AIBU to use inheritance to go part time and avoid burnout?

Well amongst all the snidey remarks there are some suggestions that may help as an alternative to going part time.

As to whether going part time is a good idea depends on many things. Eg how receptive and supportive your employer will be, whether they'll allow you to go full time again, although that may not be relevant if retraining means you'll be leaving them anyway?

Will reducing your hours mean they actually reduce your workload? Often working 80% FTE just means you have to try and do the same amount of work but get paid less for it so it could be more stressful, not less.

OP I went back to university as a mature student while working 4 days a week and frankly it was difficult.

I did feel that it made studying more difficult and I missed out on some aspects of my course because I was too tired/had work commitments.

I would as you suggested go part time so you can better focus on retraining.

You will always get comments from people who like to pretend they are superhuman and can do everything but real life is not like that...

Jealous of what can I ask??

I am mortgage free, have a household income of over £120,000 and go on 6 holidays a year, what exactly am I jealous of??

Nowhere does it state what job she does or what she is studying!

Yes I am judging, 27, no husband, no kids, working f/t is normal!

How much mess can one person make in one week? Surely a whip round on a Saturday and job done??

I would go part time and just be very frugal so that you can invest the inheritance.

I went part time at 28. I have clinical depression, anxiety disorder and autism. I can't cope with what other people can. You might be similar. Either way, you've got a lot going on so take it easy. Do what you need to do.

My son luckily has a wonderful partner who is encouraging him in his master's. He can manage three days in the office, two days in the university. He's studying/writing till two in the morning at times. Without the support of a partner working/studying, running a home must be very hard.

F

Im twice your age, been working since I was about 15 more or less. Im knackered and burnt out in public sector management. Got no option to go part time

Moral of the story - work as little as you can in my view. Go part time if you can.

I was expecting to read a post from someone struggling with several kids or nearing the end of their working life. Why is there a lot to keep on top of with owning a home? I bought my first place at 26. Once in the house, it was just a place to live - I bought or was given a few pieces of furniture etc, did a modicum of painting and made some curtains. Otherwise paid my bills as you do wherever you live and carried on working full time and socialising. I could certainly have fitted in some course work if I'd needed to.

I wouldn't fritter away £35000 - it's really not that much. Invest it in your house or an ISA. Don't use it for living expenses.

Can you over pay on your mortgage now as it will reduce payment term when you go to remortgage later? If you're unsure what to do then put it in premium bonds for 6 months while you decide. My dh was given £30k and he spent it on shite and has nothing to show for it now.

Did you miss the part about her feeling overwhelmed studying as well as working full time in a reasonably stressful job?

I thought you were 45-50 and had inherited £250K. At only 27, with just £35K, going part time is bonkers. Far better to put it towards a house/pay it off an existing mortgage.

YABU @redshirts

You could use the mortgage charter to change your mortgage to interest only for six months too

This

Op if I were you depending on how course goes and how your flow of work goes, I’d consider trying to get a good month or two off if that wouldn’t ruin your career and get all your assignments done then?
if it doesn’t work like that then a day a week off to study sounds like a great plan. Well done you. I don’t think all these judgy posters would have been able to to hold down a serious full time job at the same time as completing their undergraduate or post grad degrees.
I would also use the money to buy time, eg simmer ready meals so you don’t have to cook, cleaner and laundry service, Ubers rather than waiting for buses, anything else you can invest in your wellbeing and an amazing holiday at the end of the course to celebrate!

The comments are weird. Sometimes when people are miserable they get satisfaction from thinking other people are miserable too, and angry if they're not.

Eh? This is a forum asking for opinions. What makes yours superior to mine?

Rude.

Why should youth protect someone from burnout? She clearly has a busy high demand job, and studying (and commuting?) on top is taking its toll. Op please ignore these weird judgy (jealous?) comments.

What is the course? To be honest £35k isn’t a lot of money in ‘big’ terms. If it was me with no responsibilities I’d save the money for holidays, future plans, paying off mortgage and not just use it for day to day living. But saying that your health is important so if you genuinely feel burnt out use it, you don’t need anyone’s permission.

Oh bog off, you don’t even know what OP is studying.

OP it sounds like a good idea, and I bet whoever you inherited it from would have wanted you to use the money to improve your life, which you would be doing.

This. Well said @ChocolateBasket. It's how you feel OP, not the superior beings who are gloating about how much they do.

As someone who struggled hugely with burnout in my 20s due to working 60 hour weeks, and ended up with terrible long term mental health issues which were only properly solved by going part time, I find a lot of the responses on this thread quite insulting.

It doesn't matter what or how much you're doing, it's how you're feeling that matters. If you are struggling and feeling overwhelmed, then do something about it.

I'm not saying part time is necessarily the answer, however the whole 'well I work full time with kids and study and do all the housework no problem and I'm not stressed' can fuck off and gloat their way back to the SAHP bashing threads where they usually dwell and receive their medals along the way.

I agree with this.

Also, be disciplined about how you spend the money. Ie work out exactly how much you're going to be short by, times it by number of months and put that in an instant access account that you can draw from each month. Put the rest in a 12 month saver.

Entirely reasonable in principle though - studying while working is a tough gig and presumably you're spending money on this qualification so you want to do well - more chance of that if you're not snatching at time here and there to get it done. There's no advantage in martyring yourself - even martyrs only get the glory once they're dead.

I agree
don’t waste it on “going part time”

How many hours is your FT job and how many hours is your PT studying?

There are FT jobs that are 37 hours a week and there are FT jobs that are 60 hours a week… my view would depend on which sort you have…

Yes - that.
Whack a good amount on the mortgage.
Keep an emergency fund in bank.
Roll your sleeves up and get on with full time and extra course. You have no responsibility/health issue and all the other stuff that can come with time.
Buckle down and work. Your future you will be grateful that you did.