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What is considered rich these days??

613 replies

Soccermomsavestheday · 07/03/2026 22:55

So my husband and I live a pretty decent life but not one that warrants being called ‘financially out of touch’ and ‘how the other half live’ in my opinion which is just a couple of example of my sil many comments towards us.

My husband earns around £250k a year, I don’t have to work so don’t. We live in a nice 4 bedroom detached house with a lovely sized wrap around garden. We’re lucky enough to send our children to private school. We don’t go on extravagant holidays or wear high end designer clothes etc. We both drive Range Rovers but one is second hand (5 years old). And bottom line we have worked really hard to be where we are but don’t consider ourselves ‘Rich’ more so comfortable that we can live a modest life without financial restraints

it really bugs me when she says stuff like ‘you wouldn’t know what it’s like to budget’ and ‘it’s alright for some’ etc. I do budget monthly and am very much aware of how much things costs etc

Am I being unreasonable in this situation?

OP posts:
MsGreying · 10/03/2026 14:12

My dear, you are stinking rich.

AIBU5 · 10/03/2026 12:22

goz · 10/03/2026 12:10

How are those things even a contradiction? I don’t think the OP has claimed to never have worked?

the impication that if you don't work hard you don't have £250k

Hoolieghoul · 10/03/2026 12:15

Soccermomsavestheday · 07/03/2026 22:55

So my husband and I live a pretty decent life but not one that warrants being called ‘financially out of touch’ and ‘how the other half live’ in my opinion which is just a couple of example of my sil many comments towards us.

My husband earns around £250k a year, I don’t have to work so don’t. We live in a nice 4 bedroom detached house with a lovely sized wrap around garden. We’re lucky enough to send our children to private school. We don’t go on extravagant holidays or wear high end designer clothes etc. We both drive Range Rovers but one is second hand (5 years old). And bottom line we have worked really hard to be where we are but don’t consider ourselves ‘Rich’ more so comfortable that we can live a modest life without financial restraints

it really bugs me when she says stuff like ‘you wouldn’t know what it’s like to budget’ and ‘it’s alright for some’ etc. I do budget monthly and am very much aware of how much things costs etc

Am I being unreasonable in this situation?

Yes, you are being wildly unreasonable.

Private school is a luxury some families could never contemplate, no matter how much they longed for it. You drive luxury cars. You don't have to work because your husband's income is sufficient. You have a large detached house with a lovely garden. These are not indicative of "a modest life".

To put this in context, the average UK wage is £39,000, i.e. six times less than your husband earns. Imagine trying to live on 1/6 of your current income, and how much of your current lifestyle would have to go for you to be able to do that. I'm not disputing that you budget for your lifestyle, but your budget includes the cost of two Range Rovers and private school. It is not the same as someone whose budget means they have to decide between putting the heating on and buying their child new school shoes.

The vast, vast majority of people in this country are getting by on a fraction of the money you have. If that doesn't make you rich, what does? Do you think 'rich' means 'having so much money you never have to consider the price of anything, ever"?

Truetoself · 10/03/2026 12:13

Btw you are not rich. If you were you wouldn’t be on mumsnet asking if you are!

goz · 10/03/2026 12:10

AIBU5 · 10/03/2026 12:03

Which one is it?
"I don’t have to work so don’t."
"we have worked really hard to be where we are ".

How are those things even a contradiction? I don’t think the OP has claimed to never have worked?

Michellelovesizzy · 10/03/2026 12:03

I think I am rich lol. I have a mortgage on a nice three bed detached house. Nice cars well I think they our Nissan duke and ford ranger. We own them so no debt duke is 2013 thou. Holiday once maybe twice a year. I am a part time carer partner is in construction. When we had r first child we lived in a bed sit over looking a dump. Maybe rich means different things to different people. It’s not really having money that makes me feel rich it’s more having choice that having the money has brought us. we work hard and yes some luck is always involved

AIBU5 · 10/03/2026 12:03

Soccermomsavestheday · 07/03/2026 22:55

So my husband and I live a pretty decent life but not one that warrants being called ‘financially out of touch’ and ‘how the other half live’ in my opinion which is just a couple of example of my sil many comments towards us.

