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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Cash gift from parent - sharing with spouse

281 replies

Dexysmidnightstroller · 04/03/2026 10:48

For various reasons I’m currently the main breadwinner and paying all bills. We do ok, fortunate to have paid off the mortgage, and balance having nice but not extravagant holidays with saving for retirement.

We recently went on an overseas holiday mainly to visit an elderly relative of mine. We did lots of other things too but that was the main reason for the venue and we ensured we spent a lot of time with her. At the end, without asking and as a complete surprise, she insisted on a really generous gift of ££ as she wanted to pay for our trip. We absolutely never expected or asked, but accepted the gift (she is comfortably off and is known for generous help to my siblings as well).

As I’d already budgeted and paid for the holiday I put the gift into savings/investment. DH has whinged a bit, saying it was a gift to “us” with the implication that he should take half and do what he wants with it. AIBU to point out that I paid for the holiday and my relative was theoretically reimbursing it, so if I decide it should go into savings that is up to me? (And by the way be grateful for the free trip and for our future financial stability?)

IANBU = I was within rights to decide what to do with the gift
IABU = he was entitled to his half of the windfall

OP posts:
Branwells77 · 04/03/2026 12:40

Wow so he gets his small wage all to himself and your left paying for everything including holidays etc and now he thinks he has some right to a financial gift/reimbursement not only is he a CF he’s also a leach and I’m guessing the savings you have are to cover him when he retires too he wouldn’t get a penny and I’d be getting him to contribute towards the household. Talk about a free ride

Duvetdayneeded · 04/03/2026 12:39

what a lazy cf he is.

sounds like a second marriage but he will still be entitled to your money if you split, especially if it’s seemed to be a long marriage.

Rainydaycat · 04/03/2026 12:37

The money would be “ours”. All our money is “ours”.

Brefugee · 04/03/2026 12:32

you paid for the trip, right? so you get the reimbursement.

He sounds like a bit of a sponger if you pay for everything already.

8268768xc · 04/03/2026 12:30

I think the point here is whether you generally have joint discussions about finances or because you are the main earner do you assume that what you say goes? If you do discuss it - then why is this different? If you do not, then isnt that like financial abuse? If your DH was a stay at home mum - and the husband refused to discuss his bonus and just assumed that he could do with it what he liked that would be criticised by MN. Legally - you are married and I guess he still gets 50/50 whether you like it or not.

tramtracks · 04/03/2026 12:30

Cyclebabble · 04/03/2026 11:22

So I am very close to a situation where over time a woman became the main earner in the family. DH then decided (unilaterally and after the kids had started school), that he would become a home maker. The majority of cleaning and mental load still fell to the women but he did pick up and feed the kids. Whilst the kids were at school he filled his time with the gym and regular pub visits. On one of these visits he met and fell in love with another woman. Apparently, you cannot help who you fall for. This is where it gets nasty. He then went for divorce. Including half of her pension and remained in the house arguing he was the main carer. Half of all savings (which he had never contributed to), also went his way. I know this is the same for any woman that stays at home, but largely they will be doing the bulk of household work. He had not been. So be careful OP generally. On the gift itself. Its yours. Keep it separate.

This is exactly what women do in divorce situations too.

Merryoldgoat · 04/03/2026 12:29

I don’t disagree with how you’ve decided to use this gift but your general finances are borderline abusive and if a friend said her husband was doing this I’d tell her she was being treated unfairly.

Either you’re a partnership or not - why get married if that’s not what you want?

BerryTwister · 04/03/2026 12:27

I think this is pretty straightforward OP.
Your relative indicated that they wanted to cover the cost of your holiday.
You should therefore tell your husband that he needs to reimburse you for his share of the holiday cost, and you will then give him half of the gift.

BeingATwatItsABingThing · 04/03/2026 12:26

I understand why you’re feeling reserved about sharing expenses given your past experiences. DH and I share money. Our salaries go into one account and the bills all come out of there. Any savings are both of ours. If one of us was gifted money by a relative, it would be considered joint by both of us.

