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Who should pay the council tax?

238 replies

Cavapoo123 · 16/03/2026 11:09

A couple are moving in together. Person A is moving into Person B’s house.

Person A works full-time, currently pays £1500 in house bills in their own place (rented), will only be paying around £700 once moving into Person B’s house (also rented). Person B has no children. Earns around £2000 per month after tax.

Person B doesn’t work due to ill health, is on disability benefits, also has a disabled child who receives disability benefits. Also receives £120 per month child maintenance. Person B’s benefits will go down by around £800 once Person A moves in, but will be making up some of the money by saving on some of the joint house bills that Person A will be contributing towards.

Person B currently doesn’t have to pay council tax due to disability exemptions, however once Person A moves in, the house will have to pay council tax again which even with the single person discount will be around £190 per month.

Who is responsible for this council tax bill?

OP posts:
nomas · 16/03/2026 13:40

Viviennemary · 16/03/2026 12:19

Sounds like this isn't going to work. In any case if person A is responsibke for the council tax they need to pay it all. Why should either person be out of pocket.

Council tax is payable by the household not just Person A.

Why should person A pay it all?

They need to come to a fair arrangement that benefits all, not just Person B. Or A.

GoGoSuperBug · 16/03/2026 13:39

CoffeeBeansGalore · 16/03/2026 11:16

Don't let them move in. Financially person B will lose too much. Only person A gains.

I agree with this poster. There is no obligation to live together you can live apart and still be a couple.

BlackCatsForever · 16/03/2026 13:38

CelticSilver · 16/03/2026 13:36

How does Person B's child feel about a strange man moving into their safe space?

I wonder this too…

Newusername0 · 16/03/2026 13:36

Person A saves £800 by moving in and person B loses £100 (£800 loss - £700 contribution) when person A moves in. If person B pays for council tax they would be even more worse off.

It’s not really about who should pay the council tax is it, it’s about making sure the new arrangement works for everybody. If I were person B, I wouldn’t be happy with the current arrangement.

CelticSilver · 16/03/2026 13:36

How does Person B's child feel about a strange man moving into their safe space?

PeopleLikeColdplayYouCantTrustPeopleJez · 16/03/2026 13:32

Howeasy · 16/03/2026 11:15

If it’s this hard to figure out then imo they shouldn’t be moving in together.

Agree with this. I really wouldn’t be moving in together. It starts with arguing about who is responsible for the council tax but it won’t end at that.

nomas · 16/03/2026 13:29

Cavapoo123 · 16/03/2026 11:35

Person B will be losing £800 whilst Person A will be saving £700 at least… how is Person B not being fair, give your head a good wobble 😂

Why are Person A living costs so high as a single person ? £1500 is a lot.

I don’t think you should look at it as Person A saving £700, I would be looking at it as how both of you can can evenly benefit from this arrangement.

The council tax isn’t payable per person, it’s payable per household.

SimplyBedeviled · 16/03/2026 13:28

Do you/B have any plans to work? It’s quite entitled to expect your partner/the taxpayer to pay £000s to you indefinitely (I appreciate there is a disabled child but if they are 10 and depending on the nature of the disability there must surely be some potential to start supporting yourself?)

CanSeeClearlyNowTheRainHasGone · 16/03/2026 13:26

Cavapoo123 · 16/03/2026 11:35

Person B will be losing £800 whilst Person A will be saving £700 at least… how is Person B not being fair, give your head a good wobble 😂

You are person B and you are being unreasonable.

Your benefits exist to support you in thebsituation you find yourself in. You aren't losing £800, you just dont need it anymore because now the person moving in with you is paying a chunk of your existing outgoings.

You both have an income in the future situation and need to share that and the outgoings in a manner that is reasonable to you both. If they other person has travel costs associated with earn I b g their income that becomes a joint outgoing.

Benefits for the child should be reserved for and spent solely on the child. Whether you expect thr other person to contribute towards someone else's child is a specific conversation you should have.

You seem to be stuck between the idea of having a lodger and bring a family.

Pool all your money. Decide what are individual expenses. Split all other expenses.

CT is just a small part of the decisions you need to make.

Howeasy · 16/03/2026 13:26

In 7-8 years time will person B pay half the council tax if their dc still lives at home and are not earning?

nomas · 16/03/2026 13:24

Cavapoo123 · 16/03/2026 11:14

Especially because person B hasn’t had to pay council tax up until this point, only having to pay council tax because of person A moving in

You are person B. You shouldn’t be better off to the detriment of your partner.

You need an excel of their incomings and outgoings and your incomings and outgoings and work out how you can both benefit from the arrangement.

It’s not as simple as ‘they move in, they pay the council tax’.

Mosaic80 · 16/03/2026 13:22

Seeing aside the council tax issue, this whole situation sounds like a win for person A and lose for person B. Person A is saving £800 a month on their usual £1500 bills. Person B is losing £100 a month (probably losing even more because person A may increase bills).

Person A should not be put on tenancy, should pay all council tax and should pay a little more of the bills, say £100. That would put person A in the position of saving £500 a month on their current position, person B saves £100 a month on current position (but has more security which is necessary for their position with disabilities and DC). It's about fairness rather than strict 50/50.