My husband earns around £250k a year, I don’t have to work so don’t. We live in a nice 4 bedroom detached house with a lovely sized wrap around garden. We’re lucky enough to send our children to private school. We don’t go on extravagant holidays or wear high end designer clothes etc. We both drive Range Rovers but one is second hand (5 years old). And bottom line we have worked really hard to be where we are but don’t consider ourselves ‘Rich’ more so comfortable that we can live a modest life without financial restraints

it really bugs me when she says stuff like ‘you wouldn’t know what it’s like to budget’ and ‘it’s alright for some’ etc. I do budget monthly and am very much aware of how much things costs etc

Am I being unreasonable in this situation?

Which one is it?
"I don’t have to work so don’t."
"we have worked really hard to be where we are ".

Snakebite61 · 10/03/2026 11:57

Soccermomsavestheday · 07/03/2026 22:55

So my husband and I live a pretty decent life but not one that warrants being called ‘financially out of touch’ and ‘how the other half live’ in my opinion which is just a couple of example of my sil many comments towards us.

My husband earns around £250k a year, I don’t have to work so don’t. We live in a nice 4 bedroom detached house with a lovely sized wrap around garden. We’re lucky enough to send our children to private school. We don’t go on extravagant holidays or wear high end designer clothes etc. We both drive Range Rovers but one is second hand (5 years old). And bottom line we have worked really hard to be where we are but don’t consider ourselves ‘Rich’ more so comfortable that we can live a modest life without financial restraints

it really bugs me when she says stuff like ‘you wouldn’t know what it’s like to budget’ and ‘it’s alright for some’ etc. I do budget monthly and am very much aware of how much things costs etc

Am I being unreasonable in this situation?

You have it easy. You're rich compared to most. Is this post a joke? This is why people despise the rich.

Pistachiod · 10/03/2026 11:53

I’d say it’s a very comfortable income, which allows you to make real choices. Being very rich is different.

Gansac · 10/03/2026 11:31

Stickytoffeetartt · 10/03/2026 10:40

I wouldn't say that's very decent tbh. Especially if they are single and want a good quality of life with a mortgage , holidays and nice things.

Single with no kids. This is perfectly fine for a starting salary after unu. It's definitely enough to live off.

Shotokan101 · 10/03/2026 10:42

Soccermomsavestheday · 07/03/2026 23:12

It really has been hard work educationally. We both come from working class backgrounds but studied far beyond post graduate level and worked our way up the ladder as such. We have never had any financial help. So yes I do consider that hard work and entirely lacking of any luck 😊

"BFH"

Stickytoffeetartt · 10/03/2026 10:40

Gansac · 10/03/2026 08:20

Nurses and teachers get paid decently here.

Nurses start on £32k and teachers start on £33k

Perfectly fine.

Teachers get nice long holidays as well.

I wouldn't say that's very decent tbh. Especially if they are single and want a good quality of life with a mortgage , holidays and nice things.

Pppppplease · 10/03/2026 09:27

I used to think being Rich was getting paid enough to have a few holidays a year, a big home with a pool, kids wanting for nothing and a nanny to take care of them, a Rolls Royce on the driveway etc. But as years have rolled by I've realized that being rich is something very different to being wealthy, being rich to me now is having a healthy and happy family, a roof over our heads, having the freedom to leave work to go and watch their Christmas plays, food in our bellies, laughter and whispering chatter coming from my children's bedrooms when they're supposed to be sleeping, cuddling my kiddies on the sofa with a movie - I've never felt richer in my life. I do earn decent money - but all money does is buy you choices, a happy life does not need a 6 figure salary or flashy cars. Yes money helps but its not the be all and end all, I've seen people living in tin shacks that are happier than people on 150k a year, perspective is everything in this life.

Sartre · 10/03/2026 08:43

You’re comfortably wealthy but not ‘rich’ imo. Rich to me is multi millions... I guess it’s all subjective. I would also argue that unless you have millions stored safely away or in secure assets, your wealth is fragile. Businesses can go kaput and if you work for someone else, you could get fired or made redundant at any point.

Peacefulllll · 10/03/2026 08:37

Rich to me is having peace of mind.
No debt no drama.

Gansac · 10/03/2026 08:20

Nurses and teachers get paid decently here.

Nurses start on £32k and teachers start on £33k

Perfectly fine.

Teachers get nice long holidays as well.

LaMarschallin · 10/03/2026 08:17

PeanutMum77 · 10/03/2026 03:35

Yes you are out of touch.
Yes you are rich
Do you actually think nurses, teachers etc don't work hard?????

