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AIBU?

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Original poster

AIBU to ask what you have left monthly after bills?

187 replies

Manth0914 · 23/03/2026 17:23

Hi all, I know this is a VERY broad question but AIBU to ask what you have left each month after all bills. Money you use for food, fuel, clothes and so on? I ask as a single income mum of 2 with a part time job. Just wondering with the way things are how people are getting on?

OP posts:
MildlyAnnoyed · 23/03/2026 17:54

I have about £600 left to do food shopping, any other clothes, shopping etc. I am a single parent too & it’s quite tight.

Lovelynames123 · 23/03/2026 17:54

After all bills, around £2000. I try to save as much as possible as buying a house last year wiped out a lot of savings

bigfishlittlefishtupperwarebox · 23/03/2026 17:53

Single mum of 1. I have £960 left after main bills. I use 250 for food, 250 for savings (that includes putting away for MOT, holiday fund, Christmas etc) and have the rest as spends. I give myself £90 a week into my account and the rest is for clothes etc. Its tight...

MiddleAgedDread · 23/03/2026 17:52

Around £2400 single income no kids

tillyandmilly · 23/03/2026 17:51

After all bills paid £450😬

Tinnybinnylinny · 23/03/2026 17:49

After all bills (including gym and personal trainer), excluding food about 4K a month…..

summermumma2021 · 23/03/2026 17:47

Yikes! After childcare, bill, food and rent we have approx £400 left.

Littlebitpsycho · 23/03/2026 17:39

After rent and bills (but not food or diesel) usually around £1500 left

Statsquestion1 · 23/03/2026 17:38

This is our monthly budget

Me 3100
DP 4100
CB 280
Total 7480

Housing
Mortgage: 1900.
Insurances(life, house): 150
Property tax: 50
Total Housing: 2100
Utilities
Electricity 150
Waste collection: 25
Broadband & TV: 70
Mobile phones x3: 60
Total Utilities: 305
Food & Groceries
Groceries & household food: 500
Dining out / takeaways: 200
Total Food: 700
Transportation
Fuel: 150
Car insurance & tax: 150
Maintenance & NCT: 100
Public transport / Parking: 20
Total Transport: 420
Education & Kids
School books, uniforms, fees: 50
Activities, sports, clubs: 55
Pocket money/treats: 60
Total Kids & Education: 165
Entertainment & Lifestyle
Family outings, hobbies, gifts: 250
Subscriptions: 20
Miscellaneous expenses (haircuts etc): 60
Personal spends:250x 2 = 500
Total Entertainment: 830
Savings & Miscellaneous
Emergency fund / Savings: 2,000
Holidays (monthly allocation): 500
Clothing: 200
Miscellaneous buffer: 300
Total Savings & Misc.: 3,000
TOTAL MONTHLY SPENDING: 7,480

Overthebow · 23/03/2026 17:35

Okay, after actual bills we have around £3k a month left over. Once we finish nursery fees we’ll have more as nursery and our mortgage are our biggest bills.

Original poster
Manth0914 · 23/03/2026 17:29

no, I do all that with what’s left over.

OP posts:
Overthebow · 23/03/2026 17:25

Do you include weekly food shop and savings in bills? Or just actual bills like mortgage, electricity?