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AIBU?

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AIBU to worry about elderly relative travelling to Eire without insurance?

192 replies

PlayingGracesByMyself · 09/04/2026 21:54

Elderly relative (mid 80s) with complex health problems - heart, blood pressure, very recent stroke. All being well managed through complex cocktail of medications and they are actually brighter than they have been for ages.

Determined to accompany their friends on a 5 day coach trip to Dublin and Cork. Insurance not looking possible though we will keep trying.

Family feel strongly that they should go and the benefits outweigh the risks. They will be covered for any hospital treatment while they are there.

So the risks are basically their friends having to fend any initial health problems , one of us having to fly out to support them if there is any serious issue, managing a long stay in a hospital outside the UK and at the worst repatriation.

I feel it's endearingly optimistic but a bit bonkers. Everyone eise thinks it's their life so their decision. Obviously we can't stop them but we could try to persuade them if we thought it was really unwise.

Any thoughts?

YABU - YOLO, encourage them to go for it
YANBU - could end in (expensive) tears

OP posts:
Magnificentkitteh · 10/04/2026 07:49

OP I would be worried if it was further afield but Ireland I would be less so. In the worst case scenario of an extended hospital stay you'd have to keep visiting Ireland but medical repatriation isn't always possible regardless of costs. I went through this exact dilemma last year re France but was already regularly commuting to my DM's home town for emergency hospital visits and France, though further and more expensive, wasn't really a different ballgame. DM had a flat there, which made a difference, and has reasonable French. Ultimately I didn't think repatriation would be essential.

Your situation is different, but similar. There's no language barrier. Worst case scenario they'll be stuck in Ireland being well cared for in hospital. They'll have to think what that would mean, and if it is worth the risk, but I think it's a wholly different prospect to being stuck on another continent with a language barrier etc.

BlueMum16 · 10/04/2026 07:19

PlayingGracesByMyself · 09/04/2026 21:59

I thought it was clearer that I meant Southern Ireland, am I wrong?

Southern Ireland isn't a place.

Ireland
Or
Northern Ireland.

GoodVibesHere · 10/04/2026 07:18

Christ I think they might be better off not going, considering how uppity people seem to get about North/South and using correct terms. OP was being genuine.

PlayingGracesByMyself · 10/04/2026 07:15

mathanxiety · 10/04/2026 00:54

It's Ireland, not Eire, and they speak English there and have fully qualified doctors, nurses, and a full panoply of other HCPs there, and hospitals with hot and cold running water.

Honestly, I understand people don't always RTFT but in the OP I said clearly that I understand she will get full healthcare while she was there, and listed my concerns very clearly. None of them were in the slightest implying the Irish healthcare would be inferior. I was concerned about repatriation or an extended stay in hospital without nearby relatives to support. And still am.

OP posts:
Bjorkdidit · 10/04/2026 03:30

Galtymore · 10/04/2026 01:44

It’s getting home that could be the main issue cost wise. UK citizens are entitled to the same hospital care as Irish citizens.

This. Which raises the question, what if the trip was instead going to Belfast and to see the Giants Causeway?

She's not leaving the UK but if she died repatriation would still be needed, so who would pay for that? Presumably
there's a cost?

Also if she ended up in hospital, she might need specialist transport when she's discharged.

Although if the cost is closer to the £4k mentioned instead of £80k she/her relatives might be happy to suck it up if either of these happened.

AnSpideog · 10/04/2026 03:06

PlayingGracesByMyself · 09/04/2026 23:56

I've reported my own thread and asked for the title to be corrected.

I am old enough to have been raised in the time when the name Éire was used in the UK press. I didn't recall the correct spelling. Ironically, I was probably trying to be respectful by not just saying "Ireland" which is of course the word we use when we discuss the trip. I should have checked and used the right name but I didn't, probably because my main concern was to get information about someone who we have been extremely stressed and worried about.

I am not at all surprised by the thread derailment, this is Mumsnet after all, but I am extremely grateful to everyone who responded in the spirit in which the original post was intended.

Just to be clear the British press (and politicians ) did not use the word Éire. They used Eire and it was used as to avoid using the word Ireland or Republic of Ireland which they believed would imply a claim by Ireland to Northern Ireland. This term has not been used by the British press or politicians for over 20 years so people find it jarring. And some may even have forgotten the significance of its use. If in doubt use Ireland.

But yes, regardless, although she will receive similar medical care here I agree with others
that if she needed to be returned ill, this can be expensive and insurance is wise.

DeeLasVegas · 10/04/2026 02:30

PlayingGracesByMyself · 09/04/2026 21:59

I thought it was clearer that I meant Southern Ireland, am I wrong?

Ireland will do just fine ☘️🇮🇪💚

Glitterfish · 10/04/2026 02:24

PlayingGracesByMyself · 09/04/2026 21:59

I thought it was clearer that I meant Southern Ireland, am I wrong?

Southern Ireland refers to a specific part of the country, eg the counties of wexford, cork, kerry etc. The country is called the Republic of Ireland or Éire but most people refer to it as Ireland. Éire is the name in Irish (Gaelige is the language) and then Northern Ireland is the other party of the island of Ireland governed by the UK.

SouthernNights59 · 10/04/2026 02:19

RampantIvy · 09/04/2026 22:14

We use ROI at work, but I think you are being unfair to have a go at the OP who I feel is not being deliberately ignorant. I think she genuinely wasn't sure which name to use.

I agree. OP came here with a genuine question, if posters have no sensible answer maybe just keep quiet. Honestly, having a go at OP says much more about them than it does about OP.

mathanxiety · 10/04/2026 02:13

RosaMundi27 · 10/04/2026 01:24

Eire is the official name of the Republic of Ireland according to article 4 of the Constitution of Ireland, so it's correct.