The OP said to someone else who pointed out that nurses work hard:
I actually agree with you being a former nurse 😜.
She also said:
We both come from working class backgrounds but studied far beyond post graduate level and worked our way up the ladder as such.
I don't know what nurses who study "far beyond post graduate level" go on to do, ie whether they stay on the wards or not.
I'm really not sure how much to believe out of all of this though.

WashingQueen16 · 10/03/2026 08:14

My husband thinks we are rich, approx £60k income between us, both working full time. But he came from a very poor family and it still blows his mind we have a dishwasher and garage lol.

I think we are comfortable. We can afford ours bills, food and overseas holidays with budgeting and being sensible but still do what we want (clothes/shoes as kids need them and meals out without too much stress). We are lucky our mortgage is very low. Bought when houses were half as much and good equity from 1st home means we pay less than a 3rd of what houses on our estate rent for. Never moved for this reason. Extra bedroom would be nice but extra mortgage would be crippling.

I would consider your £250k rich. We would be in a slightly bigger house (that extra bedroom, but not too big as then i gotta clean it lol) and more holidays on that income.

The Elon Musks of the world are just beyond my compression. That kind of money is crazy.

Gansac · 10/03/2026 08:08

pocketpairs · 09/03/2026 23:55

Such a smug post..many people do well academically, have PhDs, yet earn significantly less than your DH. Luck plays a crucial part, if you can't see that, then understand why you're SIL dislikes you..

I mean it's skill and what you choose to apply yourself to. If you do a PhD and waste years not earning and then go into underfunded academia it's on you?

Her DH worked harder and worked smarter.

Susan7654 · 10/03/2026 07:06

So tell us how much help apart from buying schoes and bags for your SIL kids did you do? Did you give her money? How much? As its hard to grasp if she is sponging off you or not.

PeanutMum77 · 10/03/2026 03:35

Yes you are out of touch.
Yes you are rich
Do you actually think nurses, teachers etc don't work hard?????

ErinBell01 · 10/03/2026 01:24

ThatFairy · 07/03/2026 23:18

I wish I had done well too and I could have and fully intended to but I was 17, met the wrong guy, got pregnant. I was only a kid and with my family background the odds were stacked against me. If I could only be young again. However I am considering doing a degree in a STEM subject. It's just daunting to think I'll be in class with a bunch of 20 year olds

I had a degree, taught for a few years, had two kids, worked a bit more then went back to college aged 36 with mainly 17-20 year olds. But there were a few older students and I must say we all got on really well and I thoroughly enjoyed it. Only problem was that the teaching was pretty patchy - I remember telling one of the lecturers he'd not have lasted more than a few weeks in my school!

britinnyc · 10/03/2026 00:31

Rich is really pretty comparative. In some places this would be considered “rich”
because your lifestyle is well above average. Go to a prime London area and this would be “poor” compared to people making 7 figures or more. You are comfortable so be happy about that and ignore comments from others.

pocketpairs · 09/03/2026 23:55

Soccermomsavestheday · 07/03/2026 23:12

It really has been hard work educationally. We both come from working class backgrounds but studied far beyond post graduate level and worked our way up the ladder as such. We have never had any financial help. So yes I do consider that hard work and entirely lacking of any luck 😊

Such a smug post..many people do well academically, have PhDs, yet earn significantly less than your DH. Luck plays a crucial part, if you can't see that, then understand why you're SIL dislikes you..

pocketpairs · 09/03/2026 23:51

Soccermomsavestheday · 07/03/2026 22:55

So my husband and I live a pretty decent life but not one that warrants being called ‘financially out of touch’ and ‘how the other half live’ in my opinion which is just a couple of example of my sil many comments towards us.

My husband earns around £250k a year, I don’t have to work so don’t. We live in a nice 4 bedroom detached house with a lovely sized wrap around garden. We’re lucky enough to send our children to private school. We don’t go on extravagant holidays or wear high end designer clothes etc. We both drive Range Rovers but one is second hand (5 years old). And bottom line we have worked really hard to be where we are but don’t consider ourselves ‘Rich’ more so comfortable that we can live a modest life without financial restraints

it really bugs me when she says stuff like ‘you wouldn’t know what it’s like to budget’ and ‘it’s alright for some’ etc. I do budget monthly and am very much aware of how much things costs etc

Am I being unreasonable in this situation?

Plus..isn't is 'he', rather than 'we' have worked really hard. You're clearly boasting..whilw pretending not to..