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AIBU?

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AIBU to ask my partner to move out over benefits?

259 replies

TWD123 · 07/04/2026 09:23

I have been with my partner for around 2 years. I have health issues which I have been quite unwell with since January. Around 2-3 weeks ago, my partner unofficially moved in here to help me out, I say unofficially because she doesn’t contribute to the bills at the moment because that would mean her legally living here in the eyes of UC. It was a 2-3 week trial run until I was back on my feet a bit more to decide what to do next.

We have started going through benefit calculations to see how it would all work with her officially moving in. Now, I was always under the impression that she doesn’t earn very much, living on the breadline - because that’s what she has always told me - now it transpires that she earns a lot more than she said and also has quite a bit in savings.

This means that I would be losing around £1000 a month, having to pay for school meals/prescriptions/dental care/etc whilst she would be around £1000 better off because my house bills aren’t as much as hers.

She is going to have to move straight back out isn’t she?

I hate to make it all about money but my income resources are pretty limited due to being too unwell to work and I have children - one that is autistic - to provide for…

OP posts:
Breadandblutter · 07/04/2026 14:24

You can get a NHS pre pay prescription certificate for £114. That’s all your prescriptions for a year sorted.

BudgetBuster · 07/04/2026 14:22

ToKittyornottoKitty · 07/04/2026 14:18

OP feels her partner deceived here and wasn’t upfront or totally honest, which is what matters here as it’s OPs life

Yes... but it's not factual to say the partner lied.

ToKittyornottoKitty · 07/04/2026 14:18

BudgetBuster · 07/04/2026 14:13

Again... where did the OP say her partner LIED about HOW MUCH she earns?

One person's idea of "living on the breadline" and "not earning much" might be very different to another person's. Living takes into account expenses and lifestyle choices too. How much a person earns is a tangible figure.

OP feels her partner deceived here and wasn’t upfront or totally honest, which is what matters here as it’s OPs life

BudgetBuster · 07/04/2026 14:13

corblimeygvnr · 07/04/2026 14:10

" because that's what she told me"

Again... where did the OP say her partner LIED about HOW MUCH she earns?

One person's idea of "living on the breadline" and "not earning much" might be very different to another person's. Living takes into account expenses and lifestyle choices too. How much a person earns is a tangible figure.

outerspacepotato · 07/04/2026 14:12

I think it's time for your partner to go back to their own place. They've been dishonest with you about finances, borrowed money, and you will be quite a bit worse off if they move in permanently. The night shift are disruptive to your kid. This was a temporary setup and now it needs to end.

ToKittyornottoKitty · 07/04/2026 14:11

Kirbert2 · 07/04/2026 14:07

I must have missed it. How wouldn't she lose it if her partner earns too much?

Because you don’t loose it until you leave that phase of school (primary or secondary).

corblimeygvnr · 07/04/2026 14:10

BudgetBuster · 07/04/2026 14:08

Where did the OP say she lied about how muxh she earns?

" because that's what she told me"

Monty36 · 07/04/2026 14:09

If you are a couple and as a couple, earn over a threshold to receive benefits then you do.
It doesn’t matter who earns what, but collectively what is the household income.
If it means you won’t be with a person and a couple because your benefits will go then you do not value your relationship much.
She has been dishonest about money. Your attitudes to money are not a good start.

BudgetBuster · 07/04/2026 14:08

Mumandcarer80 · 07/04/2026 13:58

She’s lied about how much she earns and refuses to contribute. It’s not a very good start to her moving in with you. I would be ending the relationship as there’s no trust.

Where did the OP say she lied about how muxh she earns?

Kirbert2 · 07/04/2026 14:07

ToKittyornottoKitty · 07/04/2026 13:51

No, she wouldn’t, that’s not how it works. This has already been covered on this thread.

I must have missed it. How wouldn't she lose it if her partner earns too much?

Ponderingwindow · 07/04/2026 14:06

Are you sure she was dishonest about her financial situation? Could she just have a different perspective on money?

If she is financially savvy, she will consider herself skint if she does not have adequate savings. She will say she can’t afford things, not because she doesn’t technically have the cash, but because she knows it is unwise to spend it.

regardless, you need to take care of yourself and your children first. It just seems odd to jump to her being dishonest.

myglowupera · 07/04/2026 14:03

WimbyAce · 07/04/2026 13:52

So basically you would rather live off the state, wow.

