To think making a Will is pointless if yoyu have no assets?

If after reading this thread one person clarifies their will and spares people they loved the meteor of shit that can arise then that would be great for them.

I'm not sure why you think I need to justify myself to you though. After your 'guarantee' of my situation that you know nothing about.

And plenty, plenty of posters have said that you're coming across not particularly well and asking a pointless question. Posters have called you angry and exuding a sense of superiority.

My mum had nothing and died intestate at 28. It caused problems. Get a will kit online and use that.

I'm really glad. Unfortunately you never quite know how death will affect people and often people end up showing a side of themselves people didn't know existed.

sorry that wasn't clear what exactly I was replying to. I meant that none of the wills I have known about have specified division of personal possessions at all.

No I know, I understood. It's great that that didn't cause any issues, obviously everyone involved was reasonable and in communication.
Sometimes it's not like that and sometimes people think it will be and after death it very much isn't. X

It seems OP just wants to pick a fight and I'm really unclear as to why. It's pretty insensitive when people are kind enough to give advice and in some cases share pretty painful experiences to see if it can help someone out.

My mum left a will but it still didn't stop the abuse I got. It's made me realise how important details are.

I thought I wouldn't need a will as I had nowt but now I need one just to bypass the inheritance rules.

It might be different if your kids have strong relationships but it's been eye opening what happens.

I'm so sorry. It's hard enough grieving a loved one without added horrendousness x

Ridiculous.

One could possibly suggest that some people went to try and goad responses from other posters.

Running to a board moderation for an 'abusive' message isn't the flex you think it is. You have suggested i'm lying (I'd much rather not report that, I'd rather keep it up so your lovely personality can shine through) and as usual with this style of poster ignored anything that doesn't fit for you.

Anyway to repeat what I said just in case it helps any genuine posters .

I didn't want any money. I wasn't after anything. Horrendous fees were accrued with nothing to do with me. Stuff can turn nasty after death and it can be hellish. So though you may think it will be fine you'd be doing your loved ones a massive favour if you can really clarify exactly what you want, whether there's a tenner and a paper clip or £10 million.

I won't be replying to anything else.

That’s how it usually works. You draw down (take out) a certain percentage, which is usually the money the investments have made, without touching much of the initial capital

@FunPartyIdeaslike I said my Mum died at 28 with nothing. She had nothing but dying intestate caused all sorts of problems. My Dad had to get legal help to sort out boring things. Like being able to stay in our council house.

The other thing to think about is it’s like you’re anticipating knowing when you’ll die or being a long way off. What happens if you die suddenly tomorrow?

IMHO all parents, regardless of wealth, assets and age of children, should have a will.

It will become a historical document. It’s important. It does matter. Even if you have nothing.

You can buy solicitor designed kits for the law of your area online for about £10. That expense and a bit of time to write is a good thing.

You could consider getting life insurance (shop around for deals) and then you would have something you’d need to consider upon death. The life insurance would soften the financial blow for the remaining spouse. You don’t have to go mad. Even getting quotations for cover of about £50,000 to £100,000 would be interesting. My work death in service benefit of £100,000 costs my employer £10 a month.

Do look into life insurance. Some places suggest prices starting at £3.50 a month, for lower amounts but would be enough to pay for a cheaper cremation and cover spouse expenses while they adjust.

The state will decide anyway. Although they will take into account what a will says.

Someone could put a totally unsuitable person in a will as you can choose whoever you want and the state would have to intervene or children could be placed with all sorts.

You don't own anything? No clothes, books, ornaments, nothing?

In that case, I agree a will is probably not a priority.

If you do, in fact, own things, a will is a good idea.

So youve already covered what would go in a will so why not just buy a cheap document or do it online. As long as it is witnessed then its legal.

Let me tell you what you're obviously desperate to hear

You do not have to have a will.
You have nothing of any value - financial or sentimental- to give away.
You don't want any fancy funeral so your kids, partner or Gvmt will cover the cost.
You will never come into money and your situation from mid-40s to death will not change for the better.
Your adult kids will fight over nothing and don't want your belongings after death.

Wills are obviously for people that have things that others may value. You have absolutely nothing.

There, is that what you wanted someone to say?