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AIBU?

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AIBU to refuse using my savings if DH will not job hunt?

345 replies

Bickytoria20 · 16/03/2026 23:28

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AIBU to refuse to use my savings to support DH when he won’t job hunt?

My DH will run out of money in about 6 weeks and still hasn’t started looking for a job. He wants me to use my savings to give him more time. I’ve said no, as I don’t think it’s fair – by that point he’ll have had around 8 months off and has done precisely nothing in terms of job hunting.

I see my savings as an emergency fund, not something to fund an extended break. He, however, thinks that if I don’t use them, I’m effectively abandoning him and not supporting him as his wife.

He says he’s depressed and needs more time off. I do believe he’s struggling, but he can’t say how long he needs, and originally said he’d only take 1–2 months before looking again. I’ve tried to be supportive, but it feels like the only support he considers valid is financial.

What makes this harder is that he spends basically all his time working on a personal coding project he’s been doing throughout his sabbatical. It clearly requires focus and skill, so I struggle to accept that he’s incapable of job hunting or working at all.

Background:
• He’s currently in month 6 of a sabbatical after his contract (software engineer) ended.
• Reasons for the break were:

  1. His mental health declined, partly due to strain in our relationship while he was the main breadwinner during my maternity leave (our DD is now 21 months).
  2. He wanted more time with our DD as he didn’t get paternity leave (he now looks after her 2 days a week).
  3. He planned to do various DIY jobs (extension, garden fence, etc.).

To be fair, he has continued paying his share of the bills and mortgage from his savings, which he built up beforehand. But those savings are now almost gone.

So… AIBU to draw the line and refuse to use my savings to give him more time?

OP posts:
Happyjoe · 17/03/2026 09:14

While your hubby has my sympathies re mental health, without taking active steps to help himself and his family, the sympathy starts to wane. Yeah, I know depression can make people not face things by its very nature, being married with a child makes this not an option. He has bills to pay, end of.

Also, not having a job, routine and income will add to the depression. To be honest, I think he's enjoying not working and wants to carry on. I get the impression he wants 'pay back' for supporting you through maternity, ignoring the fact that the child is both of yours and this is what happens when a baby comes along! The job market is really tough out there and he needs to be looking now, it may take several months to get a job.

Yeah, he's taking the mick out of you expecting him to use your safety savings when he's not actually doing anything to help himself or look for a job.

400rider · 17/03/2026 09:12

I’m totally gobsmacked that depression or not, he hasn’t kept to his word, end of.

Depression comes in various forms and both my husband and I have taken leave of work. My husband took an easier job part time during this time which gave him routine.
My boss gave me a sabbatical and yes I then found it hard to return to work because my motivation had gone. I loved my job too.

Even though his project has taken longer, he should be still contributing to the family, even if it’s not a career job, part time.
Get him a job washing up in the local pub, that’s an income…collecting trolleys, stacking shelves in a supermarket, night shift, anything.
He will still have time for his project but less so.

You’ve be supportive long enough.

Theunamedcat · 17/03/2026 09:12

This reply has been withdrawn

This message has been withdrawn at the poster's request

Theunamedcat · 17/03/2026 09:12

PollyBell · 16/03/2026 23:42

Lots of women chose not to work and expect the man to fund them but it is up to you if he put pressure on to you to earn more would that be ok

Edited

They also stay at home and watch the children 24/7 not two days a week

Sassylovesbooks · 17/03/2026 09:05

As I said further back in the thread, my husband has worked with a lot of contractors (he also works within the IT industry). Contractors set aside money to pay into a pension, NI, Tax, sickness, holidays etc. Do you know if your husband has been paying into a private pension? The money he'd set aside, that he's been paying the bills from etc, has he still been paying his NI contribution and into a pension per month, whilst he's not been working? Are you sure he's paid his tax bill?

If he's not paying into a pension (or has stopped), then how is he going to manage in old age? If he's stopped paying his NI contributions, he will have gaps, where he hasn't earned enough to qualify for a full state pension.

