AIBU to think my adult life is average rather than privileged?

You really can't be that obtuse...

have you heard of the cost of living crisis?

Now I know you’re taking the piss because no one is this stupid.

OP, I live in a disadvantaged ex-mining town in Barnsley. Me & my husband were given a deposit for our house, and my parents paid off our mortgage around 4 years ago when I was 38. They chose to give us our ‘inheritance’ early so they could see us enjoy it.

Everything else in our lives we work for and pay, but due to the above this has meant we have a far easier life than others.

We are MASSIVELY privileged.

I do not know a single other person that has been as lucky as we have been. In fact, many of the older generations of our community are still riddled with some of the after effects of the colliery’s closing despite it being 40 years ago. They have nothing to ‘gift’ their children.

You are incredibly privileged and the worst thing is you can’t even see it.

You really do live in a bubble OP.

I think it is privileged
Your friends are also privileged
Its average within your social circle which is not necessarily representative of the population as a whole.

Yes, that's my suspicion.

It's very privileged. You are lucky.

I don’t live in a particularly affluent area. I mix with a range of people from different backgrounds.

Are you talking different backgrounds culturally? If everyone you know has been gifted sizeable financial help from family, then ‘different backgrounds’ probably doesn’t mean mixing with poor people.

I’d be interested to know what your definition of ‘privileged’ is.

It’s mad that people who have been gifted over £50/60k by family and whose children have houses in turst from grandparents, are walking around thinking everyone has that. Fucking ridiculous.

No deposit for a house. No money each year. No house gifted to any of the children. Earn half what you do. I think I am probably closer to the average than you.

Wow. You’re super privileged. I wasn’t given money for a house deposit. Wasn’t given a penny by my parents after I finished university. My dc don’t have houses given to them. I don’t know anyone who has. And I would say I’m financially better off than most people (due to mine and dh’s earnings). Think you live in a bubble.

I work for the NHS in a job similar to a physiotherapist. We have many families who are in overcrowded housing (sometimes a family of 4 in 1 room), are using food banks, can't afford the bus fare. Honestly there are many, many people living in this way.

Around 25% of kids nationally qualify for Pupil Premium, which is based on (low) income.

My DD works as a nurse and has been renting since she qualified. She's now early 30s. She has saved around £30k as a house deposit by putting £300 - £400 aside every month into savings ever since she was working. She will be looking at trying to buy a house around the £120k mark. We live in the North of England.

To us, and the people I know, this is average. This is how people afford a house. I have just paid my own mortgage off after 25 years (I'm 60). I've recently had to retire on ill health grounds and am living on a very small pension that I've paid into all my days. (Around £1k a month). I could not afford to 'gift' my children money for 'ski-ing holidays' or for a house deposit. I have minimal savings.

HTH

I thought to was lucky to get 10k at 18.
Apart from a loan of 3k towards our hoise deposit... thats been it really.

why Don’t you use mr google.

for context I’ve not been gifted anything for house deposit and I earn just under £40K

I have friends living in council houses with no magical £50 fucking deposit

The "bubble" is because you clearly have no idea how the vast majority of people live in this country. You are extremely privileged. I'm sure you probably already know that.

Your income is fairly average probably on the lower end considering your upbringing, assuming “good education and opportunities” means private school / low if any uni debt / parents connections got you a graduate job? I didn’t have any of that and I’m just below your salary (mid 20s) you are hugely privileged that you got such a big helping hand towards a house deposit and 2/3k a year on Christmas and birthdays. I might get £100! Either way, you know you’re more fortunate than most so I don’t quite understand your need for validation on the internet.

Ha ha

Fucking hell. What's your next problem? Can't find a pair of diamond shoes that fit?

My total sum of help from relatives was £200 from my parents when we got married. Stop being such a scrounger.

For transparency, I’ve had slightly lower but comparable levels of help. 90% of the people I know are middle class, university educated and earn above average. Not because I vet my friends, but because that’s how the social classes in the UK work. I’m not privileged compared to my peers. But I am privileged set against the country as a whole. And vastly more so set against the world as a whole.

Half of first time buyers get help from parents with gifts so it's really not that unusual statically. Just depends if you're from a community where ageing parents have been fortunate enough to acquire or keep wealth.

house in trust from a grandparent is unusual amongst the general population.

71k is around double the average salary.

This info all all easily available online so why the post OP? It's not something to seek opinions on, they're just facts you could have gathered easily yourself.

If that's the case , I would imagine that you don't actually know many people full stop.