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AIBU?

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AIBU to ask my partner to move out over benefits?

259 replies

TWD123 · 07/04/2026 09:23

I have been with my partner for around 2 years. I have health issues which I have been quite unwell with since January. Around 2-3 weeks ago, my partner unofficially moved in here to help me out, I say unofficially because she doesn’t contribute to the bills at the moment because that would mean her legally living here in the eyes of UC. It was a 2-3 week trial run until I was back on my feet a bit more to decide what to do next.

We have started going through benefit calculations to see how it would all work with her officially moving in. Now, I was always under the impression that she doesn’t earn very much, living on the breadline - because that’s what she has always told me - now it transpires that she earns a lot more than she said and also has quite a bit in savings.

This means that I would be losing around £1000 a month, having to pay for school meals/prescriptions/dental care/etc whilst she would be around £1000 better off because my house bills aren’t as much as hers.

She is going to have to move straight back out isn’t she?

I hate to make it all about money but my income resources are pretty limited due to being too unwell to work and I have children - one that is autistic - to provide for…

OP posts:
Happyreddormouse · 07/04/2026 18:28

Pickledonion1999 · 07/04/2026 18:23

Attendance Allowance is a disability benefit that people over state pension age claim when they have care needs.

OK.

Pickledonion1999 · 07/04/2026 18:23

Happyreddormouse · 07/04/2026 17:40

Am I getting mixed up with "Attendance Allowance" then ? 🤔

Attendance Allowance is a disability benefit that people over state pension age claim when they have care needs.

Pickledonion1999 · 07/04/2026 18:22

Happyreddormouse · 07/04/2026 16:58

No.
I'm saying they could apply for a Carer's Allowance.
Lot's of people have a Carer's allowance and work.

But they can only earn £195 a week to continue claiming carers allowance so the partner would have to drop working hours hugely?

TaraRhu · 07/04/2026 17:47

MyNeedyLilacBird · 07/04/2026 09:55

So you think the tax payer should just pick up the tab for you. As has been pointed out this is the issue of the welfare state and why this country is a mess.

If your partner has a salary of 2800 and loads of savings and you love each other. Then you should be a partnership and support each other and all money pooled.

In this case the op is sick. But how many people out there are playing the system? Living apart to maximise benifit gain?

Happyreddormouse · 07/04/2026 17:40

Nearly50omg · 07/04/2026 17:27

You are not allowed to earn more than a very small amount per week while claiming carers allowance

Am I getting mixed up with "Attendance Allowance" then ? 🤔

Nearly50omg · 07/04/2026 17:27

Happyreddormouse · 07/04/2026 16:58

No.
I'm saying they could apply for a Carer's Allowance.
Lot's of people have a Carer's allowance and work.

You are not allowed to earn more than a very small amount per week while claiming carers allowance

Kirbert2 · 07/04/2026 17:07

Weeklyreport · 07/04/2026 17:01

You keep mentioning being on benefits in your posts as though that automatically means someone is worse off than a person not on benefits. The truth is that the OP could easily be bringing in more than her partner each month with child and disability related benefits, then the added non-income benefits (e.g. glasses, dentists, fsm) on top.

Well, it sounds like OP doesn't have any savings unlike her partner so it doesn't sound like she is better off.

Weeklyreport · 07/04/2026 17:01

Kirbert2 · 07/04/2026 15:52

and that would feel dishonest to me. If you have savings, you don't need to borrow money from someone on benefits because that is what savings are for.

You keep mentioning being on benefits in your posts as though that automatically means someone is worse off than a person not on benefits. The truth is that the OP could easily be bringing in more than her partner each month with child and disability related benefits, then the added non-income benefits (e.g. glasses, dentists, fsm) on top.

Happyreddormouse · 07/04/2026 16:58

gamerchick · 07/04/2026 16:18

Are you really suggesting someone quits their job so they can claim carers? It's not a massive amount of.money.

No.
I'm saying they could apply for a Carer's Allowance.
Lot's of people have a Carer's allowance and work.

NotAnotherScarf · 07/04/2026 16:52

And this thread is what is wrong with the benefits system. If the partner moves in there is still the same amount of money coming in...but the op doesn't want to lose their benefits...
What if, just saying, the benefits system works so that if the partner moves in, they get the same money...if she moves out the op reverts to the benefits they were on previous...like with a computer etc...i mean I'm supposed to enter my tax details on line now, so why can't benefits work online? I met a guy I know today who is almost blind, his meta glasses read the labels in shops for him....it's not impossible to get a system where the op comes off benefits without you worry surely?

MistyMountainTop · 07/04/2026 16:46

Bushmillsbabe · 07/04/2026 09:43

When you say she would be 1k better off moving in with you, is that after she pays her proportion of the rent/bills?

Prescriptions aren't very expensive - can get a prepayment certificate for about £10 a month.
Glasses - you can just get the lenses changed if prescription changes, and keep same frames.

