Page 3 | To be shocked when adults have absolutely no savings at all?

XenoBitch · 06/04/2026 20:38

Kirbert2 · 06/04/2026 20:31

If you can afford it, of course. How can you move if you don't have the money to move in the first place? Or even the money for a deposit/bond if we are talking private rentals?

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It is understandable to move for a career job... that is going to be the start of something great. You move there, put down roots, work your way up.

Fuck moving for a zero hour job. No one does that.

User79853257976 · 06/04/2026 20:36

Have you heard of the squeezed middle? High enough income to get no help but not enough to have any left at the end of the month?

Kirbert2 · 06/04/2026 20:31

Dbdh · 06/04/2026 19:02

Yes but if you're getting nothing in your location and there's nothing tying you down, like DC, caring responsibilities or a mortgage that's the only thing you can do.

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If you can afford it, of course. How can you move if you don't have the money to move in the first place? Or even the money for a deposit/bond if we are talking private rentals?

BruFord · 06/04/2026 20:03

Dbdh · 06/04/2026 19:27

DH and I moved nations (to here).

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Yes, sometimes you have to make massive moves for work!

PeonyPatch · 06/04/2026 20:01

This is such a goady thread. And during war and cost of living crisis as well!

Papyrophile · 06/04/2026 19:47

I am very respectful of anyone who has been brave enough to migrate to find a better life. I did so, at 24 when I married an American, for love. It took three months living in his teenage bedroom with his parents before I had found a decent professional job and a flat and moved us out. He wasn't as competent at life, so we are not a couple now.

Dbdh · 06/04/2026 19:27

BruFord · 06/04/2026 19:21

Yep @Dbdh, both DH and I have had to move for work when we didn’t particularly want, because staying out and being unemployed/underemployed was the worst option.

People have always moved for employment opportunities, you just have to if there’s nothing in your area.

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DH and I moved nations (to here).

BruFord · 06/04/2026 19:21

Dbdh · 06/04/2026 19:02

Yes but if you're getting nothing in your location and there's nothing tying you down, like DC, caring responsibilities or a mortgage that's the only thing you can do.

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Yep @Dbdh, both DH and I have had to move for work when we didn’t particularly want, because staying out and being unemployed/underemployed was the worst option.

People have always moved for employment opportunities, you just have to if there’s nothing in your area.

cowandplough · 06/04/2026 19:19

You clearly have no idea of how some families have to live

marshallzumarubble · 06/04/2026 19:10

It is all about what you can do. I save over the year for planned things - Christmas, kids' birthdays, a holiday, the car. This means those things are covered and I don't find the car getting serviced/December/summer any more stressful than usual.

But I don't have thousands in the bank 'just in case'. I wish I did but that is out of reach for me right now.

And I am well aware that there are so many people worse off than me, who can't put away for those things. And I bet they wish they could.

So, yeah, I am sad that I, and others, can't have thousands in the bank ready for an emergency, but I am not so short-sighted and unimaginative that I don't understand why.

Dbdh · 06/04/2026 19:02

Kirbert2 · 06/04/2026 18:51

Because moving isn't free and costs money they don't have most likely.

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Yes but if you're getting nothing in your location and there's nothing tying you down, like DC, caring responsibilities or a mortgage that's the only thing you can do.

Jorge14 · 06/04/2026 18:59

There’s so many ways you can look at this. Some people are literally living hand to mouth. Others are getting takeaways or eating out all the time and choosing not to save.

pouletvous · 06/04/2026 18:52

i find it hard to understand if these people have brand new cars or multiple holidays a year but we all have different priorities

Kirbert2 · 06/04/2026 18:51

Dbdh · 06/04/2026 18:32

What subjects did you study - was it something employable? Why do a second postgrad, if the first one led to nothing?

Did you work on gaining marketable skills? If your location isn't hiring, why not look for jobs and employment elsewhere and move?

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Because moving isn't free and costs money they don't have most likely.

MovedlikeHarlowinMonteCarlo · 06/04/2026 18:46

BIWI · 06/04/2026 18:29

Would you like to try that again, in English?

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No need for that.

