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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Aibu Retiring at 55 - 30 years of idleness?

567 replies

Scotsknowbest · 15/04/2026 23:19

So this is the thing: so many local friends have given up working in the last few years in their early to mid 50s, aibu to think what on earth are you going to do to stay interested and interesting?
I thought perhaps they would shut the house up and set off on a big trip but holidays have been more like 2 weeks in Greece instead of one.
I thought perhaps they would volunteer but that seems too restrictive for them.
I thought some might use their professional skills to join executive boards as NEDs or in advisory roles. But no.
Some have upped their golf or tennis, some are focusing on the garden (what, every day?) some walk the dog, read the paper.
I just think they will become so boring!
In contrast I caught up with 3 old school friends this evening who I see about once or twice a year. I asked them when they thought they would retire and each thought mid 60s.
Many of my friends have inherited recently and I think this has been the nudge. I have also inherited but I don't feel any different!
Just for context I am 57, work in 2 roles, one executive, board level, one professional but different area (social work) which takes me to about 4 days a week but I also run 4 properties as a landlord and have an aging dad who lives a mile away who I help with admin, appointments, organising stuff. I also have 2 grown kids the youngest at uni, 1st year. So, not as busy as when I worked and had little kids, but pretty busy in a good way. Personally I can't imagine stopping working so aibu, is 50to55 simply too young to be retiring even if the catalyst has been a windfall inheritance?

OP posts:
PhaseFour · 16/04/2026 00:03

My mum gave up work at 41, my dad retired at 50, but then worked as and when someone wanted a kitchen / bathroom fitting or some decorating doing.

They are now 76 (mum) and 79 (dad). If my dad isn't doing DIY, he's watching TV, unless he goes food shopping. After some light cleaning, my mum sits on the sofa all day, day after day and watches TV.

It's infuriating, and such a waste. They are absolutely minted, but won't spend any money doing anything interesting. They will shop for food, and that's it. Tragic really.

If I was fortunate enough to retire now, I would reduce my hours, but not give up work completely. My job is sociable, challenging and rewarding, and I work with some really interesting people. I wouldn't want to lose those benefits.

saltinesandcoffeecups · 16/04/2026 00:02

Oh and I’m still applying to jobs… everything from PT casual to full time stretch… but only jobs that interest me.

Ponoka7 · 16/04/2026 00:00

Is all you talk about work? I've retired at your age. I'm my DD's childcare and a carer, I'd love to have every day to garden, you do know people make a living out of it? What type of job do you have to have before you are interesting? I've left gyms because we've had the teachers/sws in and they seem to have nothing else to talk about, or rather moan about.

ultracynic · 15/04/2026 23:59

My four grandparents died between the ages of 85 and 94 and I naively hoped I’d have my parents for that long. My dad died aged 62, a few weeks after his mum died and a year after retiring. You just never know.

saltinesandcoffeecups · 15/04/2026 23:59

I was told by my financial guy at 50 that I could retire…this was at our meeting after I was laid off(made redundant). That was about 6 months ago. I’m still figuring out my next steps. 🤷‍♀️ In the meantime I’m healing, going to university, and just today put in a volunteer application. Who knows what I’ll do next but I’m not in a hurry to figure it out.

ETA; I was always planning on a ‘soft’ retirement at about 55 but God laughed at my plans

BlueBoyd · 15/04/2026 23:59

This is something I think about a lot. My husband and I are both in senior professional roles. His requires a huge time commitment (often working until 10pm-midnight) and is very stressful. Mine slightly less stressful and better hours.

We're thinking a lot about retirement, which we could conceivably do in about 4 years- he’ll be mid 50s and I’ll be early-mid. I feel really split- one part of me thinks it would be great for him to stop his massively stressful job and have some more relaxed years (especially as his father had a heart attack late 50s and I’m worried there may be a genetic element). But for me retiring at 53 seems very early and I feel I’d be missing out on the bit of my career where I get to fully stretch my wings, especially as I also took a career break earlier on for childcare reasons.

So many things to think about. I can see myself starting a side business or charity. Can’t see myself volunteering for an existing charity as my experience is that volunteering is hugely inefficient and frustrating, which in turn makes me think I’m seeing it purely in efficiency terms rather than as a valuable activity for the volunteers , which in turn suggests I’m not there yet.

Sorry, op, not really what you asked 😂 But yes I think retiring early without things to keep you young can be very ageing. There are lots of ways to keep in touch with the world though, if that’s what you want.

flagpolesitta · 15/04/2026 23:58

Depends on what your job is surely? Plenty of people have really boring jobs or jobs they don’t particularly enjoy, that don’t make them particularly ‘interesting’ or ‘interested’ myself included.

I’m only part-time at the moment as my children are still fairly young but the thought of going back to spending 40+ hours a week plus the time spent travelling to and from work, and having to cram all other responsibilities into 2 days a week when you’re already knackered, and getting 4 weeks annual leave a year is pretty depressing, can 100% see why people would want to retire early.

If anything there’s a million more interesting things to do in the world then ‘working’, so if you can afford it why not.

Mumof1andacat · 15/04/2026 23:55

I personally cannot wait for retirement. I plan to study. I don't have a degree but I would quite like study through open university and study something of interest. I would like to get into fitness a little bit. Years of desk work is ruining my body. I might look in to volunteering which would be slightly related to in sector I work in now. I also want to spend time with my husband. I don't seem him much. At the end of the day you make retirement what you want.

LoveYouPickle · 15/04/2026 23:53

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BlueEyedBogWitch · 15/04/2026 23:52

Idleness?

I’ll be too busy drawing/painting/making pottery/gardening/writing/in the gym to indulge in any idleness!

Roastwithallthetrimmings · 15/04/2026 23:50

Scotsknowbest · 15/04/2026 23:46

Exactly this. My mum died at 88, dad currently 87 both fully with it. I am likely to be alive another 30 years. How many coffees, lunches out and walks can I do!

You can’t really predict how long you will live. My BIL has just died from cancer at 60

HeddaGarbled · 15/04/2026 23:49

Interested and interesting

Sod that performative middle-class twattery and fetch me the newspaper (with another coffee, if you don’t mind).

Scotsknowbest · 15/04/2026 23:46

LindorDoubleChoc · 15/04/2026 23:43

Yanbu. I just can't get excited about the idea of retirement, I'm currently trying to think of ways to carry on working beyond the age of 67 ...

My 80 year old MIL recently admitted to me that she deeply regrets retiring at 60. They don't have a lot of money and there's only so much gardening and walking they can do.

Exactly this. My mum died at 88, dad currently 87 both fully with it. I am likely to be alive another 30 years. How many coffees, lunches out and walks can I do!

OP posts:
LindorDoubleChoc · 15/04/2026 23:43

Yanbu. I just can't get excited about the idea of retirement, I'm currently trying to think of ways to carry on working beyond the age of 67 ...

My 80 year old MIL recently admitted to me that she deeply regrets retiring at 60. They don't have a lot of money and there's only so much gardening and walking they can do.

greenteaandlimes · 15/04/2026 23:42

Who the hell can retire at 50-55 😩 I’d love to myself. I would do so many interesting things, volunteering would be a large part.

GoodkneeBadKnee · 15/04/2026 23:39

You do you.

Thingcanonlygetbetter · 15/04/2026 23:38

Each to their own, if they are happy let them at it.