BillieWiper · 16/03/2026 13:22

Legolaslady · 16/03/2026 12:52

It only matters because if the exemption was due to a SMI then person A would only pay 75% ( which presumably they are already doing where they currently live)

Ah ok. Sorry I think it's obviously more complicated than I thought.
But essentially neither should either profit or be out of pocket. It feels like losing a lot of benefits is a big risk for B while it's no risk and a benefit potentially to A.

DotAndCarryOne2 · 16/03/2026 13:21

Blondeshavemorefun · 16/03/2026 13:17

Tbh if getting £2k a month that’s more then many get for working full time if on mmw

£2k a month will include rent/council tax contributions as well as the money paid for the person to actually live on. If person B is disabled and unable to work then the amount of benefits paid are higher because it costs considerably more to live as a disabled person. Disabled people who work also get this support in the form of non means tested disability benefits, which will be a part of what person B is claiming.

DotAndCarryOne2 · 16/03/2026 13:19

blackpooolrock · 16/03/2026 12:58

Person B needs to stop thinking about how much better off Person A may or may not be. Person A's finances are nothing to do with person B.

Person A would only pay 1/3rd of the bills as they are 1 of the 3 living in the house.

TBH i don't see that this can be resolved easily and no matter what way it's cut it will cause resentment.

Person A’s finances are everything to do with person B. If they are on benefits of which any part is means tested, then any other household income will almost certainly reduce the amount payable.

Friendlygingercat · 16/03/2026 13:18

I agree with the posters who say that if PP A and B are moving in to form a family unit then the expenses must be looked at on that basis and shared equally. It would be different if one was a lodger or a tenant of the other. Since one party will be worse off in benefit terms but the other in CT terms then the only fair way is to assess the situation as a whole. I assume A and B are not married so officially the bill payer will be the property owner.

Blondeshavemorefun · 16/03/2026 13:17

MrsSlocombesCat · 16/03/2026 12:47

Generous!! Have you ever lived on benefits?

Tbh if getting £2k a month that’s more then many get for working full time if on mmw

DotAndCarryOne2 · 16/03/2026 13:17

Cavapoo123 · 16/03/2026 11:09

A couple are moving in together. Person A is moving into Person B’s house.

Person A works full-time, currently pays £1500 in house bills in their own place (rented), will only be paying around £700 once moving into Person B’s house (also rented). Person B has no children. Earns around £2000 per month after tax.

Person B doesn’t work due to ill health, is on disability benefits, also has a disabled child who receives disability benefits. Also receives £120 per month child maintenance. Person B’s benefits will go down by around £800 once Person A moves in, but will be making up some of the money by saving on some of the joint house bills that Person A will be contributing towards.

Person B currently doesn’t have to pay council tax due to disability exemptions, however once Person A moves in, the house will have to pay council tax again which even with the single person discount will be around £190 per month.

Who is responsible for this council tax bill?

I think it’s on the person who is moving in to make up the difference between what the householder would have paid in council tax and what they are paying now. OP you mentioned the single persons’ discount - do you know that will no longer apply once someone else moves in ? The householder will need to apply for a discount on disability grounds, the eligibility for which varies according to the local authority.

Does the householder claim PIP ? If so can the person moving in claim carers allowance for them ? There’s an earnings threshold but it takes into account income tax and various other expenses like pension contributions before the amount is calculated. Before applying they would need to check out the effect on the householders benefits, but you would need to do this anyway as another wage coming into the household would almost certainly affect any means tested benefits.

BlackCatsForever · 16/03/2026 13:15

Don’t move your partner in - it’s your child’s home too and how will moving in an unrelated man be of any benefit to her? Children need stability, so prioritise her.

You can continue the relationship while maintaining separate households for the time being; however, the fact that you can’t even reach an agreement over finances is further proof that you are not a family and not ready for this step.

WhatAreYouDoingSundayBaby · 16/03/2026 13:13

Tbh OP if you are B then I'm not sure why you are wanting A to move in with you at all? You're obviously not comfortable with it and will be worse off - what is the reason for having someone move in?

It's got off to a good start if you and B are already quibbling over Council Tax, it will only be tit for tat constantly between you both.

Wiaa · 16/03/2026 13:12

Solost92 · 16/03/2026 12:15

A is gaining 800 quid a month , B is losing 100 quid a month.

A should pay. The financial impact is already too great on B and actually I think A should be contributing a bit more so they're both balanced.

Edited

This is what i think too, i keep thinking im missing something! Imo both should be a bit better off personA should pay about £1200 so would be £300pm better off and personb would be roughly £100pm better off ( 800 to replace benefit 100 ctax 200 extra food elec gas )

ChavsAreReal · 16/03/2026 13:09

Both parties should be better off when a couple move in together. If that's not the case, it needs a rethink.

TubeScreamer · 16/03/2026 13:07

A and B should not live together

Howeasy · 16/03/2026 13:06

EvangelineTheNightStar · 16/03/2026 12:56

How on earth can you read this and assume op is A? The whole op is about how A should be paying so much much more!

I actually read it the other way… OP is person A and is assuming that it’s person B’s job to prop them up…

honeylulu · 16/03/2026 13:05

Aa a mathematical calculation A could pay a sum which leaves B no worse off. So £1000 a month (£800 to compensate lost benefits and £200 to cover the council tax that didn't apply before). A would still be £500 better off than in current position. Does that work?

There are other considerations though in terms of whether A is getting no security of tenure for their £1k. And if the 800 is just covering the loss of benefits, will the rise in bills (other than council tax) be borne by B?
It's too messy. Stay living separately!