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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to not rent a house to our relative?

386 replies

NewNameForThisWWYD · 18/03/2026 10:33

We have some properties that we rent out. A couple of relatives have always had a problem with this and have taken every opportunity to tell us that we are terrible for adding to the issues with housing.

Now one of these relatives has split from her partner and is looking for a house to rent. She has asked us if she can rent from us and asked if she can do so at a cheaper rate or free to help her out. We have a property empty currently as we are having some work done on it. It will be ready in a couple of months so this relative could in theory move in then. Other relatives are putting pressure on us to help her, one even said we should let her stay in the house for free and completely ignoring the fact that this woman has been horrible to us over the years.

I want to say no. It’s a relative on my husband’s side and he is happy to say no but doesn’t care either way. Neither of us like this relative very much, she is very opinionated and has picked the fight about landlords with us many times at family events making a scene. Every time we see her she makes digs and negative comments. She has also made it known that she disapproves of other choices we’ve made and is generally just very judgemental. We see her at family events to keep the peace in the wider family but really wouldn’t care if she wasn’t in our lives.

She works in a career that pays well above average wage and has 2 children. The house she wants to rent from us has 4 bedrooms.

What would you do? Say no? Rent to her at market rate? Rent to her at a lower rate? Obviously my preference is to say no but I think this will cause issues with some other family members.

OP posts:
SalmonOnFinnCrisp · 19/03/2026 08:50

@NewNameForThisWWYD
For a multitude of reasons you are doing the right thing.

I can confidently say in almost any universe any fallout now will be less harmful / negatively impacting than the long term implications of agreeing would have been

whoopsnomore · 19/03/2026 08:34

It really doesn't work to mix family/ friendships/ (even acquaintances) with business, or anything financial so on those grounds, I think you are right. Stay firm and maybe use that as an additional point , though your mind seems pretty clearly made up already.

Whatthefork1 · 19/03/2026 07:45

I would absolutely say no!! The fact you don’t even like her and she causes so many issues is enough. Let alone the fact she’s cheeky enough to ask to rent it for free. Take no notice of other family members putting pressure on you, it isn’t their issue.

Me and my DH are also landlords and in the nicest way possible, I don’t think I’d ever rent to family members!

SueblueNZ · 18/03/2026 23:19

Rizzz · 18/03/2026 23:18

You’ve tagged me by accident here.

Ah, so I have. Should have been @NewNameForThisWWYD

Rizzz · 18/03/2026 23:18

SueblueNZ · 18/03/2026 23:05

@Rizzz I have read your latest update saying you have decided not to rent. I think that is a fantastic decision.
If you do change your mind on that, I would suggest you say that she will need to pay market rent and to sign the usual formal tenancy agreement - maybe send her a copy in advance. This would cover what will happen if she defaults on rent etc.
The one concession you might make is that you will not charge her the normal security deposit. This should save her several hundred quid. You have said you have confidence she won't trash the place. You could also say that should she want to become your tenant you will not tolerate her criticism of your rental business.

You’ve tagged me by accident here.

SueblueNZ · 18/03/2026 23:05

@Rizzz I have read your latest update saying you have decided not to rent. I think that is a fantastic decision.
If you do change your mind on that, I would suggest you say that she will need to pay market rent and to sign the usual formal tenancy agreement - maybe send her a copy in advance. This would cover what will happen if she defaults on rent etc.
The one concession you might make is that you will not charge her the normal security deposit. This should save her several hundred quid. You have said you have confidence she won't trash the place. You could also say that should she want to become your tenant you will not tolerate her criticism of your rental business.

Abitofalark · 18/03/2026 21:38

IrishSelkie · 18/03/2026 15:35

It’s too bad section 21s are going away because, I would rent to her at the lower end of market rate if section 21s were still around. It would mean I could easily evict her if things didn’t work out. I do wonder if her marriage being toxic caused some of her comments and unpleasantness. Plus, if I didn’t, then it would kind of prove her points?

