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AIBU?

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AIBU to think my adult life is average rather than privileged?

685 replies

Finchell · 05/04/2026 21:11

Prepared to be told otherwise and of course I know I have had some degree of privilege. As a child I had a good education and opportunities and I accept that is probably classed as ‘privileged.’ But I don’t think that overall my adult life is, I think it’s pretty standard.

Had 50k towards house deposit (everyone I know had had financial support to buy a house)

Gifted 2k to 3k a year (again over birthday and Christmas etc this would seem usual to my friends)

DD has (small) house on trust from grandparents. I only know one other family who haven’t been in a position to make some provision for their grandchildren, not necessarily a house but cash etc

Earnings 71k, again this is of course not a low amount but in terms of household income it’s not a lot these days.

OP posts:
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Thepossibility · 05/04/2026 23:45

Like I tell my children, you are already in the top 5% just by the luck of being born where you were, when you were. You are probably top 2%, and the fact you don't acknowledge this makes it even more apparent how spoilt you actually are.

mumof5five · 05/04/2026 23:44

I feel privileged to wake up in a country where there isnt active war going on, I have a roof over my head and I dont have to worry about where my next meal is coming from. I consider myself incredibly privileged because of this alone. I am grateful for the abundance of privilege I enjoy on top of that. You and I are not the same.

TheSocialHermit · 05/04/2026 23:44

Finchell · 05/04/2026 21:11

Prepared to be told otherwise and of course I know I have had some degree of privilege. As a child I had a good education and opportunities and I accept that is probably classed as ‘privileged.’ But I don’t think that overall my adult life is, I think it’s pretty standard.

Had 50k towards house deposit (everyone I know had had financial support to buy a house)

Gifted 2k to 3k a year (again over birthday and Christmas etc this would seem usual to my friends)

DD has (small) house on trust from grandparents. I only know one other family who haven’t been in a position to make some provision for their grandchildren, not necessarily a house but cash etc

Earnings 71k, again this is of course not a low amount but in terms of household income it’s not a lot these days.

I grew up in a council house with no contribution towards first (and current) home.

PhaedraTwo · 05/04/2026 23:43

Finchell · 05/04/2026 21:24

@BendingSpoons do you mind me asking what you do for a job? I just don’t know anyone in different circumstances, even those I work with have similar or more than I’ve had

Good grief and I thought I lived in a privileged bubble. Well tbh, I do live in a privileged bubble but I'm not so utterly clueless to realise everyone, indeed the vast majority of people aren't in that bubble.

BestZebbie · 05/04/2026 23:40

Finchell · 05/04/2026 21:11

Prepared to be told otherwise and of course I know I have had some degree of privilege. As a child I had a good education and opportunities and I accept that is probably classed as ‘privileged.’ But I don’t think that overall my adult life is, I think it’s pretty standard.

Had 50k towards house deposit (everyone I know had had financial support to buy a house)

Gifted 2k to 3k a year (again over birthday and Christmas etc this would seem usual to my friends)

DD has (small) house on trust from grandparents. I only know one other family who haven’t been in a position to make some provision for their grandchildren, not necessarily a house but cash etc

Earnings 71k, again this is of course not a low amount but in terms of household income it’s not a lot these days.

Average in as much as there are thousands of other people with a similar backstory in the country, so not 'unique' or 'the most privileged' - yes.

Average as in the mean, mode or median wealth in the country or the world - no. What you have described is above average.

Frankenpug23 · 05/04/2026 23:40

No one I know had a house deposit, no one I know had GPs put down money for a house for their GC.

Try visiting some houses/ flats/ rooms in the inner cities, where people have absolutely nothing - you will then understand why your post is goading and unnecessary.

notenoughalonetime · 05/04/2026 23:36

Finchell · 05/04/2026 21:20

@LauraJaneGrace no. I don’t know anyone, literally, who hasn’t had some sort of help. How else do people magically have a house deposit??

We didn't magically have a house deposit. We worked and saved for years.

You are very privileged, more so than some other people I'd consider privileged. I suspect you are moving in circles where you don't know the level of privilege compared to your average Joe.

EdithBond · 05/04/2026 23:36

DecisionTime123 · 05/04/2026 23:24

Where are all the council houses?! Reminded me of this quote "Are there no workhouses?"

Got to be a wind up surely, and clearly its worked. First post by this OP ...

You gotta love a trainee bot.

