Active discussions

Please or to access all these features

Talk
AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

Mortgage cheaper than rent?

708 replies

limeandwater · 23/03/2026 10:12

On this forum and plenty of other social media sites to be fair - there are a number of people who state that a mortgage is often cheaper than the rent.

It's not true is it? In fact it is quite a long way from being true.

OP posts:
Whammyammy · 23/03/2026 10:17

My next door neighbour rents his home frim the owner. I know the owner aa was my neighbour and friend, so know exactly what the mortgage and rent is.
The Tennant is paying way more in rent than the owners mortgage is and more than my mortgage.
That rental fee will increase each year, orher than rates, the mortgage won't.

Original poster
limeandwater · 23/03/2026 10:17

skippy67 · 23/03/2026 10:16

Yes.

Show quote history

I would love to know the figures for that.

Not because I don't believe you, it just isn't my experience.

OP posts:
Forty85 · 23/03/2026 10:17

Can you give a reason or expand on why you are saying it is not true?

skippy67 · 23/03/2026 10:16

limeandwater · 23/03/2026 10:15

In the same area?

Show quote history

Yes.

Forty85 · 23/03/2026 10:16

Well the majority of the time it is, yes. My house would be £1000 to rent in my area. My mortgage has just been fixed to £390 for the next two years.

Original poster
limeandwater · 23/03/2026 10:15

skippy67 · 23/03/2026 10:14

My DS was paying £1900 pcm rent for a two bed flat in SE London. He's just bought a house and is now paying £1750pcm fixed for a few years. So true for him at the mo

Edited

In the same area?

OP posts:
skippy67 · 23/03/2026 10:14

My DS was paying £1900 pcm rent for a two bed flat in SE London. He's just bought a house and is now paying £1750pcm fixed for a few years. So true for him at the mo

LadyDanburysHat · 23/03/2026 10:13

I would say that in a lot of areas it is true. Where we live my DC would pay less in a mortgage even with a 95% mortgage than anywhere they could rent.

Swipe left for the next trending thread