My concern is that your husband hasn't been managing his self-employed status particularly well, and it could turn around and bite him on the arse. You are married, so any financial issues he has will effect you. For example if he's never paid into a private pension, you can't claim anything if you divorced.

The job market is very unstable at the moment, he may not necessarily be able to simply walk into a job. It may take time. Also in the majority of areas the IT industry is small, most people end up working with people they have come across before within the industry. You say yourself your husband in his previous contracting job, didn't seem to do very much. If he earns a reputation of being lazy and not particularly good at his job, word will travel. He may find, contracts aren't renewed or he suddenly stops being able to find work, because someone at the business knows him or of him.

Gemtastic · 17/03/2026 09:03

PollyBell · 16/03/2026 23:42

Lots of women chose not to work and expect the man to fund them but it is up to you if he put pressure on to you to earn more would that be ok

Edited

Not if he doesn’t earn enough to cover household costs. I have never seen anyone on here saying they want their DH to use their savings to subsidise them to not work for over eight months and not even look after the children full-time. And if they did they’d get their arses handed to them,

It’s the usual false equivalence that’s trotted out here by male apologists.

NotVashFontaine · 17/03/2026 09:02

Trying to be positive here as an ex-contractor software engineer myself. (retired) Software engineers really are a dying breed nowadays the job has been replaced by AI. Perhaps this is why your DHs contract ended OP. I did a stint working for a supermarket which was useful. Hard work though!

EvangelicalAboutButteredToast · 17/03/2026 09:00

God It’s easy to see the male posters on threads like these isn’t it?!

HowDoYouSolveAProblemLikeMyRear · 17/03/2026 08:58

Evidence shows that a job (or at least unpaid but purposeful work that genuinely contributes, such as caring for children), is beneficial for mental health, and the lack of it exacerbates depression and anxiety.

A short break for rest and therapy can help. But at this point, even if his mental health were the only thing that matters, he'd be better off getting a job.

And that's not even taking into account his responsibilities towards his wife and children!

BringBackCatsEyes · 17/03/2026 08:57

Bickytoria20 · 16/03/2026 23:48

I remember looking into this and finding out we weren’t eligible, although why escapes me though at this precise moment.

Has he not paid enough NI in the past 2 years? That's why I was not eligible. My son turned 12 during that period so auto-NI stopped, but neither me nor my accountant realised/informed me.

watchingthishtread · 17/03/2026 08:55

This will eventually end in divorce. You can do it in the near future, in a planned and organised and way with you in the driving seat or you can wait until he has bled you dry (mentally and financially) and dragged you down with him. On the current path he will spend your savings and you will end up losing your house unless your poor long stuffing mother steps in. I think you need to take legal advice before making any decisions.

Callmecynical · 17/03/2026 08:55

Your mum should step back from childcare and financially. She is enabling this nonsense to continue. It will force a crisis for you then you need to be prepared to deal with the situation.

Jane143 · 17/03/2026 08:54

I would put the savings into an account where they can’t be touched for 2 years. If you’ve saved that money then no, he can’t have it. Then he will HAVE to find a job

bigboykitty · 17/03/2026 08:52

In preparation for your divorce, I would use your savings to return the money your mum has loaned for childcare and if she still has that money floating around and wants to help, she can add it to the pot she holds which is your divorce fund. Your H sounds like the world's worst gofundme project. What a pointless, lazy twat.

Naunet · 17/03/2026 08:51

Youshouldbestrongerthanme · 17/03/2026 08:38

@Naunet Tbf there are quite a number of women out there who do exactly that, especially once their children are in school.
Apparently it's "feminism" because they have the choice to do whatever they want.

Show me where they're encouraged on this website. And they're clearly not farming out childcare to their MiL if their kids are at school either.
There might be some women out there doing it, equally, as this thread shows, there are some men too. So whats your point? That it means all men should be allowed to be selfish entitled wankers?

