Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to feel middle-class luxuries have become increasingly out of reach?

718 replies

cocobow · 03/09/2026 16:07

I had to go to the local shopping centre the other day to pick up a click and collect for my husband, new work shirts so nothing fancy! I thought why not make an afternoon of it as I rarely go shopping and I could maybe get a coffee and cake and even treat myself to a little something as my birthday is coming up.

I loved some of the clothes in places like monsoon and seasalt but it was all way too expensive dresses were £80 to £100 or more same with skirts which seemed to start at £65 and I know that isn't even considered expensive today but for me it is! I went for a look in the sephora as I love skincare but again it was all really expensive. The queue for the till was full of school girls buying things I wouldn't be able to buy for myself!

To be fair they were probably there spending birthday money and probably aren't spending money like that all the time. I suppose it just feels like the goal posts on these admittedly luxury items have been moved since I was in my teens and early 20's when I imagined that by my 40's I'd be able to at least buy some of these things or buy nice clothes now and then. My husband and I both degree and post graduate educated and work in professional jobs but we have to prioritise bills, the kids and food over luxuries. To be fair we have no debt at all and we will save for an buy large purchases cash mostly but I admit to feeling a bit personally deprived at times! When my mum was my age she worked in a call centre part time in the evenings and would go round the shops most weekend and buy herself a new top or other item of clothes and exclusively used clarins skincare, I use the ordinary, cerave or boots and superdrug own brand mostly and my clothes come from charity shops. My parents were working class made good but their disposable income seemed to go a lot further than mine does. We don't even have a large mortgage.

DH and I recently looked at taking a short trip to London as a joint birthday present to each other but the cost was so expensive we seem to have quietly shelved the idea.

In the end I had a look in waterstones but even that was expensive, since when are paperbacks routinely £14.99! I never even had a coffee or bit of cake as the selection of cakes looked dry and unappetizing but would still have cost £10 in total.

Am I being unreasonable to think the cost of a middle class lifestyle with a few luxuries has had the goalposts moved by quite some amount?

OP posts:
Thread gallery
11
dustabsorber · 03/09/2026 17:28

I would like to think dresses cost 80 quid now because the seamstresses in India are getting paid a lot more than before, but that's probably not true.

JacknDiane · 03/09/2026 17:28

I agree op, its shit.

cocobow · 03/09/2026 17:27

@the80sweregreat I've been cutting and colouring my own hair for over 6 years now. I probably do need a proper cut but the cost is shocking as you say.

OP posts:
nomas · 03/09/2026 17:27

cocobow · 03/09/2026 17:20

That is what I am talking about though, I don't expect to be out shopping and getting coffee and cake out every week or month but maybe once a year in the run up to my birthday to maybe get a coffee out and buy myself something I can give to my husband to give to me for my birthday.

I don't know how you took my example of a rare trip to the shops where I was actually just running an errand and turned it into me somehow expecting to be out spending on luxuries on the regular.

I don't expect to be out shopping and getting coffee and cake out every week or month but maybe once a year in the run up to my birthday to maybe get a coffee out and buy myself something

I'm pretty frugal and don't buy takeaways coffees but I'm struggling to understand how you can be both be in FT jobs and debt free yet balk at the cost of a takeaway coffee and a mid-range dress once a year.

cocobow · 03/09/2026 17:26

IsabellineFenwick · 03/09/2026 17:19

I'd rather spend silly money on good quality naice things/ingredients from the farm shop etc and make and have them at home nowadays.

What I can make myself is a whole lot nicer than the shit served out usually.

The treat is the nice ingredients/components rather than going out. Admittedly I have to make it but that's the trade off.

I agree, the last time we ate out and it was in an Italian in out local area that is really highly reviewed. We were all totally unimpressed as the food was bland and I'm pretty sure the starters were straight from the freezer having been bought in. The pasta we make at home ourselves is so much nicer. I know a few local places where the food is nice but again we don't eat out or get takeaway very often at all although I see several of my neighbours getting Deliveroo several times a week.

OP posts:
the80sweregreat · 03/09/2026 17:22

Haircuts are extortionate now. I used to pay 20 and it’s doubled in price since lockdown.
I hear what the op is saying though. I tend to try and find 99p kindle books and rarely buy new clothes.
I can’t buy Primark as they don’t do my size.
Everything is very expensive now and we have all allowed the big companies to royally screw us all over with their prices for insurance and everything else too.

cocobow · 03/09/2026 17:22

Timeforachange26 · 03/09/2026 16:24

People obviously are able to afford this stuff though as the shops are still going.

It had never ever occurred to me to pay £100 odd on a bloody dress, but I do know a lot of people that do

I wouldn't spend that! I wonder who is buying these things off new at full price in enough numbers to keep these shops going!