But with no section 21s allowed in the UK now, it would be too risky, so you’re not unreasonable to just say no.

Housing legislation is a devolved matter so arrangements may vary between the constituent parts of the UK. The new Renters' Rights Act abolishes section 21 evictions in England.

Doctor1988 · 18/03/2026 21:24

No way!

JeannieJo · 18/03/2026 21:16

No. No. No. No. No. No. Never! She sounds a nightmare and will become and even bigger nightmare and you’ll never be rid of her. Go with your gut. Find an excuse.

TheKitchenLady · 18/03/2026 20:46

I've a friend with a couple of rental properties. She has a hard and fast rule that she doesn't rent to friends or family as it avoids future potential issues. As you don't have a good relationship with this person anyway, don't even entertain becoming her landlord.

Cherrysoup · 18/03/2026 20:23

This is your living, you’re not a charity. She’s been awful to you, why on earth would you do her any favours? If she badmouths you, swiftly remind anyone who raises her shitty comments what she’s said about you.

Alternatively, tell her you’re turning it into an HMO/selling it (and she can buy it at mark value-watch her run) or you’re moving in yourself.

Silvers11 · 18/03/2026 20:13

PrettyPickle · 18/03/2026 15:55

Its not like she is a sibling or child/grandchild. I would decline.

When she and others whinge (and they will) explain that you still have the overheads to meet on the property and insurance to meet and had already committed to the works on properties, with the expectations of a full market value rent when calculating affordability. Its a business that has to wipe its nose and not a charity. Tell her the current market for buy to lets is more problematic than it has been in the past and you have to be tougher than you have been historically.

If you really feel you must rent to her, still insist on the contract/deposit and going through the agent if that is what you normally do, no preferential treatment in that respect for family as this is your business. But maybe offer her a couple of months at reduced rate to get her on her feet and thenthe rest as normal. Remember she needs to be in the area.

@NewNameForThisWWYD - this posters suggestion about what to say, when you tell her no is perfect. I'm glad you have decided to tell her no and this suggestion sounds ideal to me. Yes - you did something similar a few years ago, but laws are different now - and from 1st May will be even more difficult..

I've no doubt there will be push back - but stick to your guns and remember that trying to get her to move out again will give you even more grief. Stay strong

SquallyShowersLater · 18/03/2026 19:05

Given that she earns an above average wage, I can't begin to imagine why family members are expecting you to let her have the house for no rent. What on earth is going on there? Apart from anything else, you still have overheads and maintenance costs, you are not a charity FFS.

Katflapkit · 18/03/2026 19:01

Blindingbatshittery · 18/03/2026 14:26

Been there, done that. Just don’t! We offered to help a relative as I’ve always felt that you should always try to back family. It was an unmitigated disaster and any semblance of a relationship destroyed. The fallout from saying no now won’t be half as bad as the fallout from having to get them evicted eventually (after they’ve decided you’re capitalist scum for helping them out). Genuinely ‘no’ is the only answer here!

100%. This.

You say, you think she will pay the rent as she is straight with money. She's straight alright, straight for a discount and a 'jokey' attempt at getting it for free. She has shown you who she is - she despises landlords, and the only thing that has changed is her want of a freebie.

What's the worst that can happen if you say 'no' ? A few (more) barb comments, from her and other relatives. Nothing like the fallout out from having to evict her later on.

Ilovelifeverymuch · 18/03/2026 18:59

MyKindHiker · 18/03/2026 11:18

I don't really care what you do but put YABU because the way this post is written is soooo one sided.

To summarise...

You have a house you rent out and it's empty. A relative is in hard times and you have a chance to do them a favor by letting it out to them at a discounted rate. This would save you agents' fees and you'd presumably know they would take care of the property.

You've given all the background about her being horrible, and disapproving of your choices, and she earns above average etc etc because you want a bunch of strangers online to validate your not wanting to do it. So don't do it. You obviously don't want to. Maybe she's mother Theresa, maybe she's a monster. We'll obviously never know, and it's your house so it doesn't matter.

