AIBU to think my adult life is average rather than privileged?

And no, nobody has given my child a house in trust. If I was as privileged as you I would be on cloud 9.

No. I think I’m average - never been given more than normal presents of less than £100 value since graduating and neither has DH. Except our wedding when we got a £2k contribution from our parents. On the other hand both sets of parents are solvent and have savings and should be able to pay their own costs for life. So we’re not hard done by or worried about them but we’re also not getting hand outs. We are adults and support ourselves.

House deposit. I think my parents bought me a housewarming present, the value of which almost certainly wasn’t more than £200 tops. No financial contribution and I don’t know anyone who has.

Gifted maybe £100 each for Christmas and Birthdays. I don’t know anyone who gets anything significantly more than that.

DC haven’t moved out yet, but I’m not expecting any king of financial contribution from grandparents. They did buy a couple of Costa gift cards for DC1 whilst at uni. I don’t know anyone’s grandchild who has been given a chunk of money or a house.

Earnings - Band 3 NHS £25k ish a year. It’s definitely not a lot.

So, yes you are very, very privileged. But I think you already know that.

So I had £0 towards a house deposit and I’ve been gofted £0 by family in my lifetime.

My best friends parents gave her £300k though so it just varies doesn’t it.

I genuinely have had-

£0 towards house deposit
£0 gifts yearly
0 houses for my children

Earn a tad above minimum wage.

I consider us very average. You are extremely privileged.

About 65% of households are owned by the occupiers. Thats a high rate, but that 35% still exist as people.

We fucking save. We work hard.

You may be average amongst your friends, but you are privileged by any other measure yes.

Also, I don’t think you have a good perspective of what ‘different walks of life’ means. It is not two similarly rich people who just don’t happen to know each other 😂

You are comparing yourself to other very privileged people. I’m guessing these are the only circles you move in because if you had any basic awareness at all you’d realise how ridiculous you sound by classing these gifts and ‘help’ along with the massive salary as not being privileged.

Some people work multiple jobs and still can’t afford to eat never mind buy a house.

Just in case you're being serious: I had nothing given to me at all as an adult. Not one penny for a bus fare, never mind a house deposit. I worked and I saved. This is going to sound strange, but I am not unusual in this.

If you and your children benefit from inherited wealth, you are privileged.

Saying you think your privilege and good salary is just ‘average’ is just gormless and completely out of touch.

I’m going to suggest that they definitely aren’t from ‘different walks of life’ if they are gifted either 200k or a house.
Also there is absolutely no way you are from a poor area as 200k would buy a house outright in many poor areas

OK then I’ll leave it there. You assume everyone who has a mortgage has had a financial handout.

You have zero awareness. I’m embarrassed for you. Plenty of people have lots of money and are privileged. They’re still not as thick as you mind. They do understand that they’re privileged.

The financial security and help you’ve had is very far from average. You can’t be so much in a bubble as to not realise that can you?

How else do people magically have a house deposit??

Most people don’t “magically” have a house deposit. Has it not crossed your mind that most people have to work hard and save up for a deposit? Most families don’t have tens of thousands of pounds to give away.

Jesus Christ, if you’re genuine you are absolutely tone deaf to the world around you. Let’s compare (and at the point of me leaving home, my parents were millionaires to put into context they absolutely could have afforded to do for me what yours have done for you):

School - state school. I had to work and pay my own tuition fees etc for uni and paid my parents rent, plus my own transport costs during those 3 years.

Deposit toward a house - zero

Gifts - birthday I get £20 in a card every year. Christmas I get a calendar and £50. Oh and a Lynx toiletries set.

Kids - no houses or money etc from anyone for them them to start them out in life

Earnings - £36k a year. You earn slightly lower than our combined household earnings. Sadly we have a lot of debt slowly being paid off from when we were both lower paid and struggling, so we don’t tend to have any spare money.

Hahahaha... What's that saying?
"There are none so blind as those who will not see"

😭😭😭

I feel pretty privileged. I was a teacher, max salary about £40k. I’m now retired aged 61 - this is also privileged, enabled by a small inheritance (about £100k). The same person (my dad) left my daughter £20k for a house deposit. In terms of presents I never had more than £20. (£100 each for birthday and Christmas). I have been able to afford a holiday abroad and a weekend or two away in the U.K. most years. My parents gave me £2k in about 1993 to help with a deposit and about the same in about 2005 for home improvements.
If the figures you quote are really average then you don’t know people from a range of backgrounds at all. You are very privileged.

And plenty of people won’t ever own a house. So if you’re only comparing yourself to home owners, you’re already discounting a very large part of the population!

Most people save up. It't not magical, it's graft. And if you don't know anyone who hasn't had support then you are very singular - and also a bit stupid for not knowing anything about the wider world. Well done for being born rich too if this is where this nonsense post is going. You're ignorant if that helps.