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AIBU?

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AIBU to ask my partner to move out over benefits?

259 replies

TWD123 · 07/04/2026 09:23

I have been with my partner for around 2 years. I have health issues which I have been quite unwell with since January. Around 2-3 weeks ago, my partner unofficially moved in here to help me out, I say unofficially because she doesn’t contribute to the bills at the moment because that would mean her legally living here in the eyes of UC. It was a 2-3 week trial run until I was back on my feet a bit more to decide what to do next.

We have started going through benefit calculations to see how it would all work with her officially moving in. Now, I was always under the impression that she doesn’t earn very much, living on the breadline - because that’s what she has always told me - now it transpires that she earns a lot more than she said and also has quite a bit in savings.

This means that I would be losing around £1000 a month, having to pay for school meals/prescriptions/dental care/etc whilst she would be around £1000 better off because my house bills aren’t as much as hers.

She is going to have to move straight back out isn’t she?

I hate to make it all about money but my income resources are pretty limited due to being too unwell to work and I have children - one that is autistic - to provide for…

OP posts:
CautiousLurker2 · 07/04/2026 10:10

TWD123 · 07/04/2026 09:38

Even if she says fine, I’ll hand the money over, financially I will be in the same situation but I will have extra outgoings (such as prescriptions, glasses, school meals, dentist fees) that normally I won’t have to pay for so financially I’m not that much better off and will have less support

Sorry - so are you saying you will be MORE than £1000 worse off, then? In that case you work out how much that is and she pays that - but I get the impression she is not willing to contribute to the balance of lost financial support. In that case, you are better off living separately until your children have grown up and left home. This is often advised anyway as an unrelated adult partner in a home with children is generally a recipe for disaster.

The fact that she has understated her financial position is an issue too - it may be that this was in response to being nervous of making herself vulnerable, esp if has been financially abused/used in previous relationships, but if she is not in a position where she trusts you enough to be honest, then you are not ready to co-habit.

From what I understand, she also needs to move out promptly as, at the moment, she might be considered a visitor, but any longer a stay and you are already in the territory where you should have self-reported the change in your circumstances… and a neighbour or disgruntled acquaintance could really drop you in it.

ClimeSlime · 07/04/2026 10:10

The country should never have got into a position where you’re more generously supported by the state than by a full time working partner…

Obviously don’t have her move in OP, you don’t even want her there.

Catza · 07/04/2026 10:09

TWD123 · 07/04/2026 10:06

I will lose £1000 in income and then have additional outgoings that I don’t currently have - school meals (although I will double check this), prescriptions (I go through a lot of medication) glasses (I have quite a specific lens which changes around twice a year), dentist fees (I need quite a bit of work doing but currently I don’t have to pay for that, if I did it would be around £3000). Just no financial security in terms of welfare support

From your recent updates, it seems irrelevant. You prefer to live separately and found her being in your space difficult to deal with in terms of routine disruption. I think it would be wiser to focus on that over financial issues because they don't really matter if you ultimately don't want to live together anyway.
I know it may seem easier to frame it in this way because otherwise you have to confront her with the fact that you are just not feeling it...

TWD123 · 07/04/2026 10:08

Happyjoe · 07/04/2026 10:05

Well, she either makes up what you lose, and some more to cover her expenses of living there, extra fuel, food or she doesn't move in.
But it doesn't sound like it's a good idea anyway for the shift work before even thinking of the money.

Yeah the shift work has a massive impact - early shifts she leaves around 4:30am, I have to get up to chain the door behind her to stop autistic child escaping the house. Late shifts I have to stay awake until she gets back otherwise I would wake up and not go back off again. Night shifts obviously having to keep the house quieter. It’s a small one level house too (not a flat) so all the rooms are next to each other

OP posts:
TWD123 · 07/04/2026 10:06

Catza · 07/04/2026 10:02

From your original post it appears that you included all these extra outgoings into "£1000 worse off" so you will not have any change in your circumstances if she subs you with extra £1000 she will be saving. Or did I misunderstand your post?