Honestly I'd want to hear from her perspective given how one sided your post is about her!

Why would she write it from the family members perspective???

She doesn't owe the woman a cheaper or free house especially as they don't have a great relationship so whatever her perspective is she can go rent from the open market and keep their relationship civil and business free.

As the saying goes don't mix business with friendships and family because it tends to end badly.

twohotwaterbottles · 18/03/2026 18:57

Unless you are up for drama after crisis after disaster then say no

MrsVBS · 18/03/2026 18:54

Absolutely say no, once she’s in you’ll never get rid of her and she sounds like the sort of person who will complain about everything and expect you to sort it. If you’re not bothered about seeing her it should be easy to say no. We have had holiday lets in the past and always the same cheeky ones expecting a freebie so we made it clear from day one anyone can book it but it’s a business so they pay the going rate.

Xanadu124 · 18/03/2026 18:52

I have done a couple of kind deeds for family via a rental property we own. Never again. One distant cousin had it at massively discounted rate, but left it terrible and upset neighbours and the other, who I initially felt sorry for due to a personal crisis, and who we let live there rental free for months, also left it horrendous, despite initially saying they'd get a weekly cleaner etc. They didn't pay bills and never said thank you properly. They earn a very goid salary too. These people supposedly like us and didn't have a bone to pick with us having a rental, so I can only imagine what those with a chip on their shoulder might do to you your home! The distant cousin is being off with me since I haven't offered it again, despite heavy hints from them. Business and family rarely mix well.

PiMCA · 18/03/2026 18:47

Renting a 4 bedroom house to a 3 person family will just add to the housing crisis, tell her you'll only do it if she agrees to share with another family.

grumpygrape · 18/03/2026 18:38

NewNameForThisWWYD · 18/03/2026 13:30

I think I said in an earlier post that I deal with all the properties. This is my job and my husband works full time. I’ve obviously discussed it with him as she is his relative, but this is my thing, not his. He is also away for work at the moment, she asked me and I said I’d let her know this week. Once I’ve said no, if there are any issues, it becomes a family issue not a business one, so he can deal with it.

OP, it’s good your husband is prepared to carry the load of the decision but I think if it was me I’d hold the line that it was a joint decision, and if you want to give a reason, it was made because family and business shouldn’t mix. End of conversation…..no further discussion.

Nobody knows if she would be a perfect tenant or a nightmare but family and business of this sort is rarely a good mix and being pressurised by other family members would make me even more determined to stick my heels in.

InterIgnis · 18/03/2026 18:38

m00rfarm · 18/03/2026 16:55

Because she is worried about repercussion for refusing to rent it to the relative. I think the relative should refuse to accept the dirty landlord money, but that won't happen. It will show that the OP is not deserting her family as she is giving them some of the rent that the relative would (not) have been paying and then the other relatives cannot make a fuss as I assume they are not helping financially at all. Hope that makes sense.

Or she saves her money, ignores the bleating, and just lets them get on with making a fuss amongst themselves. Let them think what they like.

OP doesn’t need to prove herself to them in any way. Their biological family member has no qualms about saying no, so not sure why OP thinks she needs to either.

YerMotherWasAHamster · 18/03/2026 18:25

Do you want to give your house away?
Because thats what you'd be doing.

She won't pay anything and she'll never move out.

If you let her move in due to pressure from others, imagine what they'd say if you tried to evict her?

Brokenfence · 18/03/2026 18:21

I would if I could trust her to pay rent, look after the property and do it all properly with a contract, deposit up front. No discount, at least not any major discount. Ultimately it would come down to trust.

hattie43 · 18/03/2026 18:18

Just say no . She sounds like trouble

YourJoyousDenimExpert · 18/03/2026 18:18

Best not to rent to family anyway I would say. Makes boundaries blurred and will be very difficult if there are issues with rent etc. With the changes coming in, it would also be very difficult to get her out…..