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Are other full-time working families finding there is nothing left?

936 replies

fatface001 · 31/03/2026 08:40

Alarm went off at 5:30 this morning, then an hour stood on a packed train into London for the commute. We are a normal family: one child and two full-time jobs. I’ve always enjoyed working and have always worked hard, and I don’t mind that at all — but I do expect that full-time work should still mean there’s something left at the end of the month for a normal life.

But that really doesn’t feel like the case anymore.

There’s nothing left at the end of the month. Everything has been stripped back, all non-essentials have gone, and even basic things around the house are being put off or done ourselves because there isn’t spare money for trades. It’s just constant cutting back.

What’s hard is that we’re both working really long hours and doing everything we’re “supposed” to do, but it still feels like we’re going backwards rather than getting ahead.

When I hear talk about “those with the broadest shoulders” contributing more, I honestly don’t recognise it anymore in real life. It doesn’t feel like anyone in our position has anything left to give — it feels like the pressure is entirely on ordinary working households just to stand still.

I’m not looking for luxuries — just the sense that working still gives you a bit of breathing room. Right now it doesn’t feel like that at all.

Is anyone else feeling the same?

OP posts:
youalright · 01/04/2026 14:08

TracyLords · 01/04/2026 13:34

That means that at least one (or both) of you are working part time: is the £30k the amount per year after taxes.

I work part time I'm disabled

TracyLords · 01/04/2026 14:07

Kirbert2 · 01/04/2026 14:01

It's clear that you don't know much about DLA if you think all parents have to do is say that their child is disabled and they instantly get money.

I’m sure there are plenty of families who’s children are disabled, and they absolutely deserve it.

but come on: these days there has been an increase of people claiming for their kids having either adhd or autism, and in certain circles, plenty are playing it up to be entitled to benefits

www.independent.co.uk/news/uk/home-news/children-disability-benefits-dwp-allowance-b2596221.html

Differentforgirls · 01/04/2026 14:07

TracyLords · 01/04/2026 14:03

I was made redundant last year, and did claim it for a few weeks; was really quite pissed off to have contributed to the system for years and then get a tiny amount back when I needed it. I got a job within a couple or months: after I applied for literally hundreds of jobs.

I bet the same will happen when retire: I have put into my pension since I was 18. Probably state pension will be means tested by the time I get to that stage in life

I‘m retired. Retired two years ago on my 60th birthday. Someone said to me to claim it and I was like whit! I’d be as well still at work getting £700 for 28 hours than getting £90 for 35. There’s a reason I retired.

VeterinaryCareAssistant · 01/04/2026 14:06

Mightneedencouraged · 31/03/2026 12:35

£150 is not expensive for hair, as an aside.

More importantly, if people can't afford to buy even small nice things then the safe environment you've enjoyed your whole life is going to deteriorate as they start to take them by force or fraud instead. Most people are not content with sitting looking at their mortgaged up walls all month.

£150 is expensive for hair! It's just hair, brush it and style it. Off you go.

Violese · 01/04/2026 14:05

Differentforgirls · 01/04/2026 13:33

A contributory benefit.

It’s a benefit with conditions attached. Like many others.

itsadlibitum · 01/04/2026 14:05

My friend (secondary teacher) is exactly the same. She's got two very young children and life sounds dreadful to be honest.

I am feeling very grateful for my remote job, and will never leave it voluntarily for all the reasons listed here. Life's too short to not live it.

I do agree that there's economic misery coming for all. While this will primarily hit lower income households, higher earners won't be immune and will face less support and more taxes. It is depressing when you are working in the way you describe for very little return indeed (any btw I know lots of people work very hard/ long hours and are still low income, my comment was not a "high earners have it worse/ work hard/ etc" argument).

x2boys · 01/04/2026 14:03

TracyLords · 01/04/2026 13:32

Because every second person is neurodivergent these days. And amongst some groups of people, claiming PIP for wee Danny with autism or adhd is a way of getting money

Well first of all " Wee Danny " wont be getting PiP aa its for people over 16 abd secondly autism and ADHD are both massive spectrum
And no one gets DLA/PIP for having a diagnosis
They get it for how that diagnosis impacts them
My son gets HRC and HRM hes autistic however he is severely autistic with severe learning disabilities, hes 16 next month
Can't speak at all ,hss a very limited understanding of the world around him
Attends a special school for children with severe and profound learning disabilities, is working at pre school levels
Exhibits extremely challenging behaviour
You get the picture

TracyLords · 01/04/2026 14:03

Differentforgirls · 01/04/2026 13:48

I know. I won’t be claiming it anyway. If I had to do a 35 hour a week job search for £90 a week I’d have been as well staying at work for 6 months and getting £700!

