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AIBU?

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AIBU to want to leave our unlicensed rental before tensions worsen?

203 replies

Tiredboymum22 · 29/08/2026 11:32

Our family have been renting for seven years and we haven’t had much luck. We lived somewhere for just under 4 years before our landlord decided to sell the property. We moved somewhere else before being given notice after 6 months. I really wanted to try for a council house and move into temporary accommodation but DH refused as we had a newborn baby so we borrowed money off my mum for a bond and moved into a tiny cottage type house that was out the way for me as I don’t have a car. I was miserable there as the living room wasn’t big enough to swing a cat and it was difficult living there as a family of four.

A family member asked us if we wanted to live in her partner’s house that was in town, closer to the school, and much more spacious. We moved in about 2 years ago and have been paying below market price in rent. He’s been very good with repairs, etc., and left us furniture and everything in good working order. We were under the impression it was a long term let as he wanted to keep this house for his daughter. Anyway, he gave us notice this summer as his relationship broke down unexpectedly and he has nowhere to stay with his kids. We were going to apply for social housing and he was willing to help us before he found out he’d get in a lot of trouble for renting to us unlicensed. Since then he’s had trouble getting landlord insurance and there’s no way for him to register now without getting in a lot of trouble.

I’ve told DH that we should try and leave. The alternative is that we stay for as long as possible and the house either gets repossessed or he pays a hefty fine and can evict us properly. I know that legally he doesn’t have a leg to stand on but I feel like the decent thing to do is to try find somewhere as the latter could take years and cause tension within the family.

The boys’ bedroom is still painted pink and has his daughter’s bed in it. The boys want a bunk bed and a more boyish room but I don’t want to dismantle her bed and paint the room knowing he’s trying to move back. DH doesn’t care and says he has no empathy for him as essentially he committed tax fraud.

I just want to be done with the whole situation but I can’t move somewhere private with DH who just won’t compromise.

AIBU or is DH being unreasonable?

OP posts:
99bottlesofkombucha · 31/08/2026 08:29

Your dh is a dick isn’t he? I’m not surprised he’s fallen out with his dad, I expect he’s probably fallen out with lots of people. He’s benefited from the home so I’d tell him he’s a complete hypocrite and should back pay market rent or shut up, and if he gets him caught he’s also being an asshole who nobody will ever do a favour for him. And say you’re moving out with the kids to your mums and he can enjoy being a jerk who doesn’t care what you think on his own, if he wants to look at finding a rental you can all move together again but you won’t again be bulldozed into living in a too small place that’s nowhere, you’ll stay at your mums until he acts like your opinion matters.

throwaway3749574 · 31/08/2026 07:39

If he’s worried about the tax situation the best thing he could do is fess up to HMRC and pay the tax that’s owed. He probably won’t get any penalty at all if he fesses up himself and didn’t realise he had to pay tax. If he gets found out then he’ll have to pay a lot more. I don’t think there will be any other consequences- yes he should have told his mortgage company and got specific insurance and gas safety checks but those things wouldn’t usually get joined up or reported by him paying the unpaid tax.
it would be very unkind of you to not leave when he’s asked you to and drop him in it. I imagine official eviction notices will be more difficult if he is worried about not having done things properly.

NoWordForFluffy · 31/08/2026 07:20

Tiredboymum22 · 30/08/2026 20:15

Just to reply to a recent post… I won’t make any changes to the house or the boys’ current bedroom knowing that my landlord wants to move back in. That’s my point; it doesn’t feel like our home (because it’s not) and I’m not acting like it is. I want to resolve this just as much as our LL even if people think we’re massively benefitting from all this. I don’t feel good about any of it. I’m confused as to why people think I want to screw him over!

I’m in the process of arranging viewings and collecting bank statements proving we have never missed a rent payment despite our poor credit!!

My mother has a 5 bed house and I’ve suggested moving in with her so we can save money for a private rental (you normally have to pay 6 months rent upfront for an agency to consider you). If all else fails I can go back to the council as she won’t want us there forever. However i can’t talk DH or DM into living together so I suggested we live separately for a while whilst looking for somewhere private but again it’s not something he’ll consider. All I can do is keep applying privately!

They're not allowed to ask for 6 months up front now, so that's not a legitimate concern.

IDrinkTeaAllTheTime · 31/08/2026 06:26

Tiredboymum22 · 30/08/2026 22:57

The whole thing is a shit show and it’s put a strain on my marriage as I feel I’m being blamed for putting us in this situation because I wanted to live somewhere bigger.