I will lose £1000 in income and then have additional outgoings that I don’t currently have - school meals (although I will double check this), prescriptions (I go through a lot of medication) glasses (I have quite a specific lens which changes around twice a year), dentist fees (I need quite a bit of work doing but currently I don’t have to pay for that, if I did it would be around £3000). Just no financial security in terms of welfare support

OP posts:
Happyjoe · 07/04/2026 10:05

Well, she either makes up what you lose, and some more to cover her expenses of living there, extra fuel, food or she doesn't move in.
But it doesn't sound like it's a good idea anyway for the shift work before even thinking of the money.

Catza · 07/04/2026 10:02

TWD123 · 07/04/2026 09:38

Even if she says fine, I’ll hand the money over, financially I will be in the same situation but I will have extra outgoings (such as prescriptions, glasses, school meals, dentist fees) that normally I won’t have to pay for so financially I’m not that much better off and will have less support

From your original post it appears that you included all these extra outgoings into "£1000 worse off" so you will not have any change in your circumstances if she subs you with extra £1000 she will be saving. Or did I misunderstand your post?

SergeantWrinkles · 07/04/2026 10:01

MyNeedyLilacBird · 07/04/2026 09:55

So you think the tax payer should just pick up the tab for you. As has been pointed out this is the issue of the welfare state and why this country is a mess.

If your partner has a salary of 2800 and loads of savings and you love each other. Then you should be a partnership and support each other and all money pooled.

If someone is too ill to work, that’s exactly what the welfare state is for. If the op was getting married, that’s exactly would be different, but she’s not, which means the op has no financial security whatsoever. Are you suggesting she deserves to be on the poverty line?

TWD123 · 07/04/2026 10:00

Slightyamusedandsilly · 07/04/2026 09:59

While I do think she should probably move out, you could have done all of that before she moved in and saved any bad feeling.

If she was more upfront about her own financial situation and the impact it would have on the house, I could have done!

OP posts:
Figcherry · 07/04/2026 09:59

TWD123 · 07/04/2026 09:57

And it would be fine if all that £2800 was going into the joint household but it wouldn’t be so I still have to try and independently support myself and kids whilst being unable to work and improve my own financial situation

Edited

Then she's not a partner in the real sense.

Slightyamusedandsilly · 07/04/2026 09:59

While I do think she should probably move out, you could have done all of that before she moved in and saved any bad feeling.

TWD123 · 07/04/2026 09:57

MyNeedyLilacBird · 07/04/2026 09:55

So you think the tax payer should just pick up the tab for you. As has been pointed out this is the issue of the welfare state and why this country is a mess.

If your partner has a salary of 2800 and loads of savings and you love each other. Then you should be a partnership and support each other and all money pooled.

And it would be fine if all that £2800 was going into the joint household but it wouldn’t be so I still have to try and independently support myself and kids whilst being unable to work and improve my own financial situation

OP posts:
ToKittyornottoKitty · 07/04/2026 09:55

PullTheBricksDown · 07/04/2026 09:54

Her borrowing money from you when she has savings and you're on benefits isn't good. Is she angling to move in longer term?

Well yeah that’s what the thread is about

TWD123 · 07/04/2026 09:55

Bushmillsbabe · 07/04/2026 09:53

My payslip is similar (around 2600), but I still have very little left at end of month, she is probably same.
For us -
Mortgage - 1200
Council tax - 300
Gas/electric/water/broadband - 300
Food - 400
Wraparound childcare - 200
This leaves 200 for petrol, children's clothes, school meals, children's clubs, presents, dental, prescriptions, mobile phone etc

I haven't had any new clothes for years.

I'm guessing you live in a council property, have subsidised council tax etc. The cost of everything has gone up hugely. 2800 for a household when there is no support with free/ discounted bills, dental, school meals etc doesn't go that far.

Her bills living on her own (which she has been but pleading poverty) aren’t nearly half as much as your bills are though so she would of had a lot more left over but still claiming to have none left

OP posts:
BudgetBuster · 07/04/2026 09:55

TWD123 · 07/04/2026 09:52

I am much happier living apart… she prefers to live with a partner so either way one of us will be unhappy with the arrangement…

If you prefer to live seperate then that's it. End of conversation. I wouldn't ever contemplate moving someone in (especially when you have kids to consider) if it wasn't my goal.

