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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think making a Will is pointless if yoyu have no assets?

206 replies

FunPartyIdeas · 27/08/2026 16:27

Just that really. My husband and I have literally nothing so nothing to give away!!

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pinkspeakers · 28/08/2026 13:58

JustAQuestion12 · 28/08/2026 13:53

I'm really glad. Unfortunately you never quite know how death will affect people and often people end up showing a side of themselves people didn't know existed.

sorry that wasn't clear what exactly I was replying to. I meant that none of the wills I have known about have specified division of personal possessions at all.

JustAQuestion12 · 28/08/2026 13:55

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FunPartyIdeas · 28/08/2026 13:53

@JustAQuestion12
Anyway, I honestly hope you got your fair share of the £30. Still don't think it's worth solicitors fees though.

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JustAQuestion12 · 28/08/2026 13:53

pinkspeakers · 28/08/2026 13:49

The ones I know about haven't. But the sample size is extremely small.

I'm really glad. Unfortunately you never quite know how death will affect people and often people end up showing a side of themselves people didn't know existed.

Rox1701D · 28/08/2026 13:53

My mum had nothing and died intestate at 28. It caused problems. Get a will kit online and use that.

JustAQuestion12 · 28/08/2026 13:51

FunPartyIdeas · 28/08/2026 13:44

@JustAQuestion12 It's your tone that is angry. No idea why. What are you adding to the thread at this point?
Others have been very helpful.

Edited

If after reading this thread one person clarifies their will and spares people they loved the meteor of shit that can arise then that would be great for them.

I'm not sure why you think I need to justify myself to you though. After your 'guarantee' of my situation that you know nothing about.

And plenty, plenty of posters have said that you're coming across not particularly well and asking a pointless question. Posters have called you angry and exuding a sense of superiority.

FunPartyIdeas · 28/08/2026 13:50

@pinkspeakers My grandad simply stuck handwritten name labels on the backs of items. It was lovely. And totally free ❤️

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pinkspeakers · 28/08/2026 13:49

JustAQuestion12 · 28/08/2026 13:22

Then issues I had originated from a will written like that.
Most people I know specify items.

The ones I know about haven't. But the sample size is extremely small.

FunPartyIdeas · 28/08/2026 13:44

@JustAQuestion12 It's your tone that is angry. No idea why. What are you adding to the thread at this point?
Others have been very helpful.

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Keepingittogetherstepbystep · 28/08/2026 13:44

If your estate value is less than £5,000 then Probate isn't needed but it's incredibly hard to close things and there's a lot of misunderstanding of the way things go.

Probate applications can take months but the one I just did took 4 days with a query. Would have been just 2 days without the query. It depends in the estate though.

FunPartyIdeas · 28/08/2026 13:43

@Lentilcakes I'd be happy with what I have going to my husband for him to do as he sees fit, although chances are he would have to downsize the rental if not done so already (which would be fine).
But if he went before me then I'd definitely review the situation. Likewise I'd need to downsize but that would be fine.

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JustAQuestion12 · 28/08/2026 13:41

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I'll reply to whatever thread I like thank you. And actually you're the one who has been called out for being angry. Thanks.

Lentilcakes · 28/08/2026 13:36

My dad died intestate about 40 years ago and it all went to my mum, but the surviving spouse needs a will.
You could buy a ‘I’m Dead, Now what’ book from Amazon and detail your wants in there. It’s not legal but at least your family will know your wishes.
And yes, do POA.

OriginalUsername2 · 28/08/2026 13:32

OnlyUsername · 27/08/2026 17:01

Why would you want to make the process longer by making your son apply for Letters of Administration to gain the right to deal with your accounts when your will can do that for him in advance?

My mil didn’t have a will or estate. My partner just used the “tell us once” service and made a few other phone calls when necessary. Her belongings were offered around the family or donated. No problems.

LimeSegment · 28/08/2026 13:31

I'm about your age OP and I don't have a will either, although I haven't ruled out doing one in future.

