AIBU to think my adult life is average rather than privileged?

Tax wealth not work.

I'm privileged and I had nothing toward a house deposit, and earn a lot less than you. But I was paid through university, own (jointly) 4 houses and 2 myselfn(mortgaged) and have good health. Most people in this country and within my peer group cannot say so much.

I think this thread is deliberately inflammatory. Surely nobody is this ignorant.

😂

Sad you went through this and glad you are now much more comfortable but still appreciative and volunteering.

As for the OP, I suppose I’m wondering why you posted.

If it’s a true post, 🤮 and if it’s your job to drum up activity on the site with posts like this, 🤮

Life sounds hard OP 🙄

If most people you know have had money to help with a house deposit and are providing houses for their grandchildren, you're not mixing with people of that many different backgrounds.

You are within a bubble, and most people are. There's nothing wrong with that, it's normal. But it's important to be aware of it.

There is very limited ‘council housing’ most of which is now contracted out to private companies to build/manage. The waiting lists are long and you are housed in a B&B if you qualify for housing but none available. Private rental sector prices are almost triple my mortgage payments. So a one bed with a family in it is not surprising.

You are getting aggrieved at responses to your post. I can only suggest you volunteer at a food bank to get an idea as to ‘how the other 80% live’. You are firmly in the privileged camp

The complete inability to acknowledge privilege and advantage is one of the reasons well off people seem so clueless at everyday living.

You and your friends are privileged. None of this is "normal".

Of course you are privileged! It’s maybe not
an uncommon scenario in your circle, but
it is privileged.

Total ragebait!

no. I don’t know anyone, literally, who hasn’t had some sort of help. How else do people magically have a house deposit??

We don't. That's why I am 41 and am finally in a position to buy. Our 5% deposit does not feel magical.

If the OP was genuine, I find the level of ignorance quite bizarre. Almost frightening. Living in a bubble of privilege.

@Finchell This is probably the norm in my circles, parents pushing as much of their money as possible to their kids through support in buying properties/childcare, all to avoid it going to the gov when they pass. 71K as a salary would be considered good but not amazing. Im guessing you are Asian?

However if I look at people outside, work colleagues etc, its absolutely not the norm. Most are scrimping to buy properties, doing the childcare themselves, and not earning anywhere near this level.

You posted on AIBU. You definitely called for it.

And yes, you are privileged. Your education is wasted when some basic research, or applied common sense and wider reading, would have shown you how deluded you are.

Until you got to the house for your DD, I thought your existance was pretty regular.

Most parents I know are as generous as they can possibly manage when educating and helping their children buy into a first home.

Most people I know sacrifice holidays and luxuries to provide for their children.

Your DD is extremely fortunate. It is a really life changing thing that their grandparents are doing.

By saving their every last penny for as long as they can to afford the deposit on a home, sometimes this takes people years. You have been very privileged in your life.. I grew up having nothing, in a domestic violence household fueled by drugs and alcohol, we were neglected and abused. I left home at 14 and got a job, I was paying my own bills and rent by 16, I worked my arse off without a single soul helping me along my journey. I met my husband and we worked our arses off together for the little house we have on a small parcel of property. In the real world, people are working 2 to 3 jobs to afford to pay for a roof over their heads and to put food in their cupboards. No one in my circle got anything handed to them, everyone in my circle have worked themselves to the bone to have what they have. You have been very lucky to have a helping hand up and you live in society of wealth and privilage. There are people homeless because they cant even get a rental or housing let alone pay for a roof over their head. If you have never had to worry about housing, food or bills and how your going to manage it all and you have someone else to rely on for those things then you seem pretty privileged to me. Its not something id take for granted.

My brother and his wife managed it. It's not easy but it can be done.

Only 53% of UK adults own their own home, so only just over half.

So it’s barely average to be a homeowner let alone alone be gifted £50k for a house deposit!!

Fuck off whinging twat.

Obviously there are jobs out there which don't require intelligence, tact or basic awareness.

DD has (small) house on trust from grandparents.

Show me the statistics that class that and a £50k deposit for a house as average?

You cannot be serious...

Slightly worrying that someone working ‘In finance’ has such limited awareness of economic circumstances. Pretty sure this is a troll.

however just in case it’s not - you asked the question and you’ve had a very clear answer. Now how about donating some of that above-average income to The Trussell Trust or Shelter?

I’m in a similar position and am the only person among my friends who is as lucky. Only child of baby boom era business owners is the main reason. I certainly know it’s a very privileged position to be in!
I earn half what you do working 2 days a week, again I’m lucky to have a good job; my education was paid for by my parents.