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Who should pay the council tax?

238 replies

Cavapoo123 · 16/03/2026 11:09

A couple are moving in together. Person A is moving into Person B’s house.

Person A works full-time, currently pays £1500 in house bills in their own place (rented), will only be paying around £700 once moving into Person B’s house (also rented). Person B has no children. Earns around £2000 per month after tax.

Person B doesn’t work due to ill health, is on disability benefits, also has a disabled child who receives disability benefits. Also receives £120 per month child maintenance. Person B’s benefits will go down by around £800 once Person A moves in, but will be making up some of the money by saving on some of the joint house bills that Person A will be contributing towards.

Person B currently doesn’t have to pay council tax due to disability exemptions, however once Person A moves in, the house will have to pay council tax again which even with the single person discount will be around £190 per month.

Who is responsible for this council tax bill?

OP posts:
NorthernJim · 16/03/2026 13:05

Person A and person B are not financially compatible, either stay living apart or split up. Person A is self sufficient, person B and their dc are dependents - either on the state or a significant other. People who live solely on state benefits are only financially compatible with other people on state benefits. That's the welfare state that we've built.

Viviennemary · 16/03/2026 13:04

blackpooolrock · 16/03/2026 12:58

Person B needs to stop thinking about how much better off Person A may or may not be. Person A's finances are nothing to do with person B.

Person A would only pay 1/3rd of the bills as they are 1 of the 3 living in the house.

TBH i don't see that this can be resolved easily and no matter what way it's cut it will cause resentment.

Of course it matters that person B will lose benefits and might need to pay towards council tax when they are exempt.And A will be saving loads. B needs to tell A she can't move in.

MidnightPatrol · 16/03/2026 13:01

MrsSlocombesCat · 16/03/2026 12:47

Generous!! Have you ever lived on benefits?

Given that £800 is just the bit she’s losing, and that’s she is losing, she must be getting quite a sizeable amount.

That is about 50% of the take home pay on minimum wage. Almost 50% of the partners full time income from working.

So yes - that is quite a lot of money!

RandomMess · 16/03/2026 13:00

This isn’t any easy one BUT you need to work through the finances so neither A nor B is worse off, or should equally be worse off.

blackpooolrock · 16/03/2026 12:58

Person B needs to stop thinking about how much better off Person A may or may not be. Person A's finances are nothing to do with person B.

Person A would only pay 1/3rd of the bills as they are 1 of the 3 living in the house.

TBH i don't see that this can be resolved easily and no matter what way it's cut it will cause resentment.

EvangelineTheNightStar · 16/03/2026 12:58

PrizedPickledPopcorn · 16/03/2026 12:11

Person B should NOT put someone on the tenancy agreement as that could effectively make them homeless in future.
Persons A and B should both be equally better off as a result of moving in.

So work out everyone’s costs beforehand.
Work out the costs together.
Split the difference.

The DC won’t be using significant amounts of electricity and water, given that person B plans to cover her DCs food and day to day expenses separately.
Person A may use more than person B, depending on their wfh and eating habits. People tend to be less careful when someone is splitting the bill with them.

A would be an absolute fool to agree to move into a property, taking on majority bills, pay for their partners child and have no security and be made homeless at anytime!

Fast800goingforit · 16/03/2026 12:57

Okay - so the OP has clarified re: child. When more people share a property then household expenses will increase as there'll be more water used, potentially more fuel used to heat water, more cooking, etc, etc. That's aside from the council tax position. I think you share the increase. If her position is that she needs to have the same money as before the person moved in living together probably isn't the right thing to do.

EvangelineTheNightStar · 16/03/2026 12:56

MrsSlocombesCat · 16/03/2026 12:54

It's simple. Person B isn't liable for council tax so person A pays. You must be person A and you are trying to rip person B off, which is pretty tight given that they're disabled. They won't be saving any money, you will. Utility bills only come to around £200 tops in my house.

How on earth can you read this and assume op is A? The whole op is about how A should be paying so much much more!

MrsSlocombesCat · 16/03/2026 12:54

It's simple. Person B isn't liable for council tax so person A pays. You must be person A and you are trying to rip person B off, which is pretty tight given that they're disabled. They won't be saving any money, you will. Utility bills only come to around £200 tops in my house.

FeralWoman · 16/03/2026 12:54

A and B should continue living separately.

Legolaslady · 16/03/2026 12:52

BillieWiper · 16/03/2026 12:51

But it doesn't matter what the reason for their exemption was. It matters that the reason they now have to pay is solely because of person A. Why should B lose money?