If it was a couple of hundred, we would put it in savings or use it to buy something needed for the house/family without much discussion. If it was a few thousand+, we would have a discussion about it. We both feel comfortable that our money is joint though.

Did your relative gift it to you or both of you?

Vaxtable · 04/03/2026 12:24

@Zivvy

circumstances here are different he works, just in a low paid job, and does not seem to contribute anything anyway, so why should he get some of this funding as well?

hettie · 04/03/2026 12:24

Thing is you haven't protected yourself from being financially burned have you? You got married. It's a legal contract, you've shared all your assets (presumably if you got divorced and it was seen as a long enough marriage). You may be not sharing day to day costs and spending but anything in savings, pensions, house assets etc is now legally part of the pot should you ever split... If you're worried about his attitude and you haven't been married very long divorce now ..... If not pray he doesn't take umbridge at some point and divorce you.....

WiddlinDiddlin · 04/03/2026 12:23

'The gift was to reimburse the cost of the trip. I shall share with you the contribution you made to the trip. Oh look, thats £0.00. Off you fuck.'

Chatsbots · 04/03/2026 12:23

What is the state of the marriage like otherwise?

I wouldn't be accruing too much investments or savings if it's not good, as he will benefit if you get divorce. I would get divorced. (I would say that regardless of male/female.)

We have pooled money but we also have the same mindset on saving.

PepsiBook · 04/03/2026 12:23

Why are you paying for everything? That's not on, unless one of you is caring for young children.
The gift was to reimburse you for the trip - you paid for the trip, so it's yours. Only yours.

TheAquaTraybake · 04/03/2026 12:22

He's BU and I say that as the lower earner in my relationship.

Don't get me wrong, our money is 100% pooled into one pot and I am able to spend money from that as I see fit.

However, if we were in this situation (and we often are; both DH and I are from different countries so our trips abroad are often to our countries of origin) and DH were given money (and he often is; parents like to help out) I would not be busy clocking where that money went. I believe he usually keeps it in that currency for future visits. I trust him to do whatever needs to be done with it.

Same thing for trips to my family.

The only thing I'd consider is maybe putting some of it towards an actual holiday for your family, acknowledging that it's a gift for the family.

TheDenimPoet · 04/03/2026 12:17

She wanted to pay for the holiday, so the money goes to wherever the holiday was paid from. If that's your account, that's where it goes.

Frugalgal · 04/03/2026 12:17

Dexysmidnightstroller · 04/03/2026 10:48

For various reasons I’m currently the main breadwinner and paying all bills. We do ok, fortunate to have paid off the mortgage, and balance having nice but not extravagant holidays with saving for retirement.

We recently went on an overseas holiday mainly to visit an elderly relative of mine. We did lots of other things too but that was the main reason for the venue and we ensured we spent a lot of time with her. At the end, without asking and as a complete surprise, she insisted on a really generous gift of ££ as she wanted to pay for our trip. We absolutely never expected or asked, but accepted the gift (she is comfortably off and is known for generous help to my siblings as well).

As I’d already budgeted and paid for the holiday I put the gift into savings/investment. DH has whinged a bit, saying it was a gift to “us” with the implication that he should take half and do what he wants with it. AIBU to point out that I paid for the holiday and my relative was theoretically reimbursing it, so if I decide it should go into savings that is up to me? (And by the way be grateful for the free trip and for our future financial stability?)

IANBU = I was within rights to decide what to do with the gift
IABU = he was entitled to his half of the windfall

I would return money to him in the same proportion to what he put in. If he put nothing, he gets nothing. You paid for the holiday so it's your money being returned to you.

It makes no sense for him to profit. Especially since you have invested it for the future.

Also he needs to do something about earning more and stop sponging off you.

CarelessWimper · 04/03/2026 12:16

I think this is a case of do you really want to be married to him? Honestly do you?