AmaryllisNightAndDay · 17/03/2026 08:49

Software engineering is changing and that might have triggered his wish to drop out. Maybe the kind of work that's inside his comfort zone is not in demand any more and he wont adapt. His project is the kind of coding that he finds easy and rewarding but only hobbyists do it now. He's in denial and cloud cuckoo land, and so are you. Or maybe he could still walk into a job but the only way to find out is for him to try to get a job. If he wont even try then he's just fooling himself.

You need to be making the plan to separate. He is obviously not going to do it because clinging to you is easier for him.

Anyway, your choices now are (a) to let him spend all your money and drag you and your child down with him or (b) to take control and do as @Canitgetbetter advises upthread.

Cosyblankets · 17/03/2026 08:47

Youshouldbestrongerthanme · 17/03/2026 08:38

@Naunet Tbf there are quite a number of women out there who do exactly that, especially once their children are in school.
Apparently it's "feminism" because they have the choice to do whatever they want.

I don't know any women whose MIL pays for childcare so they can do nothing all day.

How many do you know?

Youshouldbestrongerthanme · 17/03/2026 08:42

@echt Mumsnet is a great place to start.
But it's not usually labelled as a hobby - tends to be more "volunteering".

echt · 17/03/2026 08:40

Youshouldbestrongerthanme · 17/03/2026 08:38

@Naunet Tbf there are quite a number of women out there who do exactly that, especially once their children are in school.
Apparently it's "feminism" because they have the choice to do whatever they want.

Any evidence for this?

Thought not.

Youshouldbestrongerthanme · 17/03/2026 08:38

@Naunet Tbf there are quite a number of women out there who do exactly that, especially once their children are in school.
Apparently it's "feminism" because they have the choice to do whatever they want.

Greenwitchart · 17/03/2026 08:37

First he needs a plan to improve his mental health or he is is never going to feel better. He should start with seeing his GP, trying medication, seeking counselling and doing more physical activities. That's what I did after having a breakdown.

Then he needs to seriously look for a job. It might be that he needs to take a step down and take on something less stressful but doing nothing should not be an option.

Youshouldbestrongerthanme · 17/03/2026 08:36

@Historian0111101000 Assuming both you and your husband work? So how do you manage your finances?

Cosyblankets · 17/03/2026 08:35

Bickytoria20 · 16/03/2026 23:42

He was actually, towards the end of his contract. His contract ended though so now he is just unemployed, technically.

He's not technically unemployed. He is unemployed.

Your mum pays for child care while he sits on his arse?
He's quite the catch

bigboykitty · 17/03/2026 08:33

Historian0111101000 · 17/03/2026 07:22

So this is what modern marriage looks like? The moment something doesn’t go your way, you jump straight to divorce?

Yes, the husband is wrong—but OP isn’t blameless either. If you treat your husband like a child, why expect him to act like an adult?

People will treat you how you allow them to treat you. My husband would never get away with this for long—and more importantly, he wouldn’t want to. When you’re aligned and share the same goals, situations like this don’t keep happening.

Way to tell the OP it's all her fault. Knob off back to the manosphere will you.

Naunet · 17/03/2026 08:33

Historian0111101000 · 17/03/2026 06:10

The fact that you’re using “I,” “mine,” and “his” instead of “we” already says everything. You don’t sound like a married couple—you sound like roommates.

I’m not sure why you expect communication or mutual respect to work when you clearly don’t see yourselves as a team. Situations like this require compromise and effort from both sides, not just pointing fingers.

If he wants to stay home or is feeling depressed, have you even tried to look at it from his perspective? What if the roles were reversed? I don't think the comments here would be the same.

Honestly, the lack of support and respect between you two makes it unsurprising that he doesn’t listen. You’re not acting like partners—you’re acting like two people living separate lives.

🙄 yes because women are routinely encouraged on here to give up work in order to indulge in a selfish hobby whilst farming out childcare to the MIL and doing fuck all housework, whilst burning through their husbands savings, arent they? Of course they're bloody not, dont be ridiculous.

OP, your husband is extremely entitled and selfish, don't let him spend your savings too, I agree with the poster who said to tell him you gave them to your mum as she was sick of funding his lazy arse.

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