I’m sick of the I-told-you-sos. In 2022 we were given a notice of eviction when I was 6 months pregnant with my second DS. It was a high risk pregnancy and I had to leave my job before we were given 3 months notice by our then Landlord. We hadn’t saved enough for a deposit for a mortgage so we applied for several rentals with no luck. I was speaking with our housing officer consistently and she agreed our budget would suit social housing. Then DH applied for a tiny rural house because he didn’t want to live in temporary accommodation. I never wanted to live there but it was too late. My mum gave us money for the bond because the alternative was a loan and although I’ve tried giving her money I think she wants DH to pay it. I made the most of living there but my family said it was too small and tried to do us a favour and I was keen to move as we were in the middle of nowhere and I no longer drive due to OCD/mental health.

DH never wanted to move here and now he doesn’t want to move out and says if it weren’t for me he’d have reported him to the council weeks ago. I’m so upset with him and prior to all this we were doing great. Luckily I’m on good terms with my LL and keeping him updated but DH genuinely thinks he’s completely in the right and we’ve all screwed him over.

I’m really struggling as all the blame is clearly on me and apparently making him move is me “getting my own way” again and putting our LL’s needs before his! I just don’t know why he can’t see things from my perspective!

Does your “D” H work to provide for his family? I sure hope so with all his entitlement and demands. He’s honestly a disgrace of a man and I’d be leaving him to it.

As another poster rightly said, once your LL gets all his paperwork in order, he can legally evict you minus the consequences for him, so you have to leave regardless. Either your husband can be a grown up and leave willingly or he can be forcibly removed by bailiffs.

StraightTalkingTina · 31/08/2026 05:45

yoi probably need to realise that your Landlord can sort all of his paperwork issues out within a 3 month window and then serve you notice. The end result is the same regardless. Better that you are proactive about this rather than wait for that notice when you’ve got kids to house.

and your DH’s self entitlement is derailing you. I’d suggest you and the kids go and live with your mum and he can do whatever he likes given he’s not contributing to any sort of solution.

you don’t need his permission to do that, given you will otherwise be homeless in a matter of months.

Tiredboymum22 · 30/08/2026 22:57

The whole thing is a shit show and it’s put a strain on my marriage as I feel I’m being blamed for putting us in this situation because I wanted to live somewhere bigger.

I’m sick of the I-told-you-sos. In 2022 we were given a notice of eviction when I was 6 months pregnant with my second DS. It was a high risk pregnancy and I had to leave my job before we were given 3 months notice by our then Landlord. We hadn’t saved enough for a deposit for a mortgage so we applied for several rentals with no luck. I was speaking with our housing officer consistently and she agreed our budget would suit social housing. Then DH applied for a tiny rural house because he didn’t want to live in temporary accommodation. I never wanted to live there but it was too late. My mum gave us money for the bond because the alternative was a loan and although I’ve tried giving her money I think she wants DH to pay it. I made the most of living there but my family said it was too small and tried to do us a favour and I was keen to move as we were in the middle of nowhere and I no longer drive due to OCD/mental health.

DH never wanted to move here and now he doesn’t want to move out and says if it weren’t for me he’d have reported him to the council weeks ago. I’m so upset with him and prior to all this we were doing great. Luckily I’m on good terms with my LL and keeping him updated but DH genuinely thinks he’s completely in the right and we’ve all screwed him over.

I’m really struggling as all the blame is clearly on me and apparently making him move is me “getting my own way” again and putting our LL’s needs before his! I just don’t know why he can’t see things from my perspective!

OP posts:
Moreholidaysthanjudithchalmers · 30/08/2026 22:48

Your mum will take in you and the children? But not DH. I’d prioritise children and do what’s best for them.
Talk of children living on streets is nonsense. You need to get advice from appropriate organisations that have been suggested on this thread. Is your husband trying to scare you into staying. If you are worried about your safety please contact women’s aid.

comeoncolleen · 30/08/2026 22:41

Genevieva · 30/08/2026 22:36

Tax is a different issue and done to him. The OP doesn’t have to prove her landlord paid tax. She just needs evidence of valid notice. If he moves back in officially then she is a lodger with a resident landlord and the council will accept a handwritten letter from him serving notice. It’s much less formal as lodgers don’t have housing act tenancy rights. It should mean she can go on the housing register, but it doesn’t mean she will get a house in time.

I was thinking that he might be worried about the tax if he has to declare the income, and hasn't been paying tax.
Hopefully calling this a lodging agreement will work for OP, good idea.

Genevieva · 30/08/2026 22:36

comeoncolleen · 30/08/2026 22:32

You always have to perform safety checks (electricity, boiler etc) and hold any deposit in a special way, and the EPC has to be above a certain level, so he may fall foul of some of these regulations. And of course you have to pay tax on the income, so he could be in trouble even if a license isn't required.

