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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that on higher incomes, having no money left often comes down to spending choices?

252 replies

ThatGoldZebra · 13/04/2026 11:50

Sometimes when I hear what people are earning, I’m surprised when they say they have no money left at the end of the month.
I understand that everyone’s circumstances are different but at a certain income level it feels like spending choices and lifestyle play a big role. AIBU to think that?

OP posts:
Nimonion · 13/04/2026 12:00

Often. It depends. If a child has SEN and isn’t coping with mainstream state then mainstream private is often the only way to keep the high earner in a job. High earning jobs are in cities where childcare / commuting / housing costs are much higher than elsewhere. Anyone on £100k living in Skegness is rolling in spare cash. Anyone in London on £100k is very much not.

Whyarepeople · 13/04/2026 11:52

Well, obviously.

I have at times been very exasperated with friends who've complained about having no money when they've chosen to live in very large, very expensive houses. I mean, what did they expect?