NotBeforeCoffee · 05/04/2026 23:34

You are extremely privileged and by the sounds of it only know other very privileged people.
have you ever considered trying to broaden your horizons by doing some volunteer work or something? I work with disadvantaged children. Families genuinely struggle to put food on the table and children are exploited into crime. It’s horrifying that you think you’re average

intrepidpanda · 05/04/2026 23:32

Finchell · 05/04/2026 21:15

These posts are uncalled for. For context my two best friends, one was bought a home outright when she was 30 and the other was gifted 200k! That’s two people from different walks of life ( they don’t know each other)

I know nobody that has been gifted a house or anymore than 10k towards a deposit.
I am from a fairly average background.
You are a privileged person that knows privileged people.

shhblackbag · 05/04/2026 23:30

IdaGlossop · 05/04/2026 23:17

An expensive education and a good education are not necessarily the same thing. As an example, Prince Harry went to Eton.

Fair point.

Joliefolie · 05/04/2026 23:29

halftermhalfawake · 05/04/2026 23:28

Thanks 💕 I think a pps suggestion that the op go to a foodbank to volunteer is a really good idea, hopefully op will think about it.

There are other pps in the thread who have a degree of material privilege too but they clearly have a real understanding of the very different circumstances that exist for many families and individuals; that the world is not always a stable place.

I can't let it break me that I can't gift my children a house, or an annual sum or anything beyond the here and now; because that won't get us out of this, only keeping a level head will do that.

Level-headed love is the greatest gift parents can give their kids.

Flushitdown · 05/04/2026 23:28

Finchell · 05/04/2026 21:16

@TeaAndSymumthy I don’t make friends based on their financial worth so I don’t know what you mean by that

No but people tend to gravitate towards others in their socio economic group. It's natural. Almost all our friends have similar incomes and lifestyles as us and it leads us to think it's the norm when it isn't.

halftermhalfawake · 05/04/2026 23:28

EdithBond · 05/04/2026 23:19

This is an example of why @Finchell‘s poorly educated post is so crass.

Sending you all the best @halftermhalfawake 💐

Thanks 💕 I think a pps suggestion that the op go to a foodbank to volunteer is a really good idea, hopefully op will think about it.

There are other pps in the thread who have a degree of material privilege too but they clearly have a real understanding of the very different circumstances that exist for many families and individuals; that the world is not always a stable place.

I can't let it break me that I can't gift my children a house, or an annual sum or anything beyond the here and now; because that won't get us out of this, only keeping a level head will do that.

User1839423790 · 05/04/2026 23:27

Finchell · 05/04/2026 21:20

@LauraJaneGrace no. I don’t know anyone, literally, who hasn’t had some sort of help. How else do people magically have a house deposit??

They don’t so they rent!! Usually for life. Often meaning having to move every 6-12 months to some other shitty house they hate. You can’t seriously not realise a massive number of people can never buy their own home?

DecisionTime123 · 05/04/2026 23:24

Where are all the council houses?! Reminded me of this quote "Are there no workhouses?"

Got to be a wind up surely, and clearly its worked. First post by this OP ...

Tinnybinnylinny · 05/04/2026 23:24

Finchell · 05/04/2026 21:23

@TheHouse yes if they own a house I would assume so?

Eh, I own a home (7 figures), mortgage almost paid off. Zero financial assistance……no financial help for uni/ flat deposit/ holidays. Shocking I know - but I worked and paid for my own life!

halftermhalfawake · 05/04/2026 23:19

IdaGlossop · 05/04/2026 23:17

An expensive education and a good education are not necessarily the same thing. As an example, Prince Harry went to Eton.

You can lead a Royal horse to water...

Sheldonsheher · 05/04/2026 23:19

Outside my street there is a shanty town. My youngest kids have to live of shurbs and small insects they find under the stones. I thought about taking in ironing but I don’t have any electricity. The snow is currently coming in through the roof, there is boiled cabbage for dinner.

EdithBond · 05/04/2026 23:19

halftermhalfawake · 05/04/2026 23:14

@Finchell

I just sold my car (£200) to pay an unexpected bill. I had to get to the dentist, it crippled my budget.

I make my children food and I eat if they leave some. I chose whether I put the heating on (snow earlier on here) or I just go to bed because that £7 has to last, and a child needs shoes. I eat bread from Olio. (It's free. That is a gift, and I'm not being sarcastic.)

We magically didn't get gifted a deposit for a house therefore we magically don't have one. Fucking magical.

Having my (beautiful) baby has left me with serious complications. Yet I will return to my minimum wage role where I care for others 14 hours a day, which I have done for 2 decades. I don't have parents. That was magical.

