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AIBU?

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To start a fire?

157 replies

PILEALLTHEPILLSONTHEFLOOR · 12/04/2026 18:10

Just received a shock, a letter telling me my council tax will now be £300 up from £87 due to the 100% 2nd property premium.

Supposedly the charge is to fund police, fire and NHS. Perhaps I'll ring up all three every month to get my money's worth.

On a serious note, my house is already rented out at cost (no profit). The only reason I have the extra house (and extra subsequent mortgage) is because my family members died. I am not willing to pass on this cost to my tenants. I've already cut my food spending to the bone, I honestly don't know what to do.

OP posts:
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JulietteHasAGun · 13/04/2026 07:12

Ha ha, in my experience I’d say no. Some idiot set my property on fire and we obviously called 999. I live opposite a fire station and they didn’t attend! Had to wait 25 mins for another 2 fire engines to come, flames were 30ft high. 3 village firefighters sat and watched, apparently you need 4 to fight a fire. 🤷‍♀️🤣🙈

so no don’t risk starting a fire.

Think my council tax is over £200 a month now, for a 3 bed semi. We live in what I think is one of the most expensive council tax places going (midlands, not Home Counties). I remember 20 years ago reading how much council tax Tony Blair was paying on his London mansion which was then priced at 7million and we paid more council tax than he did!

ChickenAndCustard · 13/04/2026 07:06

Loobyloolovesandypandy · 13/04/2026 02:16

Occupied.

Thank you! That's a relief!

Loobyloolovesandypandy · 13/04/2026 02:16

ChickenAndCustard · 12/04/2026 21:19

Can I jump on this thread with a question? We currently live in a friend's second home under an informal guardian-type agreement. There is no written contract; they just let us stay there in return for us maintaining the property and keeping it looking lived in (after they had a problem with squatters previously). Because there's no paperwork in our name, they pay all the bills and we reimburse them. Our agreement was that this would continue for a year (we're currently 3 months in) and then they intend to sell the property.
For council tax purposes, will the property be considered empty or occupied?

Occupied.

JustCabbaggeLooking · 13/04/2026 00:05

VividPinkTraybake · 12/04/2026 21:26

If she is renting it out and is not looking onto things like this then shes gets absolutely no grace

She's been a lanlord for 3 years, apparently. @PILEALLTHEPILLSONTHEFLOOR

JustCabbaggeLooking · 12/04/2026 23:58

Silverbirchleaf · 12/04/2026 20:06

I’m slightly shocked your council tax is only £87. I own only one house annd pay over £250 per month, and I don’t live in a mansion.

Yes. Where do you live to only pay £87? @PILEALLTHEPILLSONTHEFLOOR

VividPinkTraybake · 12/04/2026 21:26

Nofeckingway · 12/04/2026 18:29

She's not a professional landlord , give her a break . OP the double tax applies mainly if you have a second holiday home . If you have recently acquired it through inheritance there may be a gap where it was empty and unoccupied and not liable . Is it going to be vacant between lets ? You should inform Council although your previous tenants might not appreciate being sent a final Council Tax bill although they also should have known they would be liable , just like water , gas, electric, Internet and will receive closing bills fir all these too.

If she is renting it out and is not looking onto things like this then shes gets absolutely no grace

Notthisagainyouidiot · 12/04/2026 21:20

Never include CT in the rent and pay the council yourself. If the tenant doesn't pay the rent you're liable. Council tax and utilities go in the tenant's name .

ChickenAndCustard · 12/04/2026 21:19

Can I jump on this thread with a question? We currently live in a friend's second home under an informal guardian-type agreement. There is no written contract; they just let us stay there in return for us maintaining the property and keeping it looking lived in (after they had a problem with squatters previously). Because there's no paperwork in our name, they pay all the bills and we reimburse them. Our agreement was that this would continue for a year (we're currently 3 months in) and then they intend to sell the property.
For council tax purposes, will the property be considered empty or occupied?

PrettyPickle · 12/04/2026 21:17

PILEALLTHEPILLSONTHEFLOOR · 12/04/2026 18:20

The new tenants move in on the 28th.

@PILEALLTHEPILLSONTHEFLOOR Did you tell the tenants that the rent included council tax? Or are they responsible for paying all household bills?

Every house I have ever rented has required me to pay the council tax and utility bills in addition to the rent but it depends how you have marketed it and what the rental contract says?

I have to say your post is very confusing. You live in one house and inherited another, yet you have a mortgage on the inherited one for more than the house is worth, forgive me but aren't you supposed to gain something when you inherit a house - it makes no sense? So you are trying to sell your home, to move into the inherited one you are just renting out? Is that right?

Shessweetbutapsycho · 12/04/2026 21:15

PILEALLTHEPILLSONTHEFLOOR · 12/04/2026 18:45

Every MN thread reaches a point where the posters start writing fanfiction about the OP, which means I am going to be unwatching the thread. Thank you everyone who took the time to write a response and for informing me the 100% premium only applies to empty homes. Just because I didn't know about a BRAND NEW LAW THAT ONLY JUST CAME INTO EFFECT does not mean I am fully aware of my responsibilities as a landlord, (I have been a landlord for 3 years thank you very much), and I have a healthy savings pot and 3 jobs. Thank you all xxxx

Edited

I just wanted to say I’m so sorry to hear about your partner, you’ve been through such an awful time. Good luck with everything going forward, there was some really unnecessary nastiness on this thread.

