So my cleaner charges £21/hour cash, but just said she wants more if I pay by bank transfer, because bank transfer means she can’t dodge declaring it. As if paying by transfer (i.e. traceably) is some kind of favour/ privilege I should pay extra for.
Same with some work I got a quote for- it’s the attitude that if I don’t want to pay in cash, I’m the one ‘hurting’ their bank balance or being awkward.
I’m freelance B2B myself. No sick pay, no employer pension contributions, no paid holiday, I know exactly what it’s like to carry your own tax and NI. But I still pay tax on every invoice, because that’s the deal.
I’m so sick with the fact that self-employed people in one sector get to treat tax as optional while others pay for their healthcare, schools etc.
and yes, I’m getting a new cleaner.