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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think my adult life is average rather than privileged?

685 replies

Finchell · 05/04/2026 21:11

Prepared to be told otherwise and of course I know I have had some degree of privilege. As a child I had a good education and opportunities and I accept that is probably classed as ‘privileged.’ But I don’t think that overall my adult life is, I think it’s pretty standard.

Had 50k towards house deposit (everyone I know had had financial support to buy a house)

Gifted 2k to 3k a year (again over birthday and Christmas etc this would seem usual to my friends)

DD has (small) house on trust from grandparents. I only know one other family who haven’t been in a position to make some provision for their grandchildren, not necessarily a house but cash etc

Earnings 71k, again this is of course not a low amount but in terms of household income it’s not a lot these days.

OP posts:
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Whatapantomime · 06/04/2026 08:49

Finchell · 05/04/2026 21:17

@Genxhausted genuinely, how? I don’t live in a particularly affluent area. I mix with a range of people from different backgrounds. Not sure what more someone can do to not be in a bubble as you call it

Volunteering regularly at a homeless shelter or a food bank and talking to the people that use them would definitely give you some perspective.

OlympicWomen · 06/04/2026 08:46

Theoryofmind2026 · 06/04/2026 08:41

I think she's just a wind up merchant. Nobody with access to the internet could possibly not get it.

Yes, or even watches/listens to news and current affairs. All sorts of reports about housing problems, benefits, food bank usage etc

Fleetingmoment · 06/04/2026 08:46

Honestly I think the OP is starting to feel the pinch of the atrocious cost of living nowadays, hence they made a post to get reassurance from all those less fortunate that they are still, indeed, privileged.

OlympicWomen · 06/04/2026 08:45

rainingsnoring · 06/04/2026 08:44

It absolutely is.

Yes, I agree. They don't have the capital, but they're saving you rent and bills, even if there's a contribution required.

bagsandmags · 06/04/2026 08:44

The OP is definitely privileged but I am surprised by the majority of the responses here.

rainingsnoring · 06/04/2026 08:44

bagsandmags · 06/04/2026 08:43

Also no not everyone is gifted a house deposit, ours came from working a lot of overtime and moving back with parents to save

Living with family in order to save is still help though.

It absolutely is.

bagsandmags · 06/04/2026 08:43

Also no not everyone is gifted a house deposit, ours came from working a lot of overtime and moving back with parents to save

Living with family in order to save is still help though.

Macaroni46 · 06/04/2026 08:43

Seriously? You think this is an appropriate post when so many people are struggling with finances right now.
No, I did not have help towards a deposit. Nor did I receive thousands per year in gifts. I earn my own money, not a huge amount, and I budget in order to make ends meet.

Tooconfused12 · 06/04/2026 08:42

My partner and I lived with his parents in our 20’s and put our earnings aside each month to save up our house deposit which was around 25k at the time. We weren’t “gifted” anything. I now earn 36k, my husband earns 55k. We manage with two kids, a mortgage and we are sensible with money so we can afford one or two nice holidays each year.

I consider us fortunate - everything I’ve built up (or we’ve built up) has been done by hard graft and self reliance. If I had a handout of anything - money/property/holidays - I would think I was extremely fortunate!

Theoryofmind2026 · 06/04/2026 08:41

TheDivergentEnigma · 06/04/2026 08:40

No, they're not OP.

It's just not nice hearing the truth, and it's not what you expected/wanted.

Your views on average/privilege are so off, it's almost offensive/rude. You've just never been told this, and you dont like it. Not liking it doesn't stop it from being true.

If you'd asked this in a public, face-to-face environment, people would be thinking the same thing of you.

I'm saying this from a position where I am nowhere near as privileged as you, and I'm fully aware that I'm in a good position and there are many much worse off than I am. You seem completely unaware of where you are in the grand scheme of things, and I think you need your eyes opened before you go around spouting what's in your post, causing more offence.

I think she's just a wind up merchant. Nobody with access to the internet could possibly not get it.

TheDivergentEnigma · 06/04/2026 08:40

Finchell · 05/04/2026 21:15

These posts are uncalled for. For context my two best friends, one was bought a home outright when she was 30 and the other was gifted 200k! That’s two people from different walks of life ( they don’t know each other)

No, they're not OP.

It's just not nice hearing the truth, and it's not what you expected/wanted.

Your views on average/privilege are so off, it's almost offensive/rude. You've just never been told this, and you dont like it. Not liking it doesn't stop it from being true.

If you'd asked this in a public, face-to-face environment, people would be thinking the same thing of you.

I'm saying this from a position where I am nowhere near as privileged as you, and I'm fully aware that I'm in a good position and there are many much worse off than I am. You seem completely unaware of where you are in the grand scheme of things, and I think you need your eyes opened before you go around spouting what's in your post, causing more offence.

