AIBU to think my adult life is average rather than privileged?

If you’re posting for perspective and people are telling you that your fortunate and privileged and you’re arguing that it isn’t then you don’t have any!

its one thing to be privileged (which you are). There’s nothing wrong with being privileged.

but its a completely and embarrassingly another level to be so ignorant that you think you’re not privileged.

You should be ashamed of your lack of appreciation of how fortunate you are compared to thousands of people living in the same country as you.

and if you’re old enough to have a daughter who has been gifted accommodation, then I’m astounded you’ve managed to achieve such a well paid career - your naïveté demonstrates a woeful inability to relate to the majority of society.

I agree. How can an adult be so insulated from the realities of life for so many poor families that they can come out with this tone-deaf clueless crap?

I'm afraid the alternative is private renting, at rates that aren't covered by housing benefit.

I think ‘average’ might be doing a lot of heavy lifting there.
Many people don’t have family money to fall back on and are just trying to keep up with day to day costs.

Not only quite a privileged life, but a pretty damn sheltered one at that if you are genuinely baffled about how you are privileged compared to most...

The most rage baiting thread I've seen in a long time

OP, put the telly on instead of being a WUM on a Saturday night

Volunteering at a homeless shelter normally does the trick.

It always baffles me how anyone can be highly educated and so clueless at the same time.

How many friends do you have that free up in a rough area and went to a sink school?

You and your friends are all privileged. They are just slightly more wealthy than you.

Op says she had a good education. Reader. Op did not.

You sound naive, bordering on stupid to be honest. And that’s coming from someone who moves in the same circles as you.

A quick google shows that average, net, disposable household income is around £35k. The average household wealth is around £300k, including houses and pensions. No one can possibly believe that most families have the means to give away tens of thousands in house deposits, several thousand a year as gifts, and leave grandchildren entire houses.

That you know so little about how other people are living (i.e., you seem to think that anyone in need just has to ask "the Council" and is given what they need!) indicates that you indeed are living in a bubble. Moreover, you seem to have little grasp of how local government is even funded or run. Do you even live in the UK? If so, you are really insulated from broader society.

I'll rent all my life because I can't afford to buy a house AND rent and I'll have no help from my parents. I work 55 hours a week and have finally pulled myself out of the benefits trap and managed a small amount of savings, my pension pot has £1000 in and my husband bought a motorbike thr other day from a guy who was so overdrawn when the transfer went through he showed a zero balance and I was so grateful to no longer be constantly overdrawn. YABU to not recognise your privilege, I hope your life is amazing, so many people live month to month just scraping by. (Oh and BTW I don't drink or smoke, I don't fritter my money away I just mae ends meet).

Loads of people can never buy. Never mind be given a deposit.

You mix in very affluent circles.

So already you work in finance with a salary more than double the national average. Average. Which means you are privilieged just when it comes to your earnings. I also had a 50k deposit but this was my heritage because my mum died. Otherwise I wouldn't have had any. I know people who are very wealthy but I also know people in council houses who work as cleaners, teachers etc. Thanks to my dc akwayq being in state school they made friends from all social classes and I made mum friends as well. My best friend lives in a council house with her two girls and works as a cleaner. She works bloody hard (3 jobs).

There aren't enough council or housing association properties for the people who need them. Families are often put in unsuitable over-crowded temporary accommodation sharing bathrooms and cooking facilities with other families. It's a pretty miserable existence.

You obviously live in an upper-middle class bubble with no insight about how less privileged people live their lives.

@Finchell if your parents paid for your house deposit why didn’t you pay for your daughter’s deposit?

Why are your parents paying for generation after generation yet you seem to expect to still be partially funded?

What happens in the next generation or two when the grandparent money runs out?

age old
rags to riches to rags? it happens @Finchell enjoy you are part of the riches sweep

I’m really hoping this is a windup but if not… OP, you are surely aware of the average salaries in the UK, the stats on children living in poverty, the overwhelming numbers of families living in insecure and over crowded housing, etc etc etc. If you genuinely don’t know anyone in these situations, you are living in a bubble.

My bubble is people paying off school loans forever, scrimping and saving for years for a deposit on a home, hoping their children do better than they are doing themselves. I am on the fortunate end of my bubble - paid off my school loans by now, we own half our house, and we have decent jobs. But my children certainly don’t own property and no one gave us 50,000 for our home.

There’s nothing wrong with being lucky but there’s plenty wrong with being insular and ignorant.

This. 100%

My DF worked in a bakery ~ I am the youngest of 5

Would you like to guess whether or not I was gifted a house?

You really don’t need to come on a forum and boast about how privileged you are. So the responses you are receiving are very appropriate to be honest.

did you expect a pat on the back?!

I don’t know how you cope tbh. Only £71k gasp 😦 Your DD only has ONE house in trust. You were only gifted £50k for your house deposit.

Do you need a food bank referral?