OP posts:
Gibgertea · 03/09/2026 17:22

IsabellineFenwick · 03/09/2026 17:19

I'd rather spend silly money on good quality naice things/ingredients from the farm shop etc and make and have them at home nowadays.

What I can make myself is a whole lot nicer than the shit served out usually.

The treat is the nice ingredients/components rather than going out. Admittedly I have to make it but that's the trade off.

Me too! Who wants overpriced UP shit? Families weren’t wasting vast sums of money on this rubbish that never fills kids up anyway.

Sunbringer · 03/09/2026 17:21

Gibgertea · 03/09/2026 17:20

Health insurance is reliant on having a job and not losing it, not having pre existing conditions and also comes with big bills on top of the insurance premiums which put families into huge debt.

The NHS refusing to help has already stripped me of every penny I had circa £1300 a month in private treatment without insurance because their waiting list is so long We had to seek out help elsewhere.

I used to believe it was amazing too like you. Now I have seen it in action…

Dragonscaledaisy · 03/09/2026 17:20

I think you're confusing middle class with middle earner/income. Lots of people can still comfortably afford luxuries.

TaraRhu · 03/09/2026 17:20

Yeah it's shocking. Mortgage rates have climbed too. No help from the state what so ever. Every penny more you ea. is at 40% rate. Not fair.

Gibgertea · 03/09/2026 17:20

Sunbringer · 03/09/2026 17:18

No we are not. At least if you know you have to have insurance when something happens and you had a job you will promptly see someone and be helped. The NHS promises to help but then when something happens it just abandons you to an indeterminate waiting list. Sounds like you haven’t had to deal with it yet but trust me the NHS no longer works. It’s killing people. Id rather be bankrupt than dead.

Edited

Health insurance is reliant on having a job and not losing it, not having pre existing conditions and also comes with big bills on top of the insurance premiums which put families into huge debt.

cocobow · 03/09/2026 17:20

OfficiallyOnVacation · 03/09/2026 16:53

It is expectations that are out of whack.

Technically I grew up in a middle class family. We didn’t expect to eat out regularly. A new winter coat for my mum would last until it had holes in, then it would be mended.

We might get a coffee and pastry in John Lewis once a year at Christmas, and have a meal out in our home town about twice a year but sometimes less than that. We might have a couple of big day trips a year. Some holidays were self-catered in the Uk, some overseas.

A new book was a gift at birthday and Christmas; in between we had the library.

We had more choice buying food, clothes and material - a local market helped there. We ate a lot of seasonal food and very little “fancy” ingredients.

A lot of my clothes came from the school jumble sale or my neighbour who had two older girls.

We have had excessively “good times” in my adult life, and I feel we are being put
back to something more like normal.

Ordinary people can’t expect luxuries and treats just as and when. We’ve lost touch with common sense.

That is what I am talking about though, I don't expect to be out shopping and getting coffee and cake out every week or month but maybe once a year in the run up to my birthday to maybe get a coffee out and buy myself something I can give to my husband to give to me for my birthday.

I don't know how you took my example of a rare trip to the shops where I was actually just running an errand and turned it into me somehow expecting to be out spending on luxuries on the regular.

OP posts:
PrettyBigThings · 03/09/2026 17:19

What’s your household income OP? With a high mortgage, even good salaries seem high these days.

dingodan · 03/09/2026 17:19

Gibgertea · 03/09/2026 16:51

Um one word Brexit- Since joining the EU in 2004, Poland has benefited from frictionless trade, structural funds, and alignment with European supply chains (especially Germany's manufacturing network). Brexit has cost us a fortune in many ways.

Also people in the UK generally pay lower income taxes than people in Ireland, especially on middle-to-higher incomes, while Poland has a more mixed structure with lower entry rates but heavy social contributions.

You can’t ignore the 08 crash which we never recovered from growth wise.

Housing costs are the reasons taxes are low on lower earners, our housing market is a mess and disproportionately penalises younger people.

IsabellineFenwick · 03/09/2026 17:19

InvisibleDragon · 03/09/2026 16:34

I agree. Five years ago, would go out for dinner semi-regularly. Dropped down to weekend brunch, then coffee and a pastry once in a while for the kids.

I was in a cafe (a fancy one admittedly) yesterday and got a takeaway coffee and a pain au chocolat to share with my kids. It came to nearly £10.

I just can't be bothered with it any more.

I'd rather spend silly money on good quality naice things/ingredients from the farm shop etc and make and have them at home nowadays.

What I can make myself is a whole lot nicer than the shit served out usually.

The treat is the nice ingredients/components rather than going out. Admittedly I have to make it but that's the trade off.

Creepybookworm · 03/09/2026 17:18

nomas · 03/09/2026 17:10

I've seen some pretty bad search histories, although I haven't been for many years.

