To think most people are naturally either savers or spenders?

29 replies

ThatOlivePoet · 20/04/2026 19:35

I feel like people tend to fall into two camps - either naturally more inclined to save or more inclined to spend. Of course habits can change over time but I think most of it is just down to your default mindset. I don’t think there’s many people that sit somewhere in the middle.

AIBU?

OP posts:

Mathsbabe · 20/04/2026 19:44

I'm a spender but I'm also happy to cut my cloth.

newornotnew · 20/04/2026 19:42

I reckon most people are quite middle of the road if they have enough - pay the bills, save a bit, have a treat.
The issue is when there's not enough for all three and people are forced to choose.

I think people who spend a lot when young can change their ways, but people who save a lot tend to carry on.

vincettenoir · 20/04/2026 19:42

Yes I think attitudes to money are hard-wired. But they can alter. I became more cautious with money after a spate of bad health. Not because my circumstances meant I needed to cut costs, more out of general anxiety. I have relaxed a bit now.

zurigo · 20/04/2026 19:38

I'm a spender, but I'm married to an obsessive saver, so he reins in my baser instincts. It's very annoying at times and we live massively below our means, but we do have a shit ton of savings 😂

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