I did all the right things, I worked hard, I got married, I waited to become a mother, I saved hard but illness, bereavement and the economy and whateverthefuck keeps happening to the world post covid means my budget just doesn't stack. My wages do not cover childcare. I don't break even.

I spend a lot of time trying to make the numbers work. So I just keep cutting out anything excess. Like my food. Like transport. Because I'm a mother, and a care worker and life is fucking hard and tiring.

Wake.the.fuck.up

This is an example of why @Finchell‘s poorly educated post is so crass.

Sending you all the best @halftermhalfawake 💐

BurtsBeefCrisps · 05/04/2026 23:18

I suspect you’re at least 10/15 years younger than me or move in very different circles.
Nobody I know was gifted money towards a property. I saved every penny for my own deposit and then painstakingly made the habitable, and by that I mean it took several years before I had standard furniture like a bed. No child I know has been gifted any inheritance or property. Thats a ludicrous and extremely privileged mindset.
i own a small property outright after decades of hard graft and earn 600% percent less than you because I am a carer of a child with complex needs. My life is a constant battle tbh but I still consider myself privileged because I have my health (fingers crossed!) and a roof over my head and am safe.
Your post has blown my mind tbh. You sound so blasé and quite materialistic.

sunsu · 05/04/2026 23:18

This is a tough read, OP. I live in a similar situation to you in that I was bought my first car and gifted money for a house deposit, my wedding, etc. We will also inherent reasonably well from my side. However, I absolutely know how privileged I am.

My husband and I work hard to afford the standard of life to which we have become accustomed, but we would not be able to live that life if we hadn’t been given the financial support we were. It would not be possible, at all.

I work in a school within an area of high deprivation. Many of these young people will work incredibly hard and never come close to the lifestyle we have. They are in stuck in a cycle of generational poverty that is nearly impossible to break free from. I made a comment to a young person about having more than one toilet in my house, they were shocked. They then asked how many bedrooms I have and explained that their bedroom is actually a living room because they live with 2 siblings and a single dad. They had never stayed in a hotel or left the country. All 3 siblings are in school but having to work part-time to contribute to the bills. They rely heavily on school meals to eat. School holidays cause many families stress as they can’t afford to buy enough food. Nobody turns their heating on. Most families don’t have cars as they can’t afford it. We don’t implement uniform policies as families can’t afford them, we’re just delighted the kids are in school! Kids turning up in white trainers? It’s usually the only pair of shoes they have. We had an appeal for Christmas party dresses in the community and had a clothes swap at break times leading up to the Christmas dance as most families couldn’t afford to buy an outfit. The pupils loved it and shopped the donated items with such joy, it was absolutely heartbreaking to watch as it is something I have always taken for granted.

I could write a million different examples but I won’t. Please educate yourself on the reality that many people in the UK live everyday. You’re incredibly privileged and are in a position where you could help. Volunteer at a food bank, family centre, youth group - get to know people truly outwith your social circle and class. I think you’d be a lot more appreciative of what you have.

IdaGlossop · 05/04/2026 23:17

shhblackbag · 05/04/2026 21:54

It always baffles me how anyone can be highly educated and so clueless at the same time.

An expensive education and a good education are not necessarily the same thing. As an example, Prince Harry went to Eton.

Kaybee50 · 05/04/2026 23:17

I’m baffled by what you must do for a job where you earn 71k - yet you have to ask this question?

Moveoverdarlin · 05/04/2026 23:17

This is bonkers. And I don’t believe anyone is this naive. Every single person you know has been bought a house or had a house deposit given to them?? That is purely because you only mix with people of the same social standing as you and that’s fundamentally because of your private education - you have been so sheltered you think everyone has a house in trust for their child?

This is so embarrassing, I’m reminded of that dickhead Prince Andrew who said in the News Night interview ‘No it wasn’t a party, it was a straightforward shooting weekend’. Fuck me! How are people so deluded. Do you not drive through council estates? Do you not watch the news? Have you never had a conversation with a normal person, like your hairdresser? Or postman? Or the man that fixes your car? Do you think the woman on the till in Tesco has had a house deposit given to her? Or been privately educated or has houses in trusts for her kids? LOL! This is fucking mental.

I consider myself pretty damn comfortable financially but I don’t live in cloud cuckoo land and I appreciate how privileged I am, but I’m not in your league OP.

Just for your reference so it puts things in to perspective for you. I think the average salary in the UK is about 35k, the average FTB is aged 34 and just 6 percent of UK children attend private school.