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Civil service pensions- what a fucking farce!

115 replies

MissCooCooMcgoo · 13/07/2026 19:13

My mum died in March. They were notified literally on the day by her manager. We are now in July and they have been the most unhelpful, frustrating people I have ever had the misfortune to deal with!

I called 4 weeks ago and they assured me they had everything from me they needed only to chase today to be told they want more information including my decree absolute from my first marriage? WHY do they need this information from 14 years ago?

My mum kept her information updated and they have me down as the beneficiary with my married name of the last 12 years.

Anyone else had to deal with this shitshow? They should be ashamed. All of this is hard enough as it is.

OP posts:
SecretCS · 13/07/2026 21:39

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This is not the thread for an anti-CS rant. Start a separate thread and stop derailing.

KateSixer · 13/07/2026 21:38

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MissCooCooMcgoo · 13/07/2026 21:32

@KateSixer if your just here to start a row about civil servants then clear off.

My mother was a civil servant in the court service and a damn fucking good one at that. Worked from home at the end because her employer had the ability to allow her to do so as an adjustment for her serious illness and disabilities and they valued her contribution.

So take your diatribe elsewhere.

It's the processes, not the people. And in public service there isn't much ability to change your process for the greater good at a lower level.

OP posts:
KateSixer · 13/07/2026 21:06

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BirthdayTrash · 13/07/2026 20:57

They’re an absolute shower of shit.

I have been trying to get them to answer some basic errors on my deferred for the last 2 years. They had written to me when I left the CS but apparently had no record of the letter they sent so made everything up from that date. I’ve had to send them scans of that letter 7 times and it’s like I’m stuck in an interminable loop of being ignored and then they email and I have to start the whole fucking thing all over again.

Mells24 · 13/07/2026 20:57

Capita have also had 2 major data breaches over the last couple of years. They are constantly advertising for staff and I’ve heard they are not a good company to work for. Working for a pensions company myself there is not one decent administration company out there that can deal with the volume of work

CalliopeFosterBeauchamp · 13/07/2026 20:54

KateSixer · 13/07/2026 20:41

True but as I said above they take their lead from who pays them.

I know the CS inside out.

Front line workers = hard working strivers taking the stress of dealing with the public home every night.

Office workers doing not so much slowly, counting the hours to home time. Actually not home time as they all WFH.

I maintain you could halve the non front line staff, pay a bit more, and actually increase productivity. No one I've met in the front line disagrees with this!

You know fuck all.

I’m one of your maligned “office staff”. I regularly work 10-11 hour days. I did two jobs for four months, for no extra pay, after one of my colleagues had a breakdown.

I care deeply about the work I do and about improving things for the people who have to use our services. I’m certainly not here for the pay or the benefits!!

GertrudePerkinsPaperyThing · 13/07/2026 20:53

KateSixer · 13/07/2026 19:17

No wonder they cost us all so much!!

That’s such a shitty thing to say.

CS pensions are basically deferred salary.

Civil Servants get paid massively less than equivalent responsibility jobs in the private sector. People take that hit for various reasons, including wanting to work for the public good, but also because they’re happy to have their salary deferred to get a decent pension.

The CS is very competitive at all levels so it’s not a case of “can’t get any other job” either.

KateSixer · 13/07/2026 20:50

Rachelshair · 13/07/2026 20:46

Why don't the front line people get an office job then if it's such a cushy life, or is it too unfulfilling for them?
Nothing to do with CS pensions at all.

Says an office wallah!

The adrenaline and immediacy of the front line makes it exciting. Whether it's on a counter or a fire engine. You never know what happens next. It's life.

You'd never understand!!

Sidebeforeself · 13/07/2026 20:47

KateSixer · 13/07/2026 20:41

True but as I said above they take their lead from who pays them.

I know the CS inside out.

Front line workers = hard working strivers taking the stress of dealing with the public home every night.

Office workers doing not so much slowly, counting the hours to home time. Actually not home time as they all WFH.

I maintain you could halve the non front line staff, pay a bit more, and actually increase productivity. No one I've met in the front line disagrees with this!

Well you dont sound as if you know the CS inside out. If you did you would know there are thousands of office workers on low enough wages to claim UC for a start

niiiiiice · 13/07/2026 20:47

Capita have been responsible for shit show after shit show. Why on earth are they still being hired?

Rachelshair · 13/07/2026 20:46

KateSixer · 13/07/2026 20:41

True but as I said above they take their lead from who pays them.

I know the CS inside out.

Front line workers = hard working strivers taking the stress of dealing with the public home every night.

Office workers doing not so much slowly, counting the hours to home time. Actually not home time as they all WFH.

I maintain you could halve the non front line staff, pay a bit more, and actually increase productivity. No one I've met in the front line disagrees with this!

Why don't the front line people get an office job then if it's such a cushy life, or is it too unfulfilling for them?
Nothing to do with CS pensions at all.

