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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Cash gift from parent - sharing with spouse

281 replies

Dexysmidnightstroller · 04/03/2026 10:48

For various reasons I’m currently the main breadwinner and paying all bills. We do ok, fortunate to have paid off the mortgage, and balance having nice but not extravagant holidays with saving for retirement.

We recently went on an overseas holiday mainly to visit an elderly relative of mine. We did lots of other things too but that was the main reason for the venue and we ensured we spent a lot of time with her. At the end, without asking and as a complete surprise, she insisted on a really generous gift of ££ as she wanted to pay for our trip. We absolutely never expected or asked, but accepted the gift (she is comfortably off and is known for generous help to my siblings as well).

As I’d already budgeted and paid for the holiday I put the gift into savings/investment. DH has whinged a bit, saying it was a gift to “us” with the implication that he should take half and do what he wants with it. AIBU to point out that I paid for the holiday and my relative was theoretically reimbursing it, so if I decide it should go into savings that is up to me? (And by the way be grateful for the free trip and for our future financial stability?)

IANBU = I was within rights to decide what to do with the gift
IABU = he was entitled to his half of the windfall

OP posts:
TheMorgenmuffel · 04/03/2026 13:15

Zivvy · 04/03/2026 11:02

I am a sahm, and if this scenario happened to us in reverse (DH is the breadwinner because I am caring for our children) I would be absolutely raging. But that is because we share all money completely - there is no his money and my money.

I don't understand marriages where money is not fully shared (unless there are stepchildren involved). A marriage is a union. Body, soul, decisions, dreams, money.

Except your case would not be the reverse because you are caring for your children.
A variable not present in the OP's situation.

researchers3 · 04/03/2026 13:12

Dexysmidnightstroller · 04/03/2026 11:01

He’s on v low wage due to his previous job ending (not his fault, the role vanished). I had very bad experiences with previous partners and £ so like to keep things separate, I just hate discussing money as a result. Yes he gets a good deal - me paying for everything and him keeping his limited £ for himself - but I’m ok with this and have eyes open. But to me it’s a pisstake him wanting a little bonus here. It’s not like I went and spent it on jewellery either, I put it away for a rainy day / retirement.

What does he bring to the table? He is absolutely taking the piss. How entitled. I'd stop paying for everything if I were you. It does not sound like he appreciates it!

Hopefully youre not married ans can get rid of him at any point?

SweetnsourNZ · 04/03/2026 13:12

HortiGal · 04/03/2026 11:28

Whether he’s on a low income or not he should still make some contribution, he’s got an nice easy life.

Of course he should. He would feel better for it too. It's bad for anyone's self esteem to be so financially reliant on someone else and he does have a wafe, just not as big as OPs.

Dexysmidnightstroller · 04/03/2026 13:11

I’m aware of financial exposure re divorce and it is a horrible thought (he will inherit some ££ at some point though) but I’m hoping it will never happen obviously.

If we did share £ it would basically mean apportioning a fixed share of my income to him each month. But as I said, I don’t apportion a fixed share to me as it is. I don’t want to run the budget that way. I want bills paid and retirement savings made, and then and only then money on entertainment or toys. Which we do have, and I don’t buy myself anymore than him. I never buy myself frivolous stuff because I don’t need it, and entertainment £ is always spent on both of us. So the only way I’m enjoying my own £ more than his is by deciding how much is saved. And here was unexpected £ so that’s where it went. If I could swap positions with him I would.

this isn’t like a Sahm because someone in that position is doing a vital role. He does things round the house etc but it’s hardly comparable.

OP posts:
trumpisvomitous · 04/03/2026 13:04

This doesn't look like a partnership to me, it looks like a leech + host setup.

SweetnsourNZ · 04/03/2026 13:04

itsmycheese · 04/03/2026 11:36

I can understand the principle behind your OP; the money that paid for the holiday has simply gone back where it came from.

But everything else I think is on much shakier ground. Your DH is financially dependent on you. You say it is not his fault, which I take to mean that in the short term at least, he cannot change that.

None of that explains why you get to decide what happens to your finances and he just has to accept it. If he can't afford to leave you, that is financial control. I'm not saying your decision was wrong, but your refusal to discuss it or the rest of your finances with your husband definitely is.

Sounds like the change in his circumstances is actually changing the dynamics of the marriage. He sounds like he is slowly being infantilized. She pays the bills and so calls the shots and he whinges as she puts it. This is not the ingredients of a sustainable marriage. They need to find a different formula that isn't going to resentment.

honeylulu · 04/03/2026 13:03

trumpisvomitous · 04/03/2026 13:00

So you are already paying for everything and he's trying to get his hands on even more of your money. What a grifter.
People will exploit you if they can, especially the men. This is what life has taught me.

This. It sounds like a free holiday isn't enough, he wants "cashback" as well! CF!

trumpisvomitous · 04/03/2026 13:00

So you are already paying for everything and he's trying to get his hands on even more of your money. What a grifter.
People will exploit you if they can, especially the men. This is what life has taught me.

honeylulu · 04/03/2026 12:57

I'd ask him to remind me how much he contributed to the holiday cost as you will reimburse him exactly that.

It was a gift from your relative, moreover it was a gift given on specific terms, to pay for the holiday not for general spending/treats.