I'm not against them and they are important in many circumstances, however some I agree some PP's here might have an overstated view of the importance.

For one, you definitely can't will your young children to someone, they aren't possessions. SS and a judge would decide on a guardian for them in that unfortunate situation.

You also don't have to will each possession including cheap shitty jewellery and old worn clothes!

FunPartyIdeas · 28/08/2026 13:26

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JustAQuestion12 · 28/08/2026 13:22

pinkspeakers · 28/08/2026 12:48

We have a will, but it doesn't specify who gets individual items. It's just a very straightforward "everything to DH/DW if they are still alive, otherwise split equally between our children" sort of will. And it names an executor. I've been meaning to add some charity donations but not got round to it yet.

Do people really normally specify who should get individual items? I have no intention of doing that. My parents didn't either.

Then issues I had originated from a will written like that.
Most people I know specify items.

JustAQuestion12 · 28/08/2026 13:21

FunPartyIdeas · 28/08/2026 10:55

Daughter has been sorted separately ages ago as of course she's priority. Ultimately she matters more than any possession of course.
Still don't see the point of writing a will for assets of which there are none except a wedding ring which can go to our daughter if she wants it.
But will double check re shutting down bank account and notifying Landlord/Landlady as I thought a Death Certificate would suffice.

So then don't.
You write like you think it's posters jobs to change your mind. Do what you like. Total waste of anyone's time replying to you.

FunPartyIdeas · 28/08/2026 13:20

@Ponoka7 If my husband outlives me then I trust him to give our daughter my wedding ring if she wants it. If not then happy for it to be chucked as not worth anything money wise

OP posts:
Ponoka7 · 28/08/2026 13:15

FunPartyIdeas · 28/08/2026 13:10

@Ponoka7 I'm not marri to my sons dad. I'm good with my husband giving my wedding ring to our daughter but will look into naming an executor if it will make life life easier and I can afford to do so.

What does that mean, you want your DD to have your wedding ring, or he can do with it what he wants? That's what a will is for.
My grandmother gave my grandad's watch to a male, teen relative, who wasn't a blood relative or had ever met my grandad. Within months, the next funeral came about, the only time we'd see him, he couldn't even remember it, or what he'd done with it. He thought his Mum (no relation to us) probably put it in the bin, when cleaning out his room. I would have loved to have it.

FunPartyIdeas · 28/08/2026 13:14

@Newname26 Nothing I can think of?
I have a necklace which I never take off but it has all three of their names and DOBs engraved on the links, so that would be difficult to divide two ways?
Nothing else.

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FunPartyIdeas · 28/08/2026 13:10

@Ponoka7 I'm not marri to my sons dad. I'm good with my husband giving my wedding ring to our daughter but will look into naming an executor if it will make life life easier and I can afford to do so.

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Newname26 · 28/08/2026 13:08

FunPartyIdeas · 27/08/2026 23:50

@concertinacornflake My sons would not want my wedding ring so it's easy - my daughter would have it. There would be no issue at all.

Do you have something for your boys?

My Dad had one lovely watch, and a ring, my nephew has his watch. Mum has his ring.

I dealt with selling his car, I have his keyring, it was a freebie from a magazine, so worth absolutely nothing BUT it was my Dads.

Ponoka7 · 28/08/2026 12:57

FunPartyIdeas · 28/08/2026 11:36

@Ponoka7 All of the children are biologically mine so equal here.

Also, it doesn't matter, men can move on quickly and often let their new woman make decisions. There's many posts on here about the adult children being heartbroken because their mother's things have been thrown away and they don't recognise their Dad anymore.

FunPartyIdeas · 28/08/2026 12:55

@pinkspeakers That's the sort of thing I wondered about. Then the kids can sort between themselves what they want to keep/tip etc.
When my grandad passed he'd named things for his children on the back of the items which was really sweet as he had quite a few sentimental items. My mum got a lovely clock he got during the war, for example.

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