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Is receiving £30k pa on benefits “living in poverty”?!

361 replies

ChumpWizard · 21/03/2026 19:40

Amol Rajan BBC R4 Today was in Colchester this week. Great interviews but one thing had me wondering.

Is receiving c£30,000 pa on benefits “living in poverty”? That’s the equivalent of a FT job earning c£40-£42k Pa.

OP posts:
Grendel7 · 21/03/2026 21:27

MidnightPatrol · 21/03/2026 19:43

~£2.5k a month after tax is the average wage.

Was this described as ‘living in poverty’?

I suppose a household trying to cover rent, bills and so on with multiple kids probably has a fairly basic standard of living on this level of income. That’s why the majority of families have two incomes nowadays.

2.5k a month!!!! As a couple we live on 30k a year, have no debts and live comfortably. Not entitled to benefits as both work and no small kids.

Theunamedcat · 21/03/2026 21:26

It's going to be mostly rent some rents are outrageous im paying £500 ish a month some people are spending £2000 a month for the same three bed house the difference is i can afford mine and work people with massive rents will struggle to work and pay and end up not paying then get evicted its a struggle that shouldn't exist in my opinion

crayonmess · 21/03/2026 21:25

You don’t think public sector workers also pay tax and fund theirs and others lives?!

crayonmess · 21/03/2026 21:24

Tipsowner · 21/03/2026 21:21

Most people would like/want to own their home, I think. If you have pulled that off, you don't risk losing it. Only people whose income is paid from the public purse (aka anyone who pays tax) can be flippant about it. Because someone else is funding your life.

What on earth does this mean?

crayonmess · 21/03/2026 21:21

Tipsowner · 21/03/2026 21:14

How likely is that? Most people won't own a property. If they are a young family, their mortgage is probably 70+% of the equity.

It isn’t only families who receive benefits?

Marble10 · 21/03/2026 21:21

There is an old stigma that people on benefits are ‘poor’. It was the case many years ago. But now the reality is they are more better off than most working people. I know people on benefits who have cleaners, drive & maintain cars, enjoy meals out and other non essential things which is considered a luxury.

Tipsowner · 21/03/2026 21:21

Most people would like/want to own their home, I think. If you have pulled that off, you don't risk losing it. Only people whose income is paid from the public purse (aka anyone who pays tax) can be flippant about it. Because someone else is funding your life.

crayonmess · 21/03/2026 21:20

AngelicaArchangel · 21/03/2026 21:12

This kind of reply - deliberate misinterpretation, accusation and then an exclamation is so common on here.

It's either some kind of AI program churning out shite or posters using a hackneyed format to hammer home an agenda.

It’s definitely increasing & so frustrating as it makes any debate redundant.

Livelovebehappy · 21/03/2026 21:20

AngelicaArchangel · 21/03/2026 21:01

Was she unemployed i.e. claiming benefit? Or just a mum at home looking after her children. We don't know when she had the children or when her husband became unable to work due to his disability.

This is the trouble with having barely any facts.

OP has dropped rage bait and fucked off.

Whatever happened, my suggestion of getting a job (now) would stand. Whether a stay at home mum or benefit claimant, if benefits were stopped, then clearly she can no longer afford not to work. There’s many posting on here stating ‘amongst all my friends and family claiming benefits’. Why is it so common for so many people to know lots of people claiming benefits?

Aeroyum · 21/03/2026 21:19

Dearover · 21/03/2026 20:00

That would be the woman who hadn't worked for 10 years, had a husband with COPD and 6 children aged 3 - 20 all with SN. It didn't dound as though the family was going on expensive holidays or partying each night.

Why keep having more children in that situation though?

DrCoconut · 21/03/2026 21:19

Tipsowner · 21/03/2026 21:08

I think they should have a modest amount of help to keep the show on the road because not helping will mean them losing their home and requiring more expensive help.

People are so outraged by the idea of mortgage payers getting help that they don't think of the bigger picture. If that person loses their home they will get more benefits. They will possibly never get back on the property ladder and will therefore be paying rent into old age and need help with that. A few months support when they need it would be far more cost effective in some cases.

Pickledonion1999 · 21/03/2026 21:16

DrCoconut · 21/03/2026 21:14

This. People who work and get universal credit are not raking in loads of "extras".

The work allowances and taper rates seem very generous to me but then people have to be incentivized to work apparently.

Pickledonion1999 · 21/03/2026 21:14

feellikeanalien · 21/03/2026 21:06

Once a child turns 18 the benefits drop dramatically. The parents with disabled children who will never be able to work will still have to care for them. Perhaps even more as they will no longer be at school. They will however have considerably less money. Their Carers Allowance will be deducted from their benefits and the Carers Premium in UC does not cover that deduction.

A single parent would receive roughly £400 per month plus their rent which will probably not all be covered depending on the Local Housing Allowance so the shortfall will also be deducted from their UC. They will be getting nowhere near £30, 000.