Given you are reluctant to get burnt again or share finances I’m surprised you did get hitched. The law doesn’t recognise what you agreed to privately so in the event of divorce that’s irrelevant.

If you do want to split you are probably going to be better to do it sooner and get advice before you talk to him.

At first I thought you were being reasonable but the whole set up doesn’t seem reasonable.DH have had various bonuses, I won £1500 once and sold pre marital assets and inheritances but we both talk about what we do with the funds. The money I won, I wanted to use for a holiday but we had only just been married and DH talked me into spend it on our new house. It was the sensible choice but we made it together

TheNinkyNonkyIsATardis · 04/03/2026 12:15

NellieJean · 04/03/2026 11:11

I don’t mean to be critical because we’ll do things differently but I’ll never understand the my money, your money approach. In a long marriage DH and i have never once had this conversation. Joint account, no accounts of our own and never an argument about money.

Good job that the OP shared all of her money when funding the trip, then, right?

If he's on a low wage, what they're doing amounts to the same. We keep separate finances ourselves because we have different styles and appetites for investment risk. My husband contributes more to the joint pot in proportion to his income, by for OP, I'd wager that if they did the calcs, her paying for everything probably leaves them with an equal access to spare money.

She chose to finance this holiday and the relative reimbursed it.

It's a nasty attitude to think you're entitled to more in those circumstances.

Phiyto9812 · 04/03/2026 12:11

Obviously when you are married many people, including me, think it should all be in one pot. However, at present I am the breadwinner and in this situation there is absolutely no way my DH would expect any of that money, he would be telling me to treat myself with this unexpected windfall.
My feelings about would change depending on the reason your husband is isn't currently contributing, what the situation has been in the past and what it will be in the future.

SeaShellsSanctuary1 · 04/03/2026 12:05

As we have always shared finances I have no real opinion on the money.

However I imagine visiting an elderly relative of a partner would not be seen by many as a free holiday. A mumsnet poll would probably have returned answers ranging from a 'nightmare trip' to ' a waste of my annual leave'

It sounds far from a holiday and while he may not deserve any money i doubt he's been having the time of his life at the OPs expense.

Maybe the relative thoroughly enjoyed the company and wanted to gift the money to both irrespective of who paid

amargaritaplease · 04/03/2026 12:02

Zivvy · 04/03/2026 11:02

I am a sahm, and if this scenario happened to us in reverse (DH is the breadwinner because I am caring for our children) I would be absolutely raging. But that is because we share all money completely - there is no his money and my money.

I don't understand marriages where money is not fully shared (unless there are stepchildren involved). A marriage is a union. Body, soul, decisions, dreams, money.

Is it beyond your comprehension that people have different experiences to you ? You sound quite insufferable

Luckyingame · 04/03/2026 12:02

You don't have to mention it, you don't have to share it. Full stop.
And yes, I'm saying this as a happily married woman (for 20 years).
Nothing wrong to have something for yourself only. On the contrary, a necessity.

ALJT · 04/03/2026 12:00

Fully agree with you. I know my husband wouldn’t even query this. He would be happy to have it in savings.

ParmaVioletTea · 04/03/2026 11:59

Dexysmidnightstroller · 04/03/2026 11:01

He’s on v low wage due to his previous job ending (not his fault, the role vanished). I had very bad experiences with previous partners and £ so like to keep things separate, I just hate discussing money as a result. Yes he gets a good deal - me paying for everything and him keeping his limited £ for himself - but I’m ok with this and have eyes open. But to me it’s a pisstake him wanting a little bonus here. It’s not like I went and spent it on jewellery either, I put it away for a rainy day / retirement.

Ahhh, Yes. I see - well, I still think YANBU.

He wants to be "kept" without the responsibility of earning more. It sounds like he's not very good with money and you are.

And I think this is a very different situation from that of a woman staying at home to raise joint DC. You need to be very careful @Dexysmidnightstroller as his attitude is looking rather venal at the sight of a wodge of cash.