Dd, boyfriend and flat purchase

I’d try to reframe your thinking. She’ll (presumably) get a good deal on the rent, giving her chance to save. If she stays with the boyfriend, it will eventually become “their” flat, or he can sell it and pool with her savings to get a joint property. If they split, she’ll have savings to move on and buy somewhere herself. It sounds like a win win to me and good luck to her 😀

She should try to save for her own deposit so later on when they are more committed they can buy together.

I don't see how this disadvantages the DD, the OP is offering her a small deposit so she can easily get on the property ladder. Both the DC here are incredibly privileged!

When women post here about their partners moving in with them but they don't want to pay rent they are called cock lodgers.

Getting engaged next year' is just talk, not a contract. His family are putting him first, so your daughter needs to put herself first too.

I wish could shake your hairy paw!!!!!!! Bravo!

He is in clover - love, love, love!!!!

YABU to get involved? I respectfully disagree. My parents never got involved and I wasted a fortune for renting in London, for years. I wish my parents got involved. Oh, how I wish they got involved! Unless you are really, really rich, you should never pay rent, you should pay your mortgage. Then if things go wrong, you can buy each other out, etc. etc. If you rent, you throw money down the drain.
P.S. She should certainly not be paying his mortgage thought, it is not her asset.

I completely understand why you're delighted for him, it's a wonderful opportunity for him. But please look at this from your daughter's financial future.

His parents bought the flat outright. She will be paying rent to them while he builds equity at zero cost. She earns as much or more than he does, yet she gets nothing back. If she ends up doing most of the housework too, does she now as they are currently living together? she is subsidising his lifestyle while her own savings take a hit

'Getting engaged next year' is just talk, not a contract. His family are putting him first, so your daughter needs to put herself first too.

If they are building a life together, why is she paying rent to his parents rather than buying jointly with your deposit? If they hesitate, that tells you everything.

Encourage her to protect herself. Love is not a substitute for financial security.

Why would she be paying rent?

My nephew has moved at least three different women into his home over the past six years and they've been paying towards his mortgage until he dumped them.

I'd rather my daughter buy with her boyfriend than effectively be a lodger in his home.

This isnt great news for DD.
He is going to have little incentive to Co purchase a house with her, because he's in clover. No housing costs and actually profiting from his relationship, due to DDs rent payments straight into his pocket. Meanwhile DD can't afford to buy alone and her rent obligations make it harder.
If this is a serious relationship with long term intent he certainly shouldn't be charging her rent.
I think if it were me I'd tentatively express 'surprise' if they get engaged and he's still acting like her landlord. Apart from that you just have to trust DD will make the right choices for herself.

Is she paying a market rent for the area or a nominal rent? Is she paying this rent directly to her boyfriend or to his parents?

If she is paying a market rent for the area, their finances will be quite unbalanced as he will have so much more disposable income than her. This might have a negative impact on their relationship.

As long as the rent is below market rate and is being used to cover her share of the bills and towards wear and tear. That when he does pay for repairs and maintenance or furniture, he doesn’t then ask her to pay her share of these on top of what she’s paying him over and above bills.

Not exactly the same circumstances but in a similar situation dc bought a BTL property with us effectively buying a percentage. This was later sold at the same time the house they were living in was sold and another property purchased by them together.
Sometimes circumstances mean that one of a couple is better placed to buy and they end up with one as owner and one not on the deeds. Concerning especially when it is a female not having an interest in the property but in many cases it is a temporary stage.

Fair enough. So I assume it wasn't bought exactly outright for him. I must admit, I wouldn't expect my possibly soon to be fiance to charge me rent!

She should pay half of the bills
and a nominal amount for rent like say 2–300
a month

I don’t get it where people think they are entitled to live for free

she can save what she would have paid for rent so if they do go buy together she had a pot for that

i wouldn’t be surprised if the parents have bought but it’s belongs to them not DS or that it’s in some sort of trust to keep gold diggers at bay 😂

If they have money to buy outright a flat in London they are probably smart enough to protect it

How would it be outing. MNers put that on so many threads as though other people on the thread would recognise them from some vague details.. Even if they did, why would that matter on this thread?

No it's not, it's perfectly reasonable

But it will be cheaper than market rent, trust me, renting in London is very expensive. This is her time to pay less than market rent, save and put towards a deposit if she so wishes

@cupfinalchaos So if he's been bought the flat outright by his parents, why will he be charging your DD rent. Obviously she should pay half the bills etc but rent seems a bit steep. Or when you say "rent", do you actually mean paying for her keep?

😂😂😂 really? You think she should live rent free in London, funded by her boyfriend's family?

She should pay rent and bills as an adult who does not own a home. A fair rent will still allow her to save.

When they get married, it should be/ could become a joint asset.. she could discuss that with him