Would your partner moving in be a positive or negative thing emotionally for your children?

You get charged a handling fee by the optician to use your existing frames, and they won't guarantee they won't break them. It's as cheap to buy new frames.

Kirbert2 · 07/04/2026 16:29

ukathleticscoach · 07/04/2026 16:24

I thought I was fairly left wing before reading this.

I managed to get back into work despite having AML twice then a STC + have 2 kids in primary school and am pretty sure I am at least 10 yrs older than the op

Its hardly true love is it

and my son will likely never work due to having cancer and complications that then came from it. He didn't even need a STC but still had complications.

We don't even know what OP's health issue is.

Sarahsaw · 07/04/2026 16:26

Well you're either dependant on her or dependant on the state, the more stable option is to be dependant on the state, either way is shit, not 100% sure this isn't rage bait, as you've already had a few takers.

ukathleticscoach · 07/04/2026 16:24

I thought I was fairly left wing before reading this.

I managed to get back into work despite having AML twice then a STC + have 2 kids in primary school and am pretty sure I am at least 10 yrs older than the op

Its hardly true love is it

gamerchick · 07/04/2026 16:18

Happyreddormouse · 07/04/2026 16:14

Why not apply for a Carers Allowance and they can be the carer?

Are you really suggesting someone quits their job so they can claim carers? It's not a massive amount of.money.

Happyreddormouse · 07/04/2026 16:14

Why not apply for a Carers Allowance and they can be the carer?

AngelinaFibres · 07/04/2026 16:13

TWD123 · 07/04/2026 09:49

Honestly, I have found it more difficult because we have a certain routine at home due to one child’s autism and where she works shifts and it’s a small house, it can be incredibly disruptive. For example, night shifts and trying to keep the house quieter in the day time

So there's your answer. It's financially detrimental and it's going to cause problems for you and your children ( and for your partner if they need to sleep during the day). The summer holidays are going to be very stressful. Better to leave things as they are and live separately

Newyearawaits · 07/04/2026 16:06

TWD123 · 07/04/2026 09:28

I’m more concerned about the extra outgoings I will have to - such as my child’s hot meals at school, my prescriptions of which I have quite a lot of, my glasses which my prescription changes a couple of times a year and they are quite expensive to buy, my dental care - all which I get help with now but won’t if she actually moves in

That's how it works. I know people who aren't on benefits who struggle with prescription charges etc.
Being a couple means u share financial resources.
Good luck with your decision

Kirbert2 · 07/04/2026 15:52

BudgetBuster · 07/04/2026 14:43

I 100% agree. That's why I said I think thag the OPs partner probably has budgeting issues moreso. Probably afraid to use savings in case of an emergency, but putting too much savings away and ending up with little to nothing left at the end of the month hence telling the OP they are living on the breadline and don't buy new clothes or having to borrow money.

and that would feel dishonest to me. If you have savings, you don't need to borrow money from someone on benefits because that is what savings are for.

Blondeshavemorefun · 07/04/2026 15:47

£2800 isn’t a lot of a family of 4 as that is what you will be and I’d lose benifits then she will be paying for most of what you do /have /want /need and your kids

do you get cms for both kids ?

MrsJeanLuc · 07/04/2026 15:35

TWD123 · 07/04/2026 09:52

I am much happier living apart… she prefers to live with a partner so either way one of us will be unhappy with the arrangement…

This is the key point isn't it? The discussion about money is irrelevant really. If you truly wanted to live together then you'd find a way to make it work.
I think you need to be honest with your partner about how you feel.

Hankunamatata · 07/04/2026 15:35

Be honest. The money issue could be overcome. You dont want her to live with you, you find it disruptive.

andweallsingalong · 07/04/2026 15:23

£2800 isn't a massive buffer for a self sufficient adult and is way below the amount of savings UC are interested in so I don't know why you suggest it could go into the family pot.

£1K per month due to her earnings is different and would need to be included in your family budget if you carried on living together. But then you don't seem to enjoy it so why would you, even without the finances?

Check into your schools individual policy. Ours still provides Pupil Premium and free school meals for 6 years after becoming financially ineligible.

WhereYouLeftIt · 07/04/2026 15:22

"I was always under the impression that she doesn’t earn very much, living on the breadline - because that’s what she has always told me - now it transpires that she earns a lot more than she said and also has quite a bit in savings."

You would not be asking her to move out "over benefits" - you'd be asking her to move out because for two years she's been lying to you. Doesn't matter whether those lies have been explicit or by omission - I'd feel deliberately misled and unable to trust her again. What else could she have misled me about?

Edit:
Having now read all your posts, the shifts she works having such an impact too - no, she absolutely needs to move out, this is not a viable domestic set-up.

Genevieva · 07/04/2026 15:20

Either your partner pays you the £1,000 plus half the bills, or she moves out.

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