JennyBG · 06/04/2026 18:36

ThisJollyReader · 05/04/2026 17:19

I’m going to be honest, I find it quite hard to understand when adults have no savings at all. Not even £100 put away. I’m not talking about people going through a temporary rough patch but just having nothing set aside whatsoever. Personally, I try to keep around £10k as a buffer (I know everyone’s situation is different), but even putting that aside, I would still feel uncomfortable having nothing at all.

AIBU to feel like having at least something put away is important or am I being too harsh?

I rather think it has nothing at all to do with you in the slightest.

Dbdh · 06/04/2026 18:32

Blueshoey484 · 06/04/2026 18:05

I have a degree and two post grads. Actually I have two degrees now as I graduated last year - I spent years in and out of UC because I could only get crap zero hours jobs - away you go with your ridiculous opinions. You honestly don't know how hard it is to find work in some parts of the UK

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What subjects did you study - was it something employable? Why do a second postgrad, if the first one led to nothing?

Did you work on gaining marketable skills? If your location isn't hiring, why not look for jobs and employment elsewhere and move?

BIWI · 06/04/2026 18:29

Trishyb10 · 06/04/2026 18:24

Your an absolute nutter, get in the real world,alota folk on minimum wage, i was ten year bk, £6 an hr, you can barely afford to eat, luck you in your gilded cage, do you not mix in the real world?

Would you like to try that again, in English?

Trishyb10 · 06/04/2026 18:24

Your an absolute nutter, get in the real world,alota folk on minimum wage, i was ten year bk, £6 an hr, you can barely afford to eat, luck you in your gilded cage, do you not mix in the real world?

Blueshoey484 · 06/04/2026 18:05

Dbdh · 06/04/2026 13:03

Less of a reason to. Because you don't have people depending on you. If you don't have dependents, don't have caring responsibilities, aren't disabled, you should be responsible to making ends meet. Welfare should be a temporary stop gap.

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I have a degree and two post grads. Actually I have two degrees now as I graduated last year - I spent years in and out of UC because I could only get crap zero hours jobs - away you go with your ridiculous opinions. You honestly don't know how hard it is to find work in some parts of the UK

Snakebite61 · 06/04/2026 18:05

ThisJollyReader · 05/04/2026 17:19

I’m going to be honest, I find it quite hard to understand when adults have no savings at all. Not even £100 put away. I’m not talking about people going through a temporary rough patch but just having nothing set aside whatsoever. Personally, I try to keep around £10k as a buffer (I know everyone’s situation is different), but even putting that aside, I would still feel uncomfortable having nothing at all.

AIBU to feel like having at least something put away is important or am I being too harsh?

Some people have no idea what others are going through.

Itsnotallaboutyoulikeyouthink · 06/04/2026 18:01

Well I was widowed at 38, and have only got savings now because I was made redundant last year. I have a good job and have had a £10k increase over the last two years but still couldn’t save. Your post is shit tbh. Lucky you go give ya self a pat on the back. I may not have had savings but at least I’m not naive and gloaty. Be careful what you are saying out loud sometimes things come back to haunt you.

Blueshoey484 · 06/04/2026 18:01

ThisJollyReader · 05/04/2026 17:19

I’m going to be honest, I find it quite hard to understand when adults have no savings at all. Not even £100 put away. I’m not talking about people going through a temporary rough patch but just having nothing set aside whatsoever. Personally, I try to keep around £10k as a buffer (I know everyone’s situation is different), but even putting that aside, I would still feel uncomfortable having nothing at all.

AIBU to feel like having at least something put away is important or am I being too harsh?

Ever been poor and had to run a home on 400 pounds a month universal credit? I have. Tell me how you save from that amount of money?

Single50something · 06/04/2026 17:59

I think you're living in a privileged position that many are not.
A lot of people live pay cheque to pay cheque or benefit payment to benefit payment .
I am a solo mum, no maintenance or benefits and have never been in a position to save. And despite 2 jobs all my money is gone by week 2 or 3 and so selling what I can to get us through
Would love 10k or even 100 in savings as life without spare money is hard
I think far more people like me than those in your position?
A friend once said to me that being poor is v expensive. As if short of money you use credit which costs...if have money you're less likely to need to borrow and won't be paying interest

Seeleyboo · 06/04/2026 15:27

I can't sleep unless I meet up with Scrooge McDuck and count our millions. Good therapy.