Whether your financial arrangements are otherwise fair or not is another issue. (I say this as someone who is married with semi separate finances and it works well for us.) On one hand he's got a good deal, lives for free and spends his salary without having to contribute even proportionately. On the other hand if you have vastly more spending money and a different lifestyle he can't afford as his wages are very low "through no fault of his own" then that is rather more uncomfortable. Is there any reason he can't look to improve his income?

Sweetcorn100 · 04/03/2026 12:54

How long has he been on this “very low wage” job and how much does he take home?

Fair enough he lost his previous job but he can’t be bringing home a few hundred quid a month whilst you do full time work, pay for everything! You say you’ve been burned before… you don’t want to make the same mistake, do you?

Is he pushing and going out of his way to find another full time job?

Weeklyreport · 04/03/2026 12:53

tramtracks · 04/03/2026 12:30

This is exactly what women do in divorce situations too.

Except in the woman's case she would have typically been responsible for the cleaning and the mental load and not have spent her days in the pub and having an affair.

LovesLabradors · 04/03/2026 12:52

No way is half that money his - YANBU. By the sounds of it, you not only funded the trip, but also pay all the bills. He is a CF.

luckylavender · 04/03/2026 12:51

Agix · 04/03/2026 10:52

And this is the kind of ridiculous BS you have to deal with when you marry someone and insist on keeping a 50/50, "mine vs yours" arrangement with the financials.

Helpful

GertrudePerkinsPaperyThing · 04/03/2026 12:50

In effect you are already sharing it, as you both went on the now free holiday.

GertrudePerkinsPaperyThing · 04/03/2026 12:49

Starfeesh · 04/03/2026 10:53

So he wants a free holiday AND a handout from your elderly relative?

I know, he’s taking the piss!

The money was clearly to reimburse the person who paid for the holiday. So it’s effectively paid for the holiday and then you have (if you like) put the money you had originally spent into savings.

He doesn’t get a free holiday plus a cash gift!

YourSassyPanda · 04/03/2026 12:49

We would share but first marriage, both earn well and we share everything financially. I’d imagine everything is a bit more calculated second or third time around.

Sweetcorn100 · 04/03/2026 12:48

Do you have children?

I understand being burned in the past, but if you’ve married this guy and he’s not just a partner but a life long husband then I think joint account.

What I don’t understand is why he is paying nothing? Why not a percentage of what he earns at least?

We have received cash gifts off in laws before and husband always puts it in the savings or towards something that needs doing in the home - I’d never expect half of the money to dwindle on what I want so you’re not being unreasonable here.

When you say low wage, do you mean a full time minimum wage job? Or if he’s doing hardly any hours part time bringing in a few hundred quid that needs to be stopped right now and he needs to job hunt

SouthLondonMum22 · 04/03/2026 12:46

PistachioTiramisu · 04/03/2026 12:43

We have completely separate finances (been married 10 years but older) - he has children, I don't. It works well for us - we each pay part of the household expenses. The only thing we split is holiday finance. We take it in turns to pay when going out.

Separate finances works well for us too. We have 3 young children.

Cherry8809 · 04/03/2026 12:45

Tbf, this is Mumsnet, the place where posters unanimously believe that anything the husband acquires should be shared (PP about someone’s husband winning a sports bet, anyone?), but if it’s a gift to the wife, it belongs to her.

Onthemaintrunkline · 04/03/2026 12:45

He’s a cheeky devil. Cheeky and greedy.

MyballsareSandy2015 · 04/03/2026 12:44

I’d be hurt and upset by this OP.

He's got a bloody cheek … he’s not grateful that you cover all the bills, he still asks for more. Mind blowing!

Happyjoe · 04/03/2026 12:44

Well, I'll say one thing, your husband has some guts. How flipping entitled is he to ask for half this money?? You paid for the holiday, you pay for everything and it's your relative not his!
Tell him to go do one. And even though you've popped it back into savings, you don't have to justify what you do with the money with anyone so if you did want to go buy something nice, just for yourself, it's yours to do with what you want.

PistachioTiramisu · 04/03/2026 12:43

Zivvy · 04/03/2026 11:02

I am a sahm, and if this scenario happened to us in reverse (DH is the breadwinner because I am caring for our children) I would be absolutely raging. But that is because we share all money completely - there is no his money and my money.

I don't understand marriages where money is not fully shared (unless there are stepchildren involved). A marriage is a union. Body, soul, decisions, dreams, money.

We have completely separate finances (been married 10 years but older) - he has children, I don't. It works well for us - we each pay part of the household expenses. The only thing we split is holiday finance. We take it in turns to pay when going out.

AdaDex · 04/03/2026 12:43

Dexysmidnightstroller · 04/03/2026 11:09

I did that before and got horribly burned. I mean all my redundancy money, everything take from me except my share of house equity. The b*tard syphoned it all. I’d have retired by now otherwise. So I cannot do that again. I made that clear with this marriage from the get go.

You'll be in the same position afraid if this marriage ends. There's no yours and mine in divorce.

Fygrfghjughj · 04/03/2026 12:42

I usually read everything before replying, but I'm being swamped by a deluge of married people claiming that since op is married she should give her partner all her money. It's irritating me because they're completely missing the point. Op could listen to these bizarre people, and go and get a shared account tomorrow and he could clear it out. And then presumably they'll be happy? He's a working man who wants his wife to pay all his bills and give him spending money. Op is doing MORE THAN sharing. She's paying for everything. Personally I don't see how she can recover from this, I'd have to divorce him. But not before putting all her money in her name into a property and giving it to someone she trusts.

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