It’s either the state or one person helping OP’s household.
It’s all well and good if they’re serious and it happens naturally, but why should a partner move in specifically just so that the state doesn’t have to support OP? It’s not her job to help tax payers.

5128gap · 07/04/2026 14:03

There really isn't any such thing as unofficially moving in and choosing not to contribute as far as benefit law is concerned. If a partner lives there then they are expected to contribute (benefits isn't going to fund a working adult to live rent and bills free in a claimants home) and will treat you as though they are, regardless of the reality.
Their income is classed as the household income of the partnership, for you both to live off. You probably know this, but this, in these terms, is what your partner needs to understand fully. Theres no such thing as mine and yours where DWP is concerned, so moving in means making a financial commitment to support you. If she's not fully on board, she's better staying a girlfriend.

Sartre · 07/04/2026 13:58

Is it £2800 pre or post tax though? If it’s pre, her take home must only be around 2300. I don’t think that makes her a high earner really, it isn’t very much. Also depends on how steep her outgoings are, you said your bills are lower than hers somehow despite you having children and her not (presumably) so guessing she has high rent/mortgage and utilities currently.

Either way, I think you’re comfortable the way you are with the government paying for your prescriptions and dentistry and whatnot so don’t let her move in because she’d have to pay for it instead I guess 🤷🏻‍♀️.

Mumandcarer80 · 07/04/2026 13:58

She’s lied about how much she earns and refuses to contribute. It’s not a very good start to her moving in with you. I would be ending the relationship as there’s no trust.

BudgetBuster · 07/04/2026 13:57

WimbyAce · 07/04/2026 13:52

So basically you would rather live off the state, wow.

Rather than not live... yes probably we all would actually

Mosaic80 · 07/04/2026 13:55

Increased outgoings, massively reduced income, her being cagey at best over finances, the shift patterns interfering with household routines... I think there are a lot of reasons why her moving in full time is not going to work. If she can't see that (I hope she will when you explain) then she really isn't thinking of your and your DC's wellbeing.

Monty36 · 07/04/2026 13:53

You don’t unofficially move someone in. It should be a decision carefully made between you both to live together. If she wanted to help you out financially she could just give you some money.
And I doubt DWP would decide her living with you was ‘unofficial’. They will see you both as part of one household.
If you don’t want her there you need to say so.
And if you were to be together then preferable to have a joint approach to finances. I did once work with a woman who even split the telephone bill as to who had spent how much on what call but everyone else thought that peculiar.

WimbyAce · 07/04/2026 13:52

So basically you would rather live off the state, wow.

ToKittyornottoKitty · 07/04/2026 13:51

Kirbert2 · 07/04/2026 13:45

Yes, she would.

Until September when it changes.

No, she wouldn’t, that’s not how it works. This has already been covered on this thread.

Kirbert2 · 07/04/2026 13:45

ToKittyornottoKitty · 07/04/2026 13:42

No, she wouldn’t.

Yes, she would.

Until September when it changes.

ToKittyornottoKitty · 07/04/2026 13:42

Kirbert2 · 07/04/2026 13:41

She would lose free school meals because her partner earns too much.

No, she wouldn’t.

Kirbert2 · 07/04/2026 13:41

WorkCleanRepeat · 07/04/2026 13:34

You won't lose free school meals and prescriptions are only tenner a month!

DLA and PIP are non means tested as you well know.

She was hardly dishonest. Its not exactly mega bucks she's earning.

She would lose free school meals because her partner earns too much.

WorkCleanRepeat · 07/04/2026 13:34

You won't lose free school meals and prescriptions are only tenner a month!

DLA and PIP are non means tested as you well know.

She was hardly dishonest. Its not exactly mega bucks she's earning.

Barrenfieldoffucks · 07/04/2026 13:31

gostickyourheadinapig · 07/04/2026 13:24

I'm not convinced that full financial transparency is owed in a situation where the parties are living together on a trial basis, marriage is not contemplated and there are no children in common.

Absolutely. This is a person working with a girlfriend. Why would they have to tell the girlfriend what they earn? Borrowing money once is not the same as consistently leeching off someone.

I wouldn't move in of I were the girlfriend, I would not want to take on financial responsibility for someone else's kids after 2 years.

I hate the reversey Percy angle, but if the OP were an unemployed man trying to get his girlfriend to move in, and getting angry they hadn't told them what they earned (which isn't mega mega bucks by all means) at this stage we would be waving red flags everywhere.

I wouldn't want them to move in OP, but don't think she has acted deceptively either.

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