MyNeedyLilacBird · 07/04/2026 09:55

So you think the tax payer should just pick up the tab for you. As has been pointed out this is the issue of the welfare state and why this country is a mess.

If your partner has a salary of 2800 and loads of savings and you love each other. Then you should be a partnership and support each other and all money pooled.

Backpain2026 · 07/04/2026 09:55

It's tricky because as you are too ill to work assume that any partner is doing lots of caring for you and the children anyway because of your health.

It's not like you can casually date because of your health

So given as you are already in a relationship then she is already very invested in your family and thus you are a family entity already

BeeCucumber · 07/04/2026 09:54

Your partner needs to move out to wherever they were living before and you can just meet socially. Your finances are too delicately balanced and you need to maintain your cash flow. It’s not romantic buts it’s practical.

It’s perhaps better not to refer to them as your partner anymore. You don’t want anyone reporting you for benefit fraud.

PullTheBricksDown · 07/04/2026 09:54

TWD123 · 07/04/2026 09:45

I’m not always broke actually, I have enough to provide for me and my children without her living here and have never asked her for a penny, if anything she has borrowed money from me once!

the only time I will be broke is if she moves in here!

Her borrowing money from you when she has savings and you're on benefits isn't good. Is she angling to move in longer term?

Bushmillsbabe · 07/04/2026 09:53

TWD123 · 07/04/2026 09:41

Ever since I have known her, she’s always gone on about how she’s hardly got any money left until payday, struggling to afford bills, can’t afford to buy herself new clothes or new shoes so wears them completely out - her last payslip that she showed me was nearly £2800 and she has thousands in a savings account that she showed me too - but she only disclosed this information once she unofficially moved in here so to me that feels quite deceptive

My payslip is similar (around 2600), but I still have very little left at end of month, she is probably same.
For us -
Mortgage - 1200
Council tax - 300
Gas/electric/water/broadband - 300
Food - 400
Wraparound childcare - 200
This leaves 200 for petrol, children's clothes, school meals, children's clubs, presents, dental, prescriptions, mobile phone etc

I haven't had any new clothes for years.

I'm guessing you live in a council property, have subsidised council tax etc. The cost of everything has gone up hugely. 2800 for a household when there is no support with free/ discounted bills, dental, school meals etc doesn't go that far.

TWD123 · 07/04/2026 09:52

BudgetBuster · 07/04/2026 09:51

Yes, I understand. But is there a long term commitment? That would mean the entire family dynamic would have to shift anyway.

To be honest it sounds like maybe you are happier living apart anyway?

I am much happier living apart… she prefers to live with a partner so either way one of us will be unhappy with the arrangement…

OP posts:
tnorfotkcab · 07/04/2026 09:52

I'd be binning her off tbh she's been lying about her income, some how needed to borrow money off you etc. she's a liability financially.

BudgetBuster · 07/04/2026 09:51

TWD123 · 07/04/2026 09:49

Honestly, I have found it more difficult because we have a certain routine at home due to one child’s autism and where she works shifts and it’s a small house, it can be incredibly disruptive. For example, night shifts and trying to keep the house quieter in the day time

Yes, I understand. But is there a long term commitment? That would mean the entire family dynamic would have to shift anyway.

To be honest it sounds like maybe you are happier living apart anyway?

ToKittyornottoKitty · 07/04/2026 09:51

TWD123 · 07/04/2026 09:49

Honestly, I have found it more difficult because we have a certain routine at home due to one child’s autism and where she works shifts and it’s a small house, it can be incredibly disruptive. For example, night shifts and trying to keep the house quieter in the day time

Seems like a no brainer to not let her move in to be honest

CherryBlossom321 · 07/04/2026 09:50

The dishonesty would be a dealbreaker for the relationship for me. She has misled you. What other subjects will be/ will have been lied about?

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