Way back in the olde days when Ireland was newly independent (a Free State, degree of independence widely debated), British broadcasters and some politicians used to make a huge show of inability to pronounce the word Eire (can't do fadas on my phone, sorry). Eerie, Airy, Eeairy, Area, etc. It was done to emphasize how weird and foreign the Irish were, and how daft their language was.The word was used as a way to sneer. There are echoes of the same sentiment (weird, daft, unpronounceable) on MN's Baby Names board.

mathanxiety · 10/04/2026 02:03

Fedupmumofadultsons · 10/04/2026 01:54

Well she clearly means southern ireland because if it was the north there would no problem because it's britian unfortunately they are still ruled by two different governments.

She means Ireland.

WearyAuldWumman · 10/04/2026 01:57

PlayingGracesByMyself · 09/04/2026 23:56

I've reported my own thread and asked for the title to be corrected.

I am old enough to have been raised in the time when the name Éire was used in the UK press. I didn't recall the correct spelling. Ironically, I was probably trying to be respectful by not just saying "Ireland" which is of course the word we use when we discuss the trip. I should have checked and used the right name but I didn't, probably because my main concern was to get information about someone who we have been extremely stressed and worried about.

I am not at all surprised by the thread derailment, this is Mumsnet after all, but I am extremely grateful to everyone who responded in the spirit in which the original post was intended.

If it's any consolation, I was once pulled up for the same thing.
I'm nearly 66 and mistakenly thought that I was being respectful.

In tangental news, I sent a card with a wedding present in it addressed to a friend with the final line as Republic of Ireland.

The Royal Mail sent it to Poland.

Galtymore · 10/04/2026 01:56

Fedupmumofadultsons · 10/04/2026 01:54

Well she clearly means southern ireland because if it was the north there would no problem because it's britian unfortunately they are still ruled by two different governments.

I think RTFT because this has been discussed rather too much already!
(Southern Ireland is not the name of the country either.)

Fedupmumofadultsons · 10/04/2026 01:54

Random321 · 09/04/2026 21:58

Can I ask why you are saying Eire rather than Ireland?

Well she clearly means southern ireland because if it was the north there would no problem because it's britian unfortunately they are still ruled by two different governments.

WearyAuldWumman · 10/04/2026 01:54

PlayingGracesByMyself · 09/04/2026 22:27

@Johnogroats £150 would be fine but we couldn't find any firm that would offer it at all. We'll look again though. @KerryPippin She hasn't asked her GP, that's a good idea.

I'm assuming you've tried Saga Insurance then?

Changename12 · 10/04/2026 01:48

PlayingGracesByMyself · 09/04/2026 22:13

Jesus, it's 10 pm, I've had a long and stressful day and I'm trying to sort out how I feel about something that's genuinely bothering me. I also apologised. There is absolutely nothing deliberate about it.

Don’t worry we all know what you meant.

Mumto4loveliesxx · 10/04/2026 01:47

My dad travelled to the ROI when he was terminally ill with cancer and ended up being taken into St Vincent’s by ambulance, and staying there for a week.
This was before Brexit but we weren’t charged anything because of the E111. My dad was told that the medication they released him with would cost €100 if he had been Irish, but they have to honour the same conditions that an Irish person would receive under the NHS.

Galtymore · 10/04/2026 01:44

AllTheChaos · 10/04/2026 00:56

Yes but how much would it cost is the issue

It’s getting home that could be the main issue cost wise. UK citizens are entitled to the same hospital care as Irish citizens.

RosaMundi27 · 10/04/2026 01:42

Random321 · 10/04/2026 01:35

No, it's Éire.

Eire is the Irish word for burden.

Congratulations! you have won Fada Monitor of the Year award. What an achievement!!!!

Random321 · 10/04/2026 01:35

RosaMundi27 · 10/04/2026 01:25

It's Eire or Ireland, according to the Irish Constitution.

No, it's Éire.

Eire is the Irish word for burden.

RosaMundi27 · 10/04/2026 01:25

mathanxiety · 10/04/2026 00:54

It's Ireland, not Eire, and they speak English there and have fully qualified doctors, nurses, and a full panoply of other HCPs there, and hospitals with hot and cold running water.

It's Eire or Ireland, according to the Irish Constitution.

RosaMundi27 · 10/04/2026 01:24

WednesdaysChild73 · 09/04/2026 22:02

Yep wrong Eire is the Irish language name for Ireland

Eire is the official name of the Republic of Ireland according to article 4 of the Constitution of Ireland, so it's correct.

OchonAgusOchonOh · 10/04/2026 01:08

AllTheChaos · 10/04/2026 00:56

Yes but how much would it cost is the issue

There is a reciprocal arrangement between the UK and Ireland for medical treatment.

AllTheChaos · 10/04/2026 00:56

mathanxiety · 10/04/2026 00:54

It's Ireland, not Eire, and they speak English there and have fully qualified doctors, nurses, and a full panoply of other HCPs there, and hospitals with hot and cold running water.

Yes but how much would it cost is the issue

mathanxiety · 10/04/2026 00:55

ProfessorBinturong · 10/04/2026 00:28

It’s Ireland but what’s the worse that can happen?

An acquaintance of mine broke his hip on holiday, and ended up having to pay £80k for medical evacuation. He had insurance, and got almost all the money back, but had to pay up front.

That was further afield than Ireland but not anywhere especially obscure.

The worst that can happen, from a financial point of view, isn't dying. It's extended illness or illness that requires specialist transport. Someone who's had a recent stroke is at increased risk of another - and that could well fit one or both of these scenarios

Edited

So this £80k problem didn't happen in Ireland?