Loobyloolovesandypandy · 12/04/2026 20:59

PILEALLTHEPILLSONTHEFLOOR · 12/04/2026 18:10

Just received a shock, a letter telling me my council tax will now be £300 up from £87 due to the 100% 2nd property premium.

Supposedly the charge is to fund police, fire and NHS. Perhaps I'll ring up all three every month to get my money's worth.

On a serious note, my house is already rented out at cost (no profit). The only reason I have the extra house (and extra subsequent mortgage) is because my family members died. I am not willing to pass on this cost to my tenants. I've already cut my food spending to the bone, I honestly don't know what to do.

Your tenants should be paying their own council tax? Separate from rent

Fends · 12/04/2026 20:52

Mapletree1985 · 12/04/2026 20:15

Council tax should be included in the rent. The tenants are the ones getting the benefit of the services council tax pays for, not you.

No. They should pay it themselves

Fends · 12/04/2026 20:51

@PILEALLTHEPILLSONTHEFLOOR

I know you don’t want tagging but you’ve got the perfect opportunity here to make sure all of your paperwork is watertight before the new tenants move in. Please don’t ignore it because you’ll be up shit creek when it comes to trying to get them out.

Have you got the EPC, GSC, Current how to rent guide, deposit protection and an EICR? You should have them sign for receipt and keep on top of it or this could be very problematic.

Muchtoomuchtodo · 12/04/2026 20:41

likelysuspect · 12/04/2026 20:37

It was a tongue in cheek comment about using the fire service as she is being charged for fire services and police among other things.

Ah, I see. I was worried she was thinking of burning the place down.

likelysuspect · 12/04/2026 20:37

Muchtoomuchtodo · 12/04/2026 19:59

Sorry about your DH, but what is the thread title all about @PILEALLTHEPILLSONTHEFLOOR ?

It was a tongue in cheek comment about using the fire service as she is being charged for fire services and police among other things.

Zanatdy · 12/04/2026 20:36

My friend is facing this soon as she has her mother’s house to sort out before sale. It’s a huge job. Thankfully she will be able to fund it for a while pre sale but think it will give her the push to get sorting. But such a hard job, I did it with my close friend’s DD last year after her sudden death at 57 and it was emotionally draining. You don’t get long really.

ObjectiveTent · 12/04/2026 20:32

People are asking you if you are doing all the required legal stuff to do with letting a house @PILEALLTHEPILLSONTHEFLOOR because you don't seem to understand one of the elements of it.

Council tax is due based on who is living in the property not who owns the property. If all the tenants were full time students no council tax would be payable. If only one working adult lives in the property there would be a 25% discount.

A council tax bill of £87 a month (£1044 a year if over 12 months) is quite low even for a Band A property unless it is located in some of the London boroughs. Have you been claiming 25% discount on the property because you live alone? If you have and the tenants weren't liable for the discount, you will have been committing council tax fraud...

Stoptheworld101 · 12/04/2026 20:31

It's awful isn't it. We were in the same situation....paying 100% council tax on the property my father in law died in, for a time (he paid 75% due to single person discount), which then doubled after a time. £600 every month down the drain. Councils in England have the discretion not to charge the X2 rate....our council basically said 'tough luck, we are charging it'. Add in £250 monthly service charge for a flat where someone wasn't living - took 3 years to sell, at a massively under market value - it was all rather shit!

Lifeomars · 12/04/2026 20:29

Silverbirchleaf · 12/04/2026 20:06

I’m slightly shocked your council tax is only £87. I own only one house annd pay over £250 per month, and I don’t live in a mansion.

This amazed me too, I live alone in a Band A and now pay £140 a month, I would love to only have to find £87 a month

Lifeomars · 12/04/2026 20:19

If you rent out a property, the tenant(s) pay rent, council tax, water, gas and electricity, at least that is what everyone I know who is in private rented does. I have never ever heard of the person who actually owns and rents out the property paying the council tax.

Mapletree1985 · 12/04/2026 20:15

Council tax should be included in the rent. The tenants are the ones getting the benefit of the services council tax pays for, not you.

vickylou78 · 12/04/2026 20:11

Why don't the tenants pay their council tax?

BrendaSmall · 12/04/2026 20:06

PILEALLTHEPILLSONTHEFLOOR · 12/04/2026 18:12

Tried to post the letter with no personal info showing, but I think a mod may have removed it. My council tax is going from £83 to £300 per month.

My council tax is going up to nearly £400 a month!

Silverbirchleaf · 12/04/2026 20:06

I’m slightly shocked your council tax is only £87. I own only one house annd pay over £250 per month, and I don’t live in a mansion.

crazeekat · 12/04/2026 20:05

If u don’t want to charge your tenants what they rightly should be paying then that’s on you to figure out how you’re gonna manage.