£50

There are some posters who would reply to a post saying "My mum slapped me in the face" with "At least your mum's alive, I'd give anything for my mum to be here to slap ME in the face".

Why are you acting like a complete sarcastic dick?
There's nothing at all wrong with someone asking if other people have a low amount of money left at the end of the month.

By your logic no one in the developed world can have any money problems because they aren't living in a mud hut. Newsflash, people can talk about finances and feel worried about their situation EVEN when there's someone else worse off than them.
Now maybe go and do something positive with your day instead of having a go at someone for no reason (yes I understand I'm having a go at you but you were being a bitch so deserve it 😁)

Op burn the £50 immediately so that you don’t offend anyone.

Don't need fuel. Food is a bit back of the fridge/random meals.
Savings? Haha if only

ETA. I thought you meant fuel for the car
Just realised you might have meant gas/electric. Gas ran out last night. So no more hot water until tomorrow. Just about had enough for a bath last night.

Exactly this. Everyone is different and they have different worries.

FWIW I have about £120 and don’t get paid until Tuesday. I think I’ve done ok this month but it’s not consistent. I’m paying off a smallish debt but no car finance. It will be better by next year I hope!

can I ask? Do you have all food and fuel for the week? Is this after savings?

Exactly this. I know i could stop paying DCs dance and swimming classes (my eyes water every time I see them go out), but they enjoy it, and my mum gave me dance classes and violin lessons even though she was a single mum. I could stop paying for both Netflix and Disney+, but normal TV is rubbish. All my clothes come from Vinted. I don't run a car. I thought growing up that a middle management wage would be amazing, but it gives me only a bit of wriggle room to give DC nice things after bills.

I've had about 83p for the last week.

Oh give over..how unnecessarily dramatic. Not every thread on a social media chat site has to be life and death and showing constant awareness of all the possible effects ...can people with one child not complain about secondary infertility because those with none will be upset..how tone deaf! Can people with difficult parents not complain because they aren't dead? Its perfectly reasonable fir one sector of the population to have a conversation that is in a different sphere to another.

Nope, not just you - I'm a director (3rd sector medium size charity mind you), DH works in the wine biz in London. We live pretty much live paycheque to paycheque. Maybe a few quid to spare come the end of the month; any frivolous spending (e.g. "oh, I'll go and get my haircut next week") went out of the window about 6 months ago.

To be fair piano lessons are a luxury! We pay £18 per lesson, so in a year that's over £700 term time!!

I'd also recommend keeping a spending diary. You'll be surprised sometimes how easy it is to spend money without realising.

Oh bless you, you really don't understand do you, you could not be more wrong about me. This is not about me. This is about having the emotional intelligence to understand the trauma that others are going through. I would like to hope that the opening post is not written by a human because it lacks any humanity.

Once your loans are repaid you'll be better off. Can you restructure them to an interest free credit card?

It depends if that's left after you have been buying things throughout the month or if that was all there was after essentials only?

It could be worse, you could be this couple. They've never had it so bad.
www.joe.co.uk/politics/pensioners-forced-to-sell-their-boat-say-they-feel-hung-out-to-dry-by-labour-463406

1,364.49. But some of that will need to go to the credit card to pay off things like shopping and Amazon.

It's all relative.
We're early 30s and save £2k a month, and then anything left in the account the day before payday is chucked into savings too. But we live in the midlands, have a mortgage of £680 a month and earn alright money. My sister in law somehow manages to spend every penny by the third week of the month and usually has nothing to show for it. Different strokes.

I’d argue that talking about money can be quite difficult, especially when the economic divide is widening. If you’re unsure about finances why not post on an anonymous forum to see what the general consensus is?

FWIW not everyone is struggling or living like a king, there are quite a few of us that manage ok in the middle

I am normally around that on payday but I do slide a chunk off into savings at start of the month and can dip into that if needed

Feeling annoyed that I don’t get paid til Monday tbh!

Most months I’ll end with around the same but I am putting £150-£350 into savings at the start. DP gets paid weekly so if the joint account starts to look a bit empty he’ll put a top up in so I never really have to draw back out of savings.

We’re probably very middle of the road, we’re not struggling but equally do not have an extravagant lifestyle. There is money for a takeaway/meal out at somewhere like Nando’s/Zizzi/Cote, we go on a week long summer holiday, city break and UK getaway each year. We can enjoy days out. Cars are regular models several years old and fully owned.

In today’s COL crisis I’d take a positive balance at the end of the month as a win

She's not saying they're poor is she? Just wondering if its normal that a supposedly 'good' income can be entirely eaten up with not very extravagant things. Everyone lives in the 'real world', just different parts of it and one is no less worthy of discussion than another.

Normally a few hundred, but because of a random expense I've got about 5p in my account this month and had to borrow some from savings to get to that point

I dont see it as that insensitive compared to the ones where people are on over £100k and complaining! I'm in the same boat as op and our income is at / just below the national average so I'm sure its very normal?

I had £2477 in my current account before I got paid yesterday. HTH