Tax is a different issue and done to him. The OP doesn’t have to prove her landlord paid tax. She just needs evidence of valid notice. If he moves back in officially then she is a lodger with a resident landlord and the council will accept a handwritten letter from him serving notice. It’s much less formal as lodgers don’t have housing act tenancy rights. It should mean she can go on the housing register, but it doesn’t mean she will get a house in time.

Tiredboymum22 · 30/08/2026 22:35

Moreholidaysthanjudithchalmers · 30/08/2026 22:09

You are screwing the LL over though? He gave you notice in summer he wants to move back into his house and you are still there with no leaving date. He’s not able to share care of his children properly as he hasn’t got his house so it’s affecting his children and his ex too. Seeing your dad for a night in a travel lodge isn’t the same.
If your mum has a 5 bed house and is willing to house you then surely that’s the best option.

If my mother won’t take us and we can’t find somewhere to rent we have nowhere to go. I appreciate its shit for the LL but I’m not going to sleep on the streets with my kids! I am trying!

OP posts:
comeoncolleen · 30/08/2026 22:32

Genevieva · 30/08/2026 22:22

It sounds like your landlord has been good to you. He did you a favour. It’s not always mandatory to be a licensed landlord. It depends where you live. Under the renters rights reforms he can serve notice and expect you to leave on time if he is either moving in himself or selling. You would do well to leave at the end of your notice period and maintain good relations.

You always have to perform safety checks (electricity, boiler etc) and hold any deposit in a special way, and the EPC has to be above a certain level, so he may fall foul of some of these regulations. And of course you have to pay tax on the income, so he could be in trouble even if a license isn't required.

comeoncolleen · 30/08/2026 22:30

What a nightmare. Your relative meant to do you a favour but he really hasn't, because living in his house without a proper audit trail is making it hard to move.
You obviously have to move out and if living with your mum is the only way, perhaps you should do that, but where would DH go, and would you be able to save for a deposit if you were paying rent for him, assuming he found somewhere? Could he stay in your present house for a few months?

Genevieva · 30/08/2026 22:29

Would it work if you were lodging with him and he served you notice? I understand lodgers have fewer rights. It’s clearly his original primary residence.

Genevieva · 30/08/2026 22:22

It sounds like your landlord has been good to you. He did you a favour. It’s not always mandatory to be a licensed landlord. It depends where you live. Under the renters rights reforms he can serve notice and expect you to leave on time if he is either moving in himself or selling. You would do well to leave at the end of your notice period and maintain good relations.

SleeplessRoads · 30/08/2026 22:14

ladyofshertonabbas · 29/08/2026 12:03

What does ‘unlecensed’ mean? There’s no lamdlord license. Does he mean he’s not declaring the earrings with HMRC?
He shoukd be able to get insurance; there isn’t a box saying ‘do you have a licence?’ Which questions on the insurance application are causing issues?

Appreciate these are just things I’m nosey sbout. Just do the right thing by your relative snd move out.

Some areas do require a landlord licence (Leeds for example). They are expensive and meeting relevant licensing requirements is a term of my landlord’s insurance.

Moreholidaysthanjudithchalmers · 30/08/2026 22:11

Your husband sounds awful. If you want to go to your mums with the children go. You need to do what’s best for you and the children.

Moreholidaysthanjudithchalmers · 30/08/2026 22:09

You are screwing the LL over though? He gave you notice in summer he wants to move back into his house and you are still there with no leaving date. He’s not able to share care of his children properly as he hasn’t got his house so it’s affecting his children and his ex too. Seeing your dad for a night in a travel lodge isn’t the same.
If your mum has a 5 bed house and is willing to house you then surely that’s the best option.

caringcarer · 30/08/2026 22:07

It sounds as if he was paying mortgage as a house he lived in not a BTL rental property. That's why he can't insure it as a BTL. He needs to go to his mortgage provider and ask for it to be switched over as a BTL rental property. The mortgage provider will just do this but charge a small bit more for the mortgage. If he wants to move back in to the house with his DD. It would be kind of you to repay the favour he has done you by finding another rental so your family member doesn't have to try to evict you. Maybe ask him to give you a good landlord reference and 4 months to find alternative accomodation. If your DH insists on making life hard for your relative, who has helped you out, your relative would get into serious trouble. There are fines of up to £40k-£50k for not registering as a BTL property, tax evasion, not issuing a How to Rent booklet, not protecting your deposit and they would not be able to evict you.

