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AIBU to worry about elderly relative travelling to Eire without insurance?

192 replies

PlayingGracesByMyself · 09/04/2026 21:54

Elderly relative (mid 80s) with complex health problems - heart, blood pressure, very recent stroke. All being well managed through complex cocktail of medications and they are actually brighter than they have been for ages.

Determined to accompany their friends on a 5 day coach trip to Dublin and Cork. Insurance not looking possible though we will keep trying.

Family feel strongly that they should go and the benefits outweigh the risks. They will be covered for any hospital treatment while they are there.

So the risks are basically their friends having to fend any initial health problems , one of us having to fly out to support them if there is any serious issue, managing a long stay in a hospital outside the UK and at the worst repatriation.

I feel it's endearingly optimistic but a bit bonkers. Everyone eise thinks it's their life so their decision. Obviously we can't stop them but we could try to persuade them if we thought it was really unwise.

Any thoughts?

YABU - YOLO, encourage them to go for it
YANBU - could end in (expensive) tears

OP posts:
OchonAgusOchonOh · 09/04/2026 23:32

RampantIvy · 09/04/2026 23:07

Unless you a) Knew the E had an fada accent and b) Knew how different it would sound with the accent and c) Knew how to find out how to do it I think you are being unfair.

I have just googled it, and for those who want to know you press Alt 0201 on a laptop to get this É. I'm not sure how you would get this on a phone.

It’s a pejorative term about a hundred years out of date, often used these days when being deliberately offensive

I didn't know this and I suspect a lot of non Irish people don't either.

Just copied this from AI:

The British government and media largely stopped using "Eire" (often written without the fada accent) after the 1998 Good Friday Agreement, transitioning to the official name "Ireland". While "Éire" (with the accent) is technically correct in Irish (since 1937), British usage transitioned to "Republic of Ireland" after 1949 before finally adopting "Ireland" in 1998

Very simple on a phone. Just hold your finger down on the e and you get all the options for accents. On a laptop you press AltGr and the vowel you want to add the fada to so no need to remember the number codes.

It’s generally a good idea to stick to the English name if you have no understanding of the language you are attempting to use.

Appleandcidergravy · 09/04/2026 23:31

My worry would be getting her back if something went wrong- medical transportation isn't easy. A family member needed it between Scotland and England and without travel insurance it took a long time to organise (and costs a lot)....

GertrudePerkinsPaperyThing · 09/04/2026 23:29

WednesdaysChild73 · 09/04/2026 22:02

Yep wrong Eire is the Irish language name for Ireland

I say Ireland when I’m speaking so am not asking because I’m worried I’ve got it wrong, but just out of interest can you explain why it’s a problem to say Eire when otherwise speaking in English? Is it just because it’s weird to suddenly switch languages?

IrishSelkie · 09/04/2026 23:28

Try AllClear insurance. They insured me while I had cancer.
It might cost more than the trip, but it’s cheaper than a medical repatriation which often has to be by air ambulance. Air ambulance would be around £20k minimum, higher if need ICU level care on board.

FinallyHere · 09/04/2026 23:27

OchonAgusOchonOh · 09/04/2026 22:47

As in Cork or Kerry?

Donegal

Paramaribo2025 · 09/04/2026 23:25

Why do you call it Eire?
It's Ireland.

rainbowunicorn · 09/04/2026 23:23

PlayingGracesByMyself · 09/04/2026 22:02

They won't be liable for hospital costs in Southern Ireland.

It's just Ireland. No need for Southern or anything else you want to put in front of it. Just say Ireland.

RampantIvy · 09/04/2026 23:21

Galtymore · 09/04/2026 23:13

I have just googled it, and for those who want to know you press Alt 0201 on a laptop to get this É. I'm not sure how you would get this on a phone.

@RampantIvy If you press and hold a letter key on your phone a range of accented forms of the letter will pop up for you to choose.

That's brilliant. I never knew this. Just goes to show I never type in French on my phone.

rainbowunicorn · 09/04/2026 23:21

PlayingGracesByMyself · 09/04/2026 21:59

I thought it was clearer that I meant Southern Ireland, am I wrong?

If you are talking about Ireland just say Ireland. If you are talking about Northern Ireland then say Northern Ireland.
Ireland is a country there is no confusion.

KerryPippin · 09/04/2026 23:15

The issue is if she becomes unwell in Ireland and needs medical repatriation to Great Britain, that can cost thousands. Up to 30k? Or else she stays in hospital in Ireland, away from her family, for possibly months until she recovers enough to be brought home.

Galtymore · 09/04/2026 23:13

I have just googled it, and for those who want to know you press Alt 0201 on a laptop to get this É. I'm not sure how you would get this on a phone.

@RampantIvy If you press and hold a letter key on your phone a range of accented forms of the letter will pop up for you to choose.

ColdAsAWitches · 09/04/2026 23:08

SalmonOnFinnCrisp · 09/04/2026 22:00

Oooof she better pray she doesnt need to go to a hospital.
Because if she does she'll need deep pockets...

