably break (there's always something (expensive) that needs doing), making sure the car is running and has an MOT, school uniforms etc etc - is outstripping very average earnings these days.

cocobow · 04/09/2026 13:33

walrushurricane · 04/09/2026 10:05

Everyone says that but they just haven't really tried to get used to a kindle. I made the effort because I wanted too spend less and not have so much clutter and now I prefer to read that way. I find it a bit pretentious when people talk about books being beautiful.

I can't use an e-reader because I have really easily triggered migraines and something about the ink screens are a real trigger for me so within 15 minutes of reading I start to feel unwell and I don't have that issue with actual books and reading is one of my most loved things to do. I get most of my books second hand or from the library to keep costs down so unfortunately most of them aren't especially beautiful to look at.

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Differentforgirls · 04/09/2026 13:36

cocobow · 04/09/2026 13:33

I can't use an e-reader because I have really easily triggered migraines and something about the ink screens are a real trigger for me so within 15 minutes of reading I start to feel unwell and I don't have that issue with actual books and reading is one of my most loved things to do. I get most of my books second hand or from the library to keep costs down so unfortunately most of them aren't especially beautiful to look at.

You can change the screen background colours, font, brightness etc.

That might help?

cocobow · 04/09/2026 13:40

@Differentforgirls I have tried a few as my husband has had one for the past 10 years or so and a friend passed me down her old kobo at one point and I really did try, I even bought a sort of filter for one as I have one on my PC when I need to work on it and that is what I am typing on now as I can't even spend much time on my phone looking at the screen without getting a migraine.

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Differentforgirls · 04/09/2026 13:43

cocobow · 04/09/2026 13:40

@Differentforgirls I have tried a few as my husband has had one for the past 10 years or so and a friend passed me down her old kobo at one point and I really did try, I even bought a sort of filter for one as I have one on my PC when I need to work on it and that is what I am typing on now as I can't even spend much time on my phone looking at the screen without getting a migraine.

That's a shame. I think you'd love one otherwise.

happybug1234 · 04/09/2026 13:43

Middleclassblues · 03/09/2026 21:26

Funny but true story.
My daughters close friend is a great little baker and 2 years ago in school she brought in delicious cupcakes 2 days a week, 50 x 2 days @ £2 each.
This is a private school and she did it as a little hobby.
Both parents are hospital consultants and she is now entering medicine.
She cleared £5k during that year.
She is a credit to herself, will make a fantastic doctor, but clearly has a great business head too.
I did however raise my eyes to heaven at my daughter/me paying this every week.
One day her father mentioned bringing a tray of them in for his surgical team and she charged him!
Great young woman.

Is it just me that thinks this is awful?! The school let her set up a small business on their property? She pocketed the money for herself? It wasn’t raised for charity?

walrushurricane · 04/09/2026 13:44

cocobow · 04/09/2026 13:33

I can't use an e-reader because I have really easily triggered migraines and something about the ink screens are a real trigger for me so within 15 minutes of reading I start to feel unwell and I don't have that issue with actual books and reading is one of my most loved things to do. I get most of my books second hand or from the library to keep costs down so unfortunately most of them aren't especially beautiful to look at.

Fair enough!

cocobow · 04/09/2026 13:44

LimeShade · 04/09/2026 13:15

100%. I earn £80k and a few years ago I considered myself very comfortably off. Could buy most things (obv not luxury goods) without thinking. Now, I’m really feeling the cost of living issues. I spend very little outside of what’s needed.

I used to go out to eat non-stop. These days I’m just always shocked when I do go.

Thanks, this thread has generated a lot of wrangling over what "middle class" is actually defined as and as a UK centric board I should have known talking about class is a bit of a hot potato but looking at the poll and responses like yours show that the majority of people who once felt like they were doing ok and able to afford a decent standard of living with a few treats thrown in whatever they might be are now feeling that they can't, even on a what is regarded as a good wage.

OP posts:
cocobow · 04/09/2026 13:45

@Differentforgirls Oh absolutely I would love it!

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Differentforgirls · 04/09/2026 13:47

happybug1234 · 04/09/2026 13:43

Is it just me that thinks this is awful?! The school let her set up a small business on their property? She pocketed the money for herself? It wasn’t raised for charity?

Charging her Dad too. I wonder whose electricity and kitchen she used to make them? And who bought the ingredients for her to then sell them at a school her Dad was paying for her education in?

Mangelwurzelfortea · 04/09/2026 13:49

Differentforgirls · 04/09/2026 13:47

Charging her Dad too. I wonder whose electricity and kitchen she used to make them? And who bought the ingredients for her to then sell them at a school her Dad was paying for her education in?

Cheaper to buy her a few ingredients for cakes than spend £5K on a car or a pony for her though!

Fair play to her, I say. I wish my kids were that entrepreneurial, would save me a fortune!

happybug1234 · 04/09/2026 13:54

Mangelwurzelfortea · 04/09/2026 13:49

Cheaper to buy her a few ingredients for cakes than spend £5K on a car or a pony for her though!

Fair play to her, I say. I wish my kids were that entrepreneurial, would save me a fortune!

I wouldn’t see it’s entrepreneurial at all, sounds like a chancer to me. I wonder why the school let is go on?

did any of the students propose to do a similar thing and were allowed? Selling rival brownies or something…

Rituelec · 04/09/2026 13:57

We are one income family. 2 adults 2 young children and 2 older DC that we help support (both work but I do them a top up shop etc)

We used to eat out more, now we don't.

Still go away but do it on a budget. Tent in summer, days inn during summer if we go further. Booked a caravan holiday for September for 250 for the week in Cornwall!

I still buy books but get them from charity shops or car boots.

I buy puzzles at car boots for me!

Shop mostly on vinted for clothes.

Buy budget brand lollies and chocolate but I still buy it.

I use box dye for my hair

the80sweregreat · 04/09/2026 13:59

Yep, the cup cake girl needed the competition! The monopolies commission won’t like that kind of business thinking. lol. Plus with so many allergies, im surprised she was allowed to sell them unless she was able to list every single ingredient in them ( which she may have done tbf)
5 k is a healthy amount to raise though.

Middleclassblues · 04/09/2026 14:00

It definitely wasn't for a charity!
I agree, I did raise my eyebrow at the school allowing it.
She's a really lovely young woman though.
At a dinner with a few mums it came up, and the focus was on more how impressed we all were at her ingenuity!
My own daughter would no more bother her arse to do something like this.
I think this type of energy is just innate to someone.
She had her full licence 2 weeks after turning 17, despite us being very urban.
It also gave me the push to insist my youngest whom her siblings call "princess", to get out there and get a summer job when she was balking at the idea.
If it wasn't for her buddy I might have let it slide a bit.