Tiredboymum22 · 30/08/2026 21:56

Namechangewegovyjune26 · 30/08/2026 21:45

Are you actually married or just using DH instead of partner?

Married

OP posts:
Namechangewegovyjune26 · 30/08/2026 21:45

Are you actually married or just using DH instead of partner?

Namechangewegovyjune26 · 30/08/2026 21:44

Tiredboymum22 · 30/08/2026 20:15

Just to reply to a recent post… I won’t make any changes to the house or the boys’ current bedroom knowing that my landlord wants to move back in. That’s my point; it doesn’t feel like our home (because it’s not) and I’m not acting like it is. I want to resolve this just as much as our LL even if people think we’re massively benefitting from all this. I don’t feel good about any of it. I’m confused as to why people think I want to screw him over!

I’m in the process of arranging viewings and collecting bank statements proving we have never missed a rent payment despite our poor credit!!

My mother has a 5 bed house and I’ve suggested moving in with her so we can save money for a private rental (you normally have to pay 6 months rent upfront for an agency to consider you). If all else fails I can go back to the council as she won’t want us there forever. However i can’t talk DH or DM into living together so I suggested we live separately for a while whilst looking for somewhere private but again it’s not something he’ll consider. All I can do is keep applying privately!

Well; he can’t stop you and the kids moving in with your mum can he?! Just give him the option and if he wants to go it alone then bye!

Bluebeast · 30/08/2026 21:32

Please dont screw over this man. I think the best thing would be for him to say youve all been living together with him in this house and he's asked you to leave. Like you're an unofficial lodger.

Yes it will be harder for you to prove payment history and be evicted officially etc... but this is the "price" you've paid for a below market rate rental.

I noticed you state you want to retrain and do an apprenticeship. No offence - thats a luxury you cant afford right now and its not the councils problem that you are choosing to retrain, which will presumably mean lower wages.

YouHaveAnArse · 30/08/2026 21:23

LittleBearPad · 30/08/2026 15:40

Yes the claims the poor landlord would be in massive trouble and sent to jail upthread were ridiculous.

Not doing Right To Rent checks can result in a fine of up to £20,000 or a prison term of six months. It's uncommon but it can happen.

Not having gas/electric safety certs can also lead to significant fines.

IDrinkTeaAllTheTime · 30/08/2026 21:10

Tiredboymum22 · 30/08/2026 20:15

Just to reply to a recent post… I won’t make any changes to the house or the boys’ current bedroom knowing that my landlord wants to move back in. That’s my point; it doesn’t feel like our home (because it’s not) and I’m not acting like it is. I want to resolve this just as much as our LL even if people think we’re massively benefitting from all this. I don’t feel good about any of it. I’m confused as to why people think I want to screw him over!

I’m in the process of arranging viewings and collecting bank statements proving we have never missed a rent payment despite our poor credit!!

My mother has a 5 bed house and I’ve suggested moving in with her so we can save money for a private rental (you normally have to pay 6 months rent upfront for an agency to consider you). If all else fails I can go back to the council as she won’t want us there forever. However i can’t talk DH or DM into living together so I suggested we live separately for a while whilst looking for somewhere private but again it’s not something he’ll consider. All I can do is keep applying privately!

Why is he the one calling all the shots while you and the kids just have to go along with it?

I think if you leave him and start making your own decisions, you’ll likely find that life becomes a lot less stressful.

LumpyandBumps · 30/08/2026 21:04

Tiredboymum22 · 30/08/2026 20:15

Just to reply to a recent post… I won’t make any changes to the house or the boys’ current bedroom knowing that my landlord wants to move back in. That’s my point; it doesn’t feel like our home (because it’s not) and I’m not acting like it is. I want to resolve this just as much as our LL even if people think we’re massively benefitting from all this. I don’t feel good about any of it. I’m confused as to why people think I want to screw him over!

I’m in the process of arranging viewings and collecting bank statements proving we have never missed a rent payment despite our poor credit!!

My mother has a 5 bed house and I’ve suggested moving in with her so we can save money for a private rental (you normally have to pay 6 months rent upfront for an agency to consider you). If all else fails I can go back to the council as she won’t want us there forever. However i can’t talk DH or DM into living together so I suggested we live separately for a while whilst looking for somewhere private but again it’s not something he’ll consider. All I can do is keep applying privately!

Have you checked the terms of your Tenancy Agreement?
If it is a joint tenancy where both you and DH are named either one of you might be able to give notice to end the tenancy. It may be different in Wales but in England that would terminate the tenancy for everyone, so your DH couldn’t remain.
Obviously you could only consider doing this if you have arranged to stay with your Mother - and you are willing to deal with any repercussions from your DH.

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