Edited

No. There's an agreement between the UK and Ireland that each gets whatever the local treatment is at no additional charge when visiting. And there's a maximum charge of €120 for a hospital admission in Ireland. And that's waived if you're referred there by a GP.

RampantIvy · 09/04/2026 23:07

OchonAgusOchonOh · 09/04/2026 22:56

it would be pronounced differently so I suspect he did use the fada when pronouncing it. And your keyboard does accents if you want to do them.

Unless you a) Knew the E had an fada accent and b) Knew how different it would sound with the accent and c) Knew how to find out how to do it I think you are being unfair.

I have just googled it, and for those who want to know you press Alt 0201 on a laptop to get this É. I'm not sure how you would get this on a phone.

It’s a pejorative term about a hundred years out of date, often used these days when being deliberately offensive

I didn't know this and I suspect a lot of non Irish people don't either.

Just copied this from AI:

The British government and media largely stopped using "Eire" (often written without the fada accent) after the 1998 Good Friday Agreement, transitioning to the official name "Ireland". While "Éire" (with the accent) is technically correct in Irish (since 1937), British usage transitioned to "Republic of Ireland" after 1949 before finally adopting "Ireland" in 1998

hahabahbag · 09/04/2026 23:03

An idea, I managed to negotiate with my insurance that I’d use my ghic card and only use insurance if it wasn’t covered by ghic eg repatriation due to some health issues picked up recently, also excess is £500 now bit ouch but at least I have catastrophic cover

Galtymore · 09/04/2026 22:58

Forthesteps · 09/04/2026 22:56

Hairsplitting and petty.

It’s really not. Please take our word for it. Don’t want to go to the whys too much as the thread has been derailed enough already.

Psychologymam · 09/04/2026 22:58

Morepositivemum · 09/04/2026 22:27

PlayingGracesByMyself

(whispers) It’s mn, people like to grab hold of sticks that people might have gotten the wrong end of and beat people with them!!!

It’s a pejorative term about a hundred years out of date, often used these days when being deliberately offensive, so it’s not a bad idea for them to be aware of it, but obviously not the main point of the thread and apart some eye rolling no one will making an issue out of it while there! I would definitely explore insurance a bit more to see if it’s feasible and hope they have a great trip! FYI - if they need mediation while in Ireland, they can use their NHS number for prescription which will be much cheaper - potentially for GP visits too, but clarify that.

Lomonald · 09/04/2026 22:57

They will get insurance it will be costly but check out companies for older people like saga, and .they are with a coach company they will look after them, Ireland isn't far away less than an hours flight if anything happens.

OchonAgusOchonOh · 09/04/2026 22:56

likelysuspect · 09/04/2026 22:54

Well guess what, just like my keyboard, he didnt have little things above the E when he spoke

Stop derailing this thread, which so far has been helpful for OP.

it would be pronounced differently so I suspect he did use the fada when pronouncing it. And your keyboard does accents if you want to do them.

Forthesteps · 09/04/2026 22:56

WednesdaysChild73 · 09/04/2026 22:02

Yep wrong Eire is the Irish language name for Ireland

Hairsplitting and petty.

OchonAgusOchonOh · 09/04/2026 22:54

Galtymore · 09/04/2026 22:51

That’s the South of Ireland and never called Southern Ireland @OchonAgusOchonOh!
Like Galway is in the West of Ireland not Western Ireland iyswim.
(Proud Corkwoman here 😁)

Yes in know that but it is technically the southern part of Ireland so makes as much sense as the op’s use of Southern Ireland to mean Ireland.

KerryPippin · 09/04/2026 22:54

It's not really about her age, it's her health. A recent stroke.. how recent? Like less that 3 months? She's at a higher risk for another one and that's before sitting on a coach for 5 days. If she gets insurance and feels up it...fair enough but there is a risk to going without insurance or against medical advice.

likelysuspect · 09/04/2026 22:54

OchonAgusOchonOh · 09/04/2026 22:51

I suspect he said Éire…

Well guess what, just like my keyboard, he didnt have little things above the E when he spoke

Stop derailing this thread, which so far has been helpful for OP.

Maddy70 · 09/04/2026 22:51

When will people realise that just because they're older they shouldn't be enjoying life. Get an ehic card but all will be fine and if it isn't. Cross that bridge then

Galtymore · 09/04/2026 22:51

OchonAgusOchonOh · 09/04/2026 22:47

As in Cork or Kerry?

That’s the South of Ireland and never called Southern Ireland @OchonAgusOchonOh!
Like Galway is in the West of Ireland not Western Ireland iyswim.
(Proud Corkwoman here 😁)

OchonAgusOchonOh · 09/04/2026 22:51

likelysuspect · 09/04/2026 22:17

My GHIC card was not accepted in Italy, in a public hospital there

Ireland is going to be different one would hope

But why are you assuming she wont get insurance, as long as she has no outstanding investigations or things wrong that are undiagnosed/waiting for tests/waiting for consultant appointments for unknown things, she will get insurance.

An ex partner of mine who was Irish used to say Eire so not sure why people are jumping on that

I suspect he said Éire…