Edited

It only matters because if the exemption was due to a SMI then person A would only pay 75% ( which presumably they are already doing where they currently live)

Fast800goingforit · 16/03/2026 12:52

RustyBear · 16/03/2026 11:18

No, it says in your first paragraph Person B has no children.

But the OP also states B has a disabled child. I am confused.

BillieWiper · 16/03/2026 12:51

Lougle · 16/03/2026 11:58

In most (but not all) areas, the only 100% exemption for disability is if the GP has given a Severe Mental Impairment certificate. A quick Google suggests that there are some LAs such as Camden, Wandsworth, Mid Devon, etc., who do give 100% reduction for being in receipt of PIP, but they go above the requirements of the law.

But it doesn't matter what the reason for their exemption was. It matters that the reason they now have to pay is solely because of person A. Why should B lose money?

Legolaslady · 16/03/2026 12:50

The OP said that A earned £2k not B

Julen7 · 16/03/2026 12:49

MrsSlocombesCat · 16/03/2026 12:47

Generous!! Have you ever lived on benefits?

Well 2K a month from benefits is quite generous wouldn’t you say?

Heronatemygoldfish · 16/03/2026 12:48

I once had a similar dilemma as a F/T student. Was technically exempt from paying CT. But I moved into a houseshare where some others were working, and they had to pay full amount. Their contributions would have gone up if I'd not paid my share. So I paid.

Agree that in OP's situation, before there are any moves, the people involved should make a spreadsheet of ALL household expenses and income and work out the respective contributions or there will be resentment down the line.

MrsSlocombesCat · 16/03/2026 12:47

MidnightPatrol · 16/03/2026 11:20

There’s something a bit uncomfortable here which is - “the state will no longer subsidise me to the tune of £x, so I now expect you to cover any losses”

Herein is the problem I suppose of moving a partner in when in receipt of a generous stipend from the state.

Generous!! Have you ever lived on benefits?

TFImBackIn · 16/03/2026 12:46

Are you seriously going to pay a man several hundred pounds a month to live with you and your child? That's what this amounts to, OP. You'll lose £800 at least every month because you're living with a man - AnyFucker's gold-plated cock remarks come to mind!

Seriously though why would you do that? Keep your independence. It's highly unlikely your child's life will improve if you live with another man now. If it goes belly up you may well be the one who has to find somewhere suitable to live as he'd be on your tenancy. Why would you make yourself so vulnerable?

MatronPomfrey · 16/03/2026 12:45

Combine all costs and bills, then divide in proportion to income. If there is already difficulty over who pays what, don’t live together.

FeelingSadToday1 · 16/03/2026 12:42

You never answered me about how much B brings in prior to and after the move?

Have you discussed deposit too? I assume you have a deposit when you initially moved in. Does B have half of this for you too?

What are your monthly bills now and your income? Like I said before, if you will be out of pocket, don't do it.

Myskyscolour · 16/03/2026 12:40

Just do a before/after spreadsheet with all outgoings (income, benefits, bills, housing costs, council tax, transport costs, etc etc). And then you can adjust so that it is fair to both of you.
Surly you will both be saving on housing costs, and this savings should compensate the increased CT (having to pay it for you / losing the single person discount for your OH). You will lose some benefits but you’ll have someone paying half of the rent/bills even though it also covers your child.
Basically, you don’t want one person to be worse off and no change for the other one. Or one person to be better off but not the other.

Meadowfinch · 16/03/2026 12:38

Itsafactitsactual · 16/03/2026 11:14

Person A should pay if Person b is going to be losing £800 in benefits! It's the least they can do.

This

MidnightPatrol · 16/03/2026 12:37

MajorProcrastination · 16/03/2026 12:36

It doesn't matter that it's a new bill, all the household bills go into the same mix. I think it would be reasonable for person A to be paying more into a joint bills account but I can't advise what that split should be without knowing what person B's total income is (regardless of whether it's from benefits or not).

I agree it should be split evenly, I’m just explaining why exactly the issue has probably occurred and focuses on this bill rather than the rest.

Rosesarere · 16/03/2026 12:37

While b may be losing out on benefits they will be getting help round the house, cooking, cleaning, Gelo with the child etc. Also agree that how much B is getting in benefits is important here…..

Blondeshavemorefun · 16/03/2026 12:37

Elektra1 · 16/03/2026 11:52

The OP is confusing since it says both that Person B has no kids, and then that they have a disabled child. Also says that Person B doesn’t work, but then say that they “earn £2000 a month”.

All of that aside, since the council tax arises as a result of Person A moving in, and Person A will be reducing their accommodation costs by half, clearly Person A pays the council tax.

The £2k I assume is uc - lwcra - pip and maybe dla