And of course they're too lazy to press 'Clear search history'.

You log into library computers with your card details these days so can't see anyone's search history. There are people who look at porn but they are few and far between and I rapidly asked to leave by staff when spotted.

Sunbringer · 03/09/2026 17:18

Gibgertea · 03/09/2026 17:14

We do have appropriate healthcare and it’s a lot better than the medical bankruptcy families face in the US. It’s not perfect but we’re hugely fortunate to have the NHS.

No we are not. At least if you know you have to have insurance when something happens and you had a job you will promptly see someone and be helped. The NHS promises to help but then when something happens it just abandons you to an indeterminate waiting list. Sounds like you haven’t had to deal with it yet but trust me the NHS no longer works. It’s killing people. Id rather be bankrupt than dead.

IAmInTheHouseSidney · 03/09/2026 17:17

Clothes can be relatively cheaper than 40 years ago but they also last about like 15% of what they used to. My mum still has some clothes from before I was born! And trainers. That women whisked up perfectly looking leather trainers from like 30 years ago. She would be burned for black magic in times gone by😂
I once bought 150 quid trainers thinking they will last for ages and... They didn't 😒 and that's how "if I buy better it will last" spending idea ended

Gibgertea · 03/09/2026 17:17

Ablondiebutagoody · 03/09/2026 17:16

I think it's more likely due to 20 odd years of socialism (I include the Tories in that). When Blair became PM, the national debt was 36% of GDP. It's 96% now. Trillions picked from people's pockets and spaffed on unproductive stuff like welfare.

No it’s Brexit, every economist has acknowledged that.

dingodan · 03/09/2026 17:17

shropshire11 · 03/09/2026 16:49

The country is becoming poorer. The state sucks vast sums out of the economy, where it would otherwise be spent productively, and spends it ineffectively on our behalf in a vast and unreformed public sector, and on its client voting class which is dependent on state handouts. We are stuck in this doom loop until we have a government that lives within its means and lets people who earn money keep it and spend it.

It’s not possible with the ageing population though

Ablondiebutagoody · 03/09/2026 17:16

Gibgertea · 03/09/2026 16:51

Um one word Brexit- Since joining the EU in 2004, Poland has benefited from frictionless trade, structural funds, and alignment with European supply chains (especially Germany's manufacturing network). Brexit has cost us a fortune in many ways.

Also people in the UK generally pay lower income taxes than people in Ireland, especially on middle-to-higher incomes, while Poland has a more mixed structure with lower entry rates but heavy social contributions.

I think it's more likely due to 20 odd years of socialism (I include the Tories in that). When Blair became PM, the national debt was 36% of GDP. It's 96% now. Trillions picked from people's pockets and spaffed on unproductive stuff like welfare.

dingodan · 03/09/2026 17:15

Sunbringer · 03/09/2026 16:48

I think when you’ve got kids at home luxuries like this are deprioritised. When the kids leave home you then have the extra money for them. The age people have kids has moved later so people think by 40s they should have this spare post kids money but that’s more 50s now.

Edited

Also the fact you need to help your dc with uni costs and then often they cannot afford to leave home.

FlyingPC · 03/09/2026 17:15

Gibgertea · 03/09/2026 17:09

Maybe we should be a bit more grateful for what we have- healthcare, safety, education, social security system and clean water. Maybe we should also recognise that we’re a tiny island which has given the rest of the EU the boot. We had it good, we made a mistake. Now we must pay and realise how tiny and inconsequential we are.

Maybe? I don't dispute that.

I was more side-lined by the middle class distinction and the fact that so many view themselves, or ever viewed themselves, as middle class.

The false definition, when applied to self in error, results in disappointment in not being able to maintain a lifestyle that was never reality.

Like others have said, when they were younger, they didn't expect pastries and expensive clothes and cars every time they went out. That means they weren't raised middle class. As adults, if we are counting the costs of dinners and coffees etc, we aren't middle class. If we have debt, we're not middle class.

Nothing has changed about the class system. Perception on what we thought we had achieved might have shifted because they were false.

Most older generations knew they weren't middle class and didn't spend in the way we spend today.

If your lifestyle is contingent on wages and can't weather inflation, you're not middle class.

Budget, appreciate, be grateful or resentful, accordingly.

Gibgertea · 03/09/2026 17:14

Sunbringer · 03/09/2026 17:12

Healthcare? Don’t make me laugh the NHS let my godmother die and have left my husband housebound and practically suicidal he’s in so much pain without a referral appointment for over 10 months when their own self imposed target is 18 weeks. We do not have appropriate healthcare in this nation.

We do have appropriate healthcare and it’s a lot better than the medical bankruptcy families face in the US. It’s not perfect but we’re hugely fortunate to have the NHS.