To be shocked when adults have absolutely no savings at all?

Not just today. For weeks.

MN trying to up their interactions?

I would ignore Dragonflytamer.
They have been posting goady, privileged posts all day.

Why do these goady posts always sound like they're written by the same person? The replies are always full of the same kind of phrases

I was more referring to ................
I'm just talking more generally about.........
I was more thinking about.....................
I was more referring to people who...........rather than..........
I’m not claiming ........

👏 Bravo! Well done you

No I mean the billions we pay in top ups to low income families as I said.

I miss the laugh emoji. People are living from pay cheque to pay cheque. Some people I work with stress when it’s a 5 week month, etc. Look at the hardship when people didn’t get their child benefit that time. The wait for UC to start.

Have you ever considered that some people have no money left after rent, bills, transport and food each month

You mean pensioners?

If you mean in-work benefits perhaps you should actually pay a wage that pays the cost of housing here. I’d suggest a good start for that might be restricting the number of houses one person or company can buy up.

Of course if you’d prefer civil unrest worse than the miners strikes then please do go ahead with your plans.

Quite!

I must admit that I'm shocked when people buy large, expensive unnecessary items, then complain that they're short of money, but that's not the same thing. I personally think they'd be better off saving the money, but it's up to them if they want to get into unnecessary debt.

Goady and privileged. Good for you, I guess.

How old are you? Yes this is goady, maybe a bit of brag of how much money you have. But I will bite.

You can be shocked, people have different lives, incomes, priorities etc.

TBH I am shocked you only have £10k, that would'nt even cover the cost of my new boiler.

We are all different and have access to varying levels of wealth.

What an arrogant and sheltered life you’ve lead OP.

If that's how people feel maybe we should just ditch the billions we pay to the low income families in benefits. Just like Victorians times.

know everyone’s situation is different

you don’t sound like you know this. Which bills should I stop paying so that I can save up?

It’s rather like a landlord being surprised that there are tenants in the world who work full time yet have nothing, nothing but the clothes they stand up in.

Successive governments of the last 40 years have created this problem. They care no more for the poorest working people than did the Victorian empire before them.

You should be shocked that you live in such an unequal society.

You should be shocked that some people are billionaires whilst others are living hand-to-mouth.

You should be shocked that the government are not doing anything to address this.

Those are the things I’m shocked about.

Is this goady bollocks - which is surely designed to make a good percentage of the readership feel like shit - really in the spirit of the site?

I don't think so.

Yeah bought our house and used all
savings and basically live pay cheque to pay cheque cus we pay 2.5k nursery fees monthly and there’s mortgage is crazy high right now and there’s not a penny free to save. 🤷‍♀️ we have credit cards for emergencies! This is reality for loads of people op.

Are you Rishi Sunak?

”Times are hard, but just hang there.” And then, privately: “I can’t understand why people don’t have a billion or two stashed away, like I do.”

It’s not hard to understand at all.

Some people can barely scrape together enough for the absolute essentials. Some people are in debt. Some people spend their entire life completely broke.

how on earth they would be expected to build up savings when in those situations is surely harder to understand.

No this doesn't suprise me at all, many people struggle to pay their bills so saving is not an option. I've certainly been in this position & when things went wrong e.g our boiler broke we bought a new one on a credit card & scraped some cash together to pay the fitter. It's only the last 5/6 year's that w've been in the position to have some savings as a buffer & even then it's not a huge amount. I think it's a great privilege to be able to have 'spare' money & I never, ever take it for granted.

Not necessarily. When we bought our first flat, we got. 100% mortgage and borrowed £500 from my dad for a bed, cooker, and sofa. When we moved, the value of our flat had doubled, which was the deposit for the house we bought. While we could never have afforded to save easily, we never thought it was necessary because credit was always easy to get.

Yes, you’re being unreasonable. We are struggling to pay bills and put food on the table so saving is impossible. I’m glad you have no idea what this feels like but many many people do