TheCurious0range · 13/07/2026 20:44

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HM Prison and Probation Service staff who work directly with prisoners or offenders

HM Revenue & Customs staff in roles involving direct contact with taxpayers or compliance visits

Department for Work and Pensions staff in Jobcentre or benefits-facing roles

DVSA driving examiners and enforcement staff

Lab techs, inspectors, researchers and scientists
across a number of departments and ministries

All civil servants. Plus many many more frontline operational staff. All getting terrible service from Capita and very much deserve the pensions they have to make up for the shocking conditions and pay

UnPetitDunPetit · 13/07/2026 20:42

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You have no idea what you are talking about. Capita are terrible at administering private sector pension schemes too, y'know...

KateSixer · 13/07/2026 20:41

AvidGreenSeal · 13/07/2026 20:01

The Civil Service Pensions farce is NOTHING to do with ‘internal job preservation’. It’s a third party private company who won the contract and are a pile of shit. But why let the facts get in the way of having a go at civil servants.

True but as I said above they take their lead from who pays them.

I know the CS inside out.

Front line workers = hard working strivers taking the stress of dealing with the public home every night.

Office workers doing not so much slowly, counting the hours to home time. Actually not home time as they all WFH.

I maintain you could halve the non front line staff, pay a bit more, and actually increase productivity. No one I've met in the front line disagrees with this!

TheClocksFast · 13/07/2026 20:40

Zanatdy · 13/07/2026 20:03

It’s a shambles since Capita took over. It’s not normally like this, but it’s a complete shit show since they took over and the Government have had to loan many staff to help them get through this mess. We have had a few retire without even an email from them, let alone a quote.

Yes, and Capita didn’t pay for those extra staff. The taxpayer did. I think Capita has started to pick up the bill for the surge team now… I hope!

BecauseofyouIlearntnottotrust · 13/07/2026 20:40

I know of someone who died in service in 2024. His widow has still not received a penny.

KateSixer · 13/07/2026 20:36

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Wiennetta · 13/07/2026 20:31

KateSixer · 13/07/2026 19:48

I am genuinely sorry for your loss.

I do though think we need a revolution in dealing with the insane inefficiency and internal job preservation in the civil service (and LAs too).

I hope that does not diminish my appreciation of your loss.

Edited to say that my beef is with management not front line workers!

Edited

Don’t comment when you don’t understand - Capita runs civil service pensions. It’s not run by civil servants!

Wiennetta · 13/07/2026 20:29

Sorry you’re going through this OP, it’s really difficult on top of losing your Mum. Unfortunately there have been significant issues with Capita - I am a civil servant and through my employer have heard of the issues. This includes people waiting months to actually receive their pension after retirement. It’s awful. Hope you get it sorted soon.

CasperGutman · 13/07/2026 20:26

Zanatdy · 13/07/2026 20:03

It’s a shambles since Capita took over. It’s not normally like this, but it’s a complete shit show since they took over and the Government have had to loan many staff to help them get through this mess. We have had a few retire without even an email from them, let alone a quote.

Yup. Absolute chaos. I have former colleagues who've retired and have been surviving for 6 months or more on emergency loans from their former employers because Capita have got nowhere with paying out their pensions. And I have current colleagues who would have been former colleagues by now, but for the fact that they've seen the shitshow pensions debacle and decided to postpone their retirement until it's sorted!

Zanatdy · 13/07/2026 20:03

It’s a shambles since Capita took over. It’s not normally like this, but it’s a complete shit show since they took over and the Government have had to loan many staff to help them get through this mess. We have had a few retire without even an email from them, let alone a quote.

UnPetitDunPetit · 13/07/2026 20:02

TheClocksFast · 13/07/2026 19:21

This fiasco has been on the news and consumer programmes regularly for months now. It’s beyond appalling and after issues with NS&I recently too I think the days of us getting a good, reliable service from big organisations is over.

So sorry you’re going through this. Hope you get it sorted soon.

I think the days of us getting a good, reliable service from big organisations is over.

Crapita have never provided anyone with a good, reliable service 😂

They cut costs and their clients (sadly in this case the taxpayer) wonder, wide-eyed, why the service was shite.

MissCooCooMcgoo · 13/07/2026 20:01

Thankyou, I'm honestly absolutely furious. All I am trying to do is wrap up her affairs and the red tape across the board is sickening.

I'm still waiting on probate being granted too (although thats only been 8 weeks) and I can do NOTHING without it. Soon, the council will expect council tax to be paid again after the 6 month reprieve. I cannot sell the house without probate and I cannot use her bank account to pay for any council tax or bills without it either.

I don't have two pennies to rub together so they're just going to have to whistle for it!

OP posts:
AvidGreenSeal · 13/07/2026 20:01

KateSixer · 13/07/2026 19:48

I am genuinely sorry for your loss.

I do though think we need a revolution in dealing with the insane inefficiency and internal job preservation in the civil service (and LAs too).

I hope that does not diminish my appreciation of your loss.

Edited to say that my beef is with management not front line workers!

Edited

The Civil Service Pensions farce is NOTHING to do with ‘internal job preservation’. It’s a third party private company who won the contract and are a pile of shit. But why let the facts get in the way of having a go at civil servants.