I was made redundant last year, and did claim it for a few weeks; was really quite pissed off to have contributed to the system for years and then get a tiny amount back when I needed it. I got a job within a couple or months: after I applied for literally hundreds of jobs.

I bet the same will happen when retire: I have put into my pension since I was 18. Probably state pension will be means tested by the time I get to that stage in life

Kirbert2 · 01/04/2026 14:01

TracyLords · 01/04/2026 13:59

i don’t know the ins and outs as I don’t claim the benefit: but I do know plenty of people who do! Family members who are fit and healthy but have barely ever worked.

It's clear that you don't know much about DLA if you think all parents have to do is say that their child is disabled and they instantly get money.

Differentforgirls · 01/04/2026 14:01

TracyLords · 01/04/2026 13:59

i don’t know the ins and outs as I don’t claim the benefit: but I do know plenty of people who do! Family members who are fit and healthy but have barely ever worked.

David Cameron claimed it for his son.

XenoBitch · 01/04/2026 14:01

TracyLords · 01/04/2026 13:43

So, you’re entitled to £90 a week for 26 weeks. After years of paying into the system. Meanwhile Sarah who didn’t bother to save or buy a house can claim full UC including housing allowance for as long as she needs

Not everyone can save or buy a house.

TracyLords · 01/04/2026 13:59

Kirbert2 · 01/04/2026 13:50

It's amazing how pp claims to know how it works when they don't seem to know the difference between PIP and DLA.

i don’t know the ins and outs as I don’t claim the benefit: but I do know plenty of people who do! Family members who are fit and healthy but have barely ever worked.

Differentforgirls · 01/04/2026 13:57

Lameelephant · 01/04/2026 13:55

Shameless.

I‘m shameless for not claiming a benefit?

Lameelephant · 01/04/2026 13:55

Differentforgirls · 01/04/2026 13:48

I know. I won’t be claiming it anyway. If I had to do a 35 hour a week job search for £90 a week I’d have been as well staying at work for 6 months and getting £700!

Shameless.

Differentforgirls · 01/04/2026 13:52

Kirbert2 · 01/04/2026 13:52

Under 16s get DLA. PIP is for 16+.

Yes, sorry.

Kirbert2 · 01/04/2026 13:52

Differentforgirls · 01/04/2026 13:50

What do you mean? Under 16s get DLA/PIP.

Under 16s get DLA. PIP is for 16+.

Differentforgirls · 01/04/2026 13:51

Differentforgirls · 01/04/2026 13:50

What do you mean? Under 16s get DLA/PIP.

Sorry, I misunderstood.

Differentforgirls · 01/04/2026 13:50

Kirbert2 · 01/04/2026 13:46

What do they say to make him look over 16?

What do you mean? Under 16s get DLA/PIP.

Kirbert2 · 01/04/2026 13:50

Julen7 · 01/04/2026 13:48

I think we know the benefit PP is referring to.

It's amazing how pp claims to know how it works when they don't seem to know the difference between PIP and DLA.

Julen7 · 01/04/2026 13:48

Kirbert2 · 01/04/2026 13:46

What do they say to make him look over 16?

I think we know the benefit PP is referring to.

Differentforgirls · 01/04/2026 13:48

TracyLords · 01/04/2026 13:43

So, you’re entitled to £90 a week for 26 weeks. After years of paying into the system. Meanwhile Sarah who didn’t bother to save or buy a house can claim full UC including housing allowance for as long as she needs

I know. I won’t be claiming it anyway. If I had to do a 35 hour a week job search for £90 a week I’d have been as well staying at work for 6 months and getting £700!

Kirbert2 · 01/04/2026 13:46

TracyLords · 01/04/2026 13:44

Because his parents know the right things to say to make it sound like he has a disability

What do they say to make him look over 16?

TracyLords · 01/04/2026 13:44

Kirbert2 · 01/04/2026 13:41

How is wee Danny getting PIP?

Because his parents know the right things to say to make it sound like he has a disability

hattie43 · 01/04/2026 13:44

XenoBitch · 01/04/2026 13:25

No, they just don't employ them to start with.
But it is easier to blame disabled people for being unemployed, isn't it.

rather it’s easier just not to try for work is what you mean . Employment isn’t just via employers what about self employment, wfh etc etc if someone really wants to work they’ll look at all options .

TracyLords · 01/04/2026 13:44

Differentforgirls · 01/04/2026 13:42

Her landlord will be getting the housing allowance.

she Is getting the housing allowance to pay her landlord. It’s a benefit to her: not the landlord