I am so tired of these threads. So many people have no idea what life is actually like on benefits and believe all the rage bait headlines they read in the tabloids.

How will they have less money? If the young person is disabled and unable to work they will get UC + LCWRA ( although LCWRA for new claimants is reducing from April ) + PIP themselves which will likely work out to way more than the parent got for them on UC. It's just a matter of working out what that young person pays their parents towards their keep and care. As a household they are not going to be worse off. The parents would only be significantly worse off if the young person moved into residential care for example.

DrCoconut · 21/03/2026 21:14

XenoBitch · 21/03/2026 20:20

PP said about someone who owns their home. They would not get a rent allowance. People that have mortgages and are on UC are shafted. They can and do lose their homes.

Not everyone on UC gets free prescriptions, and not everyone is on regular medication anyway. Anyone can get a pre-payment certificate for about £10pm. It is hardly a worthy "benefit".

Council tax reductions depend on the area. If you are on UC and do a bit of work, you can suddenly find yourself hit with a big CT bill. I have known that to happen to a few people.

This. People who work and get universal credit are not raking in loads of "extras".

Itsmetheflamingo · 21/03/2026 21:14

LakieLady · 21/03/2026 21:07

They used to back in the early 80s.

You could get money towards the interest element of your mortgage included in supplementary benefit, the forerunner to income support. Iirc, they calculated it at a standard rate, and you got your actual interest or what it would be at the standard rate, whichever was lower.

Edited

You still do now, the issue is the interest is now generally a tiny part of the monthly payment and you’ll soon be in serious debt in with help paying the interest

Alpacajigsaw · 21/03/2026 21:14

Oh god I heard that, seemed total rage bait tbh, she had 6 kids, all SEN, she didn’t work, partner also didn’t work as “disabled”. Whatever he had wrong didn’t stop his cock functioning clearly.

As for the money. Plenty of people take that home for working full time. It’s not a lot to raise that number of kids, but I’m not sure what else people expect for doing nothing.

Tipsowner · 21/03/2026 21:14

How likely is that? Most people won't own a property. If they are a young family, their mortgage is probably 70+% of the equity.

AngelicaArchangel · 21/03/2026 21:12

AlcoholicAntibiotic · 21/03/2026 21:01

So you prefer the government to subsidise people using property for investment rather than a home.

Wow,

This kind of reply - deliberate misinterpretation, accusation and then an exclamation is so common on here.

It's either some kind of AI program churning out shite or posters using a hackneyed format to hammer home an agenda.

crayonmess · 21/03/2026 21:11

Thedevilhasfinallycaughtupwithhim · 21/03/2026 21:11

This is the real question.
The children shouldn’t suffer, but whichever side you come down on, it will undoubtedly be the kids who suffer.

True

Thedevilhasfinallycaughtupwithhim · 21/03/2026 21:11

Ipollita · 21/03/2026 20:49

I agree and this is where I struggle. Children shouldn’t suffer because of their parents’ poor decisions but how do you then deter irresponsible and feckless people from making benefits a lifestyle choice?

This is the real question.
The children shouldn’t suffer, but whichever side you come down on, it will undoubtedly be the kids who suffer.

crayonmess · 21/03/2026 21:10

Tipsowner · 21/03/2026 21:08

I think they should have a modest amount of help to keep the show on the road because not helping will mean them losing their home and requiring more expensive help.

And what if there was a ton of equity in the property which they could release by selling?

Tipsowner · 21/03/2026 21:08

crayonmess · 21/03/2026 20:51

People that have mortgages and are on UC are shafted

You think home owners should have help paying their mortgages off?

I think they should have a modest amount of help to keep the show on the road because not helping will mean them losing their home and requiring more expensive help.

crayonmess · 21/03/2026 21:08

It makes no sense for the government to be happy to pay money towards a landlord’s mortgage but not towards someone who lives in their own mortgaged home

It makes sense because they sold off a load of social housing & haven’t built enough. People still need to be housed or where do you think they should go? It’s just another element that has been outsourced.

ComtesseDeSpair · 21/03/2026 21:08

crayonmess · 21/03/2026 21:03

@XenoBitch yes we need more social housing. I still don’t think we should pay housing benefits for someone living in their own house with a mortgage.

@ComtesseDeSpair I don’t think you can compare us to other countries tbh. We have a very unequal housing market & benefits aren’t linked to what you have paid in.

It’s why the US is an interesting and informative example: welfare in the US isn’t linked to your tax contributions in quite the same way as it is in e.g. Norway or Germany, and housing demand in HCOL areas is on a similar level to the U.K.; but their model of providing housing payments to owner-occupiers has shown successful outcomes.

BuffetTheDietSlayer · 21/03/2026 21:08

If it’s true as a pp said that an adult in the family is disabled and so are several children, then that family will be recieving way more than 30k. It sounds like PIP and DLA were not included in the amount. That family won’t be in poverty.

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