KnitWitsAnonymous · 06/04/2026 08:32

@Finchell What I find SO hard to believe is that you seem to have no inkling at all of what life is like for people outside of your little bubble

I'm from a very working class background and worked in NHS admin all my life. I came into contact with consultants who lived a very different life from me, my family and friends. Some of them had nannies for their children, most were privately educating their children, they had lovely holidays, cars and homes in leafy suburbs or villages. I've seen documentaries and TV dramas which have shown various aspects of a privileged lifestyle. When I go to London occasionally there is obvious evidence that many people have spending power which I can only dream of

How is it then that I know something of the sort of life which you and your friends lead (and you are in the minority) and yet you seem to have NO idea at all about the lives of the majority of people in the country? I would love an answer from you, but somehow don't think I'll get one . . . .

Theoryofmind2026 · 06/04/2026 08:30

Ah, the goady bored poster, such a mumsnet trope.

Incandescentangel · 06/04/2026 08:30

I’m a pensioner. I don’t have any private pension and I live on just under £14000 per year. I buy my clothes in charity shops. My holidays are a few days in a travel lodge paid for by saving £2 coins. This is so I can visit relatives. My mortgage is paid off and I have a 2013 car and a 7 year old electric bike. My home is clean and comfortable and I consider myself privileged when I see some of the people who live near me ( in a nice place in the south of England) it’s a matter of perspective, I think.

Tigerbalmshark · 06/04/2026 08:27

Finchell · 05/04/2026 21:16

@TeaAndSymumthy I don’t make friends based on their financial worth so I don’t know what you mean by that

You clearly don’t have poor friends if they are all being gifted houses from their parents and have trust funds from their grandparents though do you?

Swellarella · 06/04/2026 08:26

These rage baiting trolls create such an unpleasant atmosphere on mn. If it sounds absolutely ridiculous it likely is, don't bother posting a response!

5128gap · 06/04/2026 08:25

Privilege is relative. Clearly in your circles you're mediocre, if not slightly lagging. Whereas compared to people who's parents can't afford to subsidise them, you're very fortunate. If you're an educated adult who someone thinks is worth a £71k salary, I'm surprised you need something so obvious explaining to you.
If you genuinely want to know where you stand compared to the rest of the UK, just Google some key facts. I found in under 2 minutes that 34% of adults age 24-35 are home owners and 30% of those will have recieved parental help to purchase. That sort of information will give you a much more objective view.

IggyPopsPlasticTrousers · 06/04/2026 08:21

What does your butler think?

luckylavender · 06/04/2026 08:21

You are very privileged

Abcdgse · 06/04/2026 08:20

Finchell · 05/04/2026 21:34

@BengalBangle seriously is there a need to be so aggressive?! Given there’s Council
housing why would I think four people would be in a studio?!

Theres a shortage of council housing. People in temporary accommodation ie rooms /studios /flats/houses. Depends what temporary accommodation is available at a time. Yes 5 People can be given just a room sharing kitchen _bathroom with strangers. Places often run done. Mould, vermin. In general awful condition.

Depending where in the uk. People can wait for several years for council/social housing.

mizu · 06/04/2026 08:19

@Finchell I feel this post has got to be a joke of some sort but just to give you an example of normal, we saved up our £10,000 house deposit over 7, yes 7 years. We bought a small (but lovely) place in 2018. No financial support from family. It can be done.

Mixednuts123 · 06/04/2026 08:18

I know I’ve been privileged even though things haven’t been easy.

  1. no uni debt as I was in a low income family at the time due to parental ill health
  2. Bought a house when prices were relatively low in the 90s (did get help towards a deposit but very low thousands not hundreds of thousands, due to the circumstances at the time)
  3. married someone with a good salary which allowed us to buy a gorgeous house (cost was supplemented with my small inheritance around that time)
  4. I only work part time but am comfortable
  5. We got ££££ help towards our wedding
  6. we got an early ‘pay out’ of an inheritance of £££,£££ which we have used to do some house maintenance and will use to help our children if they go to uni. However, grandparents/family provide no help towards child care and no flashy presents - children don’t receive gifts/money unless Easter, Christmas etc, Christmas presents are under £30 each.
We are comfortable but not ‘flashy’ and my childhood and career means we are more than aware of this and how lucky we are. some of our friends are much less comfortable and we also have friends who are earning less/similar but able to do far more holidays, treats, luxuries due to family support or being paid in cash! 😡 Yes some people are lucky enough never to have to consider their spending but some people have to account for every penny.
ChopstickNovice · 06/04/2026 08:18

Gosh.
You are privileged.

Jackiepumpkinhead · 06/04/2026 08:16

You’re a privileged wind up merchant, HTH.

Incandescentangel · 06/04/2026 08:14

Finchell · 05/04/2026 21:18

@TheHouse posted on her for perspective. Mumsnet has become very hostile of late

I don’t think it’s hostile generally , I find it supportive. I have two daughters. One is in full time work and earns about £35000. The other has several children and is self employed and lives in social housing. Neither of them has had any financial support from me or my ex, until a recent gift of £5000 from my ex. I give them £30 for birthdays and Christmas. I think my ex gives them £50.
If you compare yourself to them, I think you would agree that you are privileged.