To be shocked when adults have absolutely no savings at all?

100% this. Life is for living not having money in the bank and no lived experience.

My grandad wouldn’t put his heating on and lived on beans on toast m. He never left the UK and rarely ventured further than the pub at the top over his road - he died in 1985 with almost a million £ he squirrelled away fur a rainy day that never arrived.

Id rather die a pauper with amazing memories

I do think the benefits system penalties saving and standing on your own 2 feet. My friend lost her job through no fault of her own and had just bought a house as a single person. She would have been far better off with no savings and no house of her own..not saying people shouldn't fund their own unemployment through savings but it hardly encourages people to stand on their own two feet.

And she did go on holiday a couple of times when she was unemployed, and I didn't blame her as she only saw it as a way to get her savings down to the point of eligibility flr benefits. System needs to change.

I’m not shocked by this but it’s because I’ve learnt from meeting various people in life that just because people appear a certain way, doesn’t mean it’s true.

I know people that live pay day to pay day and don’t do anything outrageous, it’s just the cost of their living.

An old boss of mine built their own house in the country, every mod con going, expensive tropical holidays and top of the range car. I was shocked that they admitted that they had zilch in savings. Not even £1k!

I know one old chap who hoards cash in his council house so it doesn’t affect his pension credit.

My only gripe is people that plead poverty but recklessly spend their money, but that’s because of my own negative experiences with people like this.

Privilege should be shamed, if it’s coupled with wilful ignorance.

But life is for living. If you get hit by a bus next week at least you used your savings to enjoy yourself on a luxury holiday first🤷‍♀️

I don't have much savings, no. But last year I did. I bought a wet room with savings, and also used them a few years ago for a family holiday to DLP.

I need to replenish them again which does take time.

For others, no it isn't possible to save when you're just surviving every month. Not everyone is born into fortunate circumstances.

I do feel the welfare bill is out of control. And outside of health issues and large family crises people should be self sufficient. To be fair I understand single mums who've gone through a divorce. I understand people who are disabled or who have disabled kids.

But what about the working married couple who both work. Or childless people?

Simply marvellous money management 👏

Please lets stop this privilege shaming - its almost getting to a point of your harassing mean now. You earn your "privilege" in life, it is sad that so many people want to just drag other women down to their level. I'm proud to have set up several business that employee multiple other people.

No government is going to pay my £2700 a month mortgage

I am on UC, we can't have savings over £6000 in total in any form. To get rid of capital we have holidays and new electricals etc.

Do you realise how ugly and out of touch your privilege makes you look?

In the UK no one needs a safety net. You run out of money and the state steps in and gives you more. There is no incentive for people.

I would love to have that attitude tbh. I constantly fret about money, savings, "the worst happening" etc and am envious of people who are more relaxed around money.
Money scares me really and always has.

Interest free Credit card 🤷‍♀️😂

But what if something does happen? What will you do then?

I think there is surely a happy medium between enjoying life but putting a little aside when you can?

I don't see the point in saving for something that might not happen and prefer to live every day to the full. I prioritise holidays over savings with zero regrets. At least when I'm dying I'll have my memories, there are no pockets in a shroud.

There there. Take it easy.

Sounded like financial abuse.

We did have savings then everything cut increasingly expensive. They got used up, we got into some debt to eat/get to work because of this. Things got better but we still can’t save just yet.

Nothing To be shocked at. More stressful if you don’t have them.

Yawn...

You're either:

1. Goading - in which case - jog on or
2. Completely out of touch and living in a bubble and are too delusional to realise it

Abit judgy.

Its not shocking if it’s impossible to say because everything that comes in goes straight back out.

I’m shocked that given the frequent media coverage of the cost of living crisis, food bank increases, the constant talk about how many people rely on benefits that any adult could then go on to be shocked that many people can’t afford savings.

When you live hand-to-mouth it’s not one thing that wipes out your savings. Its having nothing extra at all to make savings in the first place.

When I got made redundant when my girls were babies I (and 40 others) turned up at work to find the place closed. We didn’t get paid. I got paid £3 a month more than all my bills, there was no opportunity to have savings.

Not getting paid meant a £2 bus trip to the job centre to sign on. I didn’t get a single penny for 3 weeks because the company wouldn’t confirm we were redundant (the owner basically vanished) and I couldn’t get a crisis loan until it was agreed I qualified for the benefit. We only survived because my lovely Nana fed us

I'm "shocked" when people act like everyone comes from the same family, circumstances, educational attainment etc.

I wonder where the rock is